scholarly journals Türk Bankacılık Sektöründe Regülasyon-Piyasa Yapısı İlişkisi: Panel Veri AMG Analizi (The Relationship between Regulation and Market Structure in the Turkish Banking Sector: Panel Data AMG Analysis)

2021 ◽  
Vol 13 (3) ◽  
pp. 2571-2586
Author(s):  
Feyza Erşin Meta ◽  
H. Ozan Eruygur ◽  
İbrahim Tokatlıoğlu
Keyword(s):  
Panel Data ◽  
Market Structure ◽  
Banking Sector ◽  
The Relationship

Comparison of International Differences in the Volatility of Economic Growth and Non-Performing Loan Ratio: A Statistical Study Based on the Quantile Regression Model

2017 ◽  
Vol 21 (6) ◽  
pp. 1094-1101
Author(s):  
Song Qin ◽  
Zhenlei Wang ◽  
◽  
◽  
Keyword(s):  
Economic Growth ◽  
Panel Data ◽  
Quantile Regression ◽  
Regression Models ◽  
Banking Sector ◽  
Statistical Study ◽  
Quantile Regression Model ◽  
The Us ◽  
The Impact ◽  
The Relationship

What is the level of non-performing loans in China’s banking sector and in different countries? Has the relationship between economic growth and the non-performing loan ratio changed? Is there a difference in the effect of the economic growth of different economies on the rate of non-performing loans in the banking sector? This study analyzes the relationship between economic growth and the non-performing loan ratios and characteristics of 13 countries from 2005-2014 based on quantile regression models with panel data. The results showed that the relationship between economic growth and the non-performing loan ratio was positive before the financial crisis in 2008 but was negative after 2008. The non-performing loan ratio in Canada, Mexico, and the US was low before 2008 and high after 2008. The impact of economic growth on the non-performing loan ratio was more significant for countries with a high non-performing loan ratio than for countries with a low non-performing loan ratio.

scholarly journals Emprical Analysis of Competition Dynamics in Turkish Banking via Competition Determination Approaches

2013 ◽  
Author(s):  
Utku Altunöz
Keyword(s):  
Panel Data ◽  
Market Structure ◽  
Banking Sector ◽  
Banking System ◽  
Regression Method ◽  
Competitive Behavior ◽  
Market Conditions ◽  
Business World ◽  
Panel Data Regression ◽  
Data Regression

Due to the complex and close interaction of banks with other economic units, any trouble in banking sector might have repercussion on the whole economy which makes the market structure and competition in banking sector as a cynosure. Business world is facing gradually increasing competition. It seems that the existence of firms depends on the power and the advantage of their competitiveness. The purpose of this study is to analyze the competition structure and the market conditions of Turkish banking system. despite the existence of a number of studies about competition in banking sector, there is still a lack of the studies which has been done with Lerner's Index. Due to this fact, Lerner’s Indeks is used in this study. Bank level determinants of Lerner Index is analysed using Panel Data Regression Method and was reached to factors effecting competitive behavior in Turkish Banking Sector.

scholarly journals Government-linked banks’ performance in Jordan

2017 ◽  
Vol 14 (2) ◽  
pp. 44-50
Author(s):  
Mohammad Ahid Ghabayen ◽  
Ahmad Omar Hardan ◽  
Zaid Jaradat ◽  
Mohannad Alshbiel
Keyword(s):  
Regression Analysis ◽  
Panel Data ◽  
Banking Sector ◽  
Bank Performance ◽  
Government Ownership ◽  
Policy Makers ◽  
The Past ◽  
Significant Difference ◽  
The Government ◽  
The Relationship

The main objective of this study is to examine the relationship between government ownership and bank performance in Jordan. The banking sector has been widely ignored in the past corporate governance studies due to its strict system. Using a panel data from 2004 to 2013 (147 observations/years), the multiple regression analysis shows that increasing the percentage of shareholdings leads to higher profitability. Additional government-linked banks (GLBs) generally outperform their unlinked counterparts. However, their outperformance is contingent to the significance percentage of the shareholdings. On other words, if the government shareholdings are not significant (less than 10%) the government ownership does not make a significant difference in the performance. Using panel data provide us with a significant roles played by the period of the study. The banks show increasing in their performance through the period of this study. However, the size and the age of the banks are found to be insignificant while the leveraged banks significantly underperform their counterparts. The results of this study might be of interest of potential investors, policy makers, governance agencies and information users.

scholarly journals Structure and profitability in the banking sector

2018 ◽  
Vol 13 (1) ◽  
pp. 49-59 ◽  
Author(s):  
Munacinga Simatele ◽  
Syden Mishi ◽  
Nomasomi Ngonyama
Keyword(s):  
Market Structure ◽  
South African ◽  
Market Share ◽  
Positive Relationship ◽  
Banking Sector ◽  
The South ◽  
Policy Makers ◽  
Structure Relationship ◽  
Bank Market Structure ◽  
The Relationship

The relationship between profit and bank market structure continues to raise questions amongst both policy makers and researchers. While some evidence supports a positive relationship between market structure, competition and profitability, other evidence seems to support the fact that profitability and related market share result from efficiency. Moreover, extant literature on South Africa is conflicting and seems to contradict anecdotal evidence. While some studies point to a competitive environment despite concentration, others suggest that concentration in the banking sector is harmful. Prosecution of banks for uncompetitive behavior also casts doubt on the conclusion that the South African banking sector is competitive. This paper examines the relationship between structure and conduct in the South African banking sector. Using the Berger (1995) discriminating tests, the effect of industry concentration, market share and efficiency on three measures of profitability is estimated on a panel of 11 South African banks for data between 1994 and 2016. The results show that concentration affects conduct. The profit-structure relationship is dominantly explained by the structure conduct hypothesis and partly by the efficient scale hypothesis. These results suggest that policy which discourages concentration and promotes competition in the banking sector is socially beneficial.

