scholarly journals TINGKAT PENDAPATAN NELAYAN PENANGKAP IKAN KURISI SELAMA PANDEMI COVID-19 DI KAMPUNG PARA I KECAMATAN TATOARENG KABUPATEN KEPULAUAN SANGIHE

2021 ◽  
Vol 10 (3) ◽  
pp. 343-356
Author(s):  
Costantein Imanuel Sarapil ◽  
Fitria Fresty Lungari ◽  
Eunike Irene Kumaseh ◽  
Ishak Bawias ◽  
Ganjar Ndaru Ikhtiagung ◽  
...  
Keyword(s):  
Financial Management ◽  
Weather Condition ◽  
Management Training ◽  
Demersal Fish ◽  
Training And Education ◽  
Qualitative And Quantitative ◽  
Salted Fish ◽  
The Government ◽  
Food Reserves ◽  
Marketing Margins

This study aims to analyze at the income level of fishermen in Para I Village during the Covid-19 pandemic, and look at the marketing flow and marketing margins of Threadfin bream in Para I village. This research can be input to the Government in improving the welfare of fishermen amid Covid-19 pandemic. This research was conducted in Para I Village, Tatoareng District, Sangihe Islands Regency in March – May 2021. The methods used in this study were qualitative and quantitative ones. Data collection was carried out through direct observation and interviews with local fishermen, while maintaining health protocols. The income of threadfin bream fisherman per week in Para I Village ranges from IDR 500,000 - IDR 3,000,000 depending on weather condition. The marketing of threadfin bream and other demersal fish belongs to an efficient one. During the pandemic, fishermen's income decreased slightly because they could not bring their catch to be sold to Tahuna city or Dagho Fishing Port. However, there are also traders who come directly to buy fish on Para Island. Income decreased to IDR 500,000 per week during the pandemic.  However, this condition only lasted for 2-3 months, but then their income returned to the normal. The strategy taken by fishermen to deal with the income decline during the pandemic is to process their catch into salted fish that can be sold or stored as food reserves for their households. The government can help organize Financial Management Training and education about business opportunities in the fisheries sector. 

scholarly journals Profil Nelayan Penangkap Ikan Demersal Di Kampung Laotongan (Pulau Tehang) Kecamatan Tabukan Selatan Kabupaten Kepulauan Sangihe

Epigram ◽  
2020 ◽  
Vol 17 (1) ◽  
pp. 59-66
Author(s):  
Costantein Imanuel Sarapil ◽  
Ishak Bawias ◽  
Eunike Irene Kumaseh ◽  
Getruida Nita Mozes ◽  
Ganjar Ndaru Ikhtiagung ◽  
...  
Keyword(s):  
Elementary Education ◽  
Low Income ◽  
Quantitative Methods ◽  
Demersal Fish ◽  
Impact Study ◽  
Qualitative And Quantitative ◽  
Qualitative And Quantitative Methods ◽  
The Government ◽  
Marketing Margins ◽  
The Impact

This study aims to determine the marketing margins of demersal fish in Laotongan Village. Laotongan Village, or another name for Tehang Island, is one of the islands in District of Tabukan Selatan, Regency of Sangihe Archipelago. The method used is qualitative and quantitative methods. Qualitative methods are methods that look at phenomena from non-material aspects, beyond what they appear to be, with the study of meaning as something holistic. Meanwhile, the quantitative method is a method that looks at the phenomenon from the material aspect, which is visible, the impact study, the factors that affect it as a variable. In general, fisher who catch fish in Laotongan Village use hand line, in the local language it is called Kakintu. Also, the type boat used is pumpboat. The fisher in Laotongan Village are fisher with low income, and most of the fisher have an elementary education level. Marketing margin of Demersal fish is Rp. 15,000., And the efficiency of the portion received by fisher, F = 57%, F> 50%, where the sales of demersal fish are efficient. However, fisher's welfare has not improved. One of the factors is the extravagant fisher's lifestyle. The government can pay attention to the welfare of fisher.

scholarly journals PROFIL NELAYAN PENANGKAP IKAN DEMERSAL DI KAMPUNG LAOTONGAN (PULAU TEHANG) KECAMATAN TABUKAN SELATAN KABUPATEN KEPULAUAN SANGIHE

