scholarly journals Literasi Keuangan dan Pendapatan Usaha dalam Mempengaruhi Perilaku Menabung Pelaku UKM

2022 ◽  
Vol 1 (2) ◽  
pp. 205-212
Author(s):  
Baskoro A. Pamungkas ◽  
Heru Mulyanto ◽  
Meli Andriyani
Keyword(s):  
Regression Analysis ◽  
Multiple Regression Analysis ◽  
Financial Literacy ◽  
Small And Medium Enterprises ◽  
Research Data ◽  
The Other ◽  
Analysis Tool ◽  
Saving Behavior ◽  
Business Income ◽  
Medium Enterprises

Penelitian ini berusaha menganalisis pengaruh literasi keuangan dan pendapatan usaha terhadap perilaku menabung pelaku Usaha Kecil Menengah (UKM). Data penelitian melalui kuesioner yang diberikan kepada 282 pelaku UKM di Depok dari berbagai bidang. Regresi ganda digunakan sebagai alat analisis diolah dengan SPSS 23. Temuan penelitian diperolehnya pengaruh literasi keuangan terhadap perilaku menabung pelaku UKM di Depok. Literasi keuangan para pelaku UKM yang makin baik akan meningkatkan perilaku menabung. Temuan lainnya dalam penelitian ini adalah tidak adanya pengaruh pendapatan usaha terhadap perilaku menabung para pelaku UKM. This study analyzed the influence of financial literacy, and business income on the saving behavior of small and medium enterprises (SMEs). The research data was obtained from questionnaires given to 282 SMEs in Depok from various fields. Multiple regression analysis is used where SPSS Version 23 is used as an analysis tool. The findings of the study obtained the influence of financial literacy on the saving behavior of SMEs in Depok. On the other hand, business income has no effect on the saving behavior of SMEs.

scholarly journals ANALISIS PERANAN USAHA KECIL DAN MENENGAH TERHADAP PENYERAPAN TENAGA KERJA DI KABUPATEN KEBUMEN

2019 ◽  
Vol 18 (1) ◽  
pp. 26-35
Author(s):  
Anton Prasetyo ◽  
Miftahul Huda
Keyword(s):  
Regression Analysis ◽  
Multiple Regression Analysis ◽  
Multiple Regression ◽  
Empirical Data ◽  
Small And Medium Enterprises ◽  
Research Data ◽  
Sales Volume ◽  
Test Tool ◽  
Medium Enterprises

This research aims to analyze the factors that influence the role of Small and Medium Enterprises (SMEs) on employment, namely capital, sales volume, type of business, length of business, and wages. Empirical data is presented to prove that the role of small and medium enterprises on employment is influenced by capital, sales volume, type of business, length of business, and wages. Multiple regression analysis through the SPSS program was used as a research test tool. The research data was obtained from SMEs businesses, Central Bureau of Statistics and the SMEs Office to test scientifically whether capital, sales volume, type of business, duration of business, and wages affect employment. Research results show that the duration of the business influences the absorption of labor while capital, sales volume, type of business, and wages do not affect employment. Keywords: SMEs, capital, sales volume, type of business, length of business, wages

Human Resources Management and Its Contribution to Colombian SME Sustainability

2022 ◽  
pp. 1052-1073
Author(s):  
Rafael Ignacio Pérez-Uribe ◽  
María Teresa Ramírez-Garzón
Keyword(s):  
Regression Analysis ◽  
Human Resources ◽  
Multiple Regression Analysis ◽  
Multiple Regression ◽  
Small And Medium Enterprises ◽  
Human Resources Management ◽  
Organization Management ◽  
Resources Management ◽  
The Core ◽  
Medium Enterprises

Based on the hypothesis that human resources management directly depends on a set of organizational components that are the core for SMEs sustainability, this chapter expands previous findings in the literature. Based on a multiple regression analysis and MMOM (modernization model for organization management) implementation in 246 Colombian SMEs (small and medium enterprises), the authors show that some organizational components explain and generate 64.86% of human resources management best practices.

