scholarly journals Financial Literacy Level: An Empirical Study on Savings, Credit and Budget Management Habits in High School Students

2021 ◽  
Vol 10 (4) ◽  
Keyword(s):  
High School ◽  
High School Students ◽  
Empirical Study ◽  
Financial Literacy ◽  
Budget Management ◽  
School Students ◽  
Literacy Level

scholarly journals MEASURING STUDENT’S LOGICAL REASONING SKILLS OF CHINESE SENIOR HIGH SCHOOL USING RASCH MEASUREMENT MODEL

2021 ◽  
Vol 4 (3) ◽  
pp. 142-149
Author(s):  
Lijuan Gan ◽  
Tommy Tanu Wijaya
Keyword(s):  
High School ◽  
High School Students ◽  
Logical Reasoning ◽  
Senior High School ◽  
Literacy Skill ◽  
Evaluation Tool ◽  
School Students ◽  
Good Reliability ◽  
Literacy Level ◽  
Reasoning Skills

This study aims to develop an evaluation tool to evaluate the overall logical reasoning core literacy skill and understand the differences in logical reasoning skills between students of different classes and genders. The quality of the developed evaluation tool is tested and optimized based on the Rasch model. The measured sample data are processed and analyzed by winsteps software and SPSS software. 122 senior three students from different classes were evaluated by the developed logical reasoning literacy level evaluation tool with good reliability and validity. It was found that the overall logical reasoning skills of senior high school students was concentrated in Level II, and some students could reach Level III; there are obvious differences in the level of logical reasoning skills between the experimental class and the ordinary class. The overall level of the experimental class is higher than that of the ordinary class; there is little difference in the distribution of male and female at the low level, but compared with male, female' literacy Level Is obviously limited after reaching a certain level, so it is difficult to break through and rise to the third level.

Financial Literacy

2017 ◽  
pp. 80-106
Author(s):  
Adriana Berenice Valencia Álvarez ◽  
Jaime Ricardo Valenzuela González
Keyword(s):  
High School ◽  
Middle School ◽  
High School Students ◽  
Financial Literacy ◽  
Conceptual Knowledge ◽  
Self Report ◽  
Financial Knowledge ◽  
Financial Behavior ◽  
School Students ◽  
Public And Private

Financial literacy is a combination of financial knowledge, attitudes and behaviors, key for making informed decisions and for solving financial problems. This descriptive study explored the applied, conceptual and procedural financial knowledge of 243 Mexican students via three financial knowledge tests. In addition, these students were surveyed about their financial behavior, their attitudes towards money, and their experience with money using a self-report questionnaire. The study aims to identify financial-education needs and gaps between school levels and systems. Therefore, the analysis focuses on the differences and similarities between two subgroups: (1) students in public and in private education, and between (2) middle school (ages 12 to 15) and high school students (ages 15 to 18). Middle school and high school students differed significantly only in their conceptual knowledge and in their financial experience, while public and private students showed statistical significant differences on their financial knowledge, behavior, attitudes and experience.

scholarly journals Typical dynamic peculiarities of the spheres of manifestation of social activity among student youth

2019 ◽  
Vol 70 ◽  
pp. 08009
Author(s):  
Elena Bocharova
Keyword(s):  
High School ◽  
High School Students ◽  
Young People ◽  
Empirical Study ◽  
University Students ◽  
Social Activity ◽  
School Students ◽  
Youth Policy ◽  
Age Related ◽  
Life Values

The purpose of the study presented in the article is an empirical study of typical dynamic peculiarities spheres of young people’ social activity manifestation. The study sample consisted of 240 participants (Saratov region, Russia), including: university students (n = 120), age M = 18.22 (SD = 0.87) and high school students (n = 120), age M = 16.43; SD = 0.53. We used a questionnaire (R. M. Shamionov, I. V. Arendachiuk, E. E. Bocharova et al.) to register various forms of social activity and the degree of their manifestation, and the “Morphological Test of Life Values” technique (V. F. Sopov, L. V. Karpushina) to study various spheres of life. In the sample of students we have recorded a trend towards negative dynamics in the range of typical spheres of social activity manifestation, which, moreover, differs in its substantive multidirectionality. The study has shown that manifestation of various forms of social activity in the typical spheres of life is characterized by multidirectional dynamics of their motives’ actualization, depending on the person’s social and age-related status. The applied aspect of the problem under study can be implemented in the development of youth policy programs.