Epigram ◽  
2020 ◽  
Vol 17 (2) ◽  
pp. 103-110
Author(s):  
Costantein Imanuel Sarapil ◽  
Ishak Bawias ◽  
Eunike Irene Kumaseh ◽  
Getruida Nita Mozes ◽  
Ganjar Ndaru Ikhtiagung ◽  
...  
Keyword(s):  
Elementary Education ◽  
Low Income ◽  
Quantitative Methods ◽  
Demersal Fish ◽  
Impact Study ◽  
Qualitative And Quantitative ◽  
Qualitative And Quantitative Methods ◽  
The Government ◽  
Marketing Margins ◽  
The Impact

This study aims to determine the marketing margins of demersal fish in Laotongan Village. Laotongan Village, or another name for Tehang Island, is one of the islands in District of Tabukan Selatan, Regency of Sangihe Archipelago. The method used is qualitative and quantitative methods. Qualitative methods are methods that look at phenomena from non-material aspects, beyond what they appear to be, with the study of meaning as something holistic. Meanwhile, the quantitative method is a method that looks at the phenomenon from the material aspect, which is visible, the impact study, the factors that affect it as a variable. In general, fisher who catch fish in Laotongan Village use hand line, in the local language it is called Kakintu. Also, the type boat used is pumpboat. The fisher in Laotongan Village are fisher with low income, and most of the fisher have an elementary education level. Marketing margin of Demersal fish is Rp. 15,000., And the efficiency of the portion received by fisher, F = 57%, F> 50%, where the sales of demersal fish are efficient. However, fisher's welfare has not improved. One of the factors is the extravagant fisher's lifestyle. The government can pay attention to the welfare of fisher.

scholarly journals MODEL PENGUATAN (REINFORCEMENT MODEL’S) UNTUK MEMOTIVASI KELOMPOK USAHA KECIL MIKRO BINAAN BDC SRIWIJAYA PALEMBANG

2020 ◽  
Vol 16 (1) ◽  
pp. 86-99
Author(s):  
Ellys Thoyib
Keyword(s):  
Financial Management ◽  
Small Businesses ◽  
Business Management ◽  
Management Training ◽  
Training Data ◽  
Business Plans ◽  
Needed Information ◽  
Positive Attitudes ◽  
External Reinforcement ◽  
The Government

The article "Reinforcement Model's to motivate micro small businesses under the guidance of Sriwijaya BDC" is intended to provide solutions to the Government, stakeholders and Sriwijaya BDC so that the knowledge that has been given in financial management training and business plans, innovation in the taste of kemplang, packaging technology and quality. The study was conducted in November 2019 to January 2020 with 70 respondents, namely participants who attended the training. Data obtained through the distribution of a closed questionnaire, and statements in the design in accordance with the needed information. It is known that the response of thinking, emotions and attitudes of participants to the knowledge gained from the training is a positive response, but the power of motives to direct the motivation to implement that knowledge into their business management is still low. The solution is proposed to provide internal and external reinforcement to the motives so that they have the power to direct motivation so that the participant's behavior is along with the response of thinking, emotions and positive attitudes. Keyword’s: Reinforcement models, Motivation, KSM.  

Efektivitas Program Baznas Microfinance di Desa Bojong Rangkas Ciampea Bogor

2021 ◽  
Vol 4 (2) ◽  
pp. 192-202
Author(s):  
Sigit Febriansyah ◽  
Ikhwan Hamdani  ◽  
Gunawan Ikhtiono
Keyword(s):  
Financial Management ◽  
Small And Medium Enterprises ◽  
Management Training ◽  
Developed Countries ◽  
Productive Activities ◽  
Economic Development And Growth ◽  
Qualitative Descriptive ◽  
The Government ◽  
Medium Enterprises ◽  
Economic Improvement

Micro, small and medium enterprises (MSMEs) are proven to have played a role in economic development and growth, not only in developing countries but in developed countries as well. MSMEs are very important because this business sector absorbs more workers than large businesses. However, there is one problem faced by MSMEs in all countries, namely limited capital, which is mainly due to small or no access to banks or other financial institutions. In this case, zakat distributed to mustahiq will act as a supporter of their economic improvement if allocated to productive activities. The National Amil Zakat Agency (BAZNAS) is a zakat management institution established by the government that distributes zakat funds productively through a program, namely Baznas Microfinance. This study aims to determine how effective the Baznas Microfinance Desa program is in disbursing funds, to find out how effective the Baznas Microfinance Desa program is to improve MSME skills, and to find out what obstacles are faced by BMD Bojong Rangkas. This research is a qualitative research with a qualitative descriptive approach. Data collection techniques using interviews and documentation. Interviews were conducted with Baznas Microfinance in Bojong Rangkas Village. The results of the study show that Baznas Microfinance Desa provides loans only to zakat mustahik whose income is less than the minimum wage and the allocation is only for business. The maximum limit for applying for a loan is Rp. 2.500.000;- After getting a loan, there will also be a mentoring process carried out by BMD such as financial management training, product photos, marketing training, business development. Constraints faced by BMD Bojong Rangkas are the incompatibility of partners with the initial realization, delays in paying installments, and also many mustahik who do not know that in this program there is a business assistance process.

