scholarly journals Research on the Prevention and Control of Supply Chain Financial Risks from the Perspective of Enterprise Financing

2021 ◽  
Vol 6 (1) ◽  
pp. 384
Author(s):  
Jianxiong Liu
Keyword(s):  
Supply Chain ◽  
Financial Services ◽  
Positive Impact ◽  
Market Competition ◽  
Marketing Strategies ◽  
Financial Risks ◽  
Corporate Financing ◽  
Financing Mode ◽  
Supply Chain Financing ◽  
And Control

At present, China’s economy is developing rapidly and all companies actively participate in market competition. Hence, many small-sized companies with lower competitiveness face more risks and may be shut down if no efficient marketing strategies are adopted. Among their obstacles, financing problems seriously affects the company’s development. However, in view of the fierce market competition, emerging supply chain financing models has been constructed, which is highly valued by many companies. In addition, the supply chain financing mode has a positive impact on the development of enterprises. In this thesis, the corporate financing and its application in risk management will be analyzed in detail, so as to provide companies with better financial services and to ensure their stable and sustainable development.

scholarly journals The Research of Agricultural SMEs Credit Risk Assessment Based on the Supply Chain Finance

2021 ◽  
Vol 275 ◽  
pp. 01061
Author(s):  
Zeping Tong ◽  
Shuo Yang
Keyword(s):  
Supply Chain ◽  
Credit Risk ◽  
Financial Services ◽  
Agricultural Modernization ◽  
Basic Industry ◽  
Supply Chain Finance ◽  
Rural Revitalization ◽  
Efficiency Factors ◽  
And Control ◽  
Stable Development

Agriculture is a basic industry that supports the construction and development of the national economy and plays an important role in promoting rural revitalization. And in the current post-COVID-19 era, agricultural SMEs have difficulty in obtaining the favours of financial institutions in normal lending due to their weak credit guarantee capabilities and high credit management costs. Difficulty in financing has become a bottleneck problem that plagues the development of enterprises and restricts the development of agricultural modernization. How to evaluate and control its credit risk is not only a major way to solve the financing difficulties of agricultural SMEs, but also the basis for the stable development of supply chain financial services. This paper analyzes three typical financing modes of agricultural SMEs from the perspective of supply chain finance, and takes the agricultural SMEs in the New OTC Market as an example to construct a Logistic model, and uses factor analysis to effectively predict the credit risk of supply chain finance. The results show that the operational efficiency factors, growth factors and related core corporate profitability of agricultural SMEs financing enterprises significantly affect their credit risk. After testing, the model is highly accurate in predicting the financing risks of agricultural SMEs.

scholarly journals Study on the Selection Strategy of Supply Chain Financing Modes Based on the Retailer’s Trade Grade

2018 ◽  
Vol 10 (9) ◽  
pp. 3045 ◽  
Author(s):  
Jianjun Yu ◽  
Dan Zhu
Keyword(s):  
Supply Chain ◽  
Stackelberg Game ◽  
Selection Strategy ◽  
External Financing ◽  
Market Demand ◽  
Bankruptcy Risk ◽  
Financing Cost ◽  
Financing Mode ◽  
Supply Chain Financing ◽  
Internal Financing

In the supply chain financing (SCF) system composed of a capital-constrained retailer, a supplier and a commercial bank, we design two different limited financing modes (internal financing and external financing) based on the retailer’s collateral assets. A newsvendor-like retailer has a single opportunity to order goods from a supplier to satisfy future uncertain demand. In the presence of bankruptcy risk for the retailer, we model their strategic interaction as a Stackelberg game with the supplier as the leader and analyze the optimal decisions for each participant. Regardless of which financing mode is chosen, the capital-constrained retailer orders fewer goods if the financing cost is relatively high. In addition, when the market demand obeys the uniform distribution, if the retailer possesses more collateral assets, he will enjoy a lower loan interest rate and increase order quantity gradually. Moreover, compared with the internal financing mode, each participant obtains the larger expected profits under the external financing mode.

