scholarly journals COMPARATIVE ANALYSIS OF ONLINE LOANS IN THE REPUBLIC OF MACEDONIA

2018 ◽  
Vol 28 (5) ◽  
pp. 1593-1596
Author(s):  
Marina Blazhekovikj Toshevski

When the customer can not realize the goals from his own resources, then he starts using other sources of funding even though the conditions for their use are less favorable.In this paper, will be made an analysis of online (fast) loans in the Republic of Macedonia. Below are the conditions that they offer, their characteristics, advantages and disadvantages as well as their concern for the users. Also, will be made a comparative analysis between certain online (fast) loans offered in the Republic of Macedonia. These are non-bank financial institutions that provide customers quick and easy solutions in case of short-term financing. These are companies oriented towards users who actively work to fulfill the established good practices in relations with them and impose their fast performance as a market norm.

2021 ◽  
Vol 7 (2) ◽  
pp. 59-76
Author(s):  
Elina Benea-Popusoi ◽  
◽  
Polina Arivonici ◽  

The objective of our analysis has been to find out and elaborate on why some countries could not benefit from remittance inflows sent by migrants or even are getting into traps due to them. In the authors’ view, the remittance trap may be appraised, notably in the long run, as the dilemma in which a country finds itself when the high value of migrant remittance inflows leads to a high value of human and financial capital outflows, as well as to the moral hazard problem of the country's population and government. Accordingly, remittance trap negatively affects the sustainable growth and development of the economy which eventually deepens the country's dependence on remittances, proving the vicious nature of the trap. Furthermore, the paper focuses on identifying a competent set of policy recommendations for the countries that are remittance dependent. A natural conclusion of our research is that there is a thin line between remittances’ advantages and disadvantages, since in fact, short-term benefits very often turn out into long-run side effects, mainly as a result of mismanagement of remittance inflows, which correlates with unfavourable business climate and decreased willingness of the population to invest. Accordingly, the benefits and adverse side effects of remittance inflows are interdependent.


2020 ◽  
Vol 2020 (1) ◽  
pp. 81-103
Author(s):  
Aleksandr Babkin ◽  
Diana Burkaltseva ◽  
Andrej Tyulin ◽  
Pulod Azimov ◽  
Oleg Blazhevich

In conditions of financial institutions' development it is crucial to examine the transformation in the form of a collective investment institution under the influence of digitalization and, in particular, the emergence of cryptocurrencies. The subject of the research refers to the features of ICO functioning as a transformation of a financial institution for collective investment. The goal is to explore the ICO as a new form of collective investment. The results of the research are achieved through a comprehensive comparative analysis of ICO and IPO as a basic tool of financial institutions. The paper highlights the advantages and disadvantages, identifies the factors, analyzes the institutional regulation of ICO and proposes development vectors from three angles: for project creators, investors, regulators. The results can be used in policymaking, the functioning of joint investment platforms, in training specialists in the field of digital economy and financial markets.


2019 ◽  
Vol 57 (2) ◽  
pp. 181-200
Author(s):  
Ivana Marinović Matović

AbstractExecutive compensations have a strong motivation role in contemporary business organizations. Adequate models of compensation enable attracting and retaining the high-capacity managers. This way, business organization conquers and maintains the competitive position in the context of globalization. It is necessary to align the executive compensation with the business organization’s strategy, which requires careful process of planning, done by the highest levels of management and ownership. The main objective of the paper is to explore and compare the structure and the level of executive compensation in the Republic of Serbia and EU countries. The paper focuses on executive compensation components, primarily long-term and short-term incentives, as well as sallary and benefits. A comparative analysis of executive compensation models was performed to explain the differences in the observed countries.The study found large and disproportionate differences in the executive compensation levels, conditioned mostly by the economic development of the observed economies.


Author(s):  
Shemsedin Vehapi ◽  
Elena V. Asafova ◽  
Klavdiya G. Erdyneeva ◽  
Andrey A. Tyazhelnikov ◽  
Sergei P. Zhdanov ◽  
...  

The aim of this research is to conduct a comparative analysis of the mobile learning trends of students of the physical education teaching department studying in The Republic of Kosovo and Russia. In this research, causal comparative research method was used. The study group consists of 40 students studying physical education teaching at various universities in Kosovo and Russia in the 2020-2021 academic year. A total of 80 students participated in the study. The research data were collected by the semi-structured interview form developed by the researcher and the data was analyzed by content analysis method. The research results reveal that students studying in both countries have a high mobile learning tendency. In addition, students from both countries have similarly defined the advantages and disadvantages of mobile device use in education.


