scholarly journals PENGARUH PENDAPATAN ASURANSI TERHADAP DANA TABARRU� (STUDI PADA PERUSAHAAN ASURANSI JIWA SYARIAH YANG TERDAFTAR DI OJK PERIODE 2011-2018)

2019 ◽  
Vol 5 (2) ◽  
pp. 119
Author(s):  
Muhayati Muhayati ◽  
Budi Sudrajat
Keyword(s):  
Life Insurance ◽  
Quantitative Research ◽  
Degrees Of Freedom ◽  
Linear Regression Analysis ◽  
Insurance Companies ◽  
Coefficient Of Determination ◽  
Insurance Company ◽  
Life Insurance Company ◽  
Significance Level ◽  
Quantitative Research Methods

Insurance income is the amount of money the company receives from the sale of insurance products. Tabarru's fund is a voluntary giving of someone to another person, without compensation, which results in the transfer of ownership of the property from the giver to another person. Aside from premium income, tabaruu funds' also come from investment returns and the accumulation of surfaru underwriting reserves for tabaruu funds' which are redistributed to tabaruu funds'. Based on the background above the formulation of the problem, namely: 1). Is there an Influence between Insurance Income and Tabaruu Funds' on Sharia Life Insurance companies registered with OJK for the period 2011-2018.2). how much influence the Insurance Revenues of the Tabaruu Fund 'on Sharia Life Insurance companies registered in the OJK for the period 2011-2018. This study aims to 1). To find out the effect of insurance income on tabaruu funds' on Sharia Life Insurance companies registered with OJK for the period 2011-2018. 2). To find out how much influence Insurance Income has on Tabaruu Funds' on Sharia Life Insurance companies registered with OJK for the period 2011-2018. This research was conducted at a life insurance company registered with OJK in September to October 2019, with quantitative research methods, testing the hypothesis using simple linear regression analysis through the test (t) with the intent to determine the effect of the independent variables on the dependent variable. It can be concluded, there is a significant effect of the value of t_ (count) of 5.689 while the value of t_ (table) obtained from the distribution table t is sought at the significance of 5%: 2 = 2.5% (two-way test) degrees of freedom (df) nk-1 or 40-1-1 = 38, we get t table of 2.02439. because the value of t_ (count)> t_ (table) = 5.689> 2.02439 with a significance level of 0.005, because the significance value is much smaller than 0.005, it can be concluded that Ho is rejected Ha is accepted. The influence derived from the coefficient of determination (R-Square) of 0.760 means that the magnitude of the effect of insurance income on tabarru funds' 76.0% while the remaining 24.0% is explained by other factors not examined in this study.

scholarly journals PENGARUH PENDAPATAN ASURANSI TERHADAP LABA NETO PADA ENAM PERUSAHAAN ASURANSI JIWA SYARIAH DI INDONESIA

2020 ◽  
Vol 5 (1) ◽  
pp. 67
Author(s):  
Itang Itang ◽  
Lisna Nur Apifah
Keyword(s):  
Life Insurance ◽  
Secondary Data ◽  
Insurance Companies ◽  
Coefficient Of Determination ◽  
Insurance Company ◽  
Net Income ◽  
Life Insurance Company ◽  
Significance Level ◽  
Net Profit ◽  
Independent Variable

Profit or loss is usually used to assess the performance of the company's performance The main factor in determining the size of the profit is income where the size of the profit is an indicator of success or failure of management in managing the company. The formulation of the problems in this study are: 1). What is the effect of insurance income on net income of 6 Islamic life insurance companies in Indonesia?, 2). How big is the effect of insurance income on the net profit of 6 Islamic life insurance companies in Indonesia? The purpose of this study is 1). To find out whether there is an effect of insurance income on net income of 6 Islamic life insurance companies in Indonesia, 2). To find out how much influence the insurance income has on net income of 6 Islamic life insurance companies in Indonesia. The method used in this study is a quantitative method that uses a classic assumption test, hypothesis testing, correlation coefficient test and coefficient of determination test. The data used are secondary data obtained by the official website of a life insurance company. The results showed that the independent variable of insurance income had a significant effect on net income, t table of 2.04841. Because the tcount> ttable = 6.525> 2.04841 and a significance level of 0.000 because the significance value was less than 0.05 then it could be concluded that Ho was rejected and Ha was accepted .From testing the coefficient of determination (R Square) or the coefficient of determination that is equal to 0.599 so that the magnitude of the influence of Insurance Revenues on Net Profit of 0.599 = 59.9%

scholarly journals PENGARUH DANA INVESTASI TERHADAP PENDAPATAN KONTRIBUSI (Studi pada Perusahaan Asuransi Jiwa Syariah Yang Terdaftar di Otoritas Jasa Keuangan Periode 2016-2018)

