The Effect of Microfinance on Poverty Reduction in Developing Economies

2016 ◽  
pp. 240-256 ◽  
Author(s):  
Christopher Boachie
Keyword(s):  
Poverty Reduction ◽  
Developing Economies ◽  
Positive Impact ◽  
Target Population ◽  
Cross Sectional Survey ◽  
Cross Sectional ◽  
Credit Access ◽  
Access To Credit ◽  
Microfinance Institution ◽  
The Relationship

The study explores the contributions of microfinance to poverty reduction. The study used a descriptive design to establish the relationship between sales performance and access to credit in the SME sector in Ghana. Cross sectional survey was used to gather relevant data. The target population was the micro businesses in Madina in Ghana with a sample size of 200. The study reveals that microfinance has a positive impact on micro businesses. There exist a significant relationship between microfinance and sales. It was also found out that, the dependency burdens on micro entrepreneurs coupled with the low credit access from the microfinance institution for productive activities lead them to deploy the credit to meet the demand of both the business and household.

The Effect of Microfinance on Poverty Reduction in Developing Economies

2019 ◽  
pp. 575-591
Author(s):  
Christopher Boachie
Keyword(s):  
Poverty Reduction ◽  
Developing Economies ◽  
Positive Impact ◽  
Target Population ◽  
Cross Sectional Survey ◽  
Cross Sectional ◽  
Credit Access ◽  
Access To Credit ◽  
Microfinance Institution ◽  
The Relationship

The study explores the contributions of microfinance to poverty reduction. The study used a descriptive design to establish the relationship between sales performance and access to credit in the SME sector in Ghana. Cross sectional survey was used to gather relevant data. The target population was the micro businesses in Madina in Ghana with a sample size of 200. The study reveals that microfinance has a positive impact on micro businesses. There exist a significant relationship between microfinance and sales. It was also found out that, the dependency burdens on micro entrepreneurs coupled with the low credit access from the microfinance institution for productive activities lead them to deploy the credit to meet the demand of both the business and household.

scholarly journals Determinants of Farmers’ Confidence in Agricultural Production Recovery during the Early Phases of the COVID-19 Pandemic in China

Agriculture ◽  
2021 ◽  
Vol 11 (11) ◽  
pp. 1075
Author(s):  
Yanqi Xie ◽  
Apurbo Sarkar ◽  
Md. Shakhawat Hossain ◽  
Ahmed Khairul Hasan ◽  
Xianli Xia
Keyword(s):  
Social Support ◽  
Agricultural Production ◽  
Agricultural Development ◽  
Negative Impact ◽  
Positive Impact ◽  
Probit Model ◽  
Risk Minimization ◽  
Cross Sectional Survey ◽  
Cross Sectional ◽  
The Relationship

The COVID-19 pandemic has adversely impacted the agricultural supply chain, export of agricultural products, and overall food security. However, minimal exploration has been attempted of farmers’ confidence in agricultural production recovery after the COVID-19 pandemic. Therefore, this study intends to explore the determinants of farmers’ confidence in agricultural production recovery in China during the early stages of the COVID-19 pandemic. More specifically, we analyzed the relationship between risk expectation and social support on the farmers’ confidence in agricultural production recovery by using the ordered probit model. Cross-sectional survey data were collected from February to March 2020 from 458 farm households in the 7 provinces of China to produce the findings. We found that the risk expectation of farmers had a significant negative impact on farmers’ confidence in agricultural production recovery. Social support seemingly had a significant positive impact on the farmers’ confidence in agricultural production recovery, and could play a supportive role in moderating the relationship between risk expectation and farmers’ confidence in recovery. However, social support alleviates the adverse effect of risk expectation on farmers’ confidence in agricultural production recovery to a certain extent. In addition, there were intergenerational differences in the effects of risk expectation and social support on farmers’ confidence in agricultural production recovery. These results imply that policies establishing the risk early warning mechanisms for agricultural production and strengthening the social support from governments and financial institutions are likely to significantly impact agricultural development in the post-COVID-19 era. The formal and informal risk minimization mechanisms should extend their support to vulnerable sectors such as agribusiness.

scholarly journals The Relationship between Organizational Wisdom and Knowledge Management, Competitive Intelligence and Business Intelligence

2015 ◽  
Vol 5 (2) ◽  
pp. 73 ◽  
Author(s):  
Mohammad Pourdjam A ◽  
Seyed Ali-Siadat ◽  
Saeed Rajaeepour
Keyword(s):  
Knowledge Management ◽  
Business Intelligence ◽  
Target Population ◽  
Competitive Intelligence ◽  
Cross Sectional Survey ◽  
Cross Sectional ◽  
Strategic Intelligence ◽  
Relationship Of ◽  
The Relationship ◽  
Organizational Wisdom

