scholarly journals А STUDY OF FACTORS AFFECTING THE DIFFUSION AND ACCEPTANCE OF PAYMENT SERVICES INNOVATION

Author(s):  
A. M. Pogosyan

Non-cash payments provide a small part of total payment volume, but the usage of innovative products in named area is growing quite rapidly. The present study attempts to identify the factors determining consumers’ acceptance of payment innovation with the aim of developing a conceptual model of payment services acceptance. A research model that reflects economic, technological and socio-demographic factors are all important determinants for payment services adoption and use. Besides, there are specific correlation between them. To simulate the behavior of the consumer it was due to use parameters that reflect the actual level of awareness of innovation, the intention to use and real use of innovation. The result was the conceptual model developed in this research that focuses on factors determining consumers’ acceptance of payment services and their statement.

2019 ◽  
Vol 21 (2) ◽  
pp. 258-278 ◽  
Author(s):  
Ridhi Bhatia ◽  
Udita Taneja

Purpose: This study focuses on the degree of acceptance of different categories of eHealth among the Indian consumers and the factors that determine acceptance and intention to use these services. The factors included for the study are as follows: demographic factors, use of information and communication technology (ICT) and the status of healthcare. Design/methodology/approach: Data were collected through personal interviews from a sample of 125 respondents living in urban and semi-urban villages in the National Capital Territory (NCT) of Delhi of India. Quota sampling method was used so that the impact of demographic factors on eHealth services could be analysed. Findings: From this study, we can conclude that the key factors that need to be considered include age, location, computer literacy and healthcare status in terms of healthcare need, accessibility and satisfaction. Practical implications: The results of this study will help in determining the customer segment and size of the market for eHealth. The government can also use the findings of this study to improve the quality of healthcare for its people by ensuring better utilization of eHealth services. Originality/value: eHealth services are an emerging solution to address the issues of healthcare accessibility, affordability and financial viability in developing countries like India. This study contributes to the limited existing literature on exploring the consumers’ intention to use eHealth services in India and the factors that will determine this intention.


Author(s):  
Fauzan Nasafi, Emil Robert Kaburuan

This research analyzes the factors that influence the decision to use the equity funding platform in Indonesia. Equity crowdfunding platform is a platform that organizes the crowdfunding process, where investors will receive an equity instrument that provides a share of ownership or a share of future income. This research model is compiled based on the merging of previous research models related to the intention to use the equity funding platform, such as Financing Objectives, Number of Shares Assigned, Number of Inquiries, Familiarity with the Company or Its Product, Target Attractiveness and Campaign Specification. Sources of data were collected from respondents using the equity crowdfunding platform who are JABODETABEK people through a questionnaire, and obtained 428 respondents. The data were analyzed using the SmartPLS 3, and the results show that the variable Familiarity with the Company or Its Product and Target Attractiveness affects people's decisions in using the equity crowdfunding platform.


2020 ◽  
Vol 8 (8) ◽  
pp. 1927-1931
Author(s):  
Mizanur Rahman ◽  
ASM Nawshad Uddin Ahmed ◽  
Jafar Iqbal ◽  
Mohammad Abdullah Al Mamun ◽  
Nazia Hossain ◽  
...  

Author(s):  
Syeda Jesmin Rahman ◽  
Anuradha Hazarika Medhi

Background: Antenatal service is an important strategy for improvement of maternal and child health, reduction of maternal mortality and neonatal death. But mere presence of this service is not enough. Utilization of the antenatal service is the most important aspect and there are many socio demographic factors that influence the women for its utilization. The objective of the study is to assess the utilization of antenatal services in the urban slums of Jorhat municipality, Assam and the socio - demographic factors affecting it.Methods: A community based cross-sectional study was done among women of the slum areas who had at least a child less than one year by using a pre structured and predesigned questionnaire.  Results: Adequate utilization of antenatal service was 19% while inadequate utilization was 66%. 74.2% of women had at least one dose of TT and 87.2 % consumed Iron and Folic Acid tablets for four months or more. Women who were high school and above had either adequate (13.2%) or inadequate utilization (81.1%) and only 5.7% of them did not have any antenatal service at all as compared to 37.5% among illiterates. Religion, caste, age of the women, parity did not have much role in its utilization. Among women from the joint families who did not have any antenatal service was only 4.8% as compared to 19.2% of women from nuclear families.  Conclusions: Majority of women had inadequate utilization of antenatal service in the slum areas and education played a very important role. Key words: Utilization, antenatal services, slum area.


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