2020 ◽  
Vol 6 (1) ◽  
pp. 1
Author(s):  
Hanafi Hanafi ◽  
Reviyanti Reviyanti
Keyword(s):  
Life Insurance ◽  
Financial Services ◽  
Degrees Of Freedom ◽  
Secondary Data ◽  
Insurance Companies ◽  
Coefficient Of Determination ◽  
Investment Fund ◽  
Insurance Company ◽  
Life Insurance Company ◽  
Investment Funds

From the financial data contained in the tabel, visible that the investment fund to the revenue contribution on the company�s insurance sharia in Indonesia from 2016-2018 years development experience fluctuating. This study was conducted to test how much influence the investement fund to the revenue contribution of the company�s insurance sharia in Indonesia with the object of research is a life insurance company sharia which are listed on the financial services authority (OJK). Of the sampel used as many as 10 life insurance companies sharian that meet the criteria of the sample period of this research is from year 2016 to 2018 The method used in this method is a quantitative method that uses the classical aasumption test, test hypotheses, and test the coefficient of determination. the data used is secondary data obtained from official company website life insurance sharia in Indonesia. Analysis tools in this study showed a simple regression analysis involving one independent variable as a predictor of the magnitude of the predicted value of the dependen variable. The statistical analysis used was software namely SPSS Version 16.0. The results showed that the independent variables of investment funds there is a significant influence on the revenue contribution, the results of this in view of the valie of the tinag amounted to 11.513 while the value of ttable obtained from the distribution table was sought at the significance of 5% degrees of freedom (df) n-k-l or 30-1-1 = 28 then obtained a ttable of 2.04841 Therefore tinag> ttable = 11.513 > 2.04841 and significant level 0.000, because the significance value is less than 0.05, it can be concluded that H0 is rejected and Ha is accepted. The relationship between funds investment revenue contributions categorized strong and the magnitutude of the influence of investment funds on accounted for 82.6% while the remaining 17.4% is influenced by other variables not examited. The hypothesis proposed in this study is Ho is rejected and Ha accepeted. It means that investment funds are significaltly positive effect on revenue contribution.

scholarly journals PENGARUH PENDAPATAN ASURANSI TERHADAP PENDAPATAN INVESTASI PADA PERUSAHAAN ASURANSI JIWA DI INDONESIA PERIODE 2014-2018

2020 ◽  
Vol 5 (1) ◽  
pp. 39
Author(s):  
Ratu Humaemah ◽  
Indah Yani
Keyword(s):  
Life Insurance ◽  
Degrees Of Freedom ◽  
Secondary Data ◽  
Business Owners ◽  
Insurance Companies ◽  
Coefficient Of Determination ◽  
Insurance Company ◽  
Life Insurance Company ◽  
Financial Investment ◽  
Investment Income

Abstract Sharia financing and investment activities in principle are activities carried out by property owners (Investors) towards business owners (Issuers) to empower business owners in conducting their business activities where the owner of assets (Investors) hopes to obtain certain benefits. Therefore, financing and financial investment activities are basically the same as other business activities, namely maintaining the principle of halal and fairness. The financial data shown in the table shows that insurance income and investment income in life insurance companies in Indonesia from 2014 to 2018 experienced fluctuating developments. The purpose of this study is to determine whether there is an influence of insurance income on investment income in Islamic life insurance companies in Indonesia. The method used in this study is a quantitative method that uses a classic assumption test, hypothesis testing, and the coefficient of determination test. The data used are secondary data obtained by the official website of a life insurance company. The results showed that the independent variable of insurance income had a significant effect on investment income, this result was seen from the tcount of 8,450 while the ttable obtained from the distribution table t was sought at the significance of 5%: 2 = 2.5% (two-way test) degrees of freedom (df) nk-1 or 30-1-1 = 28 we get t table of 2.04841. because tcount> t table = 8.450> 2.04841 with a significant level of 0.000, because the significant value is smaller than 0.050, it can be concluded that Ha is accepted. This means that insurance income has a positive effect on investment income. From testing the coefficient of determination of 0.708 = 70.8% means that insurance income can explain the effect on investment income of 70.8% and the remaining 29.2% is influenced by other variables not discussed in this study.

