scholarly journals SIMPANAN MUDHARABAH BANK SYARIAH MANDIRI: STUDI KASUS 2011-2015

2019 ◽  
Vol 22 (2) ◽  
pp. 51-60
Author(s):  
Arini Mafarikhal Jannah

Mudharabah is known as a contract or agreement and so the money used by amil (employers) in trade, then the profitis shared between them according to the terms stipulated in advance either evenly or with an excess of one over the other. Interest in mudharabah is no partnership effort between owner of the property (capital) that there is no experience in commercial or corporate or no opportunity to try themselves in the fieldof commerce, industry and so on with people experienced in the fieldbut did not have the capital. This study use a quantitative approach and methods of ordinary least square (OLS). In this study using fiveindependent variables and one dependent variable. The independent variables used in this study include its benchmark interest rate, profitsharing, Inflation,Bank Size and Promotion cost while the dependent variable is the mudharabah deposits. This study used a sample of Bank Syariah Mandiri branch Jemur Handayani, Surabaya with monthly data 2011-2015 period. The results of the analysis of all fiv variable indicates that the benchmark rate has a positive effect and insignificant,the results of profitsharing have a significantnegative effect, inflationhas a negative and insignificantimpact, the size of the banks has a positive and significantimpact, cost of sale has a positive and significantimpact affect the mudharabah deposits in Mandiri Syariah Bank branch office Jemur Handayani, Surabaya periode 201-2015.

2020 ◽  
Vol 1 (1) ◽  
Author(s):  
Rahmanta Ginting

The research to analyse effect net domestic product and SBI on tax revenue in Indonesia with independent variables  net domestic product and SBI also dependent variables tax revenue. Data is a time series between 1981 - 2010 with ordinary least square (OLS) and the model of formula used is multiply linier regression.  The research result shows that net domestic product gives a positive effect and significant on tax revenue in Indonesia on 99% level. While SBI has a negative effect and significant on tax revenue in Indonesia on 90% level.


2014 ◽  
Vol 1 (2) ◽  
Author(s):  
Tarmizi Gadeng

The main objective of this study is to find out the impact of the inflation rate,percapita income as wall as the interest rate on the household comsumption of the population of Aceh.Secondary data 1983 – 2008 are collected or couning from various ageucig and instution and ordinary least square econometric model used as a method of analysis.            The result of the study tells us that the rate of inflation and the percapita income hare positive and significoutly effect on the household consumtion while the rate of interest on the other hand statistically has a negative and not significant effect on the house hold consumption. The interest rate which reflect the influence of the consumption has a positive, not significantly and in elactic. 


2021 ◽  
Vol 9 (1) ◽  
pp. 10
Author(s):  
Esty Surya Ramadhani ◽  
Muhammad Yusuf

The world's back is concerned with food security issues for the community, pecially from the dimensions of availability, access to food and food price stability. Countries should be able to increase production in order to provide food rice sufficiency and sustainable, but on the other hand there are many factors that affect the level of availability of rice in the community. This study aimed to analyze the influence of the harvested area, the price of rice, the price of bread, and rainfall to supply rice in Serdang Bedagai. In measuring and analyzing regression analysis model was used Ordinary Least Square (OLS) with a data processor Eviews 6.0. By using secunder data from BPS Serdang Bedagai during the period 2011 - 2015. The results showed that the independent variables used to explain the variables rice deals (PB) indicate the direction of influence in accordance with the hypothesis. Area harvested and the price of rice positive and significant impact on rice deals (PB) while the price of bread and rainfall positive effect but not significant to supply rice (PB) in Serdang Bedagai Regency, North Sumatra Province.


Media Ekonomi ◽  
2017 ◽  
Vol 18 (1) ◽  
Author(s):  
Nurjanah Nurjanah ◽  
Sumiyarti Sumiyarti

<span><span><em>This study focused on examination impact of Profit Sharing Ratio (NSM) to Mudharabah</em><br /><span><em>savings in Indonesia Syariah Bank. The model used in this study is the Multiple Linear</em><br /><span><em>Regression OLS methods (Ordinary Least Square) with the time series data in period</em><br /><span><em>2004.1-2009.2. But in this model, we also considerd Gross Domestic Product (PDB), Deposit</em><br /><span><em>Interest Rate (RSK), and Inflation (INF) as control variables. The results of the research</em><br /><span><em>are variables of Profit Sharing Ratio (NSM), Deposit Interest Rate (RSK) and Inflation</em><br /><span><em>(INF) are affected not statistically affected Mudharabah Savings. The other side, the</em><br /><span><em>variable of Gross Domestic Product (GDP) statistically affects Mudharabah Savings. The</em><br /><span><em>interest of people on Mudharabah Savings is not because of the Profit Sharing Ratio that</em><br /><span><em>become the main determinant in Mudharabah Saving but of the more Islamic System.</em></span></span></span></span></span></span></span></span></span><br /></span></span>


2021 ◽  
Vol 9 (1) ◽  
Author(s):  
Esty Surya Ramadhani

The world's back is concerned with food security issues for the community, pecially from the dimensions of availability, access to food and food price stability. Countries should be able to increase production in order to provide food rice sufficiency and sustainable, but on the other hand there are many factors that affect the level of availability of rice in the community. This study aimed to analyze the influence of the harvested area, the price of rice, the price of bread, and rainfall to supply rice in Serdang Bedagai. In measuring and analyzing regression analysis model was used Ordinary Least Square (OLS) with a data processor Eviews 6.0. By using secunder data from BPS Serdang Bedagai during the period 2011 - 2015. The results showed that the independent variables used to explain the variables rice deals (PB) indicate the direction of influence in accordance with the hypothesis. Area harvested and the price of rice positive and significant impact on rice deals (PB) while the price of bread and rainfall positive effect but not significant to supply rice (PB) in Serdang Bedagai Regency, North Sumatra Province.


