scholarly journals Peran Financial Technology pada UMKM: Peningkatan Literasi Keuangan Berbasis Payment Gateway

2020 ◽  
Vol 10 (2) ◽  
pp. 170
Author(s):  
Ayu Putu Yulia Kusuma Wardani ◽  
Nyoman Ari Surya Darmawan
Keyword(s):  
Financial Literacy ◽  
Secondary Data ◽  
Qualitative Approach ◽  
Primary Data ◽  
Descriptive Approach ◽  
Digital Payments ◽  
Financial Technology ◽  
Payment Gateway

The purpose of this studi was to understand the financial techology in Micro Small and Medium Entreprises in Buleleng Regency, especially in increased financial literacy based on payment gateway. This research used qualitative approach with the type of descriptive approach and also used primary data and secondary data in the form of interviews observations and documentations. The result showing that the role of financial technology could increase financial literacy and made it easier for Micro Small and Medium Entrepreneurs to manage and understans their finances because the technology provided convenience in digital payments. Therefore, it automatically recorded the income of transsaction that occur.

scholarly journals Application of Quick Response Code Indonesian as a Payment Tool in Digitizing MSMEs

SENTRALISASI ◽  
2022 ◽  
Vol 11 (1) ◽  
pp. 1
Author(s):  
Desy Tri Anggarini
Keyword(s):  
Financial Literacy ◽  
Field Research ◽  
Secondary Data ◽  
Primary Data ◽  
Quick Response ◽  
Response Code ◽  
Quick Response Code ◽  
Qualitative Descriptive ◽  
Observation Method ◽  
Financial Technology

The purpose of the research is to contribute to the development of technology in the financial sector, to give influence to the community in terms of cashless, then also to provide insight into financial technology on financial literacy by using QRIS (Quick Response Code Indonesian). MSME  use facilitate their business activities by implementing fintech in terms of transaction management and the role of financial technology, is the QRIS (Quick Response Code Indonesian) application as a means of payment. The research method used in the research on the application of QRIS (Quick Response Code Indonesian) as a Payment Tool in digitizing MSMEs is a qualitative descriptive study using field research methods. This study uses interviews with 10 traders and 10 UMKM consumers who use QRIS. The research location is in BSD Modern Market, using non-probability techniques. Primary data taken directly from the object of research. With the direct observation method at the BSD modern market, South Tangerang with interview techniques for both consumers and traders who use QRIS as well as secondary data also obtained through various literatures. The result of the research is that QRIS as a digital payment tool for MSMEs is non-cash digital payment using Gopay, Ovo and others. QRIS has the potential to expand MSME sales, with QRIS an increase in digital sales traffic and a decrease in cash, minimizing the risk of paying counterfeit money, automatically recording transactions, building credit profiles for banks, making it easier to get working capital, payment of retribution, bills, purchasing goods in cash easily.

scholarly journals PERAN PENYELENGGARA PEMILU DALAM PEMILIHAN LEGISLATIF 2014 DI KABUPATEN SIDOARJO

2015 ◽  
Vol 3 (1) ◽  
pp. 93
Author(s):  
Dwi Purnamasari ◽  
Ashabul Kahfi ◽  
Arief Fatchur Rachman
Keyword(s):  
Mass Media ◽  
Research Method ◽  
Secondary Data ◽  
Policy Formulation ◽  
Qualitative Approach ◽  
General Election ◽  
Primary Data ◽  
Legislative Elections ◽  
Election Commission

This study aims to analyze and determine the role of the Election Supervisory Committee and the Commission (general election commission) Implementation of legislative elections in 2014 in Sidoarjo and analyze the factors that cause a lack of understanding of policy formulation election organizers in the respective organizers of the Role of Election Supervisory Committee and the General Election Commission. This research method is using descriptive qualitative approach. The data needed is a secondary data in the form of books, journals, articles, print media (newspapers) and the mass media as well as primary data obtained from informants through. Based on the results of this study concluded that the role of each institution in the administration of elections has not run optimally in accordance with Law Number 15 of 2011 on the Election. In the implementation on the ground found some constraints on each institution in organizing legislative elections in 2014 related to the duties and responsibilities between the Role of the Election Supervisory Committee and the General Election Commission.

scholarly journals The Role of a Female Head Assistant at "Al-Walidaturrahmah" Orphanage in Implementing A Just and Civilized Humanity in Samarinda

2020 ◽  
Vol 3 (2) ◽  
pp. 103-116
Author(s):  
Suryaningsi ◽  
Andi Muhammad
Keyword(s):  
Character Education ◽  
Foster Children ◽  
Character Development ◽  
Secondary Data ◽  
Data Sources ◽  
Primary Data ◽  
Female Head ◽  
Descriptive Approach ◽  
Secondary Data Sources