Discussion on how to apply the supply chain financing for construction enterprises to get out of the market

2017 ◽  
Vol 2 ◽  
pp. 9 ◽  
Author(s):  
Xingyu Du
Keyword(s):  
Supply Chain ◽  
Value Added ◽  
Management Support ◽  
Construction Enterprise ◽  
Construction Enterprises ◽  
Construction Market ◽  
Financing Mode ◽  
Mode Of Application ◽  
Supply Chain Financing ◽  
Building Market

<p class="18">This paper mainly aimed at China's construction market downturn, current situation of building construction enterprise capital turnover difficult, seek countermeasure actively, think that the biggest problem facing China's construction enterprises at this stage is the source of the problem and funding problems, the so-called Chunwangchihan, construction enterprises must like replacing business tax with value-added tax(VAT) principle, to ensure the supply chain financing management. Support for upstream enterprises, and support for their own use of the upstream and downstream enterprises, this paper first through the traditional financing mode of construction enterprise limited to application of supply chain financing mode in construction enterprises are analyzed, finally the risk prevention in order to put forward some reasonable proposals. In order to solve the main problems of China's construction enterprises in the mode of application of supply chain financing, and help the downstream enterprises to exist in the reform trend of building market surging in the construction industry for the long-term, healthy, stable development of help.</p>

An Analysis of Financing Modes of Small and Medium Manufacturing Enterprises in the Environment of Supply Chain in China

2012 ◽  
Vol 235 ◽  
pp. 303-308
Author(s):  
Jin Zha ◽  
Hui Yuan Jiang ◽  
Qing Song Wu
Keyword(s):  
Supply Chain ◽  
Supply Chains ◽  
Small And Medium Enterprises ◽  
Manufacturing Enterprises ◽  
Financing Mode ◽  
Supply Chain Financing ◽  
Key Issues ◽  
Medium Enterprises ◽  
The Way

The supply chain financing mode became an important factor that drives the development of the small and medium enterprises, through which they can collect more money from banks and improve the competitiveness of the whole supply chain. In conclusion, the way to solve the financing problems of the small and middle enterprises is the key issues that need to be considered by the enterprises which are core parts of the supply chains.

scholarly journals Effects of Social Network on Herder Livestock Production Income and the Mediation by Fund Loans

Agriculture ◽  
2020 ◽  
Vol 10 (12) ◽  
pp. 629
Author(s):  
Liqun Shao ◽  
Yimeng Zhou ◽  
Haibin Chen ◽  
Yu Wang
Keyword(s):  
Social Network ◽  
Financial Services ◽  
Positive Impact ◽  
Market Competition ◽  
Livestock Production ◽  
Mediation Effect ◽  
Economic Activities ◽  
Informal Credit ◽  
Qinghai Province ◽  
The Social

Due to its alpine geography and harsh environment, the pastoral region of Qinghai Province is widely recognized as one of China’s concentrated and contiguous poverty-stricken regions, while climate change, market competition and grazing control exert further pressure on the income security of herders. After more than 1000 years of nomadic practice, cooperation and reciprocity have been entrenched in the culture of pastoral ethnic minorities, in which a well-developed social network may play a crucial role in herders’ social and economic activities, including their financial and production behaviors. Based on a questionnaire survey of 278 households in two counties of Qinghai, this study empirically examined the effects of herders’ social network on their livestock production income and the mediation function of fund loans therein. The social network was found to exert a significant positive impact on household income, and loans had a positive mediation effect. By comparison, the mediation effect of formal borrowing channels was statistically significant while that of informal channels was not, which may be attributed to the relative degree of maturity of the two disparate financial markets. It is suggested that a closer and more inclusive social network should be fostered, the quality of bank financial services should be improved, and the regulation on informal credit activities should be reinforced, so as to fully exploit the positive roles of the social network and fund loans for income growth of herder households in vast pastoral areas of China.

scholarly journals Analysis on Credit Risk Assessment for Accounts Receivable Supply Chain Financing Based on Credit Insurance

2021 ◽  
Vol 275 ◽  
pp. 01065
Author(s):  
Keran Bi ◽  
Zheng Hua ◽  
Qinwen Shi ◽  
Yu Zhu
Keyword(s):  
Risk Assessment ◽  
Supply Chain ◽  
Credit Risk ◽  
Insurance Companies ◽  
Accounts Receivable ◽  
Credit Risk Assessment ◽  
Credit Insurance ◽  
Credit Risks ◽  
Financing Mode ◽  
Supply Chain Financing

This paper studies the model of accounts receivable supply chain financing based on credit insurance from the perspective of banks. First of all, the paper analyzes two different financing modes of the innovative model - the pledge financing mode and the factoring financing mode. Secondly, the paper explains the sources of credit risks for accounts receivable supply chain financing under credit insurance, and the necessity of using credit insurance. The sources of credit risks mainly include: the enterprises’ comprehensive strength under systemic and non-systemic risks, status of accounts receivable, supply chain operation, performance of insurance companies, and so on. In addition, based on the credit risks explained in this paper, the risk assessment system and the credit risk assessment model are built. At the end, the paper offers three suggestions for the banks’ financing risk control: bank should carefully check the policy’s exclusions clauses; bank must carefully check the authenticity of accounts receivable; bank can use dynamic monitoring on qualification checking for financing enterprises, core enterprises and insurance companies.

