scholarly journals PENGARUH FINANCIAL TECHNOLOGY KNOWLEDGE DAN PREFERENSI TRANSAKSI NON TUNAI TERHADAP KEPUTUSAN MENGGUNAKAN PRODUK JASA PERBANKAN

2020 ◽  
Vol 3 (01) ◽  
pp. 50-60
Author(s):  
Melinda Novitasari
Keyword(s):  
Partial Least Square ◽  
Least Square ◽  
Path Model ◽  
Technology Knowledge ◽  
Path Coefficients ◽  
Financial Technology

Setiap tahun jumlah produk perbankan yaitu APMK atau Alat Pembayaran Menggunakan Kartu yang beredar semakin meningkat. Hal tersebut dapat disebabkan oleh pengetahuan mengenai fintech dan juga preferensi bertransaksi secara non tunai yang dimiliki masyarakat sehingga mereka memilih untuk menggunakan produk jasa perbankan berupa APMK. Penelitian ini bertujuan untuk mengetahui pengaruh antara Financial Technology Knowledge dan Preferensi Transaksi Non Tunai dengan Keputusan Menggunakan Produk Jasa Perbankan berupa APMK. Penelitian ini dilakukan di Kota Surabaya dan menggunakan data primer yang diperoleh melalui penyebaran kuisioner. Metode uji yang digunakan adalah Partial Least Square atau PLS menggunakan aplikasi SmartPLS3. Dari hasil uji yang dilakukan dalam penelitian ini diperoleh Path Model yang menunjukkan bahwa Financial Technology Knowledge dan Preferensi Transaksi Non Tunai secara positif mempengaruhi Keputusan Menggunakan Produk Jasa Perbankan dengan masing-masing Path Coefficients sebesar 0,340 dan 0,352

Effect of Job-Insecurity, Organizational Commitment, Job Satisfaction on Turnover Intention: A Case Study of Newcomer Lecturers at Private Islamic Universities in East Java Province, Indonesia

2018 ◽  
Vol 6 (2) ◽  
pp. 199
Author(s):  
Asep Saifuddin Chalim
Keyword(s):  
Job Satisfaction ◽  
Organizational Commitment ◽  
Turnover Intention ◽  
Structural Equation ◽  
Job Insecurity ◽  
Partial Least Square ◽  
Least Square ◽  
Path Model ◽  
Equation Modeling ◽  
Pls Analysis

This study discussed employee turnover as one of the crucial problems faced by every organization. This study sought to analyze the determinants of turnover intention, such as job insecurity, organizational commitment, and job satisfaction. The objects of this study were newcomer lecturers of private Islamic universities in East Java Province, Indonesia. To analyze the relationship among independent variables and dependent variable; this study employed a correlation path model. To build the structural formulation of the correlation path model, this study used the variance-based Structural Equation Modeling (SEM) as a Partial Least Square (PLS) analysis. The study found that job insecurity influenced job satisfaction and organizational commitment. Moreover, job satisfaction and organizational commitment had positive impacts on the turnover intention. In contrast, job insecurity did not have a direct significant impact on the turnover intention, but it had indirect effect that influences job satisfaction and organizational commitment.

scholarly journals ANALYSIS OF THE EFFECT OF FINANCIAL LITERATION, FINANCIAL TECHNOLOGY, INCOME, AND LOCUS OF CONTROL ON LECTURER FINANCIAL BEHAVIOR

2020 ◽  
Vol 5 (1) ◽  
pp. 37
Author(s):  
Wahyudi Wahyudi ◽  
Brigitta Azalea Pulo Tukan ◽  
Dahlia Pinem
Keyword(s):  
Locus Of Control ◽  
Financial Literacy ◽  
Partial Least Square ◽  
Least Square ◽  
Financial Behavior ◽  
Significant Positive Effect ◽  
Partial Least Square Analysis ◽  
Analysis Technique ◽  
Positive Effect ◽  
Financial Technology

<p>This research is a quantitative study that aims to determine the effect of financial literacy, financial technology, income, and locus of control on financial behavior. The population in this study were Lecturers at the Universitas Pembangunan Nasional Veteran Jakarta. The sample size was taken as many as 80 respondents, with methods through nonprobability sampling, purposive sampling. Data collection was carried out through questionnaires. The analysis technique used is the PLS (Partial Least Square) analysis method with SmartPLS 3.0 software. The results of this study indicate that (1) financial literacy has a significant positive effect on financial behavior. (2) financial technology has no influence and is not significant in financial behavior. (3) income has a significant positive effect on financial behavior. (4) locus of control does not influence financial behavior.</p>