After the strategic management period in the past decades, signs of forming a new approach are seen with a focus on the wisdom of organizations management. This study was conducted with the purpose of examining the relationship of organizational wisdom and the components of strategic intelligence among employees of the Iranian University of Applied Science and Technology in 2014. The method of this study is descriptive correlation from the cross-sectional survey type and as far as the purpose is concerned, it is in the group of research and development. The target population is the influential employees in organization decision-making including 591 participants and the sample size was estimated to be 236 people and the stratified random sampling used was sensitive to the groups' size. To collect data, a researcher-made questionnaire with 108 items was used with 5-point Likert scale that enjoyed content and construct validity. The Cronbach's coefficient was calculated to be 0.93. The collected data was analyzed using the statistical methods of correlation coefficient determination and stepwise regressions. The findings showed that statistically organizational wisdom and strategic intelligence are significantly related with the regression coefficient of 0.67 within the research model (p<0.01), and the components of knowledge management explains 43%, competitive intelligence 32%, and business intelligence 37% of the variation of organizational wisdom; thus, increasing the strategic intelligence in organizations is mutually related with enhancing organizational wisdom. 

scholarly journals Quality of Life among Varanasi based Ayurveda Junior Resident Doctors Engaged in Covid-19 Care using WHO-BREF - A Cross-Sectional Survey

2021 ◽  
Vol 9 (VIII) ◽  
pp. 534-540
Author(s):  
Dr. Nikita Sharma
Keyword(s):  
Quality Of Life ◽  
Target Population ◽  
Sampling Procedure ◽  
Categorical Variables ◽  
Junior Resident ◽  
Cross Sectional Survey ◽  
Cross Sectional ◽  
The Relationship ◽  
Junior Residents

During the Coronavirus Pandemic, the Varanasi based Ayurveda junior resident doctors experiencing challenges in their quality of life following the covid19 related challenges. The challenges include; loss of many patients, deaths and illnesses of colleagues, fear of transmission to family members, personal risk of infection, inability to cope, personal isolation, population restrictions, and long shifts of work which affect their QOL and have received less attention from scholars. The study aimed at evaluating the quality of life of Ayurvedic medicine practitioners during COVID-19 pandemic. Methods and Material: Varanasi based Ayurveda junior residents from both urban and rural settings were approached for the cross-sectional survey. An online cross-sectional survey was conducted to collect the data and WHOQOL-BREF questionnaire was made available online on Google forms to the junior residents. The study population involved individuals within the range of 24-80 years. A sample size of 100 was selected from the target population using a convenience sampling procedure. The study identified two or more categories for each variable in the dataset; therefore, the chi-square test was used to examine the relationship between two or more unconditional variables. SAS 9.4 (Statistical Analysis System, Carry, NC, USA) tool was used to analyse the relationship between the categorical variables. P values were obtained for each variable.

scholarly journals HR OUTSOURCING SUCCESS: DOES PARTNERSHIP QUALITY VARIABLES MATTER?

2013 ◽  
Vol 14 (4) ◽  
pp. 664-676 ◽  
Author(s):  
Elaine Ee ◽  
Hasliza Abdul Halim ◽  
Thurasamy Ramayah
Keyword(s):  
Service Providers ◽  
Positive Impact ◽  
Cross Sectional Survey ◽  
Cross Sectional ◽  
Outsourcing Success ◽  
Partnership Quality ◽  
Potential Benefits ◽  
Expected Benefits ◽  
Trust Business ◽  
The Relationship

Recently, increased attention has been paid to partnership quality in outsourcing strategy. However, research of partnership quality on the outsourcing of human resources (HR) is very limited. Therefore, this research aims at examining the relationship between partnership quality variables (business understanding, trust, commitment, communication and top management) and the success of HR outsourcing. The sample is obtained from a cross sectional survey and the sample studied are 96 manufacturing organizations in Penang, Malaysia. Results indicate that most of the organizations that outsourced HR functions were from electronic and electrical industry. The analyses also show that partnership quality variables such as trust, business understanding and communication have significant positive impact on HR outsourcing success. The study concluded that HR outsourcing as a competitive strategy in Malaysia is still relatively new and probably many of its potential benefits are not fully understood. Therefore, by understanding the relationship with the service providers, the organizations are able to achieve outsourcing success by identifying areas of expected benefits and improvements.