scholarly journals Pengaruh PSAK 108, Produk Unit Linked terhadap Asumsi Going Concern Perusahaan Asuransi Syariah di Indonesia

2021 ◽  
Vol 7 (2) ◽  
Author(s):  
Nano Suyatna
Keyword(s):  
Life Insurance ◽  
Quantitative Research ◽  
Good Governance ◽  
Positive Influence ◽  
Insurance Companies ◽  
Insurance Company ◽  
Quantitative Research Methods ◽  
Customer Expectations ◽  
The Right ◽  
Islamic Insurance

It is recommended that tomorrow's risk is anticipated in Islam, the applicant can use Sharia Life Insurance. The problem is the emergence of insurance companies that fail to pay, so that customer expectations are lost. This study aims to provide input in choosing the right insurance company and add insight for those interested in insurance. The research method used is descriptive quantitative research methods. The results showed that: a. the positive influence between the application of PSAK 108 and the survival of sharia insurance companies partially, b. the positive influence between unit-linked products and the viability of sharia insurance companies partially, c. the positive influence between the application of PSAK 108 and unit-linked products with the survival of the Islamic insurance company together. The viability of sharia insurance companies will survive, if the consistent implementation of article 108 and sharia unit-linked products that are safe from the influence of the JCI in investing, and use good governance. The fact is from the data that there are companies that have large liquid assets that still survive, but there are also insurance companies with low capital that remain strong (high risk high return) in maintaining the going concen assumption.

scholarly journals PENGARUH PERTUMBUHAN UJRAH DAN INVESTASI TERHADAP PERTUMBUHAN ASET PADA PERUSAHAAN ASURANSI JIWA DI INDONESIA

2020 ◽  
Vol 5 (1) ◽  
pp. 1
Author(s):  
Rustamunadi Rustamunadi ◽  
AAS Asmawati
Keyword(s):  
Life Insurance ◽  
Linear Regression Analysis ◽  
Secondary Data ◽  
Multiple Linear Regression Analysis ◽  
Insurance Companies ◽  
Insurance Company ◽  
Life Insurance Company ◽  
Asset Growth ◽  
Investment Growth ◽  
Simultaneous Growth

Abstract Assets are assets owned by the company. High asset growth shows that the company can optimize its assets well. High asset growth can increase public trust in the company. One of the factors affecting the assets of Islamic life insurance companies is contribution and claims. Problem formulation in this research are: 1) How does the influence of the growth of ujrah on the growth of assets in Islamic life insurance companies? 2) What is the effect of investment growth on the growth of sharia life insurance company assets? 3) How does the simultaneous growth of ujrah and investment affect the growth of sharia life insurance company assets? This study aims to examine: 1) To analyze the effect of the growth of the ujrah on the growth of assets in the Sharia Life Insurance company. 2) To analyze the effect of investment growth on asset growth in Islamic Life Insurance companies. 3) To analyze the effect of simultaneous growth in investment and investment on asset growth in Sharia Life Insurance companies. The analysis used is multiple linear regression analysis, where in this method to determine the effect of the growth of ujrah and investment on the growth of assets displayed in the form of a regression equation. Tests used in this study are classic assumption tests including: normality test, heteroscedasticity test, multicollinearity test and autocorrelation test. In this study the authors used secondary data samples from the financial statements of 6 Islamic life insurance companies in Indonesia. Based on the Ujrah growth test, it has a sig value of 0.525> 0.05 and a tcount value of 0.643> ttable 2.03693, therefore it can be concluded that the growth of the ujrah (X1) partially has no significant effect on asset growth. While investment growth has a sig value of 0.006 <0.05 and tcount 2.932> t table 2.03452, therefore it can be concluded that investment growth (X2) has a significant negative effect on asset growth. Based on the F test of ujrah growth and investment has a sig value of 0.022 <0.05, the growth of ujrah and investment has a simultaneous effect on the growth of assets and growth of assets influenced by the growth of ujrah and investment growth of 15.9% and 84.1% influenced by other variables not discussed in this study.

scholarly journals Analisis Pengaruh Rasio Early Warning System Terhadap Financial Solvency Pada Perusahaan Asuransi Jiwa Syariah Di Indonesia