Role of virtues in the relationship between shame and tendency to plagiarise

2019 ◽  
Vol 33 (1) ◽  
pp. 66-85 ◽  
Author(s):  
Deepika Pandoi ◽  
Sanjaya Singh Gaur ◽  
Anup Kumar Gupta
Keyword(s):  
Structural Equation ◽  
Partial Least Square ◽  
Least Square ◽  
Path Model ◽  
Content Type ◽  
External Shame ◽  
Quasi Experimental ◽  
The Relationship ◽  
Practical Implications

Purpose Plagiarism is an epidemic for scholars that needs to be managed. Penalties do not seem to be able to stop people from indulging in it. Manipulation of emotions and values may help in discouraging people from plagiarism. Therefore, the purpose of this paper is to understand the association between felt emotion and plagiarism outcome behaviours. Another objective of the study is to see the role of virtues in discouraging people from plagiarism. Design/methodology/approach A scenario-based quasi-experimental method is used to collect the data. Graduate students from various Indian universities were invited for the experiment. The partial least square based structural equation modelling is used to test the measurement as well as path model. Findings The authors found that manipulated shame resulted in feelings of both international and external shame. When individuals feel internal shame, they avoid and discontinue plagiarism. They also try to repair the damage that they cause by plagiarism. However, feeling of external shame only encourages individuals to discontinue plagiarism behaviour. Virtues such as influence, competitiveness and equality weaken the relationship between internal shame and plagiarism-related outcome behaviour. At the same time, these virtues do not affect the relationship between external shame and outcome behaviours. Practical implications This study has important implications for the institutions of higher education. The study suggests that universities should provoke the emotion of shame through various communications to students to control the act of plagiarism by their students. Originality/value No study seems to have examined if the manipulation of emotions and values can help reduce the problem of plagiarism. This is an attempt towards bridging this important gap in literature. Therefore, findings of this study are of great value to scholars and content developers.

Dynamic Partial Least Square Path Modeling for the Front-end Product Design and Development

2012 ◽  
Vol 134 (10) ◽  
Author(s):  
Chathura Withanage ◽  
Taezoon Park ◽  
Truong Ton Hien Duc ◽  
Hae-Jin Choi
Keyword(s):  
Least Squares ◽  
Product Design ◽  
Partial Least Squares ◽  
Partial Least Square ◽  
Least Square ◽  
Path Model ◽  
Percentage Error ◽  
Product Attributes ◽  
Design And Development ◽  
Front End

The dynamic nature of today’s technology market requires new value-characteristic modeling methods; mainstream methods have limitations due to unrealistic assumptions, such as static customer preferences and no multicollinearity among product attributes. In particular, products with longer cycle times can suffer because the static model ignores changes in the market during the concept-to-customer lead time. This study proposes a dynamic, partial least squares path model for customer driven product design and development in order to reduce model uncertainty by formulating preference models to reflect market dynamics. The proposed dynamic model adopted partial least squares regression to handle the limited observations plagued by multicollinearity among product attributes. The main advantage of the proposed model is its ability to evaluate design alternatives during the front-end concept screening phase, using the overall product-value metric, customer-revealed value. A case study analyzing the US car market data for sedans from 1990 to 2010 showed the potential for the proposed method to be effective, with a 3.40 mean absolute percentage error.

scholarly journals Factors Affecting Whistleblowing Intention: Case Study on the Implementation of Village Funds

2020 ◽  
pp. 18-29
Author(s):  
Ulin Nuha Alfani ◽  
Fajar Gustiawaty Dewi ◽  
Susi Sarumpaet
Keyword(s):  
Locus Of Control ◽  
Latent Variables ◽  
Behavioral Control ◽  
Small Sample Size ◽  
Small Sample ◽  
Partial Least Square ◽  
Least Square ◽  
Path Model ◽  
Whistle Blowing ◽  
Consultative Body

This study aims to analyze the factors that influence the individual's intention to do whistle blowing. This study uses a questionnaire to gather the information needed. The variables used in this study are Subjective Norms, Attitudes Towards Behavior, Perceptions About Behavioral Control, Locus of Control, and Reward as independent variables and Intentions as dependent variables. The total samples in this study were 112 samples and using random sampling techniques in data collection. Respondents in this study were the Village Consultative Body in 7 Sub-districts in South Lampung District. Data were analyzed using Partial Least Square (PLS). The Partial Least Squares (PLS) technique was chosen because this tool is widely used to estimate the path model with a small sample size [1] then it is used for a very complex model (consisting of many latent variables and manifests) without problems [2]. The results of this study indicate that the subjective norm, attitudes toward behavior and the reward variable does not affect the individual's intention to do whistle blowing. Then, the behavioral control and locus of control variables indicate that the two variables affect the individual's intention to do whistleblowing.