Human Resources Management and Its Contribution to Colombian SME Sustainability

2020 ◽  
pp. 215-236
Author(s):  
Rafael Ignacio Pérez-Uribe ◽  
María Teresa Ramírez-Garzón
Keyword(s):  
Regression Analysis ◽  
Human Resources ◽  
Multiple Regression Analysis ◽  
Multiple Regression ◽  
Small And Medium Enterprises ◽  
Human Resources Management ◽  
Organization Management ◽  
Resources Management ◽  
The Core ◽  
Medium Enterprises

Based on the hypothesis that human resources management directly depends on a set of organizational components that are the core for SMEs sustainability, this chapter expands previous findings in the literature. Based on a multiple regression analysis and MMOM (modernization model for organization management) implementation in 246 Colombian SMEs (small and medium enterprises), the authors show that some organizational components explain and generate 64.86% of human resources management best practices.

scholarly journals PENGARUH CURRENT RATIO, DEBT TO ASSET RATIO, TOTAL ASSET TURNOVER DAN INFLASI TERHADAP RETURN ON ASSET

2018 ◽  
Vol 2 (2) ◽  
pp. 16-27 ◽  
Author(s):  
Herman Supardi ◽  
H. Suratno H. Suratno ◽  
Suyanto Suyanto
Keyword(s):  
Regression Analysis ◽  
Multiple Regression Analysis ◽  
Sampling Method ◽  
Small And Medium Enterprises ◽  
Secondary Data ◽  
Total Asset ◽  
Return On Assets ◽  
Current Ratio ◽  
Asset Turnover ◽  
Medium Enterprises

This study aims to determine how much influence the current ratio, debt to asset ratio, total asset turnover and inflation on return on assets in registered cooperatives in the Department of Cooperatives, Small and Medium Enterprises, Trade and Industry Indramayu district in 2010-2014 so that it can be used a reference to the management in decision making.This study uses the population, namely Employees Cooperative Republic of Indonesia registered KUKM, Industry and Trade of Indramayu district, 2010-2014, as many as 57 KPRI. The sample in this study amounted to 45 samples by purposive sampling method, using secondary data from the Report of the Annual Member Meeting. The tools used are multiple regression analysis. From this study we concluded: Current ratio variable and inflation does not affect the return on assets, the variable debt to asset ratio and total asset turnover variables affect the return on assets, simultaneously current ratio, debt to asset ratio, total asset turnover and inflation effect on return on assets. It can be concluded that the current ratio is too high to be caused by the amount of current assets that are unemployed or bottlenecks receivables.Keywords: Cooperative, Current Ratio, Debt to Asset Ratio, Total Asset Turnover, Return on Assets Inflation

scholarly journals AN ANALYSIS OF FACTOR THAT INFLUENCE THE LEVEL OF KNOWLEDGE OF SMES ABOUT ACCOUNTING OF SMES (A CASE STUDI AT SMES IN SUBANG REGENCY)

2019 ◽  
pp. 15
Author(s):  
Virly Ramdhani ◽  
Sri Mulyati ◽  
Trisandi Eka Putri
Keyword(s):  
Regression Analysis ◽  
Linear Regression ◽  
Multiple Linear Regression ◽  
Small And Medium Enterprises ◽  
Linear Regression Analysis ◽  
Research Result ◽  
Multiple Linear Regression Analysis ◽  
Analysis Tool ◽  
Knowledge Level ◽  
Medium Enterprises

