scholarly journals Farmers income and savings pattern in Benue State, Nigeria

2020 ◽  
Vol 24 (1) ◽  
pp. 128-137
Author(s):  
Ngozi Ekunyi Odoh ◽  
Simon Uguru Nwibo ◽  
Anayochukwu Victor Eze ◽  
Esther Onyinyichi Igwe

The study analysed farmers’ income and savings pattern in Benue State. Both multi-stage random and purposive sampling procedures were employed to select 140 respondents for the study. The study employed primary data which were collected through the use of the structured questionnaire. The result showed that farm size, level of access to credit, diversification of income sources, types of investment and risks inherent in the business are the major determinants of the income level of the small scale farmers. The farmers engaged in the following farm activities, crop production, hunting, fishing, gathering of forest products, marketing of agricultural products and livestock production. Meanwhile, trading, teaching, and non-farm wage labour were the main non-farm activities they engaged in. The result equally showed that farmers adopted both formal and informal savings methods but have higher preference for the informal method as indicated by their preference for savings in rotational savings and credit Association (ESUSU) and daily contribution schemes. Educational attainment, annual income, farming experience, and farm size had positive influence on the farmers’ savings pattern. The test of the hypothesis indicated that the socio-economic characteristics of the small scale farmers have significant effects on the savings pattern adopted in the area. Consequently, the study recommended the establishment of banks in the rural area so as to increase farmers’ savings capacity in formal sector; establishment of enlightenment programme to create awareness among the rural farmers, and introduction of risk reduction policy to minimize risks associated with farming, thereby encouraging farmers to remain in farming business.Keywords: Farm activities, non-farm activities, farmers, formal and informal savings

2014 ◽  
Vol 2014 ◽  
pp. 1-52
Author(s):  
Bin Mushambanyi Théodore Munyuli

A study was conducted from 2010 to 2012 around the flower growing areas in central Uganda to generate baseline information on the status of pollinators. Primary data were gathered using a questionnaire that aimed at determining farmers and flower farm officials’ perceptions on the impact of activities carried out inside greenhouses on pollinators, human health, and on crop production in the surroundings. Results indicated that the quantity of pesticides and fertilizers applied daily varied among the different flower farms visited. Bee species richness and abundance varied significantly (P<0.01) according to flower farm location, to the landscape vegetation type, and to field types found in the surrounding of flower farms. Bee richness found around flower farms varied in number from 20 to 40 species in total across seasons and years. Bee density increased significantly with the increase in flower density. Small-scale farmers were aware of the value and importance of pollination services in their farming business. There was no clear evidence of a direct effect of agrochemicals application on bee communities living in the surrounding habitats. There is a need for further research to be conducted on human health risks and for toxicological studies on soils, plants, flowers, and bees in the farm landscape.


2015 ◽  
Vol 3 (8) ◽  
pp. 111-124
Author(s):  
Asmelash Tesfaye ◽  
Ermiyas Mekonnen ◽  
Mekete Girma ◽  
Tekleyohannes Birhanu ◽  
Wondwesen Shiferaw

The aim of the study was to identify potential constraints to mutual resource utilization in the bordering areas of Nyangatom and to identify and develop participatory mitigation measures to resource utilization problems based on community and government proposals. The study employed Focus Group Discussion (FGD) and Key Informant Interview (KII) to collect the primary data. 1 FGD and 2-3 FGDs were held in each kebele. Livestock production is the major source of livelihood followed by crop production in the district. Bee keeping, fishery and gathering of forest products are the supplementary activities performed by the community. Sell of livestock and livestock products, honey and crop in times of surplus production are the major sources of income and they spend it to fulfill their food demand, medication and purchase of clothing’s. Most of the communities in Nyangatom are food insecure. Drought, conflict, diseases and invasive species are the main hazards to the environment in the area whereas resource scarcity and sense of ownership are among the reasons that prohibit mutual resource utilization. Area enclosures allied with plantation of grasses, Rehabilitation of the depleted grazing lands and introduction of improved pasture management, Maintenance, rehabilitation and construction of water infrastructure, Expanding small scale irrigation, Ensuring security and Countering prosopisjuliflora were the mitigation measures suggested by the community.