This article describes and analyzes the role of Al Walidaturrahmah Orphanage in Samarinda in implementing a just and civilized humanity principle. Also, it tries to find out and analyze the forms of coaching and patterns of character development given to the children at AlWalidaturrahmah Orphanage in Samarinda. This research uses qualitative research with a descriptive approach, using primary data, namely the head and the manager of the orphanage. Secondary data sources were obtained through relevant photos and documents of Al-Walidaturrahmah Orphanage. Data collection techniques were done through observation, interviews, and documentation. The data were collected, reduced, and displayed before conclusions were taken. The study found out that the efforts of AlWalidaturrahmah orphanage in implementing the principles to foster children were quite good. Foster children feel treated fairly and well by the parties. The efforts to develop the institutional foundation for AlWalidaturrahmah orphanage are good enough and by the provisions, because it has been carried out well, and the Al-Walidaturrahmah orphanage children carry out appropriate activities to face their future in society later. The pattern of fostering character education at the Al-Walidaturrahmah orphanage can be said to have been carried out well because the AlWalidaturrahmah orphanage children carry out activities by the second precept and have the character to face their future in society.

scholarly journals DAMPAK WAKAF PRODUKTIF DALAM PEMBANGUNAN INFRASTRUKTUR GRIYA KHADIJAH PUSPAS UNAIR

2021 ◽  
Vol 8 (2) ◽  
pp. 231
Author(s):  
Arif Budianto ◽  
Sunan Fanani
Keyword(s):  
Character Development ◽  
Secondary Data ◽  
Female Students ◽  
Primary Data ◽  
Scientific Journals ◽  
Case Study Method ◽  
Qualitative Descriptive ◽  
Descriptive Approach

ABSTRAKTujuan penelitian ini merupakan untuk mengetahui bagaimana wakaf produktif terhadap pembangunan infrastruktur Griya khadijah di PUSPAS Universitas Airlangga. Penelitian ini menggunakan pendekatan kualitatif- deskriptif dengan metode studi kasus dimana penelitian ini dilakukan dengan wawancara,dokumentasi dan observasi. Teknik pengumpulan data primer diperoleh dengan wawancara dengan nazhir PUSPAS Universias Airlangga dan pengelola Griya khadijah. kemudian, dilakukan triangulasi dan dianalisis untuk mendapatkan hasil kesimpulan. Data sekunder diperoleh melalui buku teks, jurnal ilmiah yang relevan. Hasil penelitian ini menunjukan bahwa nazhir PUSPAS Universitas Airangga menerima dan mengelolah wakaf produktif berupa wakaf uang dan wakaf manfaat temporer dari wakif berupa satu unit rumah di jalan kalikepiting dimana rumah wakaf temporer itu di bangun/direnovasi menjadi griya khadijah akan menghasilkan manfaat untuk mauquf alaih(mahasiswi) berupa tempat tinggal mahasiswi yang di dalamnya terdapat program pembinaan dan pengembangan karakter bagi mahasiswi.Kata kunci : wakaf, wakaf produktif, pembangunan, nazhir PUSPAS Universitas Airlangga. ABSTRACTThe purpose of this study is to determine the role of productive waqf in the development of Griya Khadijah infrastructure at PUSPAS Universitas Airlangga. This study used a qualitative-descriptive approach with a case study method where this research was conducted by interview, documentation and observation. Primary data collection techniques were obtained through interviews with nazhir PUSPAS Universias Airlangga and the manager of Griya Khadijah. the results of the interview will be triangulated and analyzed to get the conclusion. Secondary data were obtained through text books and relevant scientific journals. The results of this study indicate that Nazhir PUSPAS Airlangga University receives and manages productive waqf in the form of cash waqf and temporary benefit waqf from waqf in the form of a house on Kalikepiting street. The temporary waqf house is built or renovated into a khadija griya which will produce benefits for mauquf alaih (female students) in the form of student residences in which there is a program of coaching and character development for female students..Keywords: waqf, waqf Productive, Infrastructure, Nazhir , Nazhir PUSPAS Airlangga University.

scholarly journals Peran Bimbingan Dan Konseling Belajar Dalam Meningkatkan Motivasi Belajar Matematika Pada Peserta Didik Kelas VII-8 SMPN 3 Palangkaraya Tahun Pelajaran 2014/2015

2015 ◽  
Vol 14 (2) ◽  
Author(s):  
Esty Aryani Safithry
Keyword(s):  
Decision Making ◽  
Data Collection ◽  
Data Reduction ◽  
Secondary Data ◽  
Qualitative Approach ◽  
Primary Data ◽  
Guidance And Counseling ◽  
Data Display ◽  
Teacher’S Role

