scholarly journals Digitalisasi Produk Bank Konvensional Dan Bank Syariah Di Indonesia

2021 ◽  
Vol 6 (2) ◽  
pp. 113
Author(s):  
Andrew Shandy Utama
Keyword(s):  
Information And Communication Technology ◽  
Communication Technology ◽  
Financial Services ◽  
Banking Sector ◽  
Internet Banking ◽  
Islamic Banks ◽  
Banking Services ◽  
Information And Communication ◽  
Operational Activities ◽  
Conventional Banks

Technological developments make the world borderless. The development of information and communication technology has touched the banking sector. Based on the operational system, the types of banks can be divided into conventional banks and Islamic banks. This study aims to explain the digitalization of conventional bank products and Islamic banks in Indonesia. The method used in this research is normative legal research. The development of information and communication technology has touched the banking sector. As one of the efforts to increase bank capability, more optimal utilization of information technology development is a prerequisite in supporting bank service innovation. Therefore, digital banking is a very potential business opportunity and an inevitable necessity in the banking sector in the digital era. In addition to increasing the efficiency of bank operational activities, digital banking can improve the service quality of conventional banks and Islamic banks to customers in transactions. The Financial Services Authority of the Republic of Indonesia then issued Financial Services Authority Regulation Number 12/POJK.03/2018 concerning the Implementation of Digital Banking Services by Commercial Banks. There are forms of e-Banking services that can be used at conventional banks and Islamic banks, namely ATM (Automated Teller Machine), EDC (Electronic Data Capture), internet banking, SMS banking, mobile banking, e-Commerce, phone banking, and video. banking

scholarly journals Factors Influencing Customers’ Adoption of Online Banking Services (with Special Reference to NEFT, RTGS, IMPS)

2019 ◽  
Vol 8 (4S3) ◽  
pp. 25-31
Keyword(s):  
Information And Communication Technology ◽  
Communication Technology ◽  
Banking Sector ◽  
Modern Technology ◽  
Online Banking ◽  
Banking Services ◽  
Factors Influencing ◽  
Level Of Satisfaction ◽  
Information And Communication ◽  
High Level

The new millennium has unveiled numerous opportunities in information and communication technology and has generated magnificent impact in Banking Sector. Banking scenario has been changed rapidly since 1990’s. Anywhere and anytime banking has become the reality. It provides the opportunity to harness technological power to handle vast transactions quickly and more efficiently and especially with less man power. Online banking has become very much popular nowadays throughout the globe. The banking industry recognizes that online transaction must be secure to achieve a high level of confidence with both clients and business. In India, banks are offering online banking services to embrace with tech savvy generation, demanding modern technology based banking systems. This is fast changing the way you bank. Educated people with access to the online are in the forefront of this technology driven revolution. Nowadays, banking services are delivered online since it has become the need of the hour. This is an empirical study, conducted to examine the factors influencing customers to adopt online banking services and to measure their level of satisfaction.

scholarly journals A Study on the Evolution and Assessment of ICT practices in the Indian Rural Sector Banking.

2021 ◽  
Vol 12 (3) ◽  
pp. 5495-5503
Author(s):  
Dr.Ch. Hymavathi
Keyword(s):  
Information And Communication Technologies ◽  
Information And Communication Technology ◽  
Communication Technology ◽  
Banking Sector ◽  
Communication Technologies ◽  
Information Communication ◽  
Rural Sector ◽  
Technical Aspects ◽  
Information And Communication ◽  
The Impact

In order to survive in the cut throat competition, the banking sector has been adopting technical aspects. The information communication technological aspects of the banks help to attain the competitive advantage over the other. This research paper is emphasized to evaluate the information and communication technologies adopted by the banking sector in India. However, this paper is also aimed to assess the impact of information and communication technology in the Indian banking. The study focused to understand this scenario in the Indian rural sector. The samples are drawn from 300 rural banking customers and analyzed the data.

scholarly journals Effect of Information and Communication Technology on the Nigerian Economy: Evidence from the Banking Sector

2019 ◽  
Vol 1 (1) ◽  
pp. 1-20
Author(s):  
Okanta, Sunday Ukeje
Keyword(s):  
Information And Communication Technology ◽  
Communication Technology ◽  
Banking Sector ◽  
Least Squares Method ◽  
Ordinary Least Squares ◽  
Public Confidence ◽  
Machine Component ◽  
Related Information ◽  
Information And Communication ◽  
The Impact