2018 ◽  
Vol 8 (1) ◽  
pp. 12-23
Author(s):  
Kris Ulfan ◽  
Sutriswanto Sutriswanto ◽  
Gaguk Apriyanto
Keyword(s):  
Life Insurance ◽  
Early Warning ◽  
Early Warning System ◽  
Linear Regression Analysis ◽  
Warning System ◽  
Sampling Technique ◽  
Insurance Companies ◽  
Insurance Company ◽  
Life Insurance Company ◽  
Growth Ratio

This study aims to examine the influence of the Early Warning System ratio which consist of surplus change ratio, claim load ratio, cost management ratio, liquidity ratio and premium growth ratio to financial solvency of sharia life insurance company in Indonesia period 2012 - 2016. The data used are secondary data obtained from the website of Asosiasi Asuransi Syariah Indonesia ( AASI ). Sampling technique used in this research is purposive sampling. The sample used in this research is 10 sharia life insurance companies . Hypothesis testing by using multiple linear regression analysis. The results of this study prove that financial solvency at the sharia fairyde 2012 - 2016, with an average value of 507.68% with a minimum financial solvency of 126.83 % and a maximum value of 2447.50 %. The variables that affect the financial solvency in this period of research are the ratio of claims expense and liquidity ratio which shows the negative and significant influence. Surplus change ratios, management expense ratios, the ratio of premium growth proved to be no significant effect on financial solvency . The ratio of Early Warning System in this study proved to have an effect on the financial solvency at the predictive ability level of 25.5% as shown in the adjusted R square value. Other variables not found in this research have influence to financial solvency equal to 74,5%.

scholarly journals PENGARUH SOLVABILITAS TERHADAP PERTUMBUHAN LABA PERUSAHAAN ASURANSI SYARIAH DI INDONESIA PERIODE 2011-2018

2020 ◽  
Vol 6 (1) ◽  
pp. 51
Author(s):  
Fadli Fadli ◽  
Rima Rima
Keyword(s):  
Regression Analysis ◽  
Linear Regression Analysis ◽  
Insurance Companies ◽  
Coefficient Of Determination ◽  
Analysis Tool ◽  
Insurance Company ◽  
Significance Level ◽  
T Distribution ◽  
A Company ◽  
Profit Growth

Solvency is the ability of a company to fulfill all its obligations. The obligations referred to here are debts that must be paid. Debt is an obligation that must be paid by a company to another party within a certain period due to transactions that have occurred in the past. The amount of corporate debt is closely related to solvency. From the financial data contained in the table, it can be seen that the solvency on the profit growth of sharia insurance company in Indonesia for the 2011-2018 period have experienced significant developments fluctuatuations. This study was conducted to examine how much influence the solvency on the profit growth of sharia insurance company in Indonesia for the 2011-2018 period. The samples used were 6 sharia General Insurance Companies and sharia units that met the sample criteria. The observation period of this research is from 2011 to 2018. The method used in this study is a quantitative method that uses the quantitative research methods, testing hypotheses using simple linear regression analysis through the test (t). The analysis tool in study uses simple regression analysis that involves one independent variable as a predictor of the value of the dependent variable. The Statistical analysis used was software namely SPSS Version 25.0. the results of this study indicate that a significant effect of the tcount is 1,002 while the ttable values ??obtained from the t distribution are sought at the significance of 5%: 2 = 2.5% (two-way test) degrees of freedom (df) nk-1 or 48-1 -1 = 46, we get t table of 1.67866. therefore tcount> t table = 1.002> 1.67866 with a significance level of 0.005, it can be concluded that Ho is accepted and Ha is rejected. The influence derived from the coefficient of determination (R-Square) of 0.064 means that the magnitude of the effect of solvency on earnings growth is 6.4% while the remaining 93.6% is explained by other factors not examined in this study.

The Effect of Investments and Risk Based Capital (RBC) of Tabarru Funds on Company (Case Study of Sharia Insurance in Indonesia for 2014-2019)

2020 ◽  
Vol 8 (1) ◽  
pp. 87-97
Author(s):  
Nana Diana ◽  
Tati Apriani
Keyword(s):  
Life Insurance ◽  
Statistical Tests ◽  
Linear Regression Analysis ◽  
Sampling Technique ◽  
Multiple Linear Regression Analysis ◽  
Insurance Companies ◽  
Coefficient Of Determination ◽  
Verification Method ◽  
Investment Returns ◽  
The Government