This study aimed to describe the role of guidance and counseling in motivating students to learn mathematics in class VII-8 SMP 3 Palangkaraya and describe the teacher's role in motivating students in learning. This type of approach used in this study is a qualitative approach, namely with information, correc fact and reliable. Subjects in this study were the teacher in class VII-8. The data used is primary data and secondary data collection techniques used in data observation, interviews, and documentation. Analysis using the technique proposed by Milles and Hubermen namely data reduction, data display, and verification of decision making. These results indicate that BK teacher acts as a motivator and as a mentor in terms of motivating learners to learn math at grade VII-8 SMP 3 Palangkaraya.

scholarly journals Fungsi Badan Pengawas Keuangan dan Pembangunan dalam Melakukan Perhitungan Kerugian Keuangan Negara pada Perkara Tindak Pidana Korupsi

2021 ◽  
Vol 2 (1) ◽  
pp. 193-196
Author(s):  
Kadek Teguh Aryasa ◽  
I Made Minggu Widyantara ◽  
Luh Putu Suryani
Keyword(s):  
Central Government ◽  
Secondary Data ◽  
Qualitative Approach ◽  
Primary Data ◽  
District Attorney ◽  
Legal Research ◽  
Procedure Code ◽  
Efficiency And Effectiveness ◽  
Descriptive Approach ◽  
Financial Losses

State financial losses are an important issue to study. Corruption in Indonesia is a major problem so far it has never been resolved, starting from the central government to the regions. This has had a bad effect on the Indonesian economy. In practice, the Investigating Prosecutor at the Denpasar District Attorney often conducts investigations in the framework of calculating state financial losses. This study aims to determine the legality of the results of investigative audits issued by the Financial Supervisory Agency as evidence in proving state financial losses in corruption cases and to determine the factors that influence the Investigative Prosecutor to more frequently ask Financial Supervisory Agency for assistance to conduct investigative audits. The research method used is empirical legal research with a qualitative approach and a descriptive approach. The data sources are primary data obtained directly from the Denpasar District Attorney with interview techniques and secondary data from legal theories. The results show that the results of the investigative audit conducted by the Financial Supervisory Agency can be used as evidence at trial because their validity meets the elements contained in Article 184 of the Criminal Procedure Code and the tendency of the Investigative Prosecutor at the Denpasar District Attorney to conduct an investigative audit of the Financial and Development Supervisory Agency efficiency and effectiveness policy factors as well as human resource factors.

The Development of Islamic Religious Education at The Prosperity Agency of The Mosque (BKM) At-Taqwa University of Medan Area

2021 ◽  
Vol 4 (3) ◽  
pp. 606-616
Author(s):  
Rizki Ananda ◽  
Mardianto Mardianto ◽  
Hasan Matsum
Keyword(s):  
Data Collection ◽  
Religious Education ◽  
Secondary Data ◽  
Qualitative Approach ◽  
Primary Data ◽  
Data Presentation ◽  
Inhibiting Factors ◽  
Funding Support ◽  
Descriptive Method

This study aims to analyze the development of Islamic Religious Education (IRE) at BKM At-Taqwa Mosque, Medan Area University (UMA). The focus of the discussion includes (1) the role of the At-Taqwa Mosque BKM as a center for PAI development at the UMA campus mosque; (2) the process of developing IRE at the UMA campus mosque; and (3) the supporting and inhibiting factors for the development of IRE in BKM At-Taqwa UMA. This study uses a qualitative approach with an analytical descriptive method. The primary data of the research is the mosque management or BKM Masjid At-Taqwa UMA, while the secondary data is the community of the UMA campus. Data collection was obtained by means of observation, interviews, and document studies. Furthermore, the data were analyzed by means of data reduction, data presentation, and drawing conclusions. The results of this study indicate that (1) At-Taqwa Mosque BKM plays an important role in making the campus mosque a center for IRE development on the UMA campus; (2) the process of developing IRE at the UMA campus mosque is carried out in the form of the ta'lim assembly and TPA in the mosque; (3) as for the supporting factors in the development of IRE at BKM At-Taqwa UMA, namely an organized agenda, adequate number of worshipers, cooperation from BKM management, inviting qualified resource persons/lecturers, and funding support sourced from community infaq. 

scholarly journals KESEJAHTERAAN PEDAGANG PASAR SYARIAH AZ-ZAITUN I SURABAYA DALAM PERSPEKTIF MAQASHID SYARIAH

2020 ◽  
Vol 7 (11) ◽  
pp. 2133
Author(s):  
Maghfira Julietta ◽  
Sunan Fanani
Keyword(s):  
Data Collection ◽  
Secondary Data ◽  
Qualitative Approach ◽  
Primary Data ◽  
Scientific Journals ◽  
Data Collection Technique ◽  
Descriptive Qualitative