2007 ◽  
pp. 549-565 ◽  
Author(s):  
Viktorija Popovska-Korobar

The Monastery of St. Paraskevy is located above the village Brajcino, on the east shore of Lake Prespa in the Republic of Macedonia. In accordance with the incomplete donor?s inscription this one aisle church with a pitched roof was built and decorated at the same time. Reparations came around 1800, when rebuilding was done on the longitudinal walls and the narthex (without fresco decoration). The fresco paintings from the 15th century are preserved on the west facade, and on the east and west wall of the naos. The decorative program in the interior was common for the small type monastery churches without narthex. From the old edifice, on the corner of the outside southwest wall visible are remains of figures, a monk and a man in laymen?s attire facing eastward. The iconographic program of the west facade is interesting for the scenes which encompass the patrons niche: a reduced Last Judgment (Royal Deesis, Hell and Paradise, where the monk Pahomios above the gate is depicted in prayer) and the equestrian figures of St. George and St. Mena. A parallel for the rare iconography of St. Mena with the tamed beasts is found in an unpublished icon, which most probably was painted in the last quarter of the 15th century, and is kept presently on the iconostasis of the church of Panagia tou Apostolaki in Kastoria. In accordance with all the considered characteristics by means of comparative analysis, we assume that the anonymous master could be an individual who belonged to the painting workshops which are credited for painting the church of St. Nicholas of the nun Eupraxia in Kastoria. We suppose the painter worked in Brajcino soon after the year 1486 and before 1493, when the decoration of the church in Kremikovci was completed, in which he most likely took part as a member of another large workshop. Regarding the question about the origins of the style of the 'master from the 1480?s', the paper articulates an opinion that they should be traced not only in the long painting traditions of Kastoria and Ohrid, but also in the collaboration of the masters and the spread of their works in these two important centers of the Ohrid Archbishopric.


2013 ◽  
Vol 1 (1) ◽  
pp. 140-147
Author(s):  
Ilir Hasani ◽  
Igor Kaftandziev ◽  
Simon Trpeski ◽  
Ljupco Nikolov ◽  
Alek Saveski ◽  
...  

The ilioinguinal approach (IIA) to the acetabulum has been used as a golden standard for fifty years to treat “anterior” acetabular fractures. Since its introduction by Hirvensalo and Cole, the anterior intrapelvic approach (AIPA) has been adopted by some surgeons, whilst others remain devoted to the IIA. IIA is routinely used in the Republic of Macedonia. The aim of this study is to present a review of literature for two different anterior approaches for the treatment of acetabular fractures used in modern day surgery, focussing on AIPA and its priorities and comparing it to IIA.We performed a search, mainly electronically, and retrospective analysis of existing literature. We have identified and selected two representative and well-systematized papers for IIA, and six for AIPA. We presented the advantages and disadvantages, priorities and weaknesses of both approaches separately, comparing complications, risks and results. Based on the facts presented regarding the advantages of AIPA with a focus on visualization, accessibility and biomechanical justification, the approach should be implemented in our everyday practice and we are comfortable in stating this preference, especially due to the fact that upon comparison of the complication rate there is no significant difference between the two approaches.


2016 ◽  
Vol 11 (2) ◽  
pp. 71-81 ◽  
Author(s):  
Darko Lazarov ◽  
Emilija Miteva-Kacarski ◽  
Krume Nikoloski

Abstract This paper has two goals. The first goal is to investigate the influence of stock market development on economic growth for a group of 14 transition economies from the Central and South-East European (CSEE) region in the period 2002-2012, while the second is to analyze the main characteristics and specificities of the stock market in the Republic of Macedonia. To fulfil the first goal, we apply panel regression models (fixed and random effects) and a dynamic panel model (Generalized Method of Moments – GMM), while we use a single country approach and comparative analysis to examine the main characteristics of the Macedonian stock market. The estimated results indicate that stock market development is positive and significantly correlated with economic growth. Additionally, the comparative analysis of the stock market in the Republic of Macedonia suggests that the Macedonian stock market is still underdeveloped and faces a number of challenges before it can enter a new phase of development after the negative impact of the global financial crisis. Those challenges include capital market regional integration and the harmonization of legal and institutional frameworks such as bankruptcy procedures, accounting and reporting standards, public sector regulatory bodies, corporate governance and a liberalized trade regime.


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