scholarly journals PENGENDALIAN KREDIT DALAM UPAYA MENCIPTAKAN BANK YANG SEHAT PADA PT. BANK PEMBANGUNAN DAERAH SUMATERA BARAT CABANG UTAMA PADANG

2018 ◽  
Author(s):  
Liza Amelia ◽  
Doni Marlius
Keyword(s):  
Regional Development ◽  
Field Research ◽  
Research Field ◽  
Research Library ◽  
Preventive Action ◽  
Development Bank ◽  
Direct Examination ◽  
Library Research ◽  
West Sumatra ◽  
Regional Development Bank

The purpose of this study is to determine the control of credit in an effort to create a healthy bank at PT. Regional Development Bank of West Sumatra Main Branch of Padang. Methods of data collection through field research (field research), library research (library research). Conclusion PT. West Sumatra Regional Development Bank Main Branch Padang Focuses on productive credit investment and working capital credit. PT. The Regional Development Bank of West Sumatera The Main Branch of Padang adheres to the principle of 5C (Character, Capital, Capacity, Collateral, Condition of Economy) and analysis or assessment of aspects per aspect that have been applied in accordance with the condition of each customer by always paying attention to prudential principles prudential) in lending. credit control is done through the debtor's account, credit control is also done by direct examination in the debtor's business place, preventive action or after the action is executed.

scholarly journals Analysis of Giving Credit to Liquidity of the South Sulawesi Regional Development Bank Bantaeng District Branch

Jurnal Office ◽  
2019 ◽  
Vol 5 (1) ◽  
pp. 23
Author(s):  
Anna Sulfianti
Keyword(s):  
Regional Development ◽  
Local Governments ◽  
Field Research ◽  
Regional Government ◽  
Development Bank ◽  
The South ◽  
South Sulawesi ◽  
Library Research ◽  
The Relationship ◽  
Regional Development Bank

This study examines the relationship between granting with a liquid level in a bank that aims: (1) To determine the extent to which credit is given to the liquidity position of the South Sulawesi Regional Development Bank. (2) To get a clear picture of the relationship between the amount of funds available and the credit activities of the South Sulawesi Regional Development bank. (3) To find out the policies stipulated by the Regional Development Bank of South Sulawesi, especially the credit sector. The data collection method used in this study, is through Library Research, and Field Research. Based on the analysis of the results of the research and discussion, in this section it can be concluded: (1) the South Sulawesi Regional Development Bank which is the Regional Government of South Sulawesi Province in addition to functioning as a public bank as well as regional government holders whose source of funds comes from local governments and service office located in the province of South Sulawesi. (2) The development of credit funds channeled by the Regional Development Banks of South Sulawesi tends to increase from year to year, (3) From the supply of funds and credit channeled by the Regional Development Bank of South Sulawesi, it is known that the supply of these funds is not channeled as credit, either short-term credit and long-term credit.

scholarly journals UPAYA PENYELESAIAN KREDIT BERMASALAH PADA BANK NAGARI CABANG PEMBANTU TARUSAN

2020 ◽  
Author(s):  
Gusti Rahma Ayu ◽  
Ratna Widayati
Keyword(s):  
Data Collection ◽  
Research Methods ◽  
Field Research ◽  
Research Field ◽  
Research Library ◽  
Library Research

The purpose of this study was to determine how the credit settlement efforts at Bank Nagari Pembatu Tarusan Branch. Data collection research methods use two ways, namely library research (Library Research) and field research (Field Research). The results of the study were to find out the causes of problem loans and how to resolve non-performing loans at the bank Tagiri branch

scholarly journals Line Item Budgeting on Labor Costs to the Level of Income

2020 ◽  
Vol 1 (1) ◽  
pp. 27-32
Author(s):  
Abdalla Abdalla
Keyword(s):  
Data Collection ◽  
Direct Observation ◽  
Field Research ◽  
Research Field ◽  
Research Library ◽  
Labor Costs ◽  
Data Collection Methods ◽  
Library Research ◽  
Data Collection Technique ◽  
Collection Methods

Library research is a data collection technique through the library in the form of literature books, and lecture materials that are relevant to the problem under study. In this study, the authors used the following data collection methods Research library (library research) It is a data collection technique through the library in the form of literature books, and lecture materials that are relevant to the problem under study. Field research (field research) is direct retrieval of the object under study by taking the following steps Observation, namely data collection through direct observation of the object under study, Interviews, namely conducting interviews with leaders and parties interested in the object of research.

scholarly journals AKTIVITAS PENGHIMPUNAN DANA PADA PT. BANK PEMBANGUNAN DAERAH SUMATERA BARAT CABANG PAINAN

2020 ◽  
Author(s):  
Romi Susanto ◽  
Yaumil Ratna Sari
Keyword(s):  
Data Analysis ◽  
Qualitative Methods ◽  
Regional Development ◽  
Research Method ◽  
Qualitative Data ◽  
Development Bank ◽  
Qualitative Data Analysis ◽  
West Sumatra ◽  
Regional Development Bank ◽  
Data Analysis Methods