scholarly journals Market Structure and Profitability: Evidence in the Indonesian Islamic Insurance Industry

2021 ◽  
Vol 22 (2) ◽  
pp. 1004-1014
Author(s):  
Mohammad Nur Rianto Al Arif ◽  
Bella Firmansyah
Keyword(s):  
Adverse Effect ◽  
Panel Data ◽  
Market Structure ◽  
Life Insurance ◽  
Insurance Industry ◽  
Fixed Effect Model ◽  
Life Insurance Industry ◽  
Effect Model ◽  
Islamic Insurance ◽  
The Relationship

There is limited research about the relationship between market structure and profitability in the insurance industry, especially in the Islamic insurance industry. This study examines the relationship among market structure and profitability in Islamic life insurance industry in Indonesia. This research used regression with panel data for the technique of analysis. The model used in this research was the fixed effect model. The result shows that the market structure affected the profitability of Islamic life insurance industry. This result implies that the traditional hypothesis supports the performance of Islamic life insurance industry in Indonesia. However, this research shows that there is no collusive behavior in Islamic life insurance industry in Indonesia. Meanwhile, for control variables, operational efficiency has an adverse effect on the performance of Islamic life insurance industry in Indonesia.

scholarly journals Does market competition affect all banks equally? Empirical evidence on Montenegro

2021 ◽  
Vol 10 (2) ◽  
pp. 87-107
Author(s):  
Nina Vujanović ◽  
Nikola Fabris
Keyword(s):  
Panel Data ◽  
Credit Risk ◽  
Market Structure ◽  
Empirical Evidence ◽  
Financial Stability ◽  
Banking Sector ◽  
Market Competition ◽  
Market Concentration ◽  
Bank Stability ◽  
Market Shares

Abstract Bank stability is an important aspect of financial stability, especially in bank-centric systems like that of Montenegro. Hence, it is important to analyse risks affecting stability of both the banking and financial system as a whole. Rising competition among banks could pose a challenge and possibly change the level of credit risk, especially if the banks are small in size. This can affect both credit risk and financial stability. Small-sized banks could be the ones to react less nimbly to a changing market structure than bigger banks with stable market shares. This study tries to answer whether competition affects credit risk in Montenegro and whether banks differing in size react differently. Panel data techniques were applied to eleven banks which account for over 90 percent of the banking sector. The results indicate that market concentration could be particularly harmful when it comes to credit risk of small-sized banks, while large-sized banks are less affected. Overall, the increasing competition may positively affect credit risk in Montenegro.

Retrospective analysis of the resilience of Russian regions as socio-economic systems

2019 ◽  
pp. 46-64 ◽  
Author(s):  
Vladimir V. Klimanov ◽  
Sofiya М. Kazakova ◽  
Anna A. Mikhaylova
Keyword(s):  
Panel Data ◽  
Economic Systems ◽  
Financial Indicators ◽  
Russian Regions ◽  
Integral Index ◽  
Negative Effects ◽  
Economic Resilience ◽  
Correlation Dependence ◽  
The Impact ◽  
The Relationship

The article examines the impact of various socio-economic and financial indicators on the resilience of Russian regions. For each region, the integral index of resilience is calculated, and its correlation dependence with the selected indicators is revealed. The study confirms the relationship between fiscal resilience and socio-economic resilience of the regions. The analysis of panel data for 75 regions from 2007 to 2016 shows that there are significant differences in the dynamics of indicators in different periods. In particular, the degree of exposure to the negative effects of the crises of 2008—2009 and 2014—2015 in non-resilient regions is higher than in resilient ones.

ÖRGÜTLERDE ÖRGÜTSEL BOLLUĞUN GİRİŞİMSEL ORYANTASYON ÜZERİNDEKİ ETKİSİ

2016 ◽  
Vol 4 (3) ◽  
Author(s):  
Nurdan Gürkan ◽  
Ahmet Ferda Çakmak
Keyword(s):  
Corporate Governance ◽  
Data Analysis ◽  
Panel Data ◽  
Strategic Management ◽  
Significant Relationship ◽  
Entrepreneurial Orientation ◽  
Panel Data Analysis ◽  
Organizational Slack ◽  
Analysis Method ◽  
The Relationship

The concept of entrepreneurial orientation, which emerges with the development of strategic management, refers to entrepreneurship orientations of businesses. The businesses need resources in other words organizational slack in order to develop their entrepreneurial trends. The organizational slack consists of three slack type. These slack types are available slack, recoverable slack and potential slack. The purpose of this study is to examine whether organizational slack in the businesses has an effect on entrepreneurial orientation. The relationship between organizational slack and entrepreneurial orientation was investigated through 20 companies that were traded in Borsa Istanbul Corporate Governance Index for 2010-2014 period using panel data analysis method. The results of the study indicate the existence of a statistically significant relationship between and the available slack and the recoverable slack with the entrepreneurial orientation in the businesses. According to findings; there was no statistically significant relationship between potential slack and entrepreneurial orientation.

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