The economy in Indonesia is dominated by small and medium enterprises (SMEs), so some opinion state that small and medium enterprises (SMEs) are able to increase nation’s economic system from both income and employment. Institute of Indonesia Chartered Accountants created a new Financial Accounting Standards (FAS) to facilitate SMEs in making financial reports that SAK EMKM (Micro Small and Medium Entities) made more simple than SAK ETAP. The research method undertaken by the author in this paper is quantitative descriptive method using multiple linear regression analysis tool, the survey was conducted to 100 respondents of SMEs in Subang district. The data used are ordinal and interval data. Statistical methods for testing the data author used the SPSS 22 program. By using multiple linear regression analysis obtained equation Y = 2,189 + 0,091X1 + 0,031X2 + 0,418X3 + 0,163X4 - 0,047X5 + 0,004X6 + e. From the research result, it is known that social environment and cultural environment and economic variables have significant effect to knowledge level of Accounting of SMEs, while education, information / mass media, experience, and age variables have no effect on knowledge level of Accounting of SMEs. These variables simultaneously affect the knowledge level of Accounting of SMEs.

scholarly journals ANALISIS LITERASI KEUANGAN DAN FAKTOR-FAKTOR YANG MEMPENGARUHINYA

2018 ◽  
Vol 8 (2) ◽  
Author(s):  
Suryanto Suryanto ◽  
Mas Rasmini
Keyword(s):  
Financial Literacy ◽  
Formal Education ◽  
Small And Medium Enterprises ◽  
Sampling Technique ◽  
Education Level ◽  
Primary Data ◽  
Analysis Technique ◽  
Business Income ◽  
Medium Enterprises ◽  
The City

This study aims to analyze financial literacy and find out the factors that influence the financial literacy ofmicro, small and medium enterprises (MSMEs) in the city of Bandung. This study uses a quantitativeapproach to the type of verification research. Primary data is obtained through the distribution ofquestionnaires to MSMEs players in the city of Bandung. The sampling technique uses proportional randomsampling with a sample size of 30 respondents. Other data is obtained through library observation andstudy. The analysis technique used is multiple linear regression. The results showed that the financialliteracy of SMEs in the city of Bandung was in the medium category. There are several factors thatsimultaneously influence financial literacy, namely age, formal education level, and business income. Whilepartially only the formal education level and business income that influences the level of financial literacy.While age does not have an effect on the level of financial literacy.

scholarly journals THE INFLUENCES OF COMPANY CHARACTERISTICS, ENTREPRENEURSHIP BEHAVIOR AND BANK RELATIONSHIP TOWARD SMALL AND MEDIUM ENTERPRISES (SMES) PERFORMANCE

2015 ◽  
Vol 6 (1) ◽  
Author(s):  
Alda Fatrisia ◽  
Edy Raharja
Keyword(s):  
Regression Analysis ◽  
Multiple Regression Analysis ◽  
Multiple Regression ◽  
Empirical Result ◽  
Small And Medium Enterprises ◽  
Central Java ◽  
Medium Enterprises

This study analyses the influences of company characteristics, entrepreneurship behavior and bank relationship toward Small and Medium Enterprises (SMEs) performance. The object used in this research were 124 owners of SMEs Batik Pekalongan, Central Java. Multiple regression analysis is utilized in this research to examine the hypothesis. The results of the analysis shows that company characteristics, entrepreneurship behavior and bank relationship positively influence the performance of SMEs. The empirical result indicates that the owners of the SMEs of Batik Pekalongan should pay attention on some factors, such as entrepreneurship behavior and bank relationship if they want to increase the performance of their company.

Influence of Digital Marketing, Knowledge of Information Technology On the Financial Performance of Small and Medium Enterprises (SMEs)

2021 ◽  
Vol 1 (3) ◽  
pp. 172-178
Author(s):  
Sabihaini Sabihaini ◽  
Sri Astuti ◽  
Rifki Indra Permana ◽  
Marita Marita
Keyword(s):  
Information Technology ◽  
Regression Analysis ◽  
Financial Performance ◽  
Quantitative Research ◽  
Small And Medium Enterprises ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
Research Data ◽  
Digital Marketing ◽  
Medium Enterprises

