scholarly journals Application of Quick Response Code Indonesian as a Payment Tool in Digitizing MSMEs

SENTRALISASI ◽  
2022 ◽  
Vol 11 (1) ◽  
pp. 1
Author(s):  
Desy Tri Anggarini
Keyword(s):  
Financial Literacy ◽  
Field Research ◽  
Secondary Data ◽  
Primary Data ◽  
Quick Response ◽  
Response Code ◽  
Quick Response Code ◽  
Qualitative Descriptive ◽  
Observation Method ◽  
Financial Technology

The purpose of the research is to contribute to the development of technology in the financial sector, to give influence to the community in terms of cashless, then also to provide insight into financial technology on financial literacy by using QRIS (Quick Response Code Indonesian). MSME  use facilitate their business activities by implementing fintech in terms of transaction management and the role of financial technology, is the QRIS (Quick Response Code Indonesian) application as a means of payment. The research method used in the research on the application of QRIS (Quick Response Code Indonesian) as a Payment Tool in digitizing MSMEs is a qualitative descriptive study using field research methods. This study uses interviews with 10 traders and 10 UMKM consumers who use QRIS. The research location is in BSD Modern Market, using non-probability techniques. Primary data taken directly from the object of research. With the direct observation method at the BSD modern market, South Tangerang with interview techniques for both consumers and traders who use QRIS as well as secondary data also obtained through various literatures. The result of the research is that QRIS as a digital payment tool for MSMEs is non-cash digital payment using Gopay, Ovo and others. QRIS has the potential to expand MSME sales, with QRIS an increase in digital sales traffic and a decrease in cash, minimizing the risk of paying counterfeit money, automatically recording transactions, building credit profiles for banks, making it easier to get working capital, payment of retribution, bills, purchasing goods in cash easily.

scholarly journals Pengembangan Program Studi Perbankan Syariah Berbasis Integrasi Peran Bank Syariah Bagi Sektor Riil UMKM

2021 ◽  
Vol 7 (2) ◽  
Author(s):  
Tri Mulato ◽  
Sudirman Sudirman ◽  
Kamaruddin Kamaruddin ◽  
Iryani Iryani
Keyword(s):  
Field Research ◽  
Secondary Data ◽  
Primary Data ◽  
Research Theme ◽  
Analysis Technique ◽  
Qualitative Descriptive ◽  
Data Source ◽  
Banking Institution ◽  
The City

Sharia banking are interested in getting involved channeling financing to the real sector of SMEs, including Bank BNI Syariah Makassar and Bank Panin Dubai Syariah Makassar. The purpose of this study is to determine the development of SMEs financing provided by sharia banking. Then to find out the role of sharia banking for the distribution financing for SMEs in the city of Makassar. As well as to find out the form of integration of the development of the department of sharia banking UIN Alauddin Makassar, through the distribution of financing for SMEs in sharia banking institution. This type of research is a field research, by taking data directly. The nature of the research is qualitative. The data source uses primary data and secondary data related to the research theme. The data analysis technique used in this research is qualitative descriptive, which describes the objects in the study. The results of this study indicate the development of the distribution of financing in sharia banking reaching 15.93 percent. Then Bank BNI Syariah and Bank Panin Dubai Syariah Makassar channeled financing to SMEs sector, reaching 20 percent. The form of integration in the development of departement sharia banking is by presenting courses on object management of financing sharia banking and courses on SMEs business.

scholarly journals THE ROLE OF LOCAL GOVERNMENTS IN DEVELOPING NATURAL AND CULTURAL TOURISM IN SUKABUMI DISTRICT

2021 ◽  
Vol 4 (1) ◽  
pp. 36-47
Author(s):  
Gumilar Mulyana
Keyword(s):  
Local Governments ◽  
Field Research ◽  
Secondary Data ◽  
Primary Data ◽  
Tourist Attractions ◽  
Library Research ◽  
Organizational Differences ◽  
Qualitative Descriptive ◽  
Tourism Potential ◽  
Data Collection Technique

