ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI PENYALURAN PEMBIAYAAN PADA PERBANKAN SYARIAH INDONESIA PERIODE 2006.01-2011.12

This study aims to determine the factors that influence the development of IslamicBanking Financing in Indonesia, including Third Party Funds (TPF),NonPerforming Financing (NPF),the level of reward certificates of Bank Indonesia(SWBI) and Financing to Deposit Ratio (FDR).The data used in this study is asecondary data with the monthly period 2006:01-2011:12.The Analysis techniqueused is the Multiple Linear Regression Methods premises OLS (Ordinary LeastSquare).The result show that the Third Party Funds(TPF) has positive andsignificant impact of Islamic Banking Distribution Financing. While the NonPerforming Financing (NPF) and the level of rewards Certificates of Bank Indonesia give negative and no significant impact and Financing to Deposit Ratiogive positive and no significant impact of Islamic Banking Financing Distribution. Keywords:Islamic Banking Financing Distribution, Third Party Funds (TPS),Non PerformingFinancing (NPF),Certificates Wadiah of Bank Indonesia (SWBI and Financing toDeposit Ratio (FDR)

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Pengaruh Rekening Dormant dan Dana Pihak Ketiga Terhadap Laba Bank di Bank Syariah Mandiri

ETIKONOMI ◽

10.15408/etk.v14i1.2264 ◽

2015 ◽

Vol 14 (1) ◽

Author(s):

K. Khoirunnisa

Keyword(s):

Linear Regression ◽

Multiple Linear Regression ◽

Third Party ◽

Independent Variables ◽

The Third ◽

The Third Party

The Effect of Dormant Accounts and Deposit Funds to Bank's Profits in Bank of Sharia MandiriThe purpose of this research is to analyze the effect’s dormant accounts and the amount of third party funds (DPK) to the bank's profit in Bank of Sharia Mandiri. The analysis of the data used in this research is a method of multiple linear regression with the dependent variable is profit and the independent variables are dormant account and third party funds. The result shows that the dormant account didn’t have an effect on bank’s profit. Otherwise, the third party funds/deposit funds has an effect of bank’s profit. This result imply that bank should reduce the dormant account, if there is a decreasing in dormant account there will be an increasing too in third party funds, and if the third party funds is increasing the bank’s profit will be also increasingDOI: 10.15408/etk.v14i1.2264

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PENGARUH SUKUK RITEL PEMERINTAH TERHADAP PENGHIMPUNAN DANA PIHAK KETIGA BANK SYARIAH

Media Riset Akuntansi Auditing & Informasi ◽

10.25105/mraai.v18i2.3096 ◽

2018 ◽

Vol 18 (2) ◽

pp. 153

Author(s):

Rizal Yaya ◽

Ekta Sofiyana

Keyword(s):

Linear Regression ◽

Multiple Linear Regression ◽

Negative Influence ◽

Positive Influence ◽

Third Parties ◽

Islamic Banking ◽

Company Size ◽

Islamic Banks ◽

The Third

This research aims at investigating factors that influence third parties funds (TPF) of Indonesian Islamic banks during the issuance of government retail sukuk 2012-2015. Data are taken from quarterly statistical reports of Indonesian Islamic banking and analysed by using multiple linear regression. The results show that retail sukuk has negative influence, while offices number, company size, and return for the third parties have positive influence on TPF collected. As having negative influence, Islamic banks should anticipate future issuance of retail sukuk by improving their internal performance. Failing to anticipate it, they may suffer of decreasing amount of TPF.

