scholarly journals Analysis of Umkm Cooperation Ratio in the Context of Musyarakah in Yogya Purwakarta Toserba Food Court

2019 ◽  
Vol 3 (2) ◽  
pp. 154-166
Author(s):  
Rachma Frattiwi

This research was conducted at the Yogya Purwakarta Toserba Food Court. The problem that occurred at the Yogya Purwakarta Toserba Food Court was that the concept of the collaboration agreement that was carried out tended to be wrong. The purpose of this study was first to determine the cooperation agreement undertaken by the UMKM with the "Yogya Rasa", namely the system of cooperation agreements for results. Cooperation agreement for profit sharing here is a cooperation agreement made by one party with another party. Where one party provides facilities or infrastructure in the form of a place in the form of a counter while the other party occupies the counter with a profit sharing system. second to find out the suitability of the Musyarakah contract concept. The cooperation agreement that has been carried out by the UMKM with the manager of Yogya Toserba Food Court is in accordance with the Syirkah Mudharabah concept in which this collaboration is carried out by the first party contributing capital and work at the same time while the second party only contributes only venture capital while profits are shared according to mutual agreement. This research uses descriptive qualitative analysis approach method. Data collection can be done by the method of observation, interviews and documentation

2021 ◽  
Vol 1 (1) ◽  
pp. 74-96
Author(s):  
Lukman Santoso ◽  
Devi Indah Lestari

A cooperation is an agreement between two or more people to do business and achieve common goals. Cooperation can be necessary for human life, considering that humans are social creatures who need each other. People in various circles have practiced cooperation in various fields. In various cooperation practices, there are often deviations from the agreement when initially making cooperation. This article explores the problems of implementing the cooperation agreement at the Semoyo Jaya welding workshop in a review of Islamic law. By using a qualitative approach and field research methods. Meanwhile, for data collection, using observation and interview techniques. This research concluded that the implementation of the cooperation agreement at the Semoyo Jaya welding workshop was not following the principles and elements of the agreement, namely, not fulfilling any of the rights and obligations contained in the contract. Meanwhile, the profit-sharing does not meet one of the syirkah inan requirements because one party is arbitrary in providing profits to the other party. This research can contribute practically to the parties that carry out cooperation to fulfill the agreement's terms based on Islamic legal values.Kerjasama adalah kesepakatan antara dua orang atau lebih untuk melakukan bisnis dan mencapai tujuan bersama. Kerjasama dapat diperlukan bagi kehidupan manusia, mengingat manusia adalah makhluk sosial yang saling membutuhkan. Orang-orang di berbagai kalangan telah mempraktikkan kerjasama di berbagai bidang. Dalam berbagai praktik kerjasama, seringkali terjadi penyimpangan dari kesepakatan pada saat awal melakukan kerjasama. Artikel ini mengupas permasalahan pelaksanaan perjanjian kerjasama pada bengkel las Semoyo Jaya dalam tinjauan hukum Islam. Dengan menggunakan pendekatan kualitatif dan metode penelitian lapangan. Sedangkan untuk pengumpulan data menggunakan teknik observasi dan wawancara. Penelitian ini menyimpulkan bahwa pelaksanaan perjanjian kerjasama di bengkel las Semoyo Jaya tidak sesuai dengan prinsip dan unsur perjanjian yaitu tidak memenuhi salah satu hak dan kewajiban yang tertuang dalam kontrak. Sedangkan bagi hasil tidak memenuhi salah satu syarat syirkah inan karena salah satu pihak sewenang-wenang dalam memberikan keuntungan kepada pihak lainnya. Penelitian ini dapat memberikan kontribusi praktis bagi para pihak yang melakukan kerjasama untuk memenuhi syarat-syarat perjanjian berdasarkan nilai-nilai hukum Islam.