The COVID-19 pandemic has lasted almost two years. This has an impact on the sustainability of micro, small and medium enterprises (SMEs). Various efforts have been made to maintain the sustainability of SMEs, one of which is by adopting information technology in their marketing. This study aims to determine the effect of digital marketing, and knowledge of information technology on the financial performance of micro, small and medium enterprises (SMEs)This research is quantitative research. Data was obtained by using a questionnaire. The respondents in this study were SMEs actors in Kapanewon Tempel Sleman Yogyakarta. From the number of SMEs actors who are members of the SMEs Forkom as many as 110 respondents, data is obtained as many as 60 respondents. This study was analyzed using multiple linear regression analysis. Based on the results of data processing, it is known that the use of digital marketing by SMEs actors and SMEs actors' knowledge of information technology affects financial performance.

The effects of organisational commitment and employee perceptions of equity on organisational citizenship behaviour in Zimbabwean SMEs

2019 ◽  
Vol 40 (2) ◽  
pp. 77-98
Author(s):  
Elizabeth Chinomona ◽  
Manilall Dhurup
Keyword(s):  
Regression Analysis ◽  
Multiple Regression Analysis ◽  
Multiple Regression ◽  
Quantitative Research ◽  
Small And Medium Enterprises ◽  
Employee Perceptions ◽  
Organisational Commitment ◽  
Cross Sectional ◽  
Medium Enterprise ◽  
Medium Enterprises

Organisational commitment and organisational citizenship behaviour have been extensively researched from the perspective of antecedents and outcomes. Literature shows that employee perceptions of equity relationships in organsations have been less extensively chronicled in research, especially in respect of organisational commitment and organisational citizenship behaviour, within a Zimbabwean context. The objective of the study was to explore the relationship between organisational commitment, employee perceptions of equity and organisational citizenship behaviours among employees of small and medium enterprises in Zimbabwe. The research design is located within a quantitative research paradigm, undertaken through a cross-sectional, non-probabilty covenience sample (n=464). Descriptive statistics, correlations and hierarchical multiple regression analysis were used to evaluate the data. The results showed that perceptions of equity, organisational commitment and organisational citizenship behaviour are low among employees in the Zimbabwean small and medium enterprise sector. The correlation analysis exhibits strong positive linear relationship between the constructs. Further, the results of the multiple regression analysis show that employee perceptions of equity and organisational commitment are strong predictors of organisational citizenship behaviour. The findings of the study will benefit owners/managers of SMEs and government entities in improving their understanding of the issues of equity and organisational commitment effects on organisational citizenship behaviour within the Zimbabwean context.

scholarly journals FAKTOR-FAKTOR YANG MEMPENGARUHI PEMBIAYAAN USAHA MIKRO KECIL DAN MENENGAH PADA BANK PEMBIAYAAN RAKYAT SYARIAH DI INDONESIA

2020 ◽  
Vol 6 (4) ◽  
pp. 846
Author(s):  
Fany Arista Wati ◽  
Dian Filianti
Keyword(s):  
Regression Analysis ◽  
Linear Regression ◽  
Multiple Regression Analysis ◽  
Analytical Method ◽  
Financial Services ◽  
Small And Medium Enterprises ◽  
Linear Regression Analysis ◽  
Secondary Data ◽  
Significance Level ◽  
Medium Enterprises

The purpose of this study was to analyze the effect of Non-Performing Financing, Inflation and the BI rate on Financing Micro, Small and Medium Enterprises (MSMEs) in the Sharia People's Financing Bank in the period January 2013 to October 2018. This study used a quantitative approach. The data used is secondary data from the official website of the Financial Services Authority. The analytical method used in this research is multiple regression analysis (Muliple Linear Regression Analysis) with a significance level of 0.05. The results show that the Non Performing Financing and Inflation variables partially have a significant effect on MSME financing. While the BI rate variable does not have a significant effect on MSME financing. The results show that the Non Performing Financing, Inflation and BI rate variables simultaneously have a significant effect on MSME Financing.Keywords: Financing MSME, Non Performing Financing (NPF), Inflation, BI rate

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