scholarly journals Influence Of Emotional Intelligence, Self-efficiency, Working Spirit, Work Satisfaction On Employee Work Achievement In Batam University

2021 ◽  
Vol 3 (2) ◽  
pp. 16-23
Author(s):  
Adnan Suhardis ◽  
Jemm Rumengan ◽  
Dahlan Gunawan
Keyword(s):  
Emotional Intelligence ◽  
Statistical Analysis ◽  
Statistical Tests ◽  
Work Satisfaction ◽  
Partial Least Square ◽  
Least Square ◽  
Descriptive Statistics ◽  
Equation Modeling ◽  
University Employees ◽  
Path Coefficients

 This study, researchers used respondent data, such as gender, age and duration of work of respondents to be able to provide information about the characteristics of respondents. The study population was employees at Batam University, which consisted of dosons and employees. The sample is determined by the number of sample members (sample size) of 60 people by proportional random sampling technique. 20 lecturers and 40 Batam university employees. This research is the result of a field study to obtain questionnaire answer data that measures five main variables in this study, namely Emotional Intelligence, Self-Efficiency, Working Spirit, Work Satisfaction to work achievement of Batam University employees. The instrument was developed based on theoretical studies, then defined in conceptual definitions, operational definitions, and developed through lattice instruments and technical techniques. Knitted data analysis uses descriptive statistics and statistical analysis to test the significance of path coefficients, descriptive statistics to present data in the form of frequency distribution tables, histograms, and the number of statistics such as media, modes, averages, variants, and foreign standards. exchange. Statistical tests are used to test the significance of path coefficients using Partial Least Square (PLS) which is a Multivariate Analysis in the second generation using structural equation modeling (SEM). PLS can be used for a  small number of samples, and of course with a large number of samples will be better able to improve the accuracy of estimates. PLS does not require the assumption that data distribution must be normal or not. The construct form can use a reflective or formative model in which from the results of statistical analysis, the relationship between variables formulated in the formulation of a problem as many as 7 pieces obtained significant results.

scholarly journals INOVASI FINANCIAL TECHNOLOGY TERHADAP PENINGKATAN INKLUSI KEUANGAN

2020 ◽  
Vol 18 (2) ◽  
pp. 155
Author(s):  
Dian Ratnasari Yahya ◽  
Rika Rahayu
Keyword(s):  
Survey Methods ◽  
Total Sample ◽  
Partial Least Square ◽  
Financial Inclusion ◽  
Least Square ◽  
Intention To Adopt ◽  
Digital Era ◽  
Almost All ◽  
Customer Trust ◽  
Financial Technology

People’s lifestyle in the digital era is very varied, almost all stratum of society use technology to gain information, data, loans, transactions, and others practically and quickly. This study aims to find customer trust on intention to adopt fintect performance, find the effect of fintect promotion on the intention to adopt fintect, find the effect of intention to adopt fintect on financial inclusion. This study used survey methods through questionnaires for respondents who used fintect products (OVO applications) in Surabaya with a total sample of 265 respondents. To find out the responses of the respondents toward fintect products, it uses a Likert scale. The data processing performed by using Partial Least Square (PLS). The results show that there was an influence between customer trust on intention to adopt fintect, there was an influence between fintect promotion on intention to adopt fintect, and there was an influence between intention to adopt fintect on financial inclusion.

scholarly journals DETERMINAN MINAT INDIVIDU MENGGUNAKAN LAYANAN FINANCIAL TECHNOLOGY DENGAN KERANGKA INNOVATION DIFFUSION THEORY

2019 ◽  
Vol 8 (2) ◽  
pp. 209-223
Author(s):  
Rada Nur Indriyati ◽  
Mimin Nur Aisyah
Keyword(s):  
Innovation Diffusion ◽  
Structural Equation ◽  
Diffusion Theory ◽  
Partial Least Square ◽  
Least Square ◽  
Relative Advantage ◽  
Equation Modeling ◽  
Innovation Diffusion Theory ◽  
Convenience Sampling ◽  
Financial Technology