Author(s):  
Hari Sutra Disemadi ◽  
Paramita Prananingtyas

Banks are financial institutions that play a strategic role to advance the economy of a country. Indeed, in its development, the banking sector plays a very important role in the economy of a country. The role can be seen with the banking innovation developing Cash Recycling Machine (CRM). CRM is one of the banking products that can facilitate customers in conducting financial transaction activities, for example, the money withdrawal transactions and depositing money without having to go through a teller at the bank. However, on the other hand, customers as users of CRM products can suffer losses due to CRM damage. This article aims to describe and explain the protection of customers as CRM users, as well as the bank's responsibility for losses suffered by customers due to CRM damage. The empirical juridical approach method was used in this study because this study emphasized the facts obtained from the results of the study, the research specifications used were descriptive-analytical. This study uses data collection techniques based on primary data and secondary data. The results of the study show that CRM user protection is preventive legal protection and repressive protection. Preventive legal protection is carried out through Act Number 10 the year 1998 about Banking and Act Number 8 the year 1999 about Consumer Protection. While repressive legal protection is carried out by banks in the form of responsibility for losses suffered by CRM users. Bank merupakan lembaga keuangan yang berperan strategis untuk memajukan perekonomian suatu negara. Sejatinya, dalam perkembangannya sektor perbankan memainkan peranan yang sagat penting dalam perekonomian suatu negara. Peranan tersebut dapat dilihat dengan adanya inovasi perbankan mengembangkan Cash Recycling Machine (CRM). CRM merupakan salah satu produk perbankan yang dapat mempermudah nasabah dalam melakukan aktivitas transaksi keuangan, contohnya adalah transaksi penarikan uang dan penyetoran uang tanpa harus melalui teller di bank. Akan tetapi di sisi lain nasabah sebagai pengguna produk CRM dapat mengalami kerugian akibat kerusakan CRM. Artikel ini memiliki tujuan mendeskripsikan dan menjelaskan perlindungan nasabah sebagai pengguna CRM, serta tanggung jawab pihak bank terhadap kerugian yang diderita nasabah akibat kerusakan CRM. Metode pendekatan yuridis empiris digunakan dalam penelitian ini, karena penelitian ini menekankan pada fakta-fakta yang diperoleh dari hasil penelitian, spesifikasi penelitian yang digunakan adalah deskriptif analitis. Penelitian ini menggunakan teknik pengumpulan data didasarkan pada data primer dan data sekunder. Hasil penelitian menunjukkan bahwa perlindungan nasabah pengguna CRM adalah perlindungan hukum preventif dan perlindungan represif. Perlindungan hukum preventif dilaksanakan melalui Undang-Undang Nomor 10 tahun 1998 tentang Perbankan dan Undang-Undang Nomor 8 tahun 1999 tentang Perlindungan Konsumen. Sedangkan perlindungan hukum secara represif dilakukan oleh pihak perbankan berupa pertanggungjawaban atas kerugian yang dialami oleh nasabah pengguna CRM.


2020 ◽  
Vol 3 (1) ◽  
pp. 45
Author(s):  
Ana Liana Wahyuningrum ◽  
Darwanto Darwanto

<p><em>Mukhabarah is a profit sharing partnership between the land owner and the sharecropper, where the land owner surrenders his land to the sharecropper and the capital is fully borned by the sharecropper. Mukhabarah which are take a place in Brakas Village, people are more familiar with "maro". The profit sharing collaboration was based on verbal agreements based on trust without witnesses and it is not determined how long the collaboration will be. The study aims to analyse what the agricultural system are used, what are the reasons for profit sharing, and how  "maro" system is compatible with the Mukhabarah. The research is used qualitative method with a descriptive approach, data collection methods through observation, interviews, and document review. The results found that smallholders and landowners preferred to profit sharing rather than rent. Furthermore, the implementation of profit sharing cooperation in Brakas Village was a mukhabarah agreement in Islamic law, but in practice was not fully in accordance with the existing Islamic concept, because there were some things that were not appropriate.</em></p>


2018 ◽  
Vol 2 (1) ◽  
Author(s):  
Suryati Wulandari

Campus Social Responsibility is a Surabaya government’s program as an effort to save the children who have social welfare problems in Surabaya. The aim of this program is to rescue the children who almost and already dropout of their school by making them to get an education like the other children. CSR involves  the students from civitas academica of universities in Surabaya. The students from third semester until sixth semester who can attend CSR program because it hopes that they are able to identify and solve the problem of them.  The type of this research is descriptive qualitative analysis by using interpersonal communication analysis by Joseph A. Devito. The writer uses the depth interview techniques as data collection techniques, and literature studies because the technique makes it possible to extract data.Keywords: Patterns, Interpersonal Communication, Unitomo CSR Assistance 2017


2020 ◽  
Vol 49 (5) ◽  
pp. 376-381
Author(s):  
Karly Ford ◽  
Kelly Rosinger ◽  
Qiong Zhu

One ethnoracial reporting category perplexes higher education researchers: “race and ethnicity unknown.” Using the Integrated Postsecondary Education Data System (IPEDS), we constructed a 28-year panel of 4,401 institutions. We find that the for-profit sector ranges from 5% to 18% “race unknown” students. In addition, almost 10% of students attending the most selective institutions were reported as “race unknown” in 2009 before dropping off precipitously. The size of the “race unknown” category can be attributed to some combination of student responses and data collection practices. We suggest researchers refrain from dropping “race unknown” from their studies as doing so may bias findings for the other ethnoracial categories, especially when comparing rates of student enrollment across institutional types.


