scholarly journals Apakah Sukuk Ritel Merupakan Ancaman Bagi penghimpunan Dana Pihak Ketiga Pada Bank Syariah?

2020 ◽  
Vol 25 (2) ◽  
pp. 182
Author(s):  
Muhammad Syakur
Keyword(s):  
Linear Regression Analysis ◽  
Secondary Data ◽  
Multiple Linear Regression Analysis ◽  
Least Square ◽  
Islamic Banking ◽  
Islamic Banks ◽  
Ordinary Least Square ◽  
Analysis Techniques ◽  
Independent Variables ◽  
Islamic Bank

This research is a quantitative study that aims to consider the effect of retail sukuk on the collection of third parties funds (TPF) in Indonesian Islamic Banks for 2015 - 2019. The data used are secondary data retrieved from Islamic Banking Statistics Report for shariah commercial and unit shariah bank quarterly. The method is multiple linear regression analysis techniques with Ordinary Least Square (OLS) approach, using TPF as the dependent variable while Retail Sukuk, ROA, Promotion Cost, Inflation and Bi rate as the independent variables. The results shows Retail Sukuk has a negative and significant impact on the collection of TPF which is intended that retail sukuk is causing the decrease of TPF amount in Indonesian Islamic bank. Therefore the Indonesian government needs to review the policies related to retail sukuk issuance in order to synergize with the development of Islamic Banks. Other results indicate that ROA and promotion costs have positive and significant influance for TPF collection in Indonesian Islamic bank while BI rate is the opposite.

scholarly journals The Effect of Financing on Credit Risk: Empirically on Indonesian Islamic Banking

2021 ◽  
Vol 5 (1) ◽  
pp. 503
Author(s):  
Fitri Zaelina ◽  
Dwi Nastiti
Keyword(s):  
Time Series Data ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Series Data ◽  
Islamic Banking ◽  
Islamic Banks ◽  
The Public ◽  
Analysis Techniques ◽  
Independent Variables ◽  
Financing Risk

Islamic banking has an important role in the economy, especially in moving the real sector. Islamic banking provides funding to the public in the form of financing. The financing provided cannot be separated from various risks that can threaten the health of the bank, one of which is financing risk. For that, the purpose of this study is to analyze the effect of financing on financing risk in Islamic banks for the period 2015 to 2020. The method used in this study is quantitative with multiple linear regression analysis techniques. This study uses time-series data and the variables in this study are mudharabah, musyarakah, murabahah, ijarah financing, and total assets as independent variables and NPF as a dependent variable. The results of the study concluded that total assets had a negative and significant effect on NPF and murabahah financing had a positive and significant effect on NPF. Meanwhile, mudharabah, musyarakah, and ijarah financing has no significant effect on NPF.

scholarly journals Pengaruh Belanja Daerah dan Tenaga Kerja terhadap Output Sektor Swasta di Sumatera Selatan

MBIA ◽  
2020 ◽  
Vol 19 (2) ◽  
pp. 237-242
Author(s):  
Muhammad Bahrul Ulum
Keyword(s):  
Time Series ◽  
Regression Analysis ◽  
Private Sector ◽  
Linear Regression Analysis ◽  
Secondary Data ◽  
Multiple Linear Regression Analysis ◽  
Least Square ◽  
Ordinary Least Square ◽  
Independent Variables ◽  
Ministry Of Finance

The purpose of this study was to determine the effect of regional spending namely direct and indirect spending, labor on the private sector in South Sumatra. The data used are secondary data in the form of time series 2006-2017 sourced from the DGT Ministry of Finance and the Central Statistics Agency (BPS) which have been processed. This research uses the Multiple Linear Regression analysis methods with Ordinary Least Square (OLS) method. The results of this study indicate that during 2006-2017 the expenditure variable directly had a positive and significant effect on private-sector output in South Sumatra. The indirect expenditure variable has a positive and significant effect on private-sector output in South Sumatra. Labor variables have a positive and significant effect on private-sector output in South Sumatra. Overall independent variables have a significant effect on the output of the private sector in South Sumatra.   Abstrak Tujuan penelitian ini untuk mengetahui pengaruh belnja daerah yakni belanja langsung dan belanja tidak langsung, tenaga kerja terhadap sektor swasta di Sumatera Selatan. Data yang digunakan adalah data sekunder dalam bentuk time series tahun 2006-2017 yang bersumber dari DJPK Kementerian Keuangan  dan Badan Pusat Statistik (BPS) yang telah diolah. Penelitian ini menggunakan metode analisis Regresi Linier Berganda dengan metode Ordinary Least Square (OLS). Hasil penelitian ini menunjukan hasil bahwa selama tahun 2006-2017 variabel belanja langsung berpengaruh positif dan signifikan terhadap output sektor swasta di Sumatera Selatan. Variabel belanja tidak langsung berpengaruh positif dan signifikan terhadap output sektor swasta di Sumatera Selatan. Variabel tenaga kerja berpengaruh positif dan signifikan terhadap output sektor swasta di Sumatera Selatan. Secara keseluruhan variabel bebas berpengaruh signifikan terhadap output sektor swasta di Sumatera Selatan. Kata kunci: Belanja Langsung, Belanja Tidak Langsung, Tenaga Kerja, Output Sektor Swasta

