UPAYA PENYELESAIAN KREDIT BERMASALAH PADA BANK NAGARI CABANG PEMBANTU TARUSAN

Library research is a data collection technique through the library in the form of literature books, and lecture materials that are relevant to the problem under study. In this study, the authors used the following data collection methods Research library (library research) It is a data collection technique through the library in the form of literature books, and lecture materials that are relevant to the problem under study. Field research (field research) is direct retrieval of the object under study by taking the following steps Observation, namely data collection through direct observation of the object under study, Interviews, namely conducting interviews with leaders and parties interested in the object of research.

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PENERAPAN LAPORAN AKUNTABILITAS DAN KINERJA INSTANSI PEMERINTAH (LAKIP) PADA BADAN PENGENDALIAN DAMPAK LINGKUNGAN (BAPEDAL) ACEH

Jurnal Akuntansi Muhammadiyah ◽

10.37598/jam.v1i2.189 ◽

2014 ◽

Vol 1 (2) ◽

Author(s):

Eva Susanti

Keyword(s):

Data Collection ◽

Field Research ◽

Research Topic ◽

Research Library ◽

Library Research ◽

State Apparatus ◽

The Way

This research conducted in BAPEDALÂ aceh, the purpose of this research is to figure out that the aplication of accountability report and work institution of government has done well.The result of data collection is got through library and field research. Library research is done by using some literature that it has relation with the research topic. While field research is the way to collect the data that it also has relation with problem discussion.Generally, the applying of primary job and bapedal function in Aceh has applied well.Â The strategic of targetÂ decision in 2010 has succed to goal by the level of percentation result average 98,53%.Â Â Â The arrangement of aplication LAKIP in BAPEDAL Aceh in 2010 based on Inpres No.7 in 1999 and then it is arranged in ministry country role of efficiencyÂ state apparatus and bureaucracy of reformationÂ no. 2009 in 2010 about guidelines of arrangementÂ for work and accountability report of institution government that it is the basic of arranging and conveying LAKIP government.

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Kesesuaian Fatwa DSN MUI No. 4 Tahun 2000 Pada Pembiayaan Murabahah di Bank Syariah Mandiri KCP Padang Panjang

EKONOMIKA SYARIAH Journal of Economic Studies ◽

10.30983/es.v4i2.3584 ◽

2020 ◽

Vol 4 (2) ◽

pp. 208

Author(s):

Rahmat Firdaus ◽

Melisantri Okvita

Keyword(s):

Data Collection ◽

Research Method ◽

Qualitative Method ◽

Field Research ◽

Research Field ◽

Islamic Banks ◽

Library Research

The purpose of this research is to find out and to analyze the implementation of murabahah financing at Bank Syariah Mandiri KCP Padang Panjang its conformity with the DSN MUI Fatwa Number four of two thousand. This type of research is field research field research and library research research. The research method used is a qualitative method. Data collection techniques are observation, interview and documentation. The results of this study indicate that in the general provisions of Islamic banks that the bank buys the goods needed only on behalf of the bank itself and the purchase must be separate and have personal limitations. However, in practice, it is found that the bank provides money to customers to buy one of the items needed on behalf of the bank using an installment system based on the amount and time determined by the bank. in is allowed by the clerics on the condition that the bank authorizes the customer to buy goods under the murabahah bil wakalah contract. However, according to the author's opinion, there is no conformity of the DSN-MUI fatwa regarding murabahah with its practice at Bank Syariah Mandiri KCP Padang Panjang. Tujuan dalam penelitian ini adalah untuk mengetahui dan menganalisis pelaksanaan pembiayaan murabahah pada Bank Syariah Mandiri KCP Padang Panjang kesesuaiannya dengan Fatwa DSN MUI No. 4 Tahun 2000. Jenis penelitian adalah penelitian lapangan field research. Metode penelitian yang digunakan adalah metode penelitian kualitatif. Teknik pengumpulan data adalah observasi, wawancara dan dokumentasi. Hasil penelitian menunjukkan bahwasannya dalam ketentuan umum fatwa murabahah di bank syariah yaitu bank membeli barang yang dibutuhkan nasabah atas nama bank sendiri dan pembelian harus sah dan bebas riba. Akan tetapi pada prakteknya dilapangan adalah bank memberikan uang kepada nasabah untuk membeli salah satu barang yang dibutuhkan atas nama bank dengan sistem angsuran berdasarkan jumlah dan waktu yang telah ditetapkan oleh bank. Hal ini dibolehkan oleh ulama dengan ketentuan pihak bank menguasakan kepada nasabah untuk membeli barang dengan akad murabahah bil wakalah.