This study aims to find out how the activities of raising funds at PT Bank of West Sumatra Regional Development Painan Branch of this study uses qualitative data analysis methods as a research method, where qualitative methods describe, understand and explain the data studied during the research took place at PT. West Sumatra Regional Development Bank Painan Branch. PT. West Sumatra Regional Development Bank Painan Branch is an institution engaged in the field of banking, by choosing bank products. Can be seen in the development of customers in collecting funds where most interested are in deposit products.

scholarly journals ANALISIS RASIO PROFITABILITAS PADA PT. BANK PEMBANGUNAN DAERAH SUMATERA BARAT CABANG UTAMA PADANG

2020 ◽  
Author(s):  
Doni Marlius ◽  
Sintia Pebriyana
Keyword(s):  
Financial Performance ◽  
Regional Development ◽  
Balance Sheet ◽  
Secondary Data ◽  
Development Bank ◽  
The West ◽  
Return On Equity ◽  
Average Return ◽  
West Sumatra ◽  
Regional Development Bank

The purpose of this study was to determine the level of health of the West Sumatra Regional Development Bank Padang Main Branch during 2018-2019. The type of data used is secondary data obtained by the documentation method taken from the West Sumatra BPD Main Branch bank publication report during the 2018-2019 period. This research was conducted using 2018-2019 financial statements, namely the balance sheet and income statement. Based on the analysis of profitability based on ROA can be categorized as good, this is based on the results of the calculation of the average return on assets for 2 years there is between 2.17% -1.88%. The financial performance of the West Sumatra Regional Development Bank Padang Main Branch during 2018-2019 based on ROE can be categorized as good, this is based on the results of the calculation of the average return on equity for 2 years between 4.5% -4.9%. The financial performance of BPD Bank Sumatera Barat Main Branch Padang during 2018-2019 based on BOPO can be categorized as good, this is based on the results of 2 years calculation between 77.8% - 77.6%. The financial performance of the Bank of West Sumatra Bank BPD Main Branch Padang during 2018-2019 based on NPM can be categorized as good, this is based on the results of the calculation of the average NPM for 2 years between 15.2% - 16.5%

scholarly journals Marketing Strategy of Sharia Banking Products to Attract Public Interest in Transactions: Case Study at Jambi Regional Development Bank (BPD) Sungai Sungai Branch Office

2020 ◽  
Vol 5 (1) ◽  
pp. 116
Author(s):  
Mega Ilhamiwati ◽  
Yosi Maytesa
Keyword(s):  
Regional Development ◽  
Product Life Cycle ◽  
Low Cost ◽  
Field Research ◽  
Research Approach ◽  
Development Bank ◽  
Contributing Factors ◽  
Branch Office ◽  
Regional Development Bank

Purpose:. Marketing is not difficult nor complicated. But, when it is not paid attention, it may impede the growth of the sharia (syariah) bank. Let alone with the dominant muslim population, the region development bank (BPD) will need to implement marketing strategies that will attract people to use syariah service.Design/Method/Approach : This field research uses a qualitative research approach because it leads to holistic circumstances and individuals.Findings:  According to the results of the study, the marketing plan for syariah products in the syariah services of the Jambi Regional Development Bank (BPD) branch office Sungai Penuh offered to the customers is based on the needs of each product, in PLC (Product life cycle) it means the offers depend on what product is at the time. The strategies implemented in the Jambi Regional Development Bank (BPD) syariah services in Sungai Penuh branch office is to priotitize customers with low-cost fund rather than the deposits with high-cost fund. Of course,the implementation of those strategies will meet various obstacles in the development of the upcoming products. However, BPD also has contributing factors in selling its syariah products.Originality/Values: Case study—BPD Jambi is differenciation study when compare to others.

scholarly journals PENERAPAN MANAJEMEN RISIKO OPERASIONAL PADA UNIT TELLER PT. BANK PEMBANGUNAN DAERAH SUMATERA BARAT CABANG SITEBA

2020 ◽  
Author(s):  
jhon fernos ◽  
Tri Vellia Vatharani
Keyword(s):  
Risk Management ◽  
Regional Development ◽  
Operational Risk ◽  
Daily Activities ◽  
Development Bank ◽  
Operational Risk Management ◽  
West Sumatra ◽  
New Type ◽  
Operational Activities ◽  
Regional Development Bank

This research was conducted to find out how the implementation of operational risk management in the teller unit carried out at PT. West Sumatra Regional Development Bank Siteba Branch. Considering this operational risk is not a new type of risk faced by a bank because this risk is inherent and continues to grow in the bank's operational activities. The author uses a qualitative method that explains descriptively by systematically describing data from the facts obtained then linked to the application of operational risk management to the teller unit at PT. West Sumatra Regional Development Bank Siteba Branch. The application of Operational Risk Management to the Teller Unit is seen in the daily activities carried out by the Teller itself. Starting in the morning when the head teller who is authorized to enter the treasury will hand over the cashbox to each teller who is fully responsible for each cashbox, then the teller will be ready to start his daily activities. The results showed that the Implementation of Operational Risk Management conducted by PT. The West Sumatra Regional Development Bank of the Siteba Branch is in accordance with the concepts established by Bank Indonesia so as to reduce the level of operational losses. The author suggests that the Implementation of Operational Risk Management should be further enhanced to its supervision.