Tourism activities are human activities driven by curiosity and enjoying tourist attractions and tourist attractions without knowing administrative boundaries. Therefore, the concept of integrated regional development can overcome and assist organizational differences between districts into a unity of regional planning and development with tourism activities in Sukabumi Regency. In this research, the method used is a qualitative descriptive approach. Sources of data in this study come from primary data and secondary data. The data collection technique used is field research, such as observation, interviews, and library research. The analysis used by the pen is descriptive-qualitative. The research results on tourism's role in developing tourism potential in the Sukabumi Regency are dominant as a facilitator compared to other parts. This role as a facilitator can be seen mainly in the provision of object infrastructure, which is still largely borne by the Tourism Office. Facilities for distributing stimulant fund assistance for people who want to develop a tourism object, promote tourism objects, and facilities provided to third parties such as investors and tourism entrepreneurs to develop their tourism businesses in Sukabumi Regency.

scholarly journals Optimalisasi Penyaluran Zakat Di Masyarakat: Studi Tentang Sistem Distribusi Syariah Lembaga Amil Zakat di Ponorogo

2020 ◽  
Vol 13 (2) ◽  
pp. 58
Author(s):  
Arlinta Prasetian Dewi
Keyword(s):  
Research Methods ◽  
Distribution System ◽  
Field Research ◽  
Secondary Data ◽  
Primary Data ◽  
Qualitative Descriptive ◽  
The Government

This research was conducted at several amil zakat institutions representing the Ponorogo area, namely BMH Ponorogo, LAZISMU ponorogo, BAZNAS Ponorogo Regency and LAZ Ummat Sejahtera. The location is adjusted to the origin of the institution. BMH and LAZISMU are under the auspices of the organization Hidayatullah and Muhamadiyah, BAZNAS under the auspices of the government in this case the ministry of religion, and LAZ Prosperous Community which is an independent institution. This research is qualitative descriptive field research. Methods of collecting data through observation, documentation, and interviews. While the type of data used is primary data and secondary data. From this study, it was concluded that the pattern of zakat distribution carried out by BMH and LAZ Prosperous Ummah could be said to be better and more innovative especially with the high professionalism of amil in work so that the distribution system could be optimally implemented, complete and organized in the hope that distribution could be optimized zakat institutions for the welfare of society will be greater.

scholarly journals Efektifitas Zakat Produktif Dalam Memberdayakan UMKM (Studi Kasus Pelaku UMKM di Pedan, Klaten, Jawa Tengah)

2021 ◽  
Vol 7 (1) ◽  
pp. 174
Author(s):  
M Usman ◽  
Nur Sholikin
Keyword(s):  
Positive Impact ◽  
Field Research ◽  
Secondary Data ◽  
Research Field ◽  
Primary Data ◽  
Net Income ◽  
Business Results ◽  
Capital Growth ◽  
Before And After ◽  
Qualitative Descriptive

Productive zakat is zakat given to a person or group of people to be used as working capital. Giving productive zakat to mustahik MSME actors is expected to help increase Mustahik's income so that it can reduce poverty levels. Productive zakat distribution at Baznas is expected to be able to alleviate poverty in society. In 2018, Pedan District was one of the areas selected by Baznas in distributing productive zakat to MSME players. This sub-district is located in Klaten Regency which has a position as one of the development centers of Klaten Regency. The majority of Pedan people work as MSME actors, so that if the potential of this community can be maximized it will reduce the level of poverty in the area. This research is a field research (field research). To achieve this goal the writer uses a qualitative descriptive approach. In this study, primary data was generated from interviews with mustahik who received assistance from Baznas. Meanwhile, secondary data is obtained from books, journals and related laws and regulations. The results showed that the distribution of productive zakat at Baznas to MSME players in Pedan has had a positive impact on increasing their business results as seen from the amount of mustahik income before and after receiving productive zakat calculated from the total net income of MSMEs after receiving assistance from Baznas, return or net profit received by mustahik in 2018 and 2019, the final capital analysis is calculated after the total liabilities and equity of MSME businesses, the level of capital growth (Pedan people) before and after receiving productive zakat

scholarly journals Dakwah dan Pemberdayaan: Strategi Pengembangan Masyarakat Islam Melalui Komunitas Tasawuf Underground terhadap Anak Punk dan Anak Jalanan

2021 ◽  
Vol 3 (2) ◽  
pp. 83-94
Author(s):  
Nur Hana Putri Nabila ◽  
Keyword(s):  
Religious Education ◽  
Human Life ◽  
Street Children ◽  
Field Research ◽  
Secondary Data ◽  
Primary Data ◽  
Qualitative Descriptive ◽  
Descriptive Approach ◽  
Social Empowerment ◽  
Islamic Society