scholarly journals Analisis Pengaruh Infrastruktur Listrik, Jalan Dan Kesehatan Terhadap Produk Domestik Regional Bruto Di Kabupaten Sidoarjo

2021 ◽  
Vol 12 (1) ◽  
pp. 54
Author(s):  
Yurike Aldona ◽  
Wiwin Priana Primandhana ◽  
Muhammad Wahed
Keyword(s):  
Linear Regression Analysis ◽  
Secondary Data ◽  
Multiple Linear Regression Analysis ◽  
Least Square ◽  
Domestic Product ◽  
Economic Activities ◽  
Ordinary Least Square ◽  
Health Infrastructure ◽  
Analysis Technique ◽  
Efficiency And Effectiveness

Gross Regional Domestic Product (GDP) is one of the economic indicators according to various economic instruments in which clearly visible macro-economic conditions of a region. Infrastructure is the most primary public infrastructure in supporting a country's economic activities, and the availability of infrastructure greatly determines the level of efficiency and effectiveness of economic activities. This study aims to analyze how much electricity, road, and health infrastructure affects gross regional domestic product in Sidoarjo Regency. This research covers the area of Sidoarjo Regency. This study uses secondary data obtained from the Central Statistics Agency with a period of 15 years from 2005-2019. The analysis technique used is Multiple Linear Regression Analysis with Ordinary Least Square (OLS) model using computer tools SPSS program (Statistic Program For Social Science) Version 13.0 that shows the influence between free variables and bound variables. The end result is that electricity infrastructure variables have a positive and significant influence on gross regional domestic product in Sidoarjo Regency. Variable road infrastructure and health infrastructure have a positive but insignificant influence on gross regional domestic product in Sidoarjo Regency.

scholarly journals Faktor-faktor yang Mempengaruhi Volume Ekspor Kopi dari Kabupaten Aceh Tengah ke Amerika Serikat

2021 ◽  
Vol 3 (1) ◽  
pp. 1-8
Author(s):  
Afriamah Afriamah ◽  
Zulkarnain Lubis ◽  
Mitra Musika Lubis
Keyword(s):  
United States ◽  
Linear Regression ◽  
Multiple Linear Regression ◽  
Linear Regression Analysis ◽  
Secondary Data ◽  
Multiple Linear Regression Analysis ◽  
The United States ◽  
Least Square ◽  
Export Demand ◽  
Ordinary Least Square

Indonesia is one of the world's largest coffee producers, it can be seen from the amount of exports from Indonesia for coffee export. In the past few years, several companies have carried out massive expansion to get Gayo coffee from Central Aceh Regency and Bener Meriah. The purpose of this study was to analysis what factors influence the volume of Gayo coffee exports from Central Aceh Regency to the United States. The data collection method using the documentary method is the data obtained and viewed by the document in accordance with the variables in the research model in the period 2013-2017. Data collected is secondary data. The analytical method used is multiple linear regression with the method used is the Ordinary Least Square (OLS) Method. From the research using multiple linear regression analysis obtained that variables which have significant effect to the export demand of Gayo Coffee from the United States is Global Coffee Prices. While the production of domestic Gayo coffee, the exchange rate of dollars against the rupiah and the price of foreign Gayo coffee are not significant to the demand for export of Gayo coffee to the United States.