This paper investigated the impact of information and communication technology on the Nigerian economy, taking evidence from the banking sector. Ordinary least squares method of regression for the period 2004-2017 was employed. Generally, the paper found that there was positive relationship between bank related information and communication technology components used and economic growth, except the automated teller machine component, under a fixed effect modeling. However, using the Breusch Godfrey (BG) dynamic modeling to remove serial autocorrelation, the paper revealed that only the mobile banking payment component positively and significantly affected the gross domestic product. On the basis of the findings, the researcher recommended that the Central Bank of Nigeria, banks and stakeholders should collaborate to strengthen the information and communication infrastructures and security systems in the country to reduce frauds, make the environment user friendly and improve public confidence.

scholarly journals Effect of Information and Communication Technology on the Nigerian Economy: Evidence from the Banking Sector

2019 ◽  
pp. 1-20
Keyword(s):  
Information And Communication Technology ◽  
Communication Technology ◽  
Banking Sector ◽  
Least Squares Method ◽  
Ordinary Least Squares ◽  
Public Confidence ◽  
Machine Component ◽  
Related Information ◽  
Information And Communication ◽  
The Impact

This paper investigated the impact of information and communication technology on the Nigerian economy, taking evidence from the banking sector. Ordinary least squares method of regression for the period 2004-2017 was employed. Generally, the paper found that there was positive relationship between bank related information and communication technology components used and economic growth, except the automated teller machine component, under a fixed effect modeling. However, using the Breusch Godfrey (BG) dynamic modeling to remove serial autocorrelation, the paper revealed that only the mobile banking payment component positively and significantly affected the gross domestic product. On the basis of the findings, the researcher recommended that the Central Bank of Nigeria, banks and stakeholders should collaborate to strengthen the information and communication infrastructures and security systems in the country to reduce frauds, make the environment user friendly and improve public confidence.

scholarly journals Digital transformation of the banking sector of the economy of Ukraine

2021 ◽  
Vol 2021 (3) ◽  
pp. 84-98
Author(s):  
Viktoriia KOVALENKO ◽  
Keyword(s):  
Information And Communication Technologies ◽  
Financial Services ◽  
Banking Sector ◽  
Banking System ◽  
Financial Education ◽  
Internet Banking ◽  
Digital Transformation ◽  
Banking Services ◽  
Banking Business ◽  
Self Service

The article considers the main digital transformational changes in the banking business. The current state of banks' use of financial digital technologies is analyzed, and the factors of digital transformation that affect their financially stable development are singled out. It is determined that the digitalization of the world economy over the past decade has posed new challenges to the banking system, which are caused by increased competition in the financial services market. The factors of emergence of financial intermediaries of the new generation and the need for digital transformation of contemporary banks are described. It is proved that the digital transformation of the banking sector of the economy is due to the development of financial technologies, digital marketing channels and innovation. Three main holistic proposals for FinTech development have been identified. The digital transformation of the banking business is changing not only the supply to customers. It is changing the contours of the business and staffing requirements. Such tools as ATMs and self-service terminals, telephone banking, SMS banking, Internet banking and mobile banking represent the evolution of customer access channels to banking services based on the use of information and communication technologies. The article considers the basic scheme of transformation of a classical bank into a dynamic system of a digital bank by gradually forming the directions of digital distribution. Further digital transformational changes in the banking business should be aimed at the vectors of financial education of consumers of banking services, regulation of the cryptocurrency market in Ukraine, definition of common standards of regulation and supervision of banks and non-banking institutions in the area of digital financial services.

scholarly journals Rancang Bangun Sistem Informasi Ticketing Helpdesk pada DPMPTS Pemprov DKI Jakarta

2020 ◽  
Vol 7 (2) ◽  
pp. 334
Author(s):  
Alfian Alfian ◽  
Yumi Novita Dewi ◽  
Firstianty Wahyuhening Fibriany ◽  
Harsih Rianto ◽  
Adika May Sari
Keyword(s):  
Information Technology ◽  
Information System ◽  
Information And Communication Technology ◽  
Communication Technology ◽  
Business Processes ◽  
Provincial Government ◽  
Main Task ◽  
Information And Communication ◽  
Operational Activities ◽  
Better Than

Implementing Information Technology and Archiving (PSTIK) is a field that has the main task of helping the head of service in leading and carrying out the task of managing information and communication technology. PSTIK is currently not computerized and only relies on whatsapp or telephone connections to address hardware, software or internet network issues called Ticketing Helpdesk. This application allows that at the time of the approval and processing process there is no error in communication at the DPMPTS of the DKI Jakarta Provincial Government. With this Ticketing Helpdesk information system, it is expected to be able to assist operational activities so as to support business processes in the PSTIK sector to be better than the previous system

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