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MODEL JOINT OPERATION DALAM PRIVATISASI PENGELOLAAN PTPN XIV PABRIK KAPAS JENEPONTO

Otoritas Jurnal Ilmu Pemerintahan ◽

10.26618/ojip.v4i1.79 ◽

2014 ◽

Vol 4 (1) ◽

Author(s):

Fadliah Yusman ◽

Muhlis Madani ◽

Handam Handam

Keyword(s):

Data Collection ◽

Field Research ◽

Raw Material ◽

Research Library ◽

Joint Operation ◽

Factors Affecting ◽

Material Supply ◽

Library Research ◽

Joint Operations ◽

Close Supervision

This study aims to determine the model of privatization of the management of Joint Operations at PT. Perkebunan Nusantara XIV Cotto factory Jenponto. The data collection was done by using field research, library research and document data searches. The data were then analyzed qualitatively. The results showed that the model of Joint Operation in the privatization of the management of PT Perkebunan Nusantara XIV Cotton factory Jeneponto to cooperate PT Supin Raya. Factors that are supporting the success of privatization is close supervision and the amount of raw material supply. Factors affecting the failure is a problem in making the agreement, the rental price of production services, late payment of rental services, limited production facilities and infrastructure.Penelitian ini bertujuan untuk mengetahui privatisasi pengelolaan dengan model Joint Operation pada PT. Perkebunan Nusantara XIV Pabrik Kapas. Pengumpulan data ini dilakukan dengan menggunakan teknik penelitian lapangan, penelitian kepustakaan dan penelusuran data dokumen. Data yang diperoleh selanjutnya dianalisis secara kualitatif. Hasil penelitian menunjukkan bahwa model Joint Operation dalam privatisasi pengelolaan PT Perkebunan Nusantara XIV Pabrik Kapas Jeneponto dengan bekerja sama PT Supin Raya. Faktor yang yang mendukung keberhasilan privatisasi yaitu pengawasan yang ketat dan jumlah pasokan bahan baku. Faktor yang mempengaruhi kegagalan yaitu masalah dalam pembuatan surat perjanjian, harga sewa jasa produksi, keterlambatan pembayaran sewa jasa, keterbatasan sarana dan prasarana produksi.

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Tabungan Emas dalam Tinjauan Hukum Islam (Studi Kasus di Pegadaian Syariah Cabang Pinrang)

BUSTANUL FUQAHA: Jurnal Bidang Hukum Islam ◽

10.36701/bustanul.v1i4.281 ◽

2020 ◽

Vol 1 (4) ◽

pp. 673-691

Author(s):

Khaerul Aqbar ◽

Aswar Aswar ◽

Muh. Sepriadi

Keyword(s):