scholarly journals AKTIVITAS PEMASARAN TABUNGAN PADA PT. BANK PEMBANGUNAN DAERAH SUMATERA BARAT CABANG PEMBANTU TARUSAN

2020 ◽  
Author(s):  
Doni Marlius ◽  
Nurfazila
Keyword(s):  
Regional Development ◽  
Customer Service ◽  
Sales Promotion ◽  
Theory And Practice ◽  
Development Bank ◽  
The West ◽  
Bank Branch ◽  
West Sumatra ◽  
Marketing Activities ◽  
Regional Development Bank

The purpose of this study was to determine the product marketing activities at PT. West Sumatra Regional Development Bank Branch Assistant Tarusan. The data used in this study is to directly interview the parties involved in this case are the companies involved. In analyzing the data, the author uses quantitative data analysis method as a research method that explains in a description of the savings marketing activities at PT. West Sumatra Regional Development Bank Branch Assistant Tarusan. The method of analysis is reviewed from two different aspects, namely between theory and practice so that it can be seen the extent of the implementation, whether differences arise regarding the basic principles of the concept itself. Conclusion PT. The West Sumatra Regional Development Bank Branch of Tarusan, using marketing consisting of product policies, prices, promotions, places, people, processes, customer service. The type of product provided by PT. The West Sumatra Regional Development Bank Branch of Tarusan is a SIKOCI savings, current accounts, deposits. Promotion conducted by PT. Regional Development Bank of West Sumatra, Branch of Tarusan through advertising (advertising), sales promotion (sales promotion), personal sales (personal selling)

scholarly journals Pengaruh Kualitas Layanan terhadap Kepuasan Nasabah Mobile Banking pada Bank Pembangunan Daerah Provinsi Sumatera Barat

JURNAL PUNDI ◽  
2020 ◽  
Vol 3 (2) ◽  
pp. 137
Author(s):  
Jhon Fernos ◽  
Gwen Gietricen
Keyword(s):  
Regression Analysis ◽  
Customer Satisfaction ◽  
Regional Development ◽  
Direct Evidence ◽  
Sampling Technique ◽  
Mobile Banking ◽  
Development Bank ◽  
Variable Effect ◽  
West Sumatra ◽  
Regional Development Bank

This study aims to analyze the effect of reliability, responsiveness, assurance (assurance), empathy (empathy) and direct evidence (tangibles) on satisfaction of mobile banking customers at the Regional Development Bank of West Sumatra Province. The research design is correlational. The population in this study were all Sharia banking customers in Surakarta City, a sample of 100 mobile banking customers at the Regional Development Bank of West Sumatra Province with a proportion of rendom sampling as a sampling technique. Data analysis in this  study used multiple linear regression (multiple regression analysis). The results showed that there was no tangible variable effect (X1) on customer satisfaction of the Regional Development Bank of West Sumatra Province. No effect on reliability variable (X2) on customer satisfaction of the Regional Development Bank of West Sumatra Province. There is no effect on the responsiveness variable (X3) on customer satisfaction. There is the effect of assurance variable (X4) on customer satisfaction. There is the influence of the empathy variable (X5) on customer satisfaction.

APPLICATION OF AKAD IJARAH ISLAMIC LAW IN THE AL-QUR'AN

ISLAMIKA ◽  
2020 ◽  
Vol 14 (1) ◽  
pp. 1-11
Author(s):  
Ade Jamarudin ◽  
Ofa Ch Pudin
Keyword(s):  
Financial Institutions ◽  
Islamic Law ◽  
Financial Institution ◽  
Field Research ◽  
Secondary Data ◽  
Research Field ◽  
Islamic Banking ◽  
Library Research ◽  
Human Labor ◽  
Leasing Company

Ijarah is a contract on the transfer of goods or services with rewards instead. Ijarah based transactions with the displacement benefit (rights to), not transfer of ownership (property rights), there ijara financing translates as buying and selling services (wages hired), that take advantage of human power, there is also a translate lease, which take advantage of goods. Application ijarah growing financial institutions in the current Shari'ah is happening on the leasing company (financial institution based on Islamic teachings, as well as Islamic banking is one of the products in Islamic finance. Application ijarah emerging financial institutions shari'ah 'ah at the moment that is happening on the leasing company (financial institution based on Islamic teachings, as well as Islamic banking is one of the Islamic financing products). This research is a library research (library research) and field research (field research), and is descriptive, analytic and comparative. Data sources used in this study are sourced from primary and secondary data. Ijarah transactions are based on the transfer of benefits (use rights), not the transfer of ownership (ownership rights), some translate ijarah financing as the sale and purchase of services (wage wages), i.e., taking the benefits of human labor

Sign in / Sign up

Export Citation Format

Share Document