Financial literacy programs and youth entrepreneurial attitudes: some insights from the Jordanian community

2020 ◽  
Vol 14 (5) ◽  
pp. 787-810
Author(s):  
Nour Walid Aljaouni ◽  
Baker Alserhan ◽  
Kimberly Gleason ◽  
Jusuf Zeqiri
Keyword(s):  
High School ◽  
High School Students ◽  
Financial Literacy ◽  
Literacy Program ◽  
School Students ◽  
Content Type ◽  
Entrepreneurial Attitudes ◽  
Students Attitudes ◽  
K 12 ◽  
The Impact

Purpose The purpose of this paper is to explore the impact of a financial literacy program (FLP) recently implemented in Jordanian junior high and high schools as part of a national financial literacy agenda on students’ attitudes toward entrepreneurship relative to a control sample of students who had not yet participated in the FLP. This paper also examines the role of moderating variables, including students’ perception of teachers’ attitudes (TA) on students’ entrepreneurial attitudes. Design/methodology/approach Survey methodology was used to obtain data and hierarchical regression analysis was used to test hypotheses. Findings Results indicate that students who completed the FLP exhibited significantly higher entrepreneurial awareness than those that had not yet participated in the program. Students who took the entrepreneurship module of the FLP exhibited significantly lower entrepreneurial intention than those that had not yet taken the entrepreneurship module. However, TA did not impact students’ attitudes. Research limitations/implications The study examines a sample of middle and high school students in only one district in Amman, Jordan, and cannot be generalized to other communities where the FLP has been implemented. Practical implications The findings provide valuable insights for educators, policymakers and non-governmental organizations considering large scale, publicly funded FLPs as part of the K-12 educational system. Social implications Stakeholders should consider reforms to the implementation of entrepreneurship education as part of the FLP in Jordanian schools and other developing country K-12 programs. Originality/value This study is the first to examine the new Jordanian literacy program and the impact it has on attitudes toward entrepreneurship of middle and high school students.

scholarly journals Interrelation between procrastination and Internet addiction in high school students in the context of risks of modern education

2019 ◽  
Vol 70 ◽  
pp. 08030
Author(s):  
Ivan Malyshev ◽  
Igor Arkhipenko
Keyword(s):  
High School ◽  
High School Students ◽  
Empirical Study ◽  
Qualitative Analysis ◽  
Internet Addiction ◽  
Modern Society ◽  
School Students ◽  
Modern Education

The article discusses manifestations of procrastination and Internet addiction in high school students within the context of risks of the modern society and education. The purpose of the study is to analyze interrelations between the phenomena of procrastination and Internet addiction in high school students’ personality. The empirical study involved 120 students of the 9th – 11th grades from the cities of Saratov and Balashovaged 15 to 17. We used the questionnaire called “The Degree of Procrastination Intensity” by M.A. Kiselev (system vector psychology SVP), the technique for determining Internet addiction by S.H. Chen and the test for Internet addiction identification by Kimberly Young. We used the author’s questionnaire for qualitative analysis of the interrelation between procrastination and Internet addiction of the subjects. The established relationships between the phenomena of procrastination and Internet addiction (analysis of correlation relationships, typological analysis).New data have been obtained that reveal the nature of the determination of these phenomena in a sample of high school students interacting in modern conditions of education.

Gender, Parental Characteristics, and Financial Knowledge of High School Students: Evidence From Multicountry Data

2019 ◽  
Vol 30 (1) ◽  
pp. 97-109 ◽  
Author(s):  
Rebecca G. Chambers ◽  
Carlos J. Asarta ◽  
Elizabeth N. Farley-Ripple
Keyword(s):  
High School ◽  
High School Students ◽  
Gender Gap ◽  
Financial Literacy ◽  
International Student ◽  
Student Assessment ◽  
Financial Knowledge ◽  
Literacy Assessment ◽  
School Students ◽  
International Student Assessment

This study examines the gender gap in financial literacy by using the Financial Literacy Assessment from the OECD's Programme for International Student Assessment (PISA). The analysis focuses on the influence of parents on their children's understanding of financial concepts, utilizing multilevel modeling procedures to examine variance among students, within schools, and within countries. Based on data from 18 countries, results suggest that a gender gap in financial knowledge favoring male high school students is present and that parents may influence their children's financial knowledge.

scholarly journals PROFESSIONAL SELF-DETERMINATION OF HIGH SCHOOL STUDENTS WITH DIFFERENT DEGREES OF REFLEXIVITY

2021 ◽  
pp. 13-26
Author(s):  
Сергей Иванович Кудинов ◽  
Станислав Сергеевич Кудинов ◽  
Владислав Сергеевич Кудинов ◽  
Александра Андреевна Достатняя
Keyword(s):  
High School ◽  
High School Students ◽  
Empirical Study ◽  
Self Determination ◽  
Professional Activity ◽  
School Students ◽  
Differential Type ◽  
Professional Self ◽  
Psychological Features