Da'wah has a very large function and role in all aspects of human life. Da'wah in the development of Islamic society as a form of da'wah bilhal with processes and activities that lead to the welfare of the community. Da'wah seeks to raise awareness of bad behaviour and instill charity ma'ruf nahi munkar in society. One of the applications of da'wah in the development of Islamic society through an Underground Tasawuf community. In fact, there are not many preachers or religious experts who are capable of being present among punk and street children. In addition, preaching is not enough to only teach religious education, but also economic and social empowerment so that punk and street children can emigrate totally. Therefore, the type of research used is field research with a qualitative descriptive approach. Data sourced from primary data and secondary data. The result of this research is that there is a significant change in punk and street children after being educated through the Underground Tasawuf community.

scholarly journals Peran Financial Technology pada UMKM: Peningkatan Literasi Keuangan Berbasis Payment Gateway

2020 ◽  
Vol 10 (2) ◽  
pp. 170
Author(s):  
Ayu Putu Yulia Kusuma Wardani ◽  
Nyoman Ari Surya Darmawan
Keyword(s):  
Financial Literacy ◽  
Secondary Data ◽  
Qualitative Approach ◽  
Primary Data ◽  
Descriptive Approach ◽  
Digital Payments ◽  
Financial Technology ◽  
Payment Gateway

The purpose of this studi was to understand the financial techology in Micro Small and Medium Entreprises in Buleleng Regency, especially in increased financial literacy based on payment gateway. This research used qualitative approach with the type of descriptive approach and also used primary data and secondary data in the form of interviews observations and documentations. The result showing that the role of financial technology could increase financial literacy and made it easier for Micro Small and Medium Entrepreneurs to manage and understans their finances because the technology provided convenience in digital payments. Therefore, it automatically recorded the income of transsaction that occur.

PEMBATALAN UANG MUKA DALAM PERJANJIAN PESANAN MENURUT HUKUM EKONOMI SYARIAH (Studi Kasus pada Mebel Jati Ukir Sumber Anugrah Metro Utara)

2019 ◽  
Vol 6 (2) ◽  
Author(s):  
Siti Zulaikha
Keyword(s):  
Field Research ◽  
Secondary Data ◽  
Data Sources ◽  
Primary Data ◽  
Descriptive Research ◽  
Economic Law ◽  
The People ◽  
Inductive Methods ◽  
Qualitative Descriptive ◽  
Islamic Economic

Buying and selling is one form of activity that involves the relationship between humans to meet their daily needs. The problems that occur in the order agreement in Mebel Jati Ukir Sumber Anugrah Metro Utara are the practice of applying advances in order agreements and how the views of sharia economic law apply to the cancellation of advances in order agreements. The purpose of this study is to find out how to apply advances in agreements order and know how the views of sharia economic law on the application of advances in the agreement of orders for Mebel Jati Ukir Sumber Anugrah Metro Utara. The benefit of this study is to be able to add to the scientific repertoire in the field of muam especially regarding the views of sharia economic law on the application of advances in order agreements and as input for the people who make order agreements to pay attention to Islamic economic law provisions so that no party is harmed. This study uses a type of field research research with the nature of qualitative descriptive research. Data sources used are primary data sources and secondary data sources. The data obtained were analyzed using qualitative analysis methods namely inductive methods. Based on the research it can be concluded that the application of advances in the order agreement in teak Mebel Jati Ukir Sumber Anugrah Metro Utara according to Sharia Economic Law is permissible. This is because the furniture owner has provided a period of time for the buyer to settle the remaining payment. So that if the buyer cannot pay off the remaining payment before maturity, then the advance that has been given belongs to the furniture.

scholarly journals Gambar Dalam Proses Pembelajaran Pendidikan Agama Hindu Di Sd Negeri 2 Dauh Peken Tabanan

2018 ◽  
Vol 2 (2) ◽  
pp. 528
Author(s):  
I Gusti Ayu Kade Indri Sari ◽  
I Wayan Mandra ◽  
Ida Ayu Adi Armini
Keyword(s):  
Classroom Management ◽  
Religious Education ◽  
Field Research ◽  
Secondary Data ◽  
Primary Data ◽  
Research Approach ◽  
Student Interest ◽  
Qualitative Descriptive ◽  
Made In