ABSTRAKTujuan penelitian ini merupakan untuk mengetahui sejauhmana peran pasar dalam meningkatkan kesejahteraan dalam konteks ekonomi Islam apabila direlevansikan dalam perspektif maqashid syariah. Penelitian ini menggunakan pendekatan kualitatif deskriptif. Teknik pengumpulan data primer diperoleh dengan wawancara para pedagang Pasar Syariah Az-Zaiun I Surabaya. Observasi juga dilakukan terhadap para pedagang. kemudian, dilakukan triangulasi dan dianalisis untuk mendapatkan hasil kesimpulan. Data sekunder diperoleh melalui buku teks, jurnal ilmiah yang relevan. Hasil penelitian ini menunjukan bahwa kesejahteraan para pedagang Pasar Syariah Az-Zaitun mengalami peningkatan, namun bila dikaji melalui perspektif maqashid syariah belum mencapai kemaslahatan karena terdapat beberapa indikator yang belum terpenuhi oleh pedagang Pasar Syariah Az-Zaitun I Surabaya.Kata kunci: pasar, kesejahteraan, pedagang, maqashid syariah ABSTRACTThe purpose of this study is to determine the role of the market in improving welfare in the context of Islamic economics from the perspective of maqashid sharia. This research uses a descriptive qualitative approach. The primary data collection technique was obtained by interviewing the traders of the Islamic Az-Zaiun I Market in Surabaya. Observations were also made on traders. Then, triangulation is conducted and analyzed to get a conclusion. Secondary data is obtained through textbooks and relevant scientific journals. The results of this study indicate that the welfare of the traders of the Az-Zaitun Syariah Market has increased, but when examined through the perspective of maqashid sharia, it has not achieved benefit because several indicators have not been fulfilled by the traders of the Az-Zaitun I Islamic Market in Surabaya.Keywords: market, welfare, traders, maqashid sharia

scholarly journals Analisis Peranan Pemerintah Daerah dalam Pengelolaan Objek Wisata Istano Basa Pagaruyuang di Kabupaten Tanah Datar

2019 ◽  
Vol 2 (01) ◽  
pp. 46-51
Author(s):  
Ida Nirwana
Keyword(s):  
Local Government ◽  
Data Collection ◽  
Secondary Data ◽  
Sampling Technique ◽  
Qualitative Approach ◽  
Primary Data ◽  
Literature Study ◽  
Purposive Sampling ◽  
Descriptive Method

This research was conducted at the Department of Tourism, Youth and Sports Tanah Datar District. The authors conducted this study to analyze the role of local government in the management of tourist objects Istano Basa Pagaruyung Tanah Datar regency. The purpose of this study is to determine whether the implementation of the role of local government in the management of Istano Basa Pagaruyung attractions in Tanah Datar regency. To analyze this problem, research is done by using qualitative approach by using descriptive method. Data collection techniques that the authors use are observation, interview, literature study. The data used are primary data and secondary data. Informants in this study were determined by purposive sampling technique. Purposive sampling is a purposive sampling technique. From the results of this study can be concluded that the role of Tourism, Youth, and Sport on the management of Istano Basa Pagaruyuang Tourism Object is to manage, assist, and improve facilities and infrastructure through the making of planning programs to be implemented by the UPT. Analysis of the role of local government towards the management of Istano Basa Pagaruyuang tourist object in Tanah Datar regency has been carried out very well but not yet optimal, since there is still planning since 2013 until now has not been done due to limited land. One such plan is the construction of parking lots for visitors Istano Basa Pagaruyung as well as souvenirs selling place.

scholarly journals PERAN PERHIMPUNAN PELAJAR INDONESIA (PPI) DALAM UPAYA PERLINDUNGAN TENAGA KERJA INDONESIA DI MALAYSIA

2020 ◽  
Vol 14 (2) ◽  
pp. 199
Author(s):  
Rahmat Saleh ◽  
Dian Wahyu Utami ◽  
Irin Oktafiani
Keyword(s):  
Literature Review ◽  
Migrant Workers ◽  
Secondary Data ◽  
Qualitative Approach ◽  
Primary Data ◽  
Economic Empowerment ◽  
Legal Assistance ◽  
Agent Of Change ◽  
Student Association

International migration is usually motivated by economic reasons. However, many people also migrate overseas to continue studies in higher-level education. This paper analyses the role of Indonesian students abroad, especially those who are members of the Indonesian Student Association (PPI) in protecting Indonesian workers (TKI). The research is focused on PPI in the country with the highest number of Indonesian migrant workers, namely Malaysia. This study applied a qualitative approach to collect primary and secondary data. Primary data was collected through interviews, and secondary data was gained through literature review. The research shows that PPI, as an agent of change, has a role in protecting migrant workers. The PPI has various kinds of contributions such as expressing ideas and discourses to protect international migrant workers, becoming a mediator (in solving conflicts involving the workers), facilitating shelter, providing repatriation assistance, legal assistance and advocacy, as well as economic empowerment and education activities for migrant workers and their families.

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