scholarly journals Factors Influencing Customers’ Adoption of Online Banking Services (with Special Reference to NEFT, RTGS, IMPS)

The new millennium has unveiled numerous opportunities in information and communication technology and has generated magnificent impact in Banking Sector. Banking scenario has been changed rapidly since 1990’s. Anywhere and anytime banking has become the reality. It provides the opportunity to harness technological power to handle vast transactions quickly and more efficiently and especially with less man power. Online banking has become very much popular nowadays throughout the globe. The banking industry recognizes that online transaction must be secure to achieve a high level of confidence with both clients and business. In India, banks are offering online banking services to embrace with tech savvy generation, demanding modern technology based banking systems. This is fast changing the way you bank. Educated people with access to the online are in the forefront of this technology driven revolution. Nowadays, banking services are delivered online since it has become the need of the hour. This is an empirical study, conducted to examine the factors influencing customers to adopt online banking services and to measure their level of satisfaction.

Author(s):  
Andrew Shandy Utama

Technological developments make the world borderless. The development of information and communication technology has touched the banking sector. Based on the operational system, the types of banks can be divided into conventional banks and Islamic banks. This study aims to explain the digitalization of conventional bank products and Islamic banks in Indonesia. The method used in this research is normative legal research. The development of information and communication technology has touched the banking sector. As one of the efforts to increase bank capability, more optimal utilization of information technology development is a prerequisite in supporting bank service innovation. Therefore, digital banking is a very potential business opportunity and an inevitable necessity in the banking sector in the digital era. In addition to increasing the efficiency of bank operational activities, digital banking can improve the service quality of conventional banks and Islamic banks to customers in transactions. The Financial Services Authority of the Republic of Indonesia then issued Financial Services Authority Regulation Number 12/POJK.03/2018 concerning the Implementation of Digital Banking Services by Commercial Banks. There are forms of e-Banking services that can be used at conventional banks and Islamic banks, namely ATM (Automated Teller Machine), EDC (Electronic Data Capture), internet banking, SMS banking, mobile banking, e-Commerce, phone banking, and video. banking


Author(s):  
Emilia Ţiţan ◽  
◽  
Daniela-Ioana Manea ◽  
Mihaela Mihai ◽  
Cristina Cărămidaru ◽  
...  

Due to the accelerated pace of information and communication technology developments, the digital society and the digital economy have become real and, in turn, pose specific challenges. In this environment, digital skills and competences are essential to achieve the professional success and personal development of any individual. The positive impact that information and communication technology has on education cannot be disputed, but there are also some obstacles that need to be overcome in order to make the most of these benefits. An essential aspect to consider is that technology has repercussions not only on pupils and students, but also on teachers, who must adapt and acquire the knowledge necessary to disseminate information. Having as the main objective of reflecting the impact of digitalization on the educational sector, the paper highlights the basic concepts in the field of digital technology and, at the same time, the current implications on educational processes. At the same time, through logistic regression, the way in which the means of digital innovation influence the education in Romania is analysed and to determine the factors with the highest degree of influence. Modern technology can be considered as synonymous with the future and that is why it is essential that all young students acquire the digital knowledge necessary to revolutionize the educational process and at the same time redefine the recruitment of the labour market.


2021 ◽  
Vol 3 (8) ◽  
pp. 114-124
Author(s):  
Nor Aidawati Abdillah ◽  
Mazidah Musa

This study looks at students' readiness for teaching and learning (T&L) of new norms in the Department of Information and Communication Technology (JTMK), Polytechnic Sultan Mizan Zainal Abidin (PSMZA). The purpose of this study is to identify the level of readiness of students' acceptance of the T & L of this new norm and the existing facilities that influence the implementation of T&L’s new norm. This study uses a quantitative method involving a sample of study consisting of 81 students from semester 3 and 4 JTMK, PSMZA, and uses a questionnaire as a research instrument. All data collected were analysed with Statistical Package Social Science 20 (SPSS 20) software. The data obtained are analysed and presented in the form of percentages and mean scores which will then be interpreted in tabular form. Overall, the results of the study show that the level of readiness of students' acceptance of the T&L of the new norm is at a moderate level. However, the availability of existing facilities that influence the implementation of learning in the new norm shows a high level.


2017 ◽  
Vol 11 (1) ◽  
pp. 89
Author(s):  
Mila Bulić ◽  
Daniela Novoselić

Nowadays biology teachers should be professional, ICT and information competent, and they must be able to create diverse teaching scenarios and apply modern technology, enabling students to acquire the knowledge and develop the competences needed for life in the 21st century. With the aim of determining the degree of implementation of information and communication technology in the educational process, a research was conducted on a sample of 65 biology teachers from the Split-Dalmatia County. The results show that biology teachers insufficiently apply ICT tools, and on the work they most commonly use Power Point presentations and their permutations. Length of teachers working experience and the types of schools in which they work are not factors frequently use of ICT tools in the educational process. The results can be the encouragement to transform the initial education of future biology teachers and guidelines for the necessary additional professional training of teachers practitioners and strengthening their ICT skills.


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