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Analisis Determinan Dana Pihak Ketiga Bank Umum Syariah di Indonesia

JURNAL ILMIAH EKONOMI ISLAM ◽

10.29040/jiei.v7i1.1608 ◽

2021 ◽

Vol 7 (1) ◽

pp. 154

Author(s):

Ayif Fathur Rahman ◽

Yuyun Setiawansi

Keyword(s):

Exchange Rate ◽

Linear Regression ◽

Multiple Linear Regression ◽

Significant Relationship ◽

Commercial Banks ◽

Third Party ◽

Return On Assets ◽

Regression Methods ◽

The Exchange Rate

This study aims to analyze the effect of inflation, exchange rate, BI Rate and Return On Assets (ROA) on Third Party Funds of Sharia Commercial Banks in Indonesia. Data used in the study are Third Party Funds, Inflation, Exchange Rate, BI Rate and Return On Assets (ROA). In this study using multiple linear regression methods and test classic assumptions with the help of Stata application. The results showed that Inflation variable (0,226) had a positive and not significant relationship to Third Part Funds of sharia commercial banks in Indonesia. BI Rate variable (0,000) has a negative and significant relationship to Third Part Funds of sharia commercial banks in Indonesia. While the Exchange Rate (0,000) and Return On Assets (0,000) have a positive and significant relationship to Third Part Funds of sharia commercial banks in Indonesia.

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PENGARUH TOTAL ASET DAN BAGI HASIL PERBANKAN TERHADAP VOLUME DANA PIHAK KETIGA (DPK) PADA BANK UMUM SYARIAH

Jurnal Riset Manajemen Sekolah Tinggi Ilmu Ekonomi Widya Wiwaha Program Magister Manajemen ◽

10.32477/jrm.v6i2.354 ◽

2019 ◽

Vol 6 (2) ◽

pp. 131-146

Author(s):

Selamat Riauwanto ◽

Sulastiningsih Sulastiningsih

Keyword(s):

Linear Regression ◽

Multiple Linear Regression ◽

Commercial Banks ◽

Linear Regression Analysis ◽

Multiple Linear Regression Analysis ◽

Profit Sharing ◽

Third Party ◽

Annual Reports ◽

Regression Methods ◽

Independent Variable

This study aims to analyze and determine the effects partially and simultaneously from internal banking factors in the form of: Total Assets and Banking profit sharing for Third Party Funds at Banks Sharia General. This research method used multiple linear regression analysis with the help of Eviews 8 software which is used to test the effect of independent variables in the form of Total Assets and Profit Sharing on the volume of Third Party Funds (DPK) in Islamic Commercial Banks. The sample of this study was 10 Islamic Commercial Banks, so that there were 50 annual reports obtained through purposive sampling, then analyzed using multiple linear regression methods. The results showed that based on F Test, the independent variable had an effect on DPK, indicated by the F value of 46.08032 and the significance of 0.000000 as a whole the independent variable was able to explain the effect of 82.14%. While based on the partial t test, it showed that Total Assets have a significant positive effect with a significance value below 0.05 (5%). Meanwhile profit sharing does not affect Third Party Fund Volume.

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ANALISIS TAWHIDI STRING RELATION (TSR) TERHADAP FAKTOR-FAKTOR YANG MEMPENGARUHI PENYALURAN PEMBIAYAAN PERBANKAN SYARIAH INDONESIA 2009-2019

Jurnal Akuntansi Trisakti ◽

10.25105/jat.v7i1.6244 ◽

2020 ◽

Vol 7 (1) ◽

pp. 1

Author(s):

Warto A.S ◽

R Bambang Budhijana

Keyword(s):

Linear Regression ◽

Multiple Linear Regression ◽

Commercial Bank ◽

Banking Industry ◽

Third Party ◽

Islamic Banking ◽

Business Unit ◽

Bank Financing ◽

Analysis Technique ◽

Negative Effect

This study uses the Sharia Commercial Bank and Sharia Business Unit as a whole as the object of research from the period 2009-2019 (quarterly). The analysis technique used is multiple linear regression. To find out the relation process used Tawhidi String Relation (TSR) analysis based on unity, correlation and evolution. Based on the research, the results show that Third Party Funds (TPF) have a positive and significant effect on the distribution of Islamic Banking financing. Non Performing Financing (NPF) has a positive and not significant effect on the distribution of bank financing. While Bank Indonesia Sharia Certificates (BISC) have a negative and significant effect on the distribution of bank financing. Based on the TSR analysis, it was concluded that BISC had a negative effect on all variables used in this study, both: DF, TPF and NPF. Therefore, this research can be a criticism for the Islamic banking industry in channeling financing in the form of BISC.

