PENGARUH KUALITAS PELAYANAN PRIMA (SERVICE EXCELLENCE), PORSI BAGI HASIL DAN TINGKAT PENDAPATAN NASABAH TERHADAP TABUNGAN FIRDAUS PADA PT. BANK ACEH SYARIAH LANGSA

This study aimed to test the Influence of Excellent Service Quality, Portion of Profit Sharing and Savings Income Level of Customers of Firdaus Savings at PT. Bank Aceh Syariah Langsa empirically. The method used for data analysis was OLS (Ordinary Least Square) with double linear regression estimation model based on the results of data processing by using Eviews software program. From the research result, R2 value of 0.851 was obtained. This means that approximately 85.1 percent of the proportion of independent variables used could explain the dependent variable variation in that model. Whereas the remaining of 14.9 percent was explained by other variables that were not used in this study. While the estimation results showed that the F-count was greater than the F-table (F-calculated = 22.71 > F-table = 2.67) for the function of the amount of the savings equation. It means that all independent variables used in the estimation of this analysis model namely service, profit sharing, and income jointly gave significant effect on the amount of Firdaus Savings at PT. Bank Aceh Syariah Langsa. Thus the Coefficient of service showed a value of 1.028 which means that the higher the level of service which was equal to 1.028 percent, the savings would increase the amount of Firdaus Savings at PT. Bank Aceh Syariah Langsa for about 1.028 percent and was elastic, the Coefficient of profit sharing showed a value of 1.425 which means that any increase of profit sharing in the yield of 1.425 percent, the savings would increase the amount of Firdaus Savings at PT. Bank Aceh Syariah Langsa for about 1.425 percent and was elastic. The Coefficient of income showed a value of 0.737 which means that any increase in revenues of 0.737 percent, the savings would increase the amount of Firdaus Savings at PT. Bank Aceh Syariah Langsa for about 0.737 percent and was inelastic. Service is one of the dominant factors that affect the amount of savings in Islamic banks, then it must be put into consideration by any Islamic banks to keep improving their services. Keyword: Excellent Service Quality, Portion of Profit Sharing, Savings Income Level of Customers, Firdaus Savings at PT. Bank Aceh Syariah Langsa Abstrak: Penelitian ini bertujuan untuk menguji Pengaruh Kualitas Layanan Prima, Porsi Bagi Hasil dan Tingkat Pendapatan nasabah terhadap tabungan firdaus di PT. Bank Aceh Syariah Langsa secara empiris. Metode yang digunakan untuk analisis data adalah OLS (Ordinary Least Square) dengan model estimasi regresi linier ganda berdasarkan hasil pengolahan data dengan menggunakan program perangkat lunak Eviews. Dari hasil penelitian, diperoleh nilai R2 0,851. Ini berarti bahwa sekitar 85,1 persen dari proporsi variabel independen yang digunakan dapat menjelaskan variasi variabel dependen dalam model itu. Sedangkan sisanya 14,9 persen dijelaskan oleh variabel lain yang tidak digunakan dalam penelitian ini. Sedangkan hasil estimasi menunjukkan bahwa F-hitung lebih besar dari F-tabel (F-hitung = 22,71> F-tabel = 2,67) untuk fungsi jumlah persamaan tabungan. Ini berarti bahwa semua variabel independen yang digunakan dalam estimasi model analisis ini yaitu layanan, bagi hasil, dan pendapatan secara bersama-sama memberikan pengaruh yang signifikan terhadap jumlah Tabungan Firdaus di PT. Bank Aceh Syariah Langsa. Dengan demikian Koefisien layanan menunjukkan nilai 1,028 yang berarti bahwa semakin tinggi tingkat layanan yang sama dengan 1,028 persen, akan meningkatkan jumlah Tabungan Firdaus di PT. Bank Aceh Syariah Langsa sekitar 1,028 persen dan elastis, Koefisien pembagian keuntungan menunjukkan nilai 1,425 yang berarti bahwa setiap peningkatan pembagian keuntungan dalam hasil 1,425 persen, akan meningkatkan jumlah Tabungan Firdaus di PT. Bank Aceh Syariah Langsa sekitar 1,425 persen dan elastis. Koefisien pendapatan menunjukkan nilai 0,737 yang berarti bahwa setiap peningkatan pendapatan sebesar 0,737 persen, akan meningkatkan jumlah Tabungan Firdaus di PT. Bank Aceh Syariah Langsa sekitar 0,737 persen dan tidak elastis. Layanan adalah salah satu faktor dominan yang mempengaruhi jumlah tabungan di bank syariah, maka harus dipertimbangkan oleh bank syariah mana pun untuk terus meningkatkan layanan mereka. Kata kunci: Kualitas Layanan Sangat Baik, Porsi Bagi Hasil, Tingkat Pendapatan Tabungan Pelanggan, Tabungan Firdaus di PT. Bank Aceh Syariah Langsa