2017 ◽  
Vol 3 (10) ◽  
pp. 816
Author(s):  
Kurnia Sari Kasmiarno ◽  
Karjadi Mintaroem

This research aims to find out the relationship both simultaneosuly and partially of the eefect of PDB Real Bank, Syariah Banking Investment and the total of syariah banking financing towards the amount of employees in syariah banking. The approach used in this research is quantitative approach that uses multiple regression with Ordinary Least Square (OLS) method which has four variables that are PDB real bank, syariah banking investment and syariah banking financing as independent variables, meanwhile the amount of employees in syariah banking acts as a dependent variable. The result shows that all of the independent variables have positive/significant relationship towards the amount of employees in syariah banking in Indonesia between 2008-2014. . This shows that all of independent variables are able to explain the dependent variable accurately since the coefficient value obtained was high.


2017 ◽  
Vol 4 (1) ◽  
pp. 14
Author(s):  
Kurnia Sari Kasmiarno ◽  
Karjadi Mintaroem

This research aims to find out the relationship both simultaneosuly and partially of the eefect of PDB Real Bank, Syariah Banking Investment and the total of syariah banking financing towards the amount of employees in syariah banking. The approach used in this research is quantitative approach that uses multiple regression with Ordinary Least Square (OLS) method which has four variables that are PDB real bank, syariah banking investment and syariah banking financing as independent variables, meanwhile the amount of employees in syariah banking acts as a dependent variable. The result shows that all of theindependent variables have positive/significant relationship towards the amount of employees in syariah banking in Indonesia between 2008-2014. . This shows that all of independent variables are able to explain the dependent variable accurately since the coefficient value obtained was high.


2019 ◽  
Vol 7 (1) ◽  
pp. 51-60
Author(s):  
Tuty Alawiyah ◽  
Haryadi Haryadi ◽  
Yohannes Vyn Amzar

The purpose of this study are, firstly to analyze exchange rate trends of rupiah, centtral bank policy rates, inflation and money supply in Indonesia from January 2019 to December 2019. Secondly, to analyzes the  effect of central bank policy rate, inflation and the money supply to the rupiah exchange rate in January 2013 – Desember 2018. The method used in this research are descriptive and quantitative analysis with trend analysis tools and multiple linier regression VAR models with the Ordinary Least Square (OLS). The  results of the study found that, the first trend data from the rupiah exchange rate variable of January 2019 period – December 2019 of IDR 15.145 US$, the central bank’s policy interest rate was 4.5 percent, inflation was 2.15 percent and the money supply was an average of Rp.5.966.9112,17 billion. Secondly, from the processed data it was found that central bank policy rates and the money supply has a positive effect on the rupiah exchange rate of January 2013 period – December 2018. While the inflation variable has a negative impact on the rupiah exchange rate of January 2013 period – December 2018. Keywords : Rupiah exchange rate, Central bank policy interest rate, Money supply


2018 ◽  
Vol 6 (1) ◽  
pp. 8-15
Author(s):  
Agung Muhammad Syaikhu ◽  
Titik Haryati

Investasi merupakan faktor penting bagi pembangunan ekonomi, karena dengan dana dari investasi bisa dialihkan keusaha produktif sehingga akan memicu pertumbuhan ekonomi. Penelitian ini bertujuan untuk mengetahui pengaruh inflasi, suku bunga kredit, tenaga kerja dan teknologi terhadap investasi di Indonesia. Penelitian ini menggunakan alat analisis regresi berganda dengan metode OLS (Ordinary Least Square) untuk mengetahui pengaruh antara variabel bebas dan variabel terikat. Hasil penelitian menyatakan berdasarkan uji t statistik variabel inflasi dan suku bunga kredit tidak signifikan terhadap investasi di Indonesia, sedangkan variabel tenaga kerja dan teknologi berpengaruh signifikan terhadap investasi di Indonesia. Simpulan dari penelitian ini adalah ada 2 variabel yang menunjukan hasil signifikan yaitu tenaga kerja dan teknologi, serta 2 variabel yang tidak signifikan yaitu inflasi dan suku bunga kredit. Investment is an important factor for economic development because of the investment fund may be transferred to productive business ventures that will stimulate economic growth. This study aimed to determine the effect of inflation, interest rates on credit, labor and technology to investmen in Indonesia. This study uses multiple regression analysis with OLS (Ordinary Least Square) where to find and influence the relationship between independent variables and the dependent variable. The study states based on the statistical t-test variable inflation and interest rate no significant effect on investment in Indonesia, while variable labor and technology a significant effect on investment in Indonesia. Conclusions from this research is that there are two variables that showed a significant result that labor and ttechnology, as well as the two variables are not significant, namely inflation and interest rate.


2019 ◽  
Vol 24 (2) ◽  
pp. 256
Author(s):  
Mauizhotul Hasanah, Faris Kurnia Hakim, Siti Zulaikha

The financial sector in a region can spur the pace of economic movements, especially with the contribution of banks in the micro sector as an intermediary tool in channeling funds to productive investments that encourage the real sector, especially in the micro sector, which will produce aggregate output. The purpose of this study is to analyze the extent of the Islamic Rural Bank (BPRS), which is an Islamic microfinance institution for the economy on the island of Java. This study uses secondary data during the period from January 2016 to December 2018. This study uses the Ordinary Least Square Data Panel method. The empirical results show that part of Total Assets does not have a significant negative effect on GRDB. While the total financing and Third Party Funds (TPF) partially does not have a significant positive effect on GRDB. Also, simultaneously the overall independent variables together have a significantly positive effect on GRDB.


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