Data Collection ◽

Research Method ◽

Islamic Law ◽

Field Research ◽

Research Library ◽

Research Approach ◽

Research Results ◽

Library Research ◽

Qualitative Descriptive ◽

Security Price

This study aims to determine the practice of product contracts and a review of Islamic law on gold savings products in Sharia pawnshops. The research method used a field research approach (filed reaserch) which was qualitative descriptive, and data collection was obtained through observation, interviews and library research (library reaserch), and the research locus was carried out at the Pinrang Syariah Pegadaian Branch. The research results found that; First, regarding the practice, the Pinrang Branch of the Sharia Pegadaian provides many facilities for customers who want to start investing in gold. In addition, Pegadaian Syariah also offers products in the form of Gold Savings, which is a gold buying and selling service with deposit facilities. As for the process of liquidating (selling) gold, it is carried out in two ways, namely by reselling it if the customer wants cash and printing if the customer wants it in the form of gold bullion. Second, the Gold Savings scheme in Sharia Pawnshops is a problematic contract because one of the contracts has an element of usury, to be precise in the murabahah contract, where scholars have different opinions about its abilities. Jumhur ulama agree on the prohibition (because some scholars from syafi'iyyah and malikiyyah argue that gold is included as ṡaman (price, means of payment, money) which cannot be exchanged in installments, because it causes usury and must be done in cash at the time of the contract. Third, DSN MUI and other contemporary scholars consider that the sale and purchase of gold / murabahah gold is permissible both in cash and credit as long as they are not intended as security (price) but sil'ah (goods).

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HUBUNGAN TINGKAT KEDISIPLINAN SISWA DENGAN PRESTASI BELAJAR PADA MATA PELAJARAN PKn KELAS VIII DI SMP NEGERI SATU ATAP 1 CIPAKU

Didaktik : Jurnal Ilmiah PGSD STKIP Subang ◽

10.36989/didaktik.v5i2.102 ◽

2020 ◽

Vol 5 (2) ◽

pp. 241-249

Author(s):

Dudang Suryanto ◽

Endang Endang

Keyword(s):

Student Achievement ◽

Data Collection ◽

Research Methods ◽

Research Method ◽

Theoretical Foundation ◽

Field Research ◽

Instructional Media ◽

Library Research ◽

Interview Guide ◽

Reading Interest

Method of Discussion and Instructional Media has a very big role in shaping an entire process This is nothing else because through the Method of Discussion and Instructional Media can gain knowledge and through knowledge also humans will be able to do good. The main problem in this study is the extent to which the Effects of Discussion Methods and Instructional Media on Student Achievement in PKN Subjects in Class X of SMA Muhammadiyah Pangandaran. While the method that the author uses in this study is the field research method (field research) in order to find out students' reading interest which is supported by library research methods in order to have a strong theoretical foundation. Therefore, the data collection tools used were in the form of questionnaires, observation sheets and interview guide sheets. Keywords: Educative, Discussion, Interview ABSTRAK Metode Diskusi dan Media Instruksional Edukatif memiliki peranan yang sangat besar dalam membentuk suatu seluruh proses Hal ini tidak lain karena melalui Metode Diskusi dan Media Instruksional Edukatif dapat memperoleh pengetahuan dan melalui pengetahuan pula manusia akan mampu untuk berbuat kebaikan. Masalah pokok dalam penelitian ini adalah sejauh mana Pengaruh Metode Diskusi dan Media Instruksional Edukatif Terhadap Prestasi siswa Pada Mata Pelajaran PKN di Kelas X SMA Muhammadiyah Pangandaran. Sedangkan metode yang penulis gunakan dalam penelitian ini adalah metode penelitian lapangan (field research) dalam rangka mengetahui minat baca siswa yang ditopang dengan metode penelitian pustaka (library research) agar memiliki landasan teoretis yang kuat. Karenanya, alat pengumpulan data yang digunakan berupa angket, lembar observasi dan lembar pedoman wawancara. Kunci : Edukatif, Diskusi, Wawancara

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Pesan Dakwah Melalui Telegram (Studi Pada Channel Syiar Tauhid Aceh)

Jurnal Peurawi ◽

10.22373/jp.v2i2.5895 ◽

2019 ◽

Vol 2 (2) ◽

pp. 73

Author(s):

Syarifah Mazidah

Keyword(s):