scholarly journals Zheshang Bank’s “Blockchain + Supply Chain Finance” Accounts Receivable Financing Model of Research

2021 ◽  
Vol 275 ◽  
pp. 01074
Author(s):  
LiYuan Meng ◽  
Cong Du
Keyword(s):  
Supply Chain ◽  
Commercial Bank ◽  
Financial Services ◽  
Banking Industry ◽  
Chain Model ◽  
Corporate Financing ◽  
Accounts Receivable ◽  
Existing Problems ◽  
Blockchain Technology ◽  
Supply Chain Finance

Because small and medium-sized enterprises have problems such as high operating risks and a small proportion of real estate, they are facing difficulties in financing. Commercial bank supply chain finance provides an effective way for small and medium-sized enterprises to finance, and to a certain extent solves the problem of corporate financing difficulties. However, some of its existing problems have restricted its innovation and development. The “blockchain + supply chain finance” dual-chain model has effectively overcome the shortcomings of the banking industry in developing supply chain financial services. This article takes Zheshang Bank’s accounts receivable chain platform as the research object, explores the advantages and related risks brought by the application of blockchain technology, and puts forward the optimization suggestions of Zheshang Bank’s accounts receivable chain in supply chain finance.

scholarly journals Influence of the Cognition of Student Entrepreneurs on Decision Making Based on Factor Analysis

2019 ◽  
Vol 14 (12) ◽  
pp. 158
Author(s):  
Shaoying Wang ◽  
Linghui Liu ◽  
Shaoyu Wang
Keyword(s):  
Decision Making ◽  
Cognitive Ability ◽  
Positive Impact ◽  
Market Competition ◽  
Science And Technology ◽  
Monitoring And Control ◽  
Student Entrepreneurs ◽  
Entrepreneurial Decision ◽  
And Control ◽  
The Impact

With the progress of science and technology, the emergence of new technologies has greatly promoted young college students' entrepreneurial boom. However, the progress of science and technology not only brings more opportunities for entrepreneurship, but also makes the market competition more intense. High-speed information updating makes the risk of entrepreneurship sharply increase. Individual entrepreneurship gradually transforms into group entrepreneurship, further increasing the complexity of decision-making. In order to reduce entrepreneurial decision-making errors, this study empirically analyzed the impact of entrepreneurial cognitive ability on entrepreneurial decision-making of entrepreneurial groups of students in Beiijing, Shanghai, Guangzhou and other regions who have been entrepreneurs for three months to six years. The data of five factors, entrepreneurial consensus ability, professional allocation ability, monitoring and control ability, decision-making speed and effect of decision making, were collected through questionnaire. The relationships between the factors were initially determined using SPSS, and the causal relationship was further analyzed using multi-variable regression analysis. The results showed that entrepreneurial consensus ability and professional allocation ability had a significant positive impact on decision-making speed, monitoring and control ability had no significant impact on decision-making speed, professional allocation ability and monitoring ability had a significant positive impact on decision-making effect, and entrepreneurial consensus ability had no significant impact on decision-making effect. In conclusion, entrepreneurial cognitive ability of student entrepreneurs has a significant impact on entrepreneurial decision-making.

The Evaluation Study of Supply Chain Financial Risk Based on the BP Neural Network

2013 ◽  
Vol 401-403 ◽  
pp. 2306-2309 ◽  
Author(s):  
Lin Si Hang Qiao ◽  
Zhi Hong Lin
Keyword(s):  
Neural Network ◽  
Supply Chain ◽  
Credit Risk ◽  
Bp Neural Network ◽  
Financial Services ◽  
Commercial Banks ◽  
Financial Risk ◽  
Evaluation Study ◽  
Evaluation Index System ◽  
Supply Chain Financing

In recent years, the supply chain financial has become the focus of attention of the many financial institutions, because the supply chain financing model is to make full use of the supply chain and the characteristics of small and medium-sized enterprise designed. It is not only the effective way of small and medium-sized enterprises in China to solve the difficulty of financing, but also is an effective way of the Commercial Banks expand financial services [ . This paper firstly constructed the financial credit risk evaluation index system of small and medium-sized enterprise based on supply chain, through the BP neural network model analyze credit risk of small and medium-sized enterprise, then predicted their financing credit level, to provide the basis for Commercial Banks for credit.

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