Tata Kelola Potensi Zakat, Infaq Dan Shodaqoh Di Desa Wisata Mojo Ngeposari Gunung Kidul

2020 ◽  
Vol 3 (1) ◽  
pp. 28
Author(s):  
R. Gati Reditya Saputra ◽  
Linda Kusumastuti Wardana
Keyword(s):  
Financial Management ◽  
Management Training ◽  
Cultural Tourism ◽  
Tourist Attractions ◽  
Nature Tourism ◽  
Direct Benefits ◽  
Financial Governance ◽  
The Government ◽  
Tax Payments ◽  
The City

Mojo village, located in Mojo, Ngeposari, Semanu, Gunung Kidul. The distance from the city of Yogyakarta is approximately 20 km to the east. There are various types of tourism in this village, ranging from agriculture, nature tourism, cultural tourism, to handicrafts. Nature tourism is also diverse such as Goa Gesing, Goa Jlamprong, Goa Sinden, and Embung Jlamprong. However, there is one of the tourist attractions in the Mojo Tourism Village. However, it is necessary to manage governance from the potential infaq, zakat, and shodaqoh to improve the ability of the community. In terms of planning, there is no governance and transaction income that originates from the income of indigenous people because of the recording and documentation that is not optimal. The direct benefits derived from tax payments to the Government are felt to be lacking. Therefore it is necessary to conduct financial management training and management of zakat, infaq and shodaqoh management for the surrounding community so that it can be used quickly, in accordance with the budget and costs incurred during Zakat, Infaq and Shodaqoh use. By issuing good and documented zakat, infaq and shodaqoh, the manager of the Mojo hamlet will more easily get capital to develop the region's economy. The program to achieve targets and outcomes consists of two areas namely training on ZIS financial management and collection of zakat, infaq and shodaqoh for special communities in the Mojo hamlet. Each plan consists of 2 activities, namely preparation and briefing as well as implementation.Key Word: escalation of working capital, financial governance, ZIS

scholarly journals STRATEGI PENGEMBANGAN INDUSTRI PERIKANAN TANGKAP DI KABUPATEN BUTON SELATAN

2019 ◽  
Vol 9 (2) ◽  
Author(s):  
Retno Widihastuti ◽  
Armen Zulham
Keyword(s):  
Strategic Planning ◽  
Qualitative Data ◽  
Secondary Data ◽  
Demersal Fish ◽  
Policy Implications ◽  
Primary Data ◽  
Small Pelagic Fish ◽  
Qualitative And Quantitative ◽  
The Republic ◽  
The Government