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The Effect of Promotion on Interest in Opening an Account at Bank Muamalat, Palu Branch

AL-ARBAH: Journal of Islamic Finance and Banking ◽

10.21580/al-arbah.2021.3.1.7645 ◽

2021 ◽

Vol 3 (1) ◽

pp. 37-46

Author(s):

Gita Dolita ◽

Hilal Malarangan ◽

Malkan Malkan

Keyword(s):

Linear Regression ◽

Multiple Linear Regression ◽

Research Result ◽

Primary Data ◽

Islamic Banking ◽

Student Interest ◽

Regression Methods ◽

A Value ◽

The Difference ◽

Using Data

Purpose - The purpose of this study was to determine whether promotion has an effect on the interest of Islamic banking students in opening an account at the hammer branch of the muamalat bank and to find out how significant the effect of promotion is on student interest in opening an account at the hammer branch of the muamalat bank.Method - This study uses primary data, namely a questionnaire that uses a Likert scale as a calculation scale. The sample of this study was 485 students of the Faculty of Economics and Islamic Business IAIN Palu, Department of Islamic Banking from class 2016 to class 2018. To analyze the data, the authors used multiple linear regression methods and SPSS version 21. Result - Research result shows that the magnitude of the influence of the variable (X) on the variable (Y) is 0.388 or 38.8%. These results can provide an illustration that respondents (students) view that promotion can influence student interest in opening an account at a muamalat bank and promotion has a significant effect on student interest in opening an account at a muamalat bank. it can be seen that the promotion variable (X) has a value of tcount 3.783 t table 1.663 and has a significant value (sig) of 0.000 in the coefficients table with a value of α (significant level) 0.05. This means 0.000 0.05.Implications - This study is only limited to using data from several students in one university. Originality-. The difference with previous research is in the location and object under study.

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Pengaruh Equivalent Rate, Profitabilitas, dan Jumlah Kantor Terhadap Dana Pihak Ketiga BPRS di Indonesia (Periode Tahun 2013-2015)

Jurnal Ekonomi Syariah Teori dan Terapan ◽

10.20473/vol4iss201711pp875-888 ◽

2017 ◽

Vol 4 (11) ◽

pp. 875

Author(s):

Almira Ulfa Nugraheni ◽

Dina Fitrisia Septiarini

Keyword(s):

Linear Regression ◽

Multiple Linear Regression ◽

Confidence Level ◽

Research Method ◽

Quantitative Approach ◽

Third Party ◽

The Third ◽

Equivalent Rate ◽

Independent Variable ◽

Rate Of Profit

This study aims to determine the effect equivalent rate, profitability and the number of offices to Third Party Funds of Sharia Rural Banks in Indonesia in 2013 until 2015. The research method used is a quantitative approach. The dependent variable in this study is the Third Party Funds, as well as the independent variable in this study is equivalent rate, the rate of profit andthe number of offices. Sample used is a saturated sampling and used multiple linear regression as analytical technique.Research results shows that the confidence level is 95%, equivalent rate, profitability, and the number of office have a significant effect on the magnitude of the amount of third party funds Sharia Rural Banks in Indonesia with 81.1% integration level. The partially, only the rate ofprofit and the number of office that significantly influence the large number of Sharia Rural banks in Indonesia.

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DANA PIHAK KETIGA (DPK) DAN PEMBIAYAAN AKAD MURABAHAH (Studi Pada PT. Bank Syariah Mandiri Periode 2014-2018), The Third Party Fund (DPK) and Murabahah Akad Financing (Study at PT. Bank Syariah Mandiri Period 2014-2018)

Qawãnïn: Journal of Economic Syaria Law ◽

10.30762/qawanin.v5i1.2794 ◽

2021 ◽

Vol 5 (1) ◽

pp. 83-99

Author(s):

Andriani Andriani ◽

Fitri Patika Sari

Keyword(s):

