scholarly journals Financial Technology: Review of Trends, Approaches and Management

Mathematics ◽  
2020 ◽  
Vol 8 (6) ◽  
pp. 951 ◽  
Author(s):  
Emilio Abad-Segura ◽  
Mariana-Daniela González-Zamar ◽  
Eloy López-Meneses ◽  
Esteban Vázquez-Cano

Technological innovation and digitization have posed a challenge to the financial sector globally. Fintech is the term used to designate the application of new technologies to financial services. The aim of the study is to analyse this research subject worldwide during the period 1975–2019. To this end, bibliometric techniques were applied to 2012 articles, obtaining findings of the productivity of scientific research, of the main thematic axes and their evolution. Scientific activity increased, mainly in the past decade, with 45% of publications. The main thematic areas were Business, Management and Accounting, Engineering, Social Sciences and Computer Science. Seven research lines were identified, aimed at analysing the aspects financial, economic, technology transfer, investment, innovation, partnerships and institutions and commercial. Future research lines should develop analyses on banking, financial services trade, territorial development, legal, management, research methodologies and the sustainability of financial technologies. It was verified that there is a growing and dynamic interest in scientific activity on financial technologies at an international level. The findings obtained are a complement to the knowledge of financial technologies and allow the relationship between science and technology to be established, and to inform the decision-making process.

2021 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Nishant Uppal

PurposeThe current paper proposes a curvilinear relationship between the dark triad traits (Machiavellianism, psychopathy and narcissism) and job performance. In addition, it examines the moderation effect of traitedness on the dark triad–job performance relationship.Design/methodology/approachDrawing on data from 382 participants in a financial services firm in India, the authors conducted a two-phase study to examine the curvilinear and moderation effects.FindingsResults confirmed that the relationship between dark triad traits and job performance is positive at the lower end of dark triad traits but flattens out as the dark triad traits intensify.Originality/valueThe authors discuss theoretical and practical implications and offer suggestions for future research.


2021 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Ricardo Machado Leo ◽  
Guilherme Freitas Camboim ◽  
Ariane Mello Silva Avila ◽  
Fernanda Maciel Reichert ◽  
Paulo Antônio Zawislak

Purpose This paper aims to identify the winning combination of innovation capabilities for selected Brazilian agribusiness firms along different value chain links. Design/methodology/approach Adopting a quantitative approach, the authors analyzed the relationship between innovation capabilities and innovative performance of 300 agribusiness firms through a multi-regression technique. Findings The results showed that transaction, management and development capabilities can improve agribusiness firms’ performance in underdeveloped value chains. Research limitations/implications For future research, the authors recommend analyzing further links such as traders and retailers to find the innovation capability for the entire agribusiness value chain. Practical implications Upstream firms should adopt new management techniques and tools, efficiently using their resources, while downstream firms should absorb and transform new technologies into products and processes. Social implications The authors suggest formulating public policies that propose the recombination of innovation capabilities to organize agribusiness firms and avoid commodity-oriented market dependence. Originality/value The literature on agribusiness explains innovation at the chain level, based primarily on scientific advancements rather than on innovation at the firm level. In this sense, this study provides empirical evidence that can help boost innovation in agribusiness firms.


2021 ◽  
Vol 10 (1) ◽  
pp. 2
Author(s):  
Gencay Tepe ◽  
Umut Burak Geyikci ◽  
Fatih Mehmet Sancak

The financial-technology industry has recently attracted the attention of many sectors. The financial-technology industry designs new and unusual technological financial services in many areas. It combines technology with finance and provides an alternative to the traditional financial system. In the scope of this study, 636 publications were obtained from Scopus. Various tools, such as Microsoft Excel for frequency analysis, and VOSviewer for data visualization, were used. The open-source codes used for bibliometric analysis through the R Studio program were developed by the authors and used for citation-metrics analysis. The main aim of this study was to find out the most influential studies and authors and to reveal the distributions and impacts of publications in the FinTech area between 2015 and 2021 from the Scopus database. The results indicate that the most influential journal is Sustainability Switzerland, and the most cited author is Gomber et al. Additionally, Rabbani has the most publications, while China has emerged as the most productive country. On the other hand, this study found that FinTech research clustered in four areas. These areas are computer science, business management, economics, and social sciences. This FinTech study examines financial services, financial access, and financial technology, where FinTech is at the center. It also focuses on cryptocurrency, bitcoin, and smart contracts where the blockchain is at the center. The results reveal a systematic map of existing studies. Further, the study plays a guiding role in future research.


2021 ◽  
pp. 2071004
Author(s):  
Kris Hartley ◽  
Nicole Sher Wen Lim ◽  
Cecilia Tortajada

Progress in water conservation is dependent as much on human behavior as on the promise of new technologies. Digital feedback-based interventions present an opportunity to bring these two factors together, as increasingly sophisticated technologies can help change behaviors rather than simply solving problems caused by those behaviors. This paper explores the various options and opportunities for adopting feedback-based interventions — those that communicate information for the purpose of encouraging individuals to alter water consumption habits. Lessons proposed are applicable to any realm in which individual human behavior contributes to a collective environmental or social problem. Focusing on five determinants of success (design, delivery, content, integration, and commitment), this paper presents findings of related studies and fashions them into a suite of recommendations that serves as a template for practice and agenda for future research. The underlying theme — that technology is no absolute substitute for behavioral change but can be one catalyst for it — contributes to broader discussions about the relationship between human systems and the environment.