Potensi perikanan tangkap Kabupaten Buton Selatan cukup besar meliputi jenis ikan pelagis besar dan kecil, serta demersal. Kabupaten Buton Selatan yang menjadi bagian dari Wilayah Pengelolaan Perikanan Republik Indonesia 714 (WPP RI 714), secara rata-rata mampu berkontribusi melalui produksi perikanan tangkap dengan jumlah rata-rata 35,452,429kg/tahun. Angka tersebut adalah tidak termasuk pelagis besar tuna dan cakalang (KepMenKP No.50, 2017). Kenyataannya pada tahun 2014 kontribusi Kabupaten Buton Selatan hanya sejumlah 7.308.000 kg/tahun (Dinas Kelautan dan Perikanan Kabupaten Buton Selatan, 2015). Pertimbangan karakteristik inilah, menjadikan Kabupaten Buton Selatan dipilih menjadi lokasi penelitian. Penelitian bertujuan untuk memberikan masukan berupa strategi dalam mengembangkan industri perikanan tangkap di Kabupaten Buton Selatan. Penelitian dilakukan pada bulan Oktober 2016.Data yang dikumpulkan adalah data primer dan sekunder. Pengumpulan data primer dilakukan dengan menggunakan teknik wawancara dan observasi. Analisis data dilakukan secara deskriptif kualitatif dan kuantitatif. Data kualitatif diperoleh dari informasi yang terkumpul, kemudian dikelompokkan, disusun, dan dianalisis secara deskriptif kualitatif. Data kuantitatif dianalisis dalam bentuk statistik sederhana, sedangkan untuk mengidentifikasi peluang pengembangan daerah dilakukan identifikasi USG (Urgency, Seriousness and Growth), SWOT (StrengthWeakneses Opportunity and Threat), dan QSPM (Quantitative Strategic Planning Matrix). Hasil analisis menunjukan bahwa pemanfaatan potensi perikanan tangkap di Kabupaten Buton Selatan belum optimal, oleh karenanya diperlukan kebijakan yang berbasis pada permasalahan kurangnya sarana dan prasarana perikanan tangkap yang mendukung program pengembangan sektor kelautan dan perikanan. Adapun implikasi kebijakan yang diperlukan pemerintah meliputi : a) Mempromosikan pemanfaatan sumberdaya perairan kepada investor dengan peluang dibangunnya Pangkalan Pendaratan Ikan (PPI); b) Memanfaatkan seluruh armada dan alat tangkap untuk memanfaatkan PPI yang akan dibangun;  c) Mempromosikan PSKPT ke investor; serta d) Mempersiapkan Sumber Daya Manusia (SDM) dalam pengelolaan sarana dan prasarana serta potensi perikanan tangkap. Title: Strategy of Capture Fisheries Industry Development In South Buton DistrictThe potential of capture fisheries in South Buton District is quite large, including large and small pelagic fish species, and demersal fish. South Buton District which is part of the Fisheries Management Region of the Republic of Indonesia 714 (WPP RI 714) on average is able to contribute through capture fisheries production with an average number of 35.452,429kg / year. This number is not including the large pelagic tuna and skipjack. In fact, in 2014 production was only 7,308,000 kg / year (South Buton District Marine and Fisheries Data, 2014). Consider this characteristic, making South Buton District was chosen as the research location. The research aims to give input a strategy in developing the capture fisheries industry in South Buton District. The study was conducted in October 2016. Data collected are primary and secondary data. Primary data collection is done by using interview and observation techniques. Data analysis was performed descriptively qualitative and quantitative. Qualitative data were obtained from information collected, then grouped, arranged, and analyzed descriptively qualitatively. Quantitative data were analyzed in the form of simple statistics, while to identify opportunities for regional development USG (Urgency, Seriousness and Growth) identification, SWOT (Strength-Weakneses Opportunity and Threat), and QSPM (Quantitative Strategic Planning Matrix).The results of the analysis show that the utilization of the potential of capture fisheries in South Buton District is not optimal, therefore a policy that is based on the problem of the lack of capture fisheries facilities and infrastructure that supports the development of the marine and fisheries sector is needed. The policy implications required by the government include: a) Promoting the use of aquatic resources to investors with the opportunity to develop PPIs; b) Utilizing the entire fleet and fishing gear to utilize the Fish Landing Base to be built; c) PromotingPSKPT to investors; and d) Prepare Human Resources (HR) in the management of facilities and infrastructure as well as the potential of capture fisheries. 

scholarly journals Financial Management for UMKM at the RW Level Discussion Forum in Tangerang City

2021 ◽  
Vol 6 (1) ◽  
pp. 86-90
Author(s):  
Afaf Boru Bulan Namora ◽  
Djenni Sasmita
Keyword(s):  
Financial Reporting ◽  
Financial Management ◽  
Small And Medium Enterprises ◽  
Management Training ◽  
Discussion Forum ◽  
Service Activity ◽  
The Government ◽  
Medium Enterprises ◽  
The City ◽  
And Training

The main objective of community service is to carry out financial management for MSMEs at RW level in Tangerang City. Micro, Small, and Medium Enterprises (MSMEs) are micro, small and medium enterprises which are one of the business sectors that still survived during the Indonesian economic crisis in 1998. These businesses can survive, because they do not depend on import trade or expect funding from banks. This financial management is carried out in a discussion forum at the RW level in the city of Tangerang to improve the welfare of the community in managing finances for micro businesses independently. The government realizes that financial management is one of the places for the community to empower and develop MSMEs. This service activity is carried out to manage finances in detail and properly managed at the RW level, Tangerang city. This implementation method consists of seminars and training. The results of the seminar and financial management training at the RW level discussion forum in the city of Tangerang went well because the participants received knowledge that was useful for training for the progress of their business. Based on the results of research carried out conducting umkm activities can improve detailed and correct financial management even though many people do not understand financial reporting in accounting, but because of the holding of seminars and training it has produced good results for the people of Tangerang city, thereby reducing unemployment.