scholarly journals FACTORS THAT AFFECT WOMEN'S MOTIVATION TO ENTREPRENEURS IN PEKANBARU (CASE STUDY ON VILLA BUNGA ARENGKA RESIDANCE PEKANBARU)

2020 ◽  
Vol 11 (1) ◽  
pp. 53-67
Author(s):  
Dian Febrina
Keyword(s):  
Regression Analysis ◽  
Data Analysis ◽  
Quantitative Analysis ◽  
Linear Regression Analysis ◽  
Secondary Data ◽  
Multiple Linear Regression Analysis ◽  
Analysis Techniques ◽  
Independent Variables ◽  
Qualitative Descriptive

The entrepreneurship sector is one of the business fields which is the choice for women to prove their ability in entrepreneurship. This study aims to determine the motivation of women, especially housewives in entrepreneurship in Pekanbaru. The data used are primary and secondary data with qualitative descriptive methods. From the pre-survey conducted on housewives in Villa Bunga Arengka Residance, 27.5% of housewives are involved in entrepreneurship which mostly use online services in marketing their sales products. Independent variables used in this study are independence, capital, emotional and education. While the dependent variable in this study is entrepreneurial motivation of housewives. Data collection using online questionnaires and data analysis techniques using quantitative analysis techniques with multiple linear regression analysis tools.

scholarly journals Determinants of Mudharabah Term Deposit: A Case of Indonesia Islamic Banks

2021 ◽  
Vol 5 (2) ◽  
pp. 167-180
Author(s):  
Fachru Nurul Umam ◽  
Annisa Nur Salam ◽  
Achmad Rizal
Keyword(s):  
Interest Rate ◽  
Negative Impact ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Islamic Banking ◽  
Islamic Banks ◽  
Profit Rate ◽  
Islamic Bank ◽  
Several Variables ◽  
The Interest Rate

The growth of Islamic finance industries in Indonesia has shown significant improvement. The increased number of surplus units depositing their funds in Islamic banks has become a significant factor in their trust and confidence in Islamic banking products. One of the products utilized by the depositor is the mudharabah deposit product, where the Islamic bank offers higher profit compared to other types of deposit or saving. This paper aims to analyze the issues in a mudharabah term deposit in the Islamic banking industry in Indonesian Islamic banks. The issues concern more on the profit and risk in the mudharabah concept that has been applied in Islamic banks and the variables that affect the changes in mudharabah deposit product. We used the sample to analyze the issues by selecting 14 Islamic banks in Indonesia from 2011-2020.  This research uses a quantitative approach with multiple linear regression analysis methods. Several variables are considered the independent variables to know the changes in the demand of mudharabah deposits in the Islamic bank, including interest rate, profit rate, number of office or branch units, and non-performing financing. Our analysis shows that the number of offices or branch units and non-performing financing positively impact the changes in demand of mudharabah deposits, while the interest rate and profit rate have a negative impact on mudharabah deposits.

Faktor-Faktor Yang Mempengaruhi Konsumen Dalam Pengambilan Keputusan Membeli Rumah di Perumahan Borneo Paradiso Balikpapan

2018 ◽  
Vol 9 (2) ◽  
pp. 75-87
Author(s):  
Abdiannur Abdiannur
Keyword(s):  
Regression Analysis ◽  
Linear Regression ◽  
Linear Regression Analysis ◽  
Secondary Data ◽  
Multiple Linear Regression Analysis ◽  
Primary Data ◽  
Product Price ◽  
Analysis Techniques ◽  
Independent Variables ◽  
Census Techniques

The purpose of this study was to determine the effect of product, price, location and promotion, both simultaneously and partially whether it has an influence on the decision of consumers to buy a house in Housing Borneo Paradiso Balikpapan. The number of samples in this study were 54 respondents and using census techniques. The data used are primary data and secondary data, methods of data collection using questionnaires and analysis techniques used are Multiple Linear Regression Analysis. The results of this study indicate that the hypothesis is simultaneously proven because the four independent variables namely product, price, location and promotion simultaneously have a significant influence on buying decisions and the hypothesis is partially proven that the location variable is the dominant variable in this study.

scholarly journals The Effect OF FDR, NPF, OEOI, and Size Toward ROA (Comparative Study on Indonesian Islamic Bank and Malaysian Islamic Bank Periode 2010-2015)