2014 ◽  
Vol 3 (1) ◽  
pp. 22-31 ◽  
Author(s):  
Isaac Nunoo ◽  
Benedicta Nsiah Frimpong ◽  
Frederick Kwabena Frimpong

This study analyses factors that influence fertilizer use among cocoa farmers in the Sefwi Wiawso District in the Western Region, Ghana. Primary data were obtained from 200 cocoa farmers in the district. Descriptive statistics and ordinary least square regression analysis were used to analyse data collected. The results revealed that majority of the cocoa farmers were males and are getting old. Also farm size and price of fertilizer were significant factors affecting fertilizer use among cocoa farmers in the Sefwi Wiawso District in the Western Region. Moreover 74.5 percent farmers do not use fertilizer whereas 25.5 percent use fertilizer on their cocoa farms. The study recommends that Ghana government should further subsidise the price of fertilizer to make fertilizer more affordable to small holder cocoa farmers and also adopt strategies that hedge against price risk. In addition, illiterate farmers should be encouraged to undergo adult literacy programmes. Rural development policies should think about the importance of improving small-scale farmers? access to credit market. Furthermore, the extension unit of the Ghana Cocoa board and Ministry of Agriculture should be strengthened to educate cocoa farmers more on fertilizer usage. DOI: http://dx.doi.org/10.3126/ije.v3i1.9939 International Journal of Environment Vol.3(1) 2014: 22-31


2019 ◽  
Vol 11 (20) ◽  
pp. 5842 ◽  
Author(s):  
Kabir ◽  
Radović Marković ◽  
Radulović

This study was carried out to identify the factor which influences rural women’s income after participation in small-scale agricultural farming, their contribution to the household, as well as their empowerment status. This research was conducted in Jinaigati upazila of Sherpur district in Bangladesh. A total of 80 respondents (women) from this upazilla of Sherpur were selected purposively using simple random sampling. The quantitative data were collected by in depth interviewing of the 80 respondents through personal interview. The quantitative analytical tools used to attain specific objectives included various descriptive statistics, functional analysis, multiple regression co-efficient, used to identify the factors of influencing women’s income through small-scale agricultural farming. Problem Confrontation Index (PCI) used through different problems identified scores. In accordance with the results of the educational level of woman, other sources of income, experience and training, access to credit, decision-making ability have a positive influence on rural women’s income, and these variables were statistically significant. From the Problem Confrontation Index, it was found that lack of capital was the first ranked problem, need-based training the second ranked problem, high interest rate the third ranked problem, insufficient farm size the fourth ranked problem, and lack of quality of seed the fifth ranked problem. Their income from this brought remarkable positive change in their life and they had better control over their decisions and income. Finally, their active economical participation in small-scale farming assists them to overcome prejudice, socio-economic barriers, and highest empowerment attainment in the context of Bangladesh—and, if the government takes proper initiative in terms of gender policy, then rural women’s income and livelihood status will be increased remarkably.


2020 ◽  
Vol 15 (8) ◽  
pp. 93
Author(s):  
Mst Tania Parvin ◽  
Kanij Fatema ◽  
Sadika Haque

This study examines the determinants of access to credit by the handloom weavers in Bangladesh. Using the multistage sampling technique, the primary data for the analysis were collected from 311 randomly selected handloom weavers from Sirajganj district of Bangladesh during July to December 2015. The data are analyzed by using the Logit model. The model identifies several individual, household, community, and institution-specific factors as the significant determinants of credit access. Among them, family size, farm size, work experience, saving and the flexibility in the terms and conditions of loan use increase the probability of credit access by the handloom weavers whereas the risk aversion attitude and the distance between the Microfinance Institutions (MFIs) from the commune reduce such possibility. Therefore, this study suggests that respondents should utilize the joint effort of the available family members in this labor-intensive business while undertaking rational decisions enhanced through the skills and capabilities acquired over the years. They should maintain a sufficient amount of saving to prove them eligible in repaying their credit. From the institutional perspective, it is suggested that the MFIs should provide adequate financial and non-financial services to its clientele as per their needs. Borrowers&rsquo; easy accessibility to the institutions should also be ensured. In doing so, they should open up more branches in the villages so that the door to door services are available to the borrowers. It is expected that these recommendations will help in improving the credit access by the handloom weavers in Bangladesh.


2021 ◽  
Vol 25 (4) ◽  
Author(s):  
Moses Muchangi Njiru ◽  
Hezron Ruzungu Mogaka ◽  
Samuel Njiiri Ndirangu ◽  
Bernard Mukiri Gichimu

The study investigated the factors influencing adoption of improved cultivars of macadamia (Macadamia spp.) among small-scale farmers in Embu County, Kenya. Data was collected from a sample of 