scholarly journals Independent Community Improvement to Manage Family Finances in Supporting OJK Programs

2021 ◽  
Vol 6 (3) ◽  
pp. 170-172
Author(s):  
Khoirul Aswar ◽  
. Ermawati ◽  
Mahendro Sumardjo
Keyword(s):  
Financial Services ◽  
Financial Management ◽  
Negative Impact ◽  
Management Training ◽  
Family Management ◽  
Government Programs ◽  
Household Finances ◽  
The Rich ◽  
The Government ◽  
Community Improvement

Financial control or management is quite important in reducing the gap between the rich and the poor. However, understanding related to family financial management is still quite low. The low level of community soft skills makes it less efficient in family management. This will have a negative impact on family management which will experience a deficit and make financial managers, in this case, housewives, often get into debt in several places. In addition, this service aims to support government programs through the Financial Services Authority (OJK) in family financial planning by providing assistance to housewives living in Unyur. The implementation method in the program uses training and mentoring on family financial management. The results of this dedication show that housewives are very enthusiastic about participating in the financial management training being held. So, housewives are able to manage household finances with programs launched by the government.

scholarly journals Descriptive Analysis of Financial Literacy SMEs in Bandung

2021 ◽  
Vol 12 (1) ◽  
pp. 9-15
Author(s):  
Asni Harianti ◽  
Maya Malinda ◽  
Miki Tjandra ◽  
Devas Kambuno
Keyword(s):  
Financial Literacy ◽  
Financial Services ◽  
Financial Management ◽  
Descriptive Analysis ◽  
Secondary Data ◽  
Management Training ◽  
Primary Data ◽  
Five Dimensions ◽  
The Government ◽  
The City

One of the supporting factors for the success of MSME is determined by the intelligence of managing finances or known as financial literacy. Financial literacy is a basic requirement that must be possessed by MSME entrepreneurs which is closely related to the knowledge of personal and business financial management, as well as knowledge to gain access to capital through financial services or institutions. This descriptive study aims to see a picture of the level of financial literacy in SMEs in Bandung. The type of data used in this study are primary data and secondary data Primary data obtained through surveys using a questionnaire to see the level of financial literacy (Financial Fitness Quis / FFQ) developed by O'Neil. The questionnaire consisting of 20 practical financial statements, covering 5 (five) dimensions of financial management, was distributed to 343 SMEs in the city of Bandung. Secondary data obtained through observation and study of literature relating to research problems. The results of the study show that MSMEs in the city of Bandung must take actions that need to be considered in the future to improve their finances to avoid financial difficulties. As a form of concern for MSMEs in the city of Bandung and as a form of support for the government, researchers are trying to alleviate the illiteracy of financial actors of MSMEs through appropriate financial management training and making of a simple financial application program SAKA (peSAK Abdi).

Paradigma Pembangunan Desa dalam Pengelolaan Keuangan Desa Berdasarkan Undang-Undang Nomor 6 Tahun 2014 Tentang Desa

2020 ◽  
Vol 3 (2) ◽  
pp. 117-132
Author(s):  
Betha Rahmasari
Keyword(s):  
Regional Development ◽  
Financial Management ◽  
Sustainable Use ◽  
Economic Potential ◽  
Village Community ◽  
Development Organizations ◽  
The People ◽  
The Government ◽  
The Right ◽  
The Village

This article aims to find out the developmentidea or paradigm through village financial management based on Law Number 6 of 2014 concerning Villages. In this study, the researcher used a normative research methodby examining the village regulations in depth. Primary legal materials are authoritatuve legal materials in the form of laws and regulations. Village dependence is the most obvious violence against village income or financial sources. Various financial assistance from the government has made the village dependent on financial sources from the government. The use of regional development funds is intended to support activities in the management of Regional Development organizations. Therefore, development funds should be managed properly and smoothly, as well as can be used effectively to increase the people economy in the regions. This research shows that the law was made to regulate and support the development of local economic potential as well as the sustainable use of natural resources and the environment, and that the village community has the right to obtain information and monitor the planning and implementation of village development.

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