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PENGARUH PRODUK DOMESTIK BRUTO DAN SBI TERHADAP PENERIMAAN PAJAK DI INDONESIA

Quantitative Economics Journal ◽

10.24114/qej.v1i1.17401 ◽

2020 ◽

Vol 1 (1) ◽

Author(s):

Rahmanta Ginting

Keyword(s):

Time Series ◽

Research Result ◽

Least Square ◽

Domestic Product ◽

Tax Revenue ◽

Ordinary Least Square ◽

Independent Variables ◽

Dependent Variables ◽

Negative Effect ◽

Positive Effect

The research to analyse effect net domestic product and SBI on tax revenue in Indonesia with independent variables net domestic product and SBI also dependent variables tax revenue. Data is a time series between 1981 - 2010 with ordinary least square (OLS) and the model of formula used is multiply linier regression. The research result shows that net domestic product gives a positive effect and significant on tax revenue in Indonesia on 99% level. While SBI has a negative effect and significant on tax revenue in Indonesia on 90% level.

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THE ANALYSIS OF INFLUENCING FACTORS OF OFFERING RICE PRICE IN SERDANG BEDAGAI REGENCY

Quantitative Economics Journal ◽

10.24114/qej.v9i1.23596 ◽

2021 ◽

Vol 9 (1) ◽

pp. 10

Author(s):

Esty Surya Ramadhani ◽

Muhammad Yusuf

Keyword(s):

Least Square ◽

Price Stability ◽

Analysis Model ◽

Ordinary Least Square ◽

Independent Variables ◽

Security Issues ◽

Data Processor ◽

Access To Food ◽

North Sumatra ◽

Positive Effect

The world's back is concerned with food security issues for the community, pecially from the dimensions of availability, access to food and food price stability. Countries should be able to increase production in order to provide food rice sufficiency and sustainable, but on the other hand there are many factors that affect the level of availability of rice in the community. This study aimed to analyze the influence of the harvested area, the price of rice, the price of bread, and rainfall to supply rice in Serdang Bedagai. In measuring and analyzing regression analysis model was used Ordinary Least Square (OLS) with a data processor Eviews 6.0. By using secunder data from BPS Serdang Bedagai during the period 2011 - 2015. The results showed that the independent variables used to explain the variables rice deals (PB) indicate the direction of influence in accordance with the hypothesis. Area harvested and the price of rice positive and significant impact on rice deals (PB) while the price of bread and rainfall positive effect but not significant to supply rice (PB) in Serdang Bedagai Regency, North Sumatra Province.

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THE ANALYSIS OF INFLUENCING FACTORS OF OFFERING RICE PRICE IN SERDANG BEDAGAI REGENCY

Quantitative Economics Journal ◽

10.24114/qej.v9i1.23569 ◽

2021 ◽

Vol 9 (1) ◽

Author(s):

Esty Surya Ramadhani

Keyword(s):

Least Square ◽

Price Stability ◽

Analysis Model ◽

Ordinary Least Square ◽

Independent Variables ◽

Security Issues ◽

Data Processor ◽

Access To Food ◽

North Sumatra ◽

Positive Effect

The world's back is concerned with food security issues for the community, pecially from the dimensions of availability, access to food and food price stability. Countries should be able to increase production in order to provide food rice sufficiency and sustainable, but on the other hand there are many factors that affect the level of availability of rice in the community. This study aimed to analyze the influence of the harvested area, the price of rice, the price of bread, and rainfall to supply rice in Serdang Bedagai. In measuring and analyzing regression analysis model was used Ordinary Least Square (OLS) with a data processor Eviews 6.0. By using secunder data from BPS Serdang Bedagai during the period 2011 - 2015. The results showed that the independent variables used to explain the variables rice deals (PB) indicate the direction of influence in accordance with the hypothesis. Area harvested and the price of rice positive and significant impact on rice deals (PB) while the price of bread and rainfall positive effect but not significant to supply rice (PB) in Serdang Bedagai Regency, North Sumatra Province.

