scholarly journals Embedded Microprocessor Wireless Communication Data Collection Aids in Early Warning of Default Risk for Internet Finance Bank Customers

2021 ◽  
Vol 2021 ◽  
pp. 1-10
Author(s):  
Hui Li
Keyword(s):  
Risk Management ◽  
Wireless Communication ◽  
Data Acquisition ◽  
Data Storage ◽  
Early Warning ◽  
Default Risk ◽  
Measurement Techniques ◽  
Total Risk ◽  
Risk Judgment ◽  
Risk Warning

Thanks to the maturity and innovation of embedded technology, products based on embedded platforms continue to penetrate people’s lives and play a pivotal role in various fields of society, while the development of data acquisition systems based on wireless communication of embedded microprocessors is one of the frontier directions of embedded development. Modern commercial bank risk management system includes risk control organization, risk measurement techniques (including risk warning), risk avoidance techniques, and total risk management model. In this paper, a multichannel data acquisition system combined with a wireless sensor platform is designed for early warning of default risk of Internet financial bank customers, which can realize real-time monitoring, acquisition, display, and data storage of DC signals and indoor environment information output from sensor platforms or electronic devices, and for frequent transactions, fund splitting, and mortgage pledging related to complex customers in today’s e-commerce platform, which triggers when the associated enterprise credit risk presents complexity, continuity, wholeness, multiplicity, volatility, severity, etc., it is used to improve risk judgment and risk warning ability, enhance investment risk response ability, and reduce the related losses caused by marketing risk.

Inferential Control of a Distillation Column Using an Online Estimator

2008 ◽  
Vol 3 (1) ◽  
Author(s):  
Vijander Singh ◽  
Indra Gupta ◽  
Hari Om Gupta
Keyword(s):  
Data Acquisition ◽  
Product Quality ◽  
Control Strategy ◽  
Distillation Column ◽  
Measurement Techniques ◽  
Data Acquisition System ◽  
Distillation Process ◽  
Present Scheme ◽  
Inferential Control ◽  
Control Scheme

The time to measure and maintain distillate quality in the presence of disturbances is the main objective of the distillation process. To maintain the product quality, a suitable tray temperature is kept constant with the help of a control strategy near its set point. As the controlled variables cannot be measured online easily due to measurement lags and sampling delays, the secondary measurement techniques are used to estimate the distillate quality by adjusting the values of manipulated variables (inferential control). This paper presents an inferential control scheme for a distillation column using an Ethernet-based data acquisition system to provide a standard online estimator. In the present scheme the distillation parameters are acquired from a client PC connected to the network and the distillate composition is estimated online by a developed ANN-based estimator. The above estimator is used for an inferential control strategy to control distillate composition. The inferential control scheme is exercised for various disturbances and the effect of the disturbances is observed on distillate quality.

scholarly journals Impact of Total Risk Management on Coronary Plaque Regression in Diabetic Patients with Acute Coronary Syndrome

2016 ◽  
Vol 23 (8) ◽  
pp. 922-931 ◽  
Author(s):  
Ryo Naito ◽  
Katsumi Miyauchi ◽  
Hiroyuki Daida ◽  
Takeshi Morimoto ◽  
Takafumi Hiro ◽  
...  
Keyword(s):  
Risk Management ◽  
Acute Coronary Syndrome ◽  
Coronary Plaque ◽  
Diabetic Patients ◽  
Total Risk ◽  
Coronary Syndrome ◽  
Plaque Regression

The Hardware Design of Measurement System of Transmission Lines Based on Wireless Communication

2015 ◽  
Vol 1092-1093 ◽  
pp. 366-369
Author(s):  
Shu Min Sun ◽  
Wen Juan Jiang ◽  
Yu Meng ◽  
Yan Cheng
Keyword(s):  
Wireless Communication ◽  
Data Storage ◽  
Measurement System ◽  
Transmission Lines ◽  
High Speed ◽  
Time Synchronization ◽  
Clock Synchronization ◽  
Report Generation ◽  
Test Efficiency ◽  
Synchronization Module

A set of measurement system for the testing of transmission lines, composing of wireless center station, wireless current acquisition and transmission nodes, wireless voltage acquisition and transmission node, was designed, which was based on wireless communication. The high speed wireless bridge working at 2.4GHz together with the clock synchronization module based on the IEEE1588 communicating protocol were both employed for the communication and time synchronization separately. The measurement system has data storage, waveform display, data analysis, automatic report generation and other functions. The measurement system can greatly reduced arrangement of cables, thereafter improved the test efficiency.

scholarly journals Design of Early Warning System Based on Wireless Sensor Network