2019 ◽  
Vol 3 (1) ◽  
pp. 12
Author(s):  
Anafil Windriya
Keyword(s):  
Regression Analysis ◽  
Linear Regression ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Islamic Banks ◽  
Operating Income ◽  
Independent Variables ◽  
Islamic Bank ◽  
Chow Test ◽  
Significant Difference

  This research aims to analyze the influence of Financing to Deposit Ratio (FDR), Non Performing Financing (NPF), Operating Expenses to Operating Income (OEOI), Firm Size toward Return On Asset (ROA). The object of this research are Islamic Bank in Indonesia and Islamic Bank in Malaysia in 2010-2015. Another aim is to determine whether there are differences in effects of FDR, NPF, OEOI and size toward ROA between Islamic Bank in Indonesia and Islamic Bank in Malaysia. Multiple linear regression analysis was used to test the hypothesis in this study. Chow test is used to determine the differences in the effect. The results of this study concluded that FDR, NPF, OEOI and Size effect on ROA simultaneously, both at Indonesian Islamic Bank and Malaysian Islamic Bank. In Indonesian Islamic Bank, independent variables that influence toward ROA are FDR, OEOI and Size. In Malaysia Islamic Bank, only OEOA wich affecting toward ROA. Based on the chow test, can be concluded that there is a significant difference between the Indonesian Islamic Bank and Malaysian Islamic Bank. Results of independent t test showed that the average variable that has a different effect between Indonesia Islamic Banks and Malaysia Islamic Banks is Size.

scholarly journals Analysis of Impact of CAR, NPF, BOPO on Profitability of Islamic Banks (Year 2015-2017)

2019 ◽  
Vol 2 (1) ◽  
pp. 30-59 ◽  
Author(s):  
Wahyu Intan Kusumastuti ◽  
Azhar Alam
Keyword(s):  
Commercial Bank ◽  
Commercial Banks ◽  
Linear Regression Analysis ◽  
Secondary Data ◽  
Financial Statements ◽  
Multiple Linear Regression Analysis ◽  
Bank Performance ◽  
Islamic Banks ◽  
Analysis Method ◽  
Islamic Bank

Islamic banks have been known as the resistant banks to the global crisis that hit Indonesia a few years ago. The unique maintenance of Islamic bank performance leads to business continuity. Some Islamic bank performance can be measured by its profitability. There are some factors that affect the profitability Islamic bank and used in this study including CAR, BOPO, and NPF. While the purpose of this study is to determine the effect of CAR, BOPO and NPF on the profitability of Islamic commercial banks. The population of this research is the Islamic commercial bank whose financial statements have been published to the statistics of Islamic banks from 2015 -2017. This research used secondary data from OJK website. Data analysis in this paper conducted multiple linear regression analysis method. The results of this study indicate that the BOPO variable has a significant effect on ROA. On the other hand  CAR and NPF variables have no significant effect on ROA.

scholarly journals Pengaruh Pembiayaan Murabahah dan Suku Bunga BI Terhadap Pendapatan Margin Murabahah Perbankan Syariah (Studi Pada BUS di Indonesia)

2021 ◽  
Vol 24 (2) ◽  
pp. 118-131
Author(s):  
Sindy Silvya Rosa ◽  
Mia Kusumawaty
Keyword(s):  
Regression Analysis ◽  
Data Analysis ◽  
Interest Rate ◽  
Interest Rates ◽  
Linear Regression Analysis ◽  
Secondary Data ◽  
Multiple Linear Regression Analysis ◽  
Islamic Banking ◽  
Analysis Techniques ◽  
The Interest Rate

The research objective was to determine the effect of murabaha financing and interest rate BI to Revenue Margin On Islamic Banking simultaneously and partially. This type of research is associative research. The data digunakanadalah secondary data, where the data is murabaha financing resources and Bank Indonesia interest rate and margin murabaha year 2011-2015 at six banks listed in Indonesia. Data collection techniques in this study is documentation. Data analysis techniques used in this research is qualitative analysis techniques. The analytical method used in this research is multiple linear regression analysis. The results of this study showed that simultaneous Murabahah Financing and Interest Rates Bank Indonesia influence Revenue Margin Murabaha Islamic Banking in Indonesia. Partially Financing Murabahahm significant effect on Income Margin Murabaha Islamic Banking in Indonesia, while the interest rate of Bank Indonesia partially no significant effect on Income Margin Murabaha Islamic Banking in Indonesia

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