Abstrak: Determinan Minat Individu Menggunakan Layanan Financial Technology dengan Kerangka Innovation Diffusion Theory. Penelitian ini bertujuan untuk mengetahui faktor-faktor yang mempengaruhi minat individu menggunakan layanan fintech dengan kerangka Innovation Diffusion Theory (IDT). Penelitian ini merupakan explanatory research. Sampel penelitian adalah 100 pengguna layanan fintech di Kota Yogyakarta yang diperoleh dengan teknik convenience sampling. Metode analisis yang digunakan yaitu Structural Equation Modeling (SEM) dengan menggunakan Partial Least Square (PLS). Hasil penelitian ini menunjukkan bahwa relative advantage, compatibility, trialability, dan observability berpengaruh positif terhadap minat individu menggunakan layanan financial technology di Kota Yogyakarta, sedangkan complexity berpengaruh negatif terhadap minat individu menggunakan layanan financial technology di Kota Yogyakarta. Kata kunci: Innovation Diffusion Theory (IDT), Layanan Financial Technology, Karakteristik inovasi.

scholarly journals Who’s more vulnerable? A Generational Investigation of COVID-19 Perceptions effect on Organisational Citizenship Behaviours: Job Insecurity, Burnout and Job Satisfaction as Mediators

2021 ◽  
Author(s):  
Ali B. Mahmoud ◽  
Dieu Hack-Polay ◽  
William Reisel ◽  
Leonora Fuxman ◽  
Nicholas Grigoriou ◽  
...  
Keyword(s):  
Job Satisfaction ◽  
Generation X ◽  
Indirect Effects ◽  
Structural Equation ◽  
Job Insecurity ◽  
Group Analysis ◽  
Partial Least Square ◽  
Least Square ◽  
Path Model ◽  
Generation Z

Abstract This paper is an empirical investigation that examines a path model linking COVID-19 perceptions to organisational citizenship behaviour (OCBs) via three mediators: job insecurity, burnout, and job satisfaction. The research examines the path model invariance spanning Generations X, Y, and Z. Three countries in the Middle East and North Africa (MENA) were the focus of the study. The data was collected from a sample of employees in service companies. We used a Partial Least Square Structural Equation Modelling (PLS-SEM) to analyse the data. Our findings reveal that COVID-19 positively predicts job insecurity, which positively impacts burnout levels. Burnout negatively predicts job satisfaction. The findings established that job satisfaction positively predicts OCBs. The mediation analysis determined that job insecurity, burnout and job satisfaction convey the indirect effects of COVID-19 perceptions onto OCBs. However, our multi-group analysis revealed that the indirect effects of COVID-19 on OCBs were only valid amongst younger generations, i.e., Generation Y and Generation Z. Finally, our hypothesised model is not invariant across Generations X, Y and Z. Specifically, younger generations are substantially more vulnerable to the indirect effects of COVID-19 perceptions on their engagement in OCBs than Generation X whose job satisfaction blocks the effects of COVID-19 perceptions on OCBs.

scholarly journals ANALYSIS OF THE EFFECT OF FINANCIAL LITERATION, FINANCIAL TECHNOLOGY, INCOME, AND LOCUS OF CONTROL ON LECTURER FINANCIAL BEHAVIOR

2020 ◽  
Vol 5 (01) ◽  
pp. 37
Author(s):  
Wahyudi Wahyudi ◽  
Brigitta Azalea Pulo Tukan ◽  
Dahlia Pinem
Keyword(s):  
Locus Of Control ◽  
Financial Literacy ◽  
Partial Least Square ◽  
Least Square ◽  
Financial Behavior ◽  
Significant Positive Effect ◽  
Partial Least Square Analysis ◽  
Analysis Technique ◽  
Positive Effect ◽  
Financial Technology

<p>This research is a quantitative study that aims to determine the effect of financial literacy, financial technology, income, and locus of control on financial behavior. The population in this study were Lecturers at the Universitas Pembangunan Nasional Veteran Jakarta. The sample size was taken as many as 80 respondents, with methods through nonprobability sampling, purposive sampling. Data collection was carried out through questionnaires. The analysis technique used is the PLS (Partial Least Square) analysis method with SmartPLS 3.0 software. The results of this study indicate that (1) financial literacy has a significant positive effect on financial behavior. (2) financial technology has no influence and is not significant in financial behavior. (3) income has a significant positive effect on financial behavior. (4) locus of control does not influence financial behavior.</p>

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