Hypothesis Test ◽

Pearson Correlation ◽

Secondary Data ◽

Strong Relationship ◽

Capital Adequacy ◽

Third Party ◽

Islamic Banking ◽

Purposive Sampling ◽

The Third ◽

The Third Party

Dana pihak ketiga dalam perbankan Syariah sanggatlah penting. Begitu pentingnya dana pihak ketiga bagi bank, maka untuk menghasilkan keuntungan akan direalisasikan dalam pemberian pembiayaan. Pembiayaan yang paling diminati dalam perbankan syariah adalah pembiayaan akad murabahah. Dengan pendekatan kuantitatif dari data sekunder, pemilihan sampel menggunakan metode purposive sampling, sampel yang digunakan dalam penelitian ini adalah laporan keuangan periode 2014-2018. Teknik analisis data yang digunakan dalam penelitian ini adalah analisis statistik deskriptif variabel, uji normalitas, uji hipotesis, uji korelasi dan uji regresi linier sederhana dengan bantuan program SPSS 21.0. Hasil penelitian Dana pihak ketiga pada Bank Syariah Mandiri memiliki kenaikan rata-rata sebesar 10%, dimana pada setiap tahun dalam periode tersebut jumlah akan dana pihak ketiga yang dihimpun dari masyarakat meningkat senantiasa tumbuh positif. Dengan rasio kecukupan modal pada kisaran 9%-12%. Berbanding lurus dengan Dana pihak ketiga, pembiayaan yang ada pada Bank Syariah Mandiri juga mengalami peningkatan dimana rata-rata akan peningkatan dalam periode tersebut 7-8% dengan proporsi terbesar pada pembiayaan dengan menggunakan skema murabahah. Dengan kondisi rasio FDR pada kisaran 75%-85%, maka Bank Syariah Mandiri memiliki rasio yang sehat. Pengaruh dana pihak ketiga terhadap pembiayaan murabahah memiliki hubungan yang kuat antar kedua variabel dengan nilai korelasi pearson = 0,870 dengan persamaan regresi sederhana, Y = 3,912+0,870X, dimana variabel pembiayaan murabahah (Y) tidak terdapat intervensi variabel lain kan bernilai 3,912. Apabila terdapat intervensi variabel dana pihak Ketiga, variabel Pembiayaan Murabahah akan mengalami 0,870 basis poin. Dengan nilai R2 = 0,756 yang mana variabel dana pihak ketiga mampu menjelaskan variabel pembiayaan murabahah dengan persentase sebesar 75,6%, sisanya sebesar 24,4% berasal dari variabel lain yang tidak teridentifikasi pada penelitian ini.Third party funds in Islamic banking are very important. Once the importance of third party funds for banks, to generate profits will be realized in the provision of financing. The financing that is most in demand in Islamic banking is the financing of the Murabahah contract. With a quantitative approach from secondary data, the sample selection uses a purposive sampling method, the sample used in this study is the financial statements for the 2014-2018 period. The data analysis technique used in this research is descriptive statistical analysis of variables, normality test, hypothesis test, correlation test and simple linear regression with the help of the SPSS 21.0 program. Research results Third party funds at Bank Syariah Mandiri have an average increase of 10%, where in each year in that period the amount of third party funds collected from the public increases and continues to grow positively. With a capital adequacy ratio in the range of 9% -12%. Directly proportional to third party funds, existing financing at Bank Syariah Mandiri has also increased where on average there will be an increase in the period 7-8% with the largest proportion of financing using the Murabahah scheme. With the FDR ratio in the range of 75% -85%, Bank Syariah Mandiri has a healthy ratio. The effect of third party funds on Murabahah financing has a strong relationship between the two variables with a Pearson correlation value = 0.870 with a simple regression equation, Y = 3,912 + 0.870X, where the Murabahah financing variable (Y) has no other variable intervention, it is worth 3,912. If there is a third party fund variable intervention, the Murabahah Financing variable will experience 0.870 basis points. With a value of R2 = 0.756 where the third party fund variable is able to explain the Murabahah financing variable with a percentage of 75.6%, the remaining 24.4% comes from other variables not identified in this study.

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