scholarly journals A Mixed-Methods Approach to Understanding Knowledge of Mosquito-Borne Infections and Barriers for Protection in Hanoi, Vietnam

2020 ◽  
Vol 5 (2) ◽  
pp. 66
Author(s):  
Lorraine Chapot ◽  
Thang Nguyen-Tien ◽  
Long Pham-Thanh ◽  
Hung Nguyen-Viet ◽  
Luke Craven ◽  
...  
Keyword(s):  
Mixed Methods ◽  
Positive Impact ◽  
Educational Interventions ◽  
Protective Behaviors ◽  
Structured Interviews ◽  
Cross Sectional Survey ◽  
Cross Sectional ◽  
General Feeling ◽  
History Of ◽  
The Relationship

Dengue is a growing problem in Hanoi, with cyclical epidemics of increasing frequency and magnitude. In June 2019, we conducted a cross-sectional survey using mixed methods to investigate how inhabitants of Hanoi perceive and respond to the risk of mosquito-borne diseases (MBD). A total of 117 participants recruited using a stratified random sampling method were interviewed in three districts of Hanoi. Knowledge and practices (KP) regarding MBDs were assessed using a pre-tested questionnaire. Inferential statistics were used to identify factors associated with KP scores and describe the relationship between variables. Additionally, a “risk-mapping” exercise was conducted in a subsample through semi-structured interviews and analyzed qualitatively and quantitatively using the System Effects platform. Factors significantly associated with knowledge scores were education and family history of MBDs. While knowledge and practice scores were found to be positively correlated in the statistical analysis, this was not corroborated by our observations on the field. The results also revealed gaps in knowledge about MBDs and vectors and highlighted a general feeling of powerlessness which prevented the adoption of protective behaviors. Therefore, educational interventions which provide concrete tools to empower communities should have a positive impact on improving vector control.

scholarly journals Determinants of lack of credit access among indigenous vegetable producers in Nigeria: Implications for policy interventions

2020 ◽  
Vol 53 (3) ◽  
pp. 149-155
Author(s):  
Victoria Adeyemi Tanimonure ◽  
Olabisi Damilola Omodara ◽  
Oreoluwa Grace Fayemi ◽  
Joy Amaka Osifo
Keyword(s):  
Formal Education ◽  
Primary Data ◽  
Farm Income ◽  
Vegetable Production ◽  
Cross Sectional Survey ◽  
Cross Sectional ◽  
Credit Access ◽  
Access To Credit ◽  
Policy Interventions ◽  
Indigenous Vegetables

AbstractIn this study we assessed the determinants of lack of credit access among the Indigenous Vegetables (IVs) farmers based on primary data collected in a cross-sectional survey. Using descriptive statistics and logistic regression analysis, the results revealed that more females were involved in the indigenous vegetable production with average age of 40 years, seven household members, eight years of formal education and cultivating 0.76 acre of land. Only 8 % had access to credit and 76 % did not have contact with extension agents. The mean monthly income from indigenous vegetables production, off-farm income and savings were about ₦35,000 (US$96.83), ₦15,000 (US$42.12) and ₦13,000 (US$38.57), respectively. Further, lack of credit access significantly depended on gender (β = 0.15, P < 0.05), educational level (β = 0.11; P < 0.05), farming experience (β = 0.73; P < 0.05), off-farm income (β = 0.23, P < 0.05), saving habits (β = 0. 25; P < 0.01) and annual numbers of extension contact (β = 0.94, P < 0.01) of indigenous vegetable farmers. Therefore, improved access to formal education, extension supports, creation of gender-specific credit scheme and farm-based organisation (FBO) for indigenous vegetables farmers to sustain credit accessibility were advocated.

Entrepreneurial Orientation, MSME Growth and the Mediating Role of Firm Strategic Capabilities in the Manufacturing Sector in Nairobi County, Kenya

2021 ◽  
Vol 9 (02) ◽  
pp. 07-29
Author(s):  
John K. Mosonik ◽  
Loice C. Maru ◽  
Joyce K. Komen
Keyword(s):  
Entrepreneurial Orientation ◽  
Firm Growth ◽  
Developing Economies ◽  
Manufacturing Sector ◽  
Pearson Correlation ◽  
Target Population ◽  
Mediating Effect ◽  
Cross Sectional ◽  
Strategic Capabilities ◽  
The Relationship