Data Collection ◽

Research Methods ◽

Field Research ◽

Research Data ◽

Left Behind ◽

Qualitative Approaches ◽

Library Research ◽

Question And Answer

This research was conducted to know the form of communication Da'wah that was built by the management of Da'wah Group on Channel Syiar Tauhid ACEH in the message of Da'wah messages, Da'wah material that is more often raised to the Channel Syiar Telegram Da'wah Group Tauhid Aceh to not be left behind in the message of Da'wah and the constraints faced during the process of delivering Da'wah messages through telegram on the channel Syiar Tauhid ACEH. Qualitative approaches and field research methods (Reseasch files) and library research. Data collection techniques in research are conducted with interviews, observations and documentation. Results of the research that the form of communication Da'wah that was built by the channel manager Da'wah on the channel Syiar Tauhid ACEH in the delivery of Da'wah messages consisting of question and answer in this respect the party Channel of Da'wah Aceh Syiar Tauhid A variety of Da'wah message materials both related to the message of Aqidah, as well as the message of Sharia and Ahklak. God. The obstacles faced during the process of delivering Da'wah messages through telegram on Channel Syiar Tauhid ACEH Competence Less and lack of the number of employees. The lack of the number of admins become the main constraint in delivering the messages of Da'wah by the Da'wah Channel Syiar Tauhid Aceh.

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ANALISIS PERENCANAAN POLA PENANGANAN PERMUKIMAN KUMUH DI KAWASAN SINDULANG SATU, KECAMATAN TUMINTING, KOTA MANADO

AGRI-SOSIOEKONOMI ◽

10.35791/agrsosek.13.1a.2017.15156 ◽

2017 ◽

Vol 13 (1A) ◽

pp. 101

Author(s):

Deysi ., Kaseke ◽

Carolina B.D. Pakasi ◽

Charles R. Ngangi

Keyword(s):

Research Methods ◽

Field Research ◽

Secondary Data ◽

Research Field ◽

Primary Data ◽

Wastewater Management ◽

Urban Village ◽

Library Research ◽

The City

This study aims to (1) identify the level of untidiness of setllement area in Sindulang Satu Urban Village based on identification of slum conditions (physical), other considerations and legality of land at the site, (2) analyze the pattern of handling the slums and choose the appropriate pattern to be applied to the region. Region slums in the city of Manado North Sulawesi selected as the study area. Limitation of the study area is determined on a region-located strategically Sindulang One area that affects the tourism sector as well as residential typology which is a blend of rolling hills and waterfront settlements (DAS Tondano) and the beach (Boulevard Phase II). The research was conducted for 2 (two) months from the month of January 2017 to February 2017. Methods of data collection is done by the method of field research (Field Research Methods) as well as with library research methods (Library Research Methode). The data used in this research is the primary data collected and processed its own form of existing data found in the object of research is the identification of space utilization, status of ownership of land and buildings, state of the infrastructure and facilities of existing settlements. In addition, also used secondary data is data obtained from other parties or data that are processed or published by various government agencies (Kotaku. 2016). The variables used in this study is the data on the observation of research sites, including the identification of the condition of untidiness / physical, identification of other considerations and identification of the legality of the land, as follows: (1) The condition of the building, (2) The condition of roads, with criteria ie the coverage of the environment and the quality of the road surface environment, (3) the condition of water supply, (4) the condition of drainage environment, (5) Condition wastewater management, (6) Conditions waste management, (7) the condition of fire protection, (8) another consideration, (9) The legality of land. The analysis was performed with regard to the object of analysis and interpretation of the data description of the physical condition, other considerations and the legality of land obtained in the field / location of research and literature review, then associated with a pattern appropriate treatment to be applied to an area of research. The analysis was performed using analysis techniques Formula Rate location based on the Minister of Public Works and Public Housing No. 02 / PRT / M / 2016 on Improving the Quality of the Slum Housing and Slum (Anon. 2016). Then the pattern of treatment in improving the quality of slum area carried out in accordance with Law No. 1 of 2011 Article 97 (Anonymous, 2011), through (1) The restoration; (2) Rejuvenation; or (3) Resettlement. Handling practices followed by management to maintain the quality of housing and settlements. The research showed that (1) the area of Sindulang One Urban Village is one area of slums in the city of Manado with typologies / characteristics of settlements in the hills, plains and the waters edge (DAS Tondano and the waterfront) is based on the identification of the condition of untidiness, other considerations and the legality of land categorized as slum heavy that its existence is affecting the level of the city of Manado in general untidiness, therefore, this area can be prioritized to be one of the priority areas in the handling of the slums. The pattern of treatment that can be done to do that is the rejuvenation of the city with alternative land sharing to maximize the feasibility of the location to the fulfillment of environmental facilities and public facilities on land that is legal, and the land consolidation which is a pattern of development that is based on the wisdom of setting land ownership to improve the quality of life and maintenance resources natural as well as maximizing the strategic location of the region.