Author(s):  
Prawitra Thalib ◽  
Sri Hajati ◽  
Faizal Kurniawan ◽  
Komari Aldiansyah

Baitul Maal wat Tamwil is a financial institution with a sharia concept that was born as a choice that changes the concept of maal and tamwil in one institution. The concept of maal was born and became part of the lives of Muslim communities in terms of collecting and distributing funds for zakat, infaq and shadaqah) productively. While the Tamwil concept was born for purely business activities to benefit from the middle to micro sectors of society. One of the financing activities carried out by BMT is financing based on profit sharing principles. Profit sharing is done by two types with mudharabah and musyarakah contracts. musyarakah is derived from the word syirkah, also called syarikah, which means a cooperation agreement between two or more parties for certain businesses, each party providing the assistance fund, and will be borne together in accordance with the aid fund, or mutual agreement. The methods used in the writing of this article are normative research using a statute approach and a conceptual approach.the result of this research indicates distribution of funds or financing must pay attention to various matters relating to caution both from within and from outside the Islamic Financial Institutions of Islamic Banks and Non-Islamic Banks. Matters issued from internships are in the form of Legal Lending Limit (LLL), financing guidelines, operational aspects. Aside from internal, things that are of caution are also excluded from the external supported by 5C analysis (Character, Condition, Capacity, Capital, Guarantee) and sharia compliance). This analysis must be considered in channeling financing to avoid elements forbidden in Islam.


2021 ◽  
Vol 1 (1) ◽  
pp. 14-23
Author(s):  
Aima Mar’atus Solihah

This research purposes: 1) To find out the maslahah and mafsadah elements of the implementation of the production sharing agreement in Sumberdodol Village Panekan District Magetan Regency. 2) To find out the level of maslahah hifz al-mal on the production sharing agreement in Sumberdodol Village Panekan District Magetan Regency. The type of research conducted by the author is field research using qualitative methods, while the data collection techniques used are interviews and observations. From this research, it can be concluded that 1) The maslahah element in the implementation of the production sharing agreement in Sumberdodol village is that the owner of the garden has prospered the farm cultivator by providing a good job. Farmers can work to supplement their family’s needs. While the element of mafsadah is the distribution of results that is not in accordance with the agreement and the cultivator does not yet know the deadline for the end of the collaboration. 2) The level of maslahah hifz al-mal in cooperation for profit-sharing in the village of Sumberdodol is included in the Hajiyah level, its existence is needed to provide convenience and eliminate difficulties in human life. Because cultivators and gardeners both provide convenience and benefits.


2019 ◽  
Vol 7 (1) ◽  
pp. 72-94
Author(s):  
Mohamad Hoirul Anam

Abstrac: The agreement for profit sharing cooperation should be recorded in accordance with the applicable law so that it is mutually binding and does not result in fraud from either party either the violation or the betrayal of the cooperation agreement. This can be seen in Case Number 3252 / Pdt.G / 2016 / PA.Bwi. concerning cancellation of the muzara'ah contract. This research is a descriptive legal research, data collection is done by examining the lawsuit file, peace and the decision of the Panel of Judges. The results of this study, 1. The basis of the claim is the background of the denial or betrayal of one of the parties, namely land owners who feel jealous of land managers (cultivators) related to the harvest of dragon fruit. 2. The mediation process carried out based on PERMA No. 1 of 2016 concerning Mediation Procedures and Successfully Achieved an Agreement. 3. Legal products are Determination of case revocation.


2018 ◽  
Vol 2 (1) ◽  
pp. 52-66
Author(s):  
Joram Wambrauw

This study aims for the actual problems in the field of politics, law and security in the context of Papua Land of Peace. This research is prescriptive legal research with normative juridical approach method in the form of research on the principle with data collection technique through literature study in the form of primary, secondary and tertiary legal material with qualitative analysis of legal materials. The results of the study show that Papua Land of Peace is a humanitarian program to protect the Papuan people who inhabit it, as well as to protect it as citizens of Indonesia in the NKRI container. Therefore it is necessary to be well and carefully identified various matters which are the factors causing the situation in which Papua will not become a Land of peace.


10.54090/mu.5 ◽  
2020 ◽  
Vol 16 (1) ◽  
pp. 52-68
Author(s):  
Zainal Abidin

Marriage guardianship is something that is very important and is one of the pillars of marriage. Because the existence of a wali will determine whether a marriage is valid or not. There are two types of guardians in marriage, namely guardians nasab and guardians of judges. Guardianship or guardian in this marriage cannot be separated from nasab or hereditary problems, because with a legal marriage the aim is to maintain the nasab properly, regularly and uninterruptedly. In determining the marriage guardian, the headman has a very important role, which can determine whether a person can be guardian or not, and a marriage is with the guardian nasab or guardian judge. This research is a normative juridical research, with descriptive research type. The method of data collection is done by examining primary, secondary and tertiary legal materials and by making questionnaires to the princes by random means. The method used is descriptive qualitative analysis. The results showed that the prelates were in the same trusteeship issue with the determination of different guardians. The head of the District Aagama Affairs Office stipulates with the guardians of nasab while the other head of the District Office of Religious Affairs determines with the guardians of judges, there is even a determination of trustees based on the results of deliberations between the headman, bride and parents, according to the conscience and awareness of the parties. This can occur because the Marriage Law has not yet explicitly stipulated the determination of guardians, so the princes set it with understanding.


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