Growth among Micro, Small and Medium-sized Enterprises (MSME) is of eminence to economic progression in both developed and developing economies, credited for employment creation, driving innovation and contribution to Gross Domestic Product (GDP) in both contexts. Whereas entrepreneurial orientation has been identified to underpin MSME growth, several studies on entrepreneurial orientation -growth nexus have provided mixed results based on the aggregated one-dimensional measure of entrepreneurial orientation. While some report a significant association, some report no significance. The mixed findings imply that the relationship between entrepreneurial orientation and growth is not linear, pointing to other causal factors either internal or external to the enterprise. against this backdrop, this study set out to assess the mediating effect of firm strategic capabilities on the relationship between entrepreneurial orientation and growth of manufacturing sector MSMEs in Kenya. Anchored on the contingency fit view, the resource-based view and the life-cycle theory, the study adopted a positivist approach, employing the explanatory research design of a cross sectional nature. With a target population of 98,607, a stratified sample of 384 MSMEs from the manufacturing sector in Nairobi County was drawn. Data was collected by use of structured questionnaires and analyzed by both descriptive and inferential statistics including Pearson correlation and regression analyses. The study controlled for both age and sub-sector, as they have been previously found to affect firm growth. Results indicate that entrepreneurial orientation has a significant effect on firm strategic capabilities (β = .276, p = .000<.05). The study also found that firm strategic capabilities have a significant effect on MSME growth at 95% confidence level (β = .124, p = .026<.05). Firm strategic capabilities did not however have a significant mediating effect on the relationship between entrepreneurial orientation and MSME Growth (β = .0617, p = 111>.05; LLCI=-.0020; ULCI=.0273). The study concludes that among MSMEs in the manufacturing sector in Kenya, innovative, risk tolerant and proactive owners/managers are likely to achieve growth, regardless of their strategic capabilities. It is recommended that MSME owners/managers innovate, take risks and stay proactive in their businesses in order to grow. It is also recommended that strategic policy decisions of MSMEs should focus on enhancing their positions in respect of innovativeness, proactiveness and risk propensity.

Can trust moderate the relationship between supplier–buyer relationship and supply chain sustainability?

2022 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Mary-Ann Mallet ◽  
Kwame Owusu Kwateng ◽  
Dorcas Nuertey
Keyword(s):  
Supply Chain ◽  
Quantitative Research ◽  
Positive Impact ◽  
Survey Design ◽  
Research Approach ◽  
Cross Sectional Survey ◽  
Cross Sectional ◽  
Content Type ◽  
Mediating Role ◽  
The Relationship

Purpose This study aims to assess the effect of supplier–buyer association on supply chain sustainability using the pharmaceutical industry in Ghana as a case study. Design/methodology/approach The study used a quantitative research approach. The study design was a cross-sectional survey design. The unit of analysis for the study was top-level managers of pharmaceutical companies in Ghana. By the use of the purposive and convenience sampling techniques, 90 respondents from pharmaceutical firms in Ghana were included. The study used descriptive statistics, t-test and regression tools in the data analysis. Findings It was discovered that trust mediates positively the relationship between supplier–buyer relationship and supply chain sustainability. Moreover, the study found that supplier–buyer relationship (SBR) has a significant and positive impact on supply chain sustainability. Practical implications The study concluded that SBR is the foundation upon which effective supply chain and supply chain sustainability are established. Originality/value This paper provides researchers with a contemporary perspective toward understanding the relationship between SBR and supply chain sustainability and the mediating role of trust.

Knowledge Performance as an Arbitrator between the Relationship of Organizational Commitment and Productivity

2018 ◽  
Vol 43 (1-2) ◽  
pp. 100-108
Author(s):  
Damini Saini
Keyword(s):  
Organizational Commitment ◽  
Service Sector ◽  
Research Study ◽  
Survey Design ◽  
Population Group ◽  
Target Population ◽  
Cross Sectional Survey ◽  
Cross Sectional ◽  
Convenience Sample ◽  
The Relationship

In this article, an attempt is made to explore if the knowledge performance (KP) mediates the commitment of the employees and perceived productivity of the firm in the Indian context. This research study employed a quantitative method using a cross-sectional survey design to seek the correlation among the organizational commitment (OC), KP and productivity of the employees. A non-probability convenience sample was obtained from this population group and was based on accessibility. The following research study examined whether KP mediates the relationship between OC and productivity. Generalization of this study’s results to circumstances in other countries may not be possible because the target population was employees in Indian corporations. The study can be helpful in addressing the gap of empirical analysis in relation with KP and job-related outputs in managerial context in the Indian service sector corporations.

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