This study aims to examine the influence of investment returns and Risk Based Capital (RBC) Tabarru Funds to the profit of sharia life insurance in Indonesia from 2014-2019. This study The type of this research is quantitative research with descriptive verification as a method. This research method uses descriptive verification method with quantitative approach. The data used in this study were sourced from the financial statements of Islamic life insurance companies in Indonesia for the 2014-2019 period. Then the data obtained were analyzed using multiple linear regression analysis and hypothesis testing consisting of t test and f test with the help of SPSS 21 software. The sampling technique uses non probability sampling with purposive sampling technique. Based on the results of the study it can be seen that the development of investment returns on Sharia Life Insurance in Indonesia has fluctuated and even suffered losses. While the development of Risk Based Capital (RBC) has increased and decreased but overall above 120% as determined by the government. Likewise, the profits earned in each year fluctuate. The results of statistical tests show that investment results partially have a positive effect on profit and Risk Based Capital (RBC) of Tabarru funds partially has a negative effect on profit. Simultaneously investment return and Risk Based Capital (RBC) affect on profit. In addition, the results of the coefficient of determination (R2) were obtained which obtained a value of 81%. This shows that the variable investment returns and Risk Based Capital (RBC) can affect earnings by 81% and the remaining 19% is influenced by other variables not used in this study.

Indian Life Insurance Market and Corporate Performances: A Study of Selected Firms

2016 ◽  
Vol 4 (1) ◽  
Author(s):  
Joy Chakraborty ◽  
Partha Pratim Sengupta
Keyword(s):  
Market Share ◽  
Life Insurance ◽  
Market Concentration ◽  
Insurance Market ◽  
Insurance Companies ◽  
Insurance Company ◽  
Life Insurance Company ◽  
Insurance Sector ◽  
Life Insurers ◽  
Company Limited

In the pre-reform era, Life Insurance Corporation of India (LICI) dominated the Indian life insurance market with a market share close to 100 percent. But the situation drastically changed since the enactment of the IRDA Act in 1999. At the end of the FY 2012-13, the market share of LICI stood at around 73 percent with the number of players having risen to 24 in the countrys life insurance sector. One of the reasons for such a decline in the market share of LICI during the post-reform period could be attributed to the increasing competition prevailing in the countrys life insurance sector. At the same time, the liberalization of the life insurance sector for private participation has eventually raised issues about ensuring sound financial performance and solvency of the life insurance companies besides protection of the interest of policyholders. The present study is an attempt to evaluate and compare the financial performances, solvency, and the market concentration of the four leading life insurers in India namely the Life Insurance Corporation of India (LICI), ICICI Prudential Life Insurance Company Limited (ICICI PruLife), HDFC Standard Life Insurance Company Limited (HDFC Standard), and SBI Life Insurance Company Limited (SBI Life), over a span of five successive FYs 2008-09 to 2012-13. In this regard, the CARAMELS model has been used to evaluate the performances of the selected life insurers, based on the Financial Soundness Indicators (FSIs) as published by IMF. In addition to this, the Solvency and the Market Concentration Analyses were also presented for the selected life insurers for the given period. The present study revealed the preexisting dominance of LICI even after 15 years since the privatization of the countrys life insurance sector.

scholarly journals A STUDY ON PREFERENCE OF POLICYHOLDERS ABOUT PUBLIC AND PRIVATE LIFE INSURANCE COMPANIES IN TIRUNELVELI DISTRICT

2018 ◽  
Vol 6 (4) ◽  
pp. 105-110
Author(s):  
I. Meenakshi
Keyword(s):  
Public Sector ◽  
Life Insurance ◽  
Private Insurance ◽  
Marketing Strategies ◽  
Private Life ◽  
Insurance Companies ◽  
Insurance Company ◽  
Life Insurance Company ◽  
Public And Private ◽  
New Policies

There are currently, a total of 24 life insurance companies in India. Of these, Life Insurance Corporation of India (LIC) is the only public sector insurance company. All others are private insurance companies. The Life Insurance Corporation of India (LIC) is the largest life insurance company in India and also the country's largest investor. More and more new private insurance companies are coming up year after year. And, these new and private life insurance companies adopt aggressive marketing strategies to introduce their products and to tap the potential policyholders. It is witnessed that new policies like ULIPs are introduced by these new private life insurance companies. It is in this concept this study has been undertaken to assess and analyze the preference of policyholders towards insurance services offered by public and private life insurance companies in Tirunelveli district.

Sign in / Sign up

Export Citation Format

Share Document