2019 ◽  
Vol 12 (4) ◽  
pp. 181 ◽  
Author(s):  
Mark Kam Loon Loo

While most of the advanced economies are facing saturated markets, the Association of Southeast Asian Nations (ASEAN) has been touted a stable and attractive investment region averaging 5.4% growth since 1980. In 2013, ASEAN overtook China as the top foreign direct investment destination. Boasting the world’s fifth largest economy with over 650 million people and 400 million reaching middle class, ASEAN has commendably transitioned from a subsistence economy to product and service industries. Despite the success, many live in marginalized areas without access to banking facilities. Advancing internet capability and availability present investors an opportunity to offer financial technology, or Fintech, to meet the need for financial services in this digital era. The aim of this research is to identify the countries with the highest need for financial inclusion and, hence, the best potential for Fintech growth. The results may help governments formulate policy that improves investment competitiveness. The methodology includes identifying relevant criteria and allocating weight to each criterion to evaluate the best international markets. The findings show Vietnam, Laos, and Cambodia as the countries with the highest potential. The associated risks and opportunities are discussed, followed by managerial implications, limitations, and recommendations for future research.


Author(s):  
Susan C. Baker ◽  
Bernadette M. Watson ◽  
Cindy Gallois

Language is a social behavior and a key aspect of social interaction. Language is ubiquitous and usually occurs with other human behaviors across diverse contexts. Thus, it is difficult to study it in isolation. This difficulty may be why most, albeit not all, social psychologists tend to neglect language, in spite of the prominence of language in early 20th century social psychology and the presence of numerous handbooks and reviews of this area. Language use has implications for many social psychological processes, and, given its role in daily social life, it is important to understand its social underpinnings. The field of language and social psychology highlights the relationship between language and communication and foregrounds the differences between the social-psychological and communication approaches. One central issue is bilingualism and the relationships among language, identity, and culture. Another is methodology, where social psychologists have tended to choose experimental and survey strategies to look at language (not always to the best advantage). This century has seen the development of new technologies that allow us to look at language on a large scale and in rich detail and that have the potential to transform this research. In part as a consequence, in the early 21st century there are many new topics emerging in language and social psychology that help to set a new agenda for future research.


2018 ◽  
Vol 21 (2) ◽  
pp. 189-202
Author(s):  
Seema Wati Narayan ◽  
Sahminan Sahminan

The digital financial services industry or financial technology (FinTech) has emerged in Indonesia in recent years. The FinTech industry, although disruptive, promises among other things to reduce costs of, and improve access to, financial services. This paper investigates the macroeconomic implications of FinTech companies in Indonesia over the period 1998-2017. In particular, we investigate the impact of FinTech on the Indonesian exchange rate (Rupiah vis-a-vis the US dollar) and the inflation rate. Our results suggest that FinTech is able to reduce inflation and lead to a real appreciation of the Rupiah against the US dollar, although its effect on the exchange rate is delayed. We explain our results and discuss future research directions in the paper.


2022 ◽  
Vol 9 ◽  
Author(s):  
Said Khalfa Mokhtar Brika

Digital finance has piqued the curiosity of academics, students, and institutions all around the globe for more than a decade. Innovative financial services companies are offering a wide range of new financial products and new ways of interacting with customers via digital finance (Fintech). Research on finance and information systems has thus examined these shifts as well as the implications of technological advancements on the financial industry. Through presenting a bibliometric analysis, the article summarizes how scientific research has developed on the connections between financial technology developments and digital finance during the previous years. According to the ScienceDirect database, we base this literature review on journals and articles that have been published. We conducted a content analysis of 343 articles based on the discovered clusters, finding research gaps and suggesting actionable areas for further study. The results offer a solid path for future research in this area. We discuss the significance of the aforementioned publications and articles as well as potential areas of future study. The next step is to analyze the citation linkages between the most important articles to identify how they are related to one another. For financial technology research, the study looks at the way they are organized. The research is concerned with the roles of Fintech and the limits of research in digital financing. We point out potential routes for researchers to take to expand on current knowledge while also seeking possibilities for new, interesting, and creative research that adds to the expansion of the topic of research.


Author(s):  
Salvador Francisco RUIZ-MEDRANO ◽  
Martha Leticia GUEVARA-SANGINÉS

On October 10, 2018, the decree initiative to issue the Law to Regulate Financial Technology Institutions was presented to the Senate. The purpose of this Law is to grant legal support to financial services within the new technologies, the analysis of this Law becomes crucial to understand the new economic and business dynamics in our country. Goals. The primary objective is to unravel the authentic ratio legis of this new Law from a literal interpretation and attached to legal formalism. The method used for this dissertation is composed of a logical-legal analysis of deductive type to find the true meaning that the legislator intends to give it and its motivations to create this regulation. It is expected that this analysis will contribute to a better understanding of the Law and its contributions in the social and economic aspects that will lead to a relatively short period of time.


2021 ◽  
Vol 21 ◽  
pp. 594-610
Author(s):  
Fadoua El Hajjaji El Idrissi ◽  
Abdelhay Benabdelhadi ◽  
Hind Kabaili

In the era of new technologies and global networking, electronic Human Resource Management (e-HRM) is becoming an increasingly common practice in organizations and a topic of interest to the research community. Through a systematic literature review, this study synthesizes and analyzes research on the adoption and consequences of e-HRM over the last two decades, with the aim of supporting future research in e-HRM. A review of selected references shows that the gains from e-HRM are significant: They can be operational, relational and transformational. Over the years, the debate has shifted from operational to strategic gains. The realization of these benefits is closely linked to the successful implementation of e-HRM. The factors impacting its adoption are multi-dimensional: human, technological, organizational and environmental.  Our research examines these determinants in greater detail and highlights the need for more empirical studies to theorize the relationship between adoption factors and the actual gains of e-HRM.


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