2018 ◽  
Vol 14 (01) ◽  
pp. 66
Author(s):  
Gan Bo ◽  
Jin Shan
Keyword(s):  
Data Acquisition ◽  
Real Time ◽  
Monitoring System ◽  
Early Warning ◽  
Early Warning System ◽  
Warning System ◽  
Sensor Data ◽  
Landslide Monitoring ◽  
Remote Transmission ◽  
Sensor Data Acquisition

In order to solve the shortcomings of the landslide monitoring technology method, a set of landslides monitoring and early warning system is designed. It can achieve real-time sensor data acquisition, remote transmission and query display. In addition, aiming at the harsh environment of landslide monitoring and the performance requirements of the monitoring system, an improved minimum hop routing protocol is proposed. It can reduce network energy consumption, enhance network robustness, and improve node layout and networking flexibility. In order to realize the remote transmission of data, GPRS wireless communication is used to transmit monitoring data. Combined with remote monitoring center, real-time data display, query, preservation and landslide warning and prediction are realized. The results show that the sensor data acquisition system is accurate, the system is stable, and the node network is flexible. Therefore, the monitoring system has a good use value.

scholarly journals Credit Risk Management Evaluation and Bank Management Effectiveness: 1995 – 2015 Dimensionality

2020 ◽  
pp. 178-188
Author(s):  
John Nkeobuna Nnah Ugoani
Keyword(s):  
Risk Management ◽  
Credit Risk ◽  
Banking System ◽  
Total Risk ◽  
Credit Risk Management ◽  
Management Effectiveness ◽  
Nonperforming Loans ◽  
Bank Management ◽  
The Board Of Directors ◽  
Banking Institution

Credit risk management is central to the success or failure of a banking institution because banks earn the greatest quantum of their interest income from interest on loans which represents a critical component of a bank’s profitability. Therefore, any carelessness with regard to credit risk management automatically results to creating huge nonperforming loans which often prepares the grounds for bank distress or failure. In the 1990s and specifically in 1995, 50 percent of 120 banks became technically distressed, as they were characterized by poor management and weak liquidity ratio. For example, in 1995, the ratio of nonperforming loans to total loans was about 33 percent compared to about 5 percent in 2015, and the average liquidity ratio of banks in 1995 was 0.49, against 58.18 in 2015. Also the loans, to deposit ratio in 1995 was 58.4 and 73.21 in 2015, while the number of banks with average liquidity ratio of less than 30 percent was 50 in 1995 against 1 in 2015. Distress persisted in the Nigerian banking system in the 1990s with dwindling profitability and the erosion of shareholders’ equity. In 1995, the adjusted shareholders funds was – N8791.1million against N3,240 billion in 2015, while the capital to total risk weighted asset ratio was about 67.18 percent in 1995 and only about 17.66 percent in 2015. In 1995, the ratio of nonperforming loans to shareholders’ funds was about 496 percent against about 13 percent in 2015. These major performance indicators showed that there was improved credit risk management and bank management effectiveness after 1995 until 2015. The expo-facto research design was employed for the study and the result showed strong positive relationship between credit risk evaluation management and bank management effectiveness. The study was not exhaustive, and further research could examine the relationship between regulatory efficiency and the performance of deposit money banks in Nigeria. The board of directors of banks should always take measures to avoid lending arrangements over and above the repayment capacity of borrowers to reduce the creation of nonperforming loans.

scholarly journals Crisis Prevention and the Coronavirus Pandemic as a Global and Total Risk of Our Time

2021 ◽  
Vol 10 (1) ◽  
pp. 55-74
Author(s):  
Radoica Luburić
Keyword(s):  
Risk Management ◽  
Quality Management ◽  
Change Management ◽  
Synergistic Effects ◽  
Total Risk ◽  
Crisis Prevention ◽  
Stable Conditions ◽  
Prevention Model ◽  
Business Conditions ◽  
Sustained Success

Abstract The Coronavirus pandemic, as a global and total risk of our time, has imposed the need for a more complete and comprehensive review of existing approaches to crisis prevention and preventive management in general. This crisis also pointed to some shortcomings in quality management, risk management and change management, which had not been removed in a timely and adequate manner in more stable conditions in order to function better in crisis situations. Accordingly, the structure of this paper was conceived, which, in addition to an introduction and concluding remarks, has five short, but thematically complete, units. In the first part, preventive management is seen as a paradigm of the successful management of problems, incidents and crises. In the second and third parts, the influence of the principles of quality management and the principles of risk management on the prevention of a crisis, as well as their cooperation, effectiveness and synergistic effects are discussed. The fourth part analyses the key processes of change and conflict management in terms of crisis prevention. In the fifth part, an effective, complete and comprehensive crisis prevention model based on quality management, risk management and change management is created, with the primary goal of achieving sustained success in all business conditions. Bearing in mind that the processes and consequences of the Coronavirus pandemic have still not been completed or become clear, the concluding remarks identify certain messages and lessons that could have been learned in its initial stages.