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ANALISIS STRATEGI MARKETING LAYANAN PAYROLL (Studi Kasus Bank BNI Syariah KCP Jababeka-Cikarang)

Jurnal Ekonomi Syariah Pelita Bangsa ◽

10.37366/jespb.v6i01.178 ◽

2021 ◽

Vol 6 (01) ◽

pp. 65-76

Author(s):

Riski Ardianto ◽

Listian Achmad ◽

Ria Kurniawati

Keyword(s):

Data Collection ◽

Financial Management ◽

Field Research ◽

Research Process ◽

Research Field ◽

Management Service ◽

Islamic Banks ◽

Product Price ◽

Market Strategy ◽

Library Research

In recent years, Islamic banking has experienced positive developments. With a situation like this, conventional banking will face new competition with the presence of Islamic banks. The competition is in its products, one of which is a payroll service product that can help a companies or institutes pay its employees en masse and efficiently at one time. At this time not only conventional banks have payroll service products, Islamic banks also have payroll service products that can meet the needs of companies or institutes in managing finances whose operating processes are adjusted to Islamic sharia principles. This study aims to determine the marketing strategies implemented in BNI Syariah, know the concept of the system of marketing payroll service product in BNI Syariah KCP Jababeka-Cikarang and find out obstacles faced by BNI Syariah in implementing the marketing the market strategy of its products. This study uses a qualitative approach, namely field research and library research. Field research, namely data collection techniques with the method of observation, interviews and documentation with marketing staff and customers of BNI Syariah KCP Jababeka-Cikarang so as to get accurate data in the research process. And library research, namely data collection techniques using written sources. Through interviews and observation it can be seen that the marketing strategy carried out by BNI Syariah KCP Jababeka-Cikarang in marketing their Payroll Service products is by using the Marketing Mix 7P (Product, Price, Place, Promotion, People, Process, Physical Evidance), and the concepts applied in its marketing in the form of needs, wants, demands, products, value, costs, satisfaction, exchange and markets. And the type of payroll system used is BNIDirect which is one of a number of financial management service provided by BNI Syariah KCP Jababeka-Cikarang.

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PENGENDALIAN KREDIT DALAM UPAYA MENCIPTAKAN BANK YANG SEHAT PADA PT. BANK PEMBANGUNAN DAERAH SUMATERA BARAT CABANG UTAMA PADANG

10.31227/osf.io/kpc64 ◽

2018 ◽

Author(s):

Liza Amelia ◽

Doni Marlius

Keyword(s):

Regional Development ◽

Field Research ◽

Research Field ◽

Research Library ◽

Preventive Action ◽

Development Bank ◽

Direct Examination ◽

Library Research ◽

West Sumatra ◽

Regional Development Bank

The purpose of this study is to determine the control of credit in an effort to create a healthy bank at PT. Regional Development Bank of West Sumatra Main Branch of Padang. Methods of data collection through field research (field research), library research (library research). Conclusion PT. West Sumatra Regional Development Bank Main Branch Padang Focuses on productive credit investment and working capital credit. PT. The Regional Development Bank of West Sumatera The Main Branch of Padang adheres to the principle of 5C (Character, Capital, Capacity, Collateral, Condition of Economy) and analysis or assessment of aspects per aspect that have been applied in accordance with the condition of each customer by always paying attention to prudential principles prudential) in lending. credit control is done through the debtor's account, credit control is also done by direct examination in the debtor's business place, preventive action or after the action is executed.

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