Анализируется рефлексивность как основа самопознания и понимания себя субъектом в будущей профессиональной деятельности. Проанализированы психологические особенности профессионального становления личности в юношеском возрасте, рассмотрена специфика проявления рефлективности, выделены уровни ее развития и определена роль в профессиональном самоопределении старшеклассников. Эмпирическое исследование проведено на выборке 244 учащихся (136 девушек и 108 юношей, средний возраст - 16 лет). В исследовании были использованы: тест на выявление профессионального типа личности Дж. Холанда в модификации (Г.В. Резапкиной); методика «Мотивы выбора профессии» Г. Овчаровой; методика определения уровней развития рефлексивности А. Карпова; методика «Дифференциальный тип рефлексии» Д.А. Леонтьева и эссе на тему «Роль прошлого, настоящего и будущего в моей жизни». По результатам пилотажного этапа исследования выделены три группы респондентов с разными показателями рефлексивности. Количественный и качественный анализ показателей рефлексивности и профессионального самоопределения старшеклассников позволил установить специфическое соотношение указанных характеристик. Результаты исследования могут стать основой для развития рефлексивности старшеклассников и для создания программ актуализации их профессионального самоопределения. The analyzes reflexivity as the basis of self-knowledge and understanding of oneself as a subject in future professional activity. The psychological features of the professional formation of a personality in the youth age were analyzed, the specifics of the manifestation of reflexivity were considered, the levels of its development were singled out and the role in the professional self-determination of high school students was defined. An empirical study was carried out on a sample of 244 students (136 girls and 108 boys, average age - 16 years). In the empirical study, the following were used: the test to identify the professional type of personality of J. Holand in a modification (G.V. Rezapkina); the method «Motives for Choosing a Profession» by G. Ovcharova; Karpov's method to determine the levels of development of reflexivity; the technique «Differential Type of Reflexion» by D.A. Leontiev and the essay «The Role of the Past, Present, and Future in My Life». In the course of the empirical study, three groups of respondents with different indicators of reflexivity were identified. The quantitative and qualitative analysis of the indexes of reflexivity and professional self-determination of high school students allowed us to establish a specific correlation of these characteristics. The results of the research can become the basis both for the development of the reflexivity of high school students and for the creation of programs to actualize their professional self-determination.

scholarly journals Financial literacy among high school teenagers in a developing country context - an empirical study with reference to high school students in Addis Ababa, Ethiopia

2021 ◽  
Vol 12 (5) ◽  
pp. 1436-1452
Author(s):  
Yohannes Workeaferahu ELifneh
Keyword(s):  
High School ◽  
High School Students ◽  
Financial Literacy ◽  
Addis Ababa ◽  
School Students ◽  
Time Value Of Money ◽  
Time Value ◽  
Classification Code ◽  
Money Illusion ◽  
Value Of Money

Both developed and developing countries and economies have become increasingly concerned about the level of financial literacy of their citizens. Previous studies indicate that unlike the case in the industrialized world, the issue of financial literacy is a contemporary issue in the developing world, and it is an understudied field in this context. This study was initiated to survey the level of basic financial literacy among high school students in Addis Ababa, Ethiopia’s capital. Such a study corresponds to global initiatives such as by OECD requesting scholars to show case the level of financial literacy among young people in different countries/contexts. The data collection instrument was a standard questionnaire that measures the level of basic financial literacy of high school teenagers in Ethiopia. The questionnaire is based on the instrument originally developed by Lusardi and  Mitchell, (2005); and this study uses the slightly updated version used by Van Rooij, Lusardi and Alessie, (2011) that measures basic financial literacy from angles of numeracy, interest compounding, inflation, time value of money, and money illusion. The study concludes that the level of financial literacy is not fairly good among the high school students. The high school students in the capital are not well versed with the basic financial literacy dimensions/measurements, mainly with the assessments of interest compounding, inflation, time value of money, and money illusion. The worst assessment results are a 90.8% failure in the money illusion question, a 70.9% failure in interest compounding assessment question, and a 62.7% failure in the time value of money assessment question. These are followed by a 58.4% failure in the inflation assessment question and a 31.3% failure in the easiest assessment question of numeracy. By and large, these findings testify that the high school students in Addis Ababa have serious deficiency in basic financial literacy. Policy makers and educators may need to seriously pay attention to this shocking deficiency in the level of basic financial literacy among the high school students and take measures to educate the youth this basic life skill at young age while they are still at school.JEL Classification Code: D14

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