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Apakah Sukuk Ritel Merupakan Ancaman Bagi penghimpunan Dana Pihak Ketiga Pada Bank Syariah?

Jurnal Ekonomi ◽

10.24912/je.v25i2.651 ◽

2020 ◽

Vol 25 (2) ◽

pp. 182

Author(s):

Muhammad Syakur

Keyword(s):

Linear Regression Analysis ◽

Secondary Data ◽

Multiple Linear Regression Analysis ◽

Least Square ◽

Islamic Banking ◽

Islamic Banks ◽

Ordinary Least Square ◽

Analysis Techniques ◽

Independent Variables ◽

Islamic Bank

This research is a quantitative study that aims to consider the effect of retail sukuk on the collection of third parties funds (TPF) in Indonesian Islamic Banks for 2015 - 2019. The data used are secondary data retrieved from Islamic Banking Statistics Report for shariah commercial and unit shariah bank quarterly. The method is multiple linear regression analysis techniques with Ordinary Least Square (OLS) approach, using TPF as the dependent variable while Retail Sukuk, ROA, Promotion Cost, Inflation and Bi rate as the independent variables. The results shows Retail Sukuk has a negative and significant impact on the collection of TPF which is intended that retail sukuk is causing the decrease of TPF amount in Indonesian Islamic bank. Therefore the Indonesian government needs to review the policies related to retail sukuk issuance in order to synergize with the development of Islamic Banks. Other results indicate that ROA and promotion costs have positive and significant influance for TPF collection in Indonesian Islamic bank while BI rate is the opposite.

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Pengaruh Literasi Keuangan Syariah, Islamic Branding, dan Religiusitas terhadap Keputusan Mahasiswa Dalam Menggunakan Jasa Perbankan Syariah

El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam ◽

10.47467/elmal.v5i2.752 ◽

2021 ◽

Vol 5 (2) ◽

pp. 226-244

Author(s):

Fajriah Salim ◽

Suyudi Arif ◽

Abrista Devi

Keyword(s):

Financial Literacy ◽

Research Method ◽

Partial Least Square ◽

Least Square ◽

Islamic Banking ◽

Analysis Tool ◽

Islamic Banks ◽

Banking Services ◽

Independent Variables ◽

Data Analysis Tool

This study aims to determine the effect of Islamic financial literacy, Islamic branding, and religiosity on student decisions in using Islamic banking services. The dependent variable in the study is student decisions, while the independent variables are Islamic financial literacy, Islamic branding, and religiosity. The data in this study were collected through questionnaires distributed to active FAI students class 2017-2018 who had transacted using Islamic banks. The research method used is quantitative. The population in this study are active students of FAI class 2017-2018 who have transacted using Islamic banks, with data collected totaling 100 respondents. The data analysis tool used in this study uses the Partial Least Square (PLS) approach. The results of this study indicate that there is a positive and significant influence of the Islamic financial literacy variable, Islamic branding on student decisions in using Islamic banking services, while the religiosity variable has a positive but not significant effect on student decisions in using Islamic banking services. Keywords: Using Islamic Banking Services, Islamic Financial Literacy, Islamic Branding, Religiosity, and Student Decisions

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Dampak Ekonomi dan Kesehatan pada Konsumen Rokok Elektronik di Kota Bandung

10.31227/osf.io/4xue6 ◽

2019 ◽

Author(s):

Estro Dariatno Sihaloho ◽

Irlan Adiyatma Rum

Keyword(s):

Electronic Cigarettes ◽

Economic Effects ◽

Electronic Cigarette ◽

Least Square ◽

Cigarette Consumption ◽

Ordinary Least Square ◽

Independent Variables ◽

Different Characteristics

Consumers of conventional cigarettes have begun to switch to using electronic cigarettes. Having different characteristics of these two kinds of cigarettes make the different health and economic effects to consumers. This study uses Ordinary Least Square (OLS) method to analyze the influence of electronic cigarette usage on conventional cigarette usage in Bandung in 2017. This study used 200 respondents of electronic cigarette users. This study uses the amount of conventional cigarette consumption after using electronic cigarette per day (Y) as the dependent variable. For independent variables, this study uses conventional cigarette consumption before using electronic cigarette per day (X1), total liquid of electronic cigarette consumption per month (X2), monthly electronic cigarette expenditure (X3), and respondent's perception whether using electronic cigarette more healthy (X4). Regression results showed that X1 and X4 have significant effect on Y. The increase of 1 stem of conventional ciga-rettes consumption before using electronic cigarette per day (X1) will increase the consumption of conventional cigarettes after using electronic cigarette per day (Y) of 0.1618005 stem. While with the respondent's perception that using electronic cigarette is healthier (X4) will reduce the consumption of conventional cigarettes (Y) as much as 5.169504 stems