<p><em>Image media is the result of hand painting that is printed or produced or the results of photography are poured in the form of images that have maximum appeal. In SD Negeri 2 Dauh Peken Tabanan in the process of learning Hindu education, the teacher tried to use picture media as a teaching aid because of the lack of student interest in Hindu religious education. The theory used to analyze problems is: Behavioristic Theory and motivation theory. This research approach is qualitative from primary data obtained through field research and secondary data obtained from several library documentation. To obtain data about the application of image media researchers applied data collection methods with methods of observation, interviews, literature and documentation. The collected data were analyzed using qualitative descriptive techniques with steps of reduction, data presentation, and conclusion drawing. The results of this study are (1) The application of image media in the learning process in this study took 4 stages, namely preparation, presentation, follow-up and closing. (2) Obstacles in the application of image media are indogeneous factors and exogeneous factors. (3) Efforts made in the application of image media are maximizing the making of image media, good classroom management and internal teacher and school policies.</em></p>

scholarly journals The Zakat Maal Management In The National Zakat Agency, Palembang City

2020 ◽  
Vol 5 (2) ◽  
pp. 169
Author(s):  
Rijalus Sholihin
Keyword(s):  
Data Collection ◽  
Design Method ◽  
Field Research ◽  
Secondary Data ◽  
Primary Data ◽  
The Public ◽  
Analysis Techniques ◽  
Qualitative Descriptive ◽  
Descriptive Approach ◽  
Method Approach

Purpose: The purpose of this study was to determine the management of Zakat Maal in the National Amil Zakat Agency (BAZNAS) of Palembang City and to determine the management of Zakat Maal l distribution in the National Amil Zakat Agency (BAZNAS) of Palembang City, and to find out the factors that are supporting and inhibiting the management of Zakat Maal in National Amil Zakat Agency (BAZNAS) in Palembang City. Design/Method/Approach: This type of research uses field research. Qualitative descriptive approach. Sources of data in this study are primary data and secondary data. Data collection techniques are observation, interview, and documentation. Data analysis techniques used in this study by descriptive methods such as data collection and then classified into data.Findings: The result of the research is that the management of Zakat mal l collection has just been socialized so that muzakki has not been too much even though the potential for muzakki is quite large. The absence of regulations related to the collection of Zakat maal to the public. The obstacles faced by the Palembang City National Amil Zakat Agency (BAZNAS) in the form of lack of human resources both in the field of collection and distribution and utilization, and less proactive and lack of transparency so that the interest of muzakki paying Zakat Maal at the National Amil Zakat (BAZNAS) of Palembang City is less interested in paying Zakat Maal l.Originality/Values: Provide information to the public on how to the management of Zakat Maal in the National Amil Zakat Agency (BAZNAS) of Palembang City

scholarly journals FUNDING CELENGAN PADA BPRS SAFIR BENGKULU

2019 ◽  
Vol 3 (1) ◽  
Author(s):  
Erma Putri Yani ◽  
Yosy Arisandy
Keyword(s):  
Qualitative Methods ◽  
Field Research ◽  
Secondary Data ◽  
Primary Data ◽  
Research Problems ◽  
Qualitative Descriptive ◽  
Customer Trust ◽  
Descriptive Method

The purpose of this study was to determine the effectiveness of the implementation of the funding piggy bank at PT. BPRS Safir Bengkulu and the factors that caused the stall traders to save in the funding piggy bank at PT. BPRS Safir Bengkulu. The research conducted is field research using qualitative methods. The data used in this study are Primary Data obtained through interviews with the Funding Division, Funding Officer, Costumer Service, General Division and Personnel, and Secondary Data obtained from books related to research problems. After the data is obtained then it is analyzed using qualitative descriptive method which is then analyzed deductively. The results of the study found that (1) the implementation of the funding piggy bank at PT. BPRS Safir Bengkulu. After a customer agreement with the BPRS Safir bank, the bank places the piggy bank with the customer, the customer saves the money in the box. After that the bank took the Warung savings, Hajj savings, and Qurban savings. And recorded according to the nominal savings. (2) factors that cause traders to save in the funding piggy bank at PT. BPRS Safir Bengkulu. Because of the friendly service. maintain customer trust, ease in saving, ease of obtaining information about products.

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