scholarly journals Development of Arduino-based Data Acquisition System for Environmental Monitoring using Zigbee Communication Protocol

2016 ◽  
Vol 1 (3) ◽  
pp. 109-118
Author(s):  
Busari Sherif A. ◽  
Dunmoye Abibat F. ◽  
Akingbade Kayode F.
Keyword(s):  
Environmental Monitoring ◽  
Data Acquisition ◽  
Data Storage ◽  
Health Management ◽  
Medical Diagnostics ◽  
Indoor Climate ◽  
Data Logging ◽  
Climate Control ◽  
Time Data ◽  
Receiver System

Data Acquisition Systems (DAS) are used for a variety of applications such as environmental monitoring, indoor climate control, health management and medical diagnostics, traffic surveillance and emergency response, disaster management among others. This paper presents the design of a DAS for monitoring environmental temperature, pressure and relative humidity. The system employs Arduino Uno microcontroller for signal processing and Zigbee transceivers operating on the 2.4 GHz license-free Industrial, Scientific and Medical (ISM) band as communication modules at both the transmitter and receiver ends. While the transmitter board houses the sensors, a GPS module and an LCD, the receiver system is interfaced with a PC which runs a developed MATLAB GUI for data display and analysis and it incorporates an SD card for data storage. The battery-powered system is a low cost, low-power consumption system which serves as a mini-weather station with real-time data logging, wireless communication and tracking capabilities.

scholarly journals Risk transfer beyond reinsurance: the added value of CAT bonds

2021 ◽  
Author(s):  
Tobias Götze ◽  
Marc Gürtler
Keyword(s):  
Risk Management ◽  
Default Risk ◽  
Management Strategies ◽  
Added Value ◽  
Insurance Companies ◽  
Data Set ◽  
Basis Risk ◽  
Cat Bonds ◽  
Risk Characteristics ◽  
Risk Management Strategies

AbstractReinsurance and CAT bonds are two alternative risk management instruments used by insurance companies. Insurers should be indifferent between the two instruments in a perfect capital market. However, the theoretical literature suggests that insured risk characteristics and market imperfections may influence the effectiveness and efficiency of reinsurance relative to CAT bonds. CAT bonds may add value to insurers’ risk management strategies and may therefore substitute for reinsurance. Our study is the first to empirically analyse if and under what circumstances CAT bonds can substitute for traditional reinsurance. Our analysis of a comprehensive data set comprising U.S. P&C insurers’ financial statements and CAT bond use shows that insurance companies’ choice of risk management instruments is not arbitrary. We find that the added value of CAT bonds mainly stems from non-indemnity bonds and reveal that (non-indemnity) CAT bonds are valuable under high reinsurer default risk, low basis risk and in high-risk layers.

scholarly journals Organization and implementation of risk-management in building enterprise

Vestnik MGSU ◽  
2018 ◽  
pp. 1482-1490
Author(s):  
Reza Barkhi ◽  
Victoria G. Borkovskaya
Keyword(s):  
Risk Management ◽  
Industrial Enterprise ◽  
Synthesis Methods ◽  
Effective Management ◽  
Total Risk ◽  
Management Tools ◽  
Actual Problem ◽  
Industrial Enterprises ◽  
Risk Management Process ◽  
Building Enterprise

Introduction. Consider the system of organization and implementation of risk management in the building enterprise. The introduction and management of risks in an industrial enterprise is an actual problem due to the occurrence of the following list of factors: incomplete information, elements of randomness, unpredictability of actions of a partner or competitor, among others. Risk management is a process that must begin at the development stage of a industrial company’s strategy, and necessarily with the participation of its owners, since it is the owners who, when developing a strategy, should determine the maximum level of total risk that the industry company will be ready to accept in the course of its activities. Risk management in industrial enterprises should be implemented within the framework of the system and process approaches, taking into account the specifics of the industry using modern effective management methods and production organizations, as well as using risk management tools. Materials and methods. The methodology of the continuous risk management process was used to study the industry organization and implementation of risk management, and systems analysis, modeling and synthesis methods were used. Results. It was determined that the creation of a risk management department is appropriate for effective risk management at the industry enterprise. The main responsibilities of this unit, including for staff and other users (including employees, consultants and contractors), in order to successfully implement the management strategy, require unconditional implementation to minimize risks and eliminate costs in implementing risk management. It was revealed that as a result of introducing risk management in industry enterprises of various industries, a set of measures should be developed to evaluate the operational risks of an enterprise, integral risk, quantitative assessment of which is based on a comprehensive analysis of financial and accounting reports, and conducting an integrated risk assessment based on all levels of responsibility within the industrial enterprise. Conclusions. Risk management at industrial enterprises should be carried out within the framework of the system and process approaches, taking into account the specifics of the industry using modern effective management methods and production industrial organizations, as well as using risk management tools.

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