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Pengaruh umur, pendidikan, upah, keterampilan, dan jenis kelamin terhadap lama mencari kerja bagi pekerja terdidik di Kota Jambi (studi kasus Kecamatan Kota Baru dan Telanaipura)

e-Jurnal Ekonomi Sumberdaya dan Lingkungan ◽

10.22437/jels.v9i1.11944 ◽

2020 ◽

Vol 9 (1) ◽

pp. 1-12

Author(s):

Cici Swarsih ◽

Junaidi Junaidi ◽

Rosmeli Rosmeli

Keyword(s):

Sampling Method ◽

Least Square Method ◽

Total Sample ◽

Least Square ◽

Primary Data ◽

Wage Level ◽

Ordinary Least Square ◽

Independent Variables ◽

And Gender ◽

Multistage Sampling

This study aims to analyze the characteristics of educated workforce and to determine the effect of variables of age, education, wage level, skills and gender on duration of looking for work by educated worker in Jambi City. The data used in this study are primary data obtained from questionnaires and direct interviews with a total sample of 110 respondents. Sampling in this study uses a multistage sampling method that is sampling in stages. Data analysis methods used are descriptive and quantitative analysis. The analytical tool used is the OLS (Ordinary Least Square) method. The results of this study indicate that the independent variables simultaneously have a significant effect on duration of looking for work. Partially the variables of age, education, wage level have a significant effect on duration of looking for work, while the skills and gender variables have no significant effect on the duration of looking for work.

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Fraud Pentagon Model for Detecting Fraudulent Financial Reporting in Banking Sector

International Journal of Recent Technology and Engineering - 2 ◽

10.35940/ijrte.f8380.038620 ◽

2020 ◽

Vol 8 (6) ◽

pp. 2832-2838

Keyword(s):

Financial Reporting ◽

Banking Sector ◽

Influencing Factor ◽

Secondary Data ◽

Least Square ◽

Fraudulent Financial Reporting ◽

Ordinary Least Square ◽

Independent Variables ◽

Section Data ◽

Recent Trends

Many discussions and opinions of experts who produce endangement or tools to detect the possibility of fraud in reporting financial performance. One of the most recent trends is the Pentagon fraud approach. Pentagon is a form that has five sides, there are five categories of causes of fraud in pentagon fraud, namely: pressure, opportunity, rationalization, competence and arrogance. Our research takes samples from banks, because the sector is the most common case of fraud. We made this quantitative secondary data-based research to have written evidence for reference in banking sectors. We use cross section data from 2016 year ends up to 2018. We own 35 samples from three years period, the total of 105 samples. We use ordinary least square using nine independent variables and one dependent variable. After conducting this research, we found that opportunity is the most influencing factor for company in banking sector to do fraud. While the others factor has no significant effect.

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Determinants of Household Debt in Malaysia from the year 2010 to 2017

ADVANCES IN BUSINESS RESEARCH INTERNATIONAL JOURNAL ◽

10.24191/abrij.v5i2.10003 ◽

2019 ◽

Vol 5 (2) ◽

pp. 91

Author(s):

Zahariah Mohd Zain ◽

Nurul Ainun Ahmad Atory Ahmad Atory ◽

Sarah Amirah Hanafi

Keyword(s):

Positive Relationship ◽

Negative Relationship ◽

Housing Price ◽

Least Square ◽

Household Debt ◽

Macroeconomic Variables ◽

Explanatory Variables ◽

Ordinary Least Square ◽

Independent Variables ◽

Lending Rate

Household debt has become an issue in the Malaysian economy as it affects the country socially and economically.This study aims to examine the determinants of household debt from the year 2010 until 2017. This study employs the Ordinary Least Square (OLS) method and the macroeconomic variables used in this study are Gross Domestic Product (GDP), base lending rate, unemployment and housing price as independent variables. The results indicate that the trend of household debt in Malaysia has shown a continuous rise from the year 2010 to 2017. GDP, base lending rate and housing price indicate a positive relationship towards household debt while unemployment shows a negative relationship to household debt in Malaysia. All explanatory variables have shown a significant relationship except for GDP. Housing price has been found to be the most significant factor and positively related to household debt. The findings indicate that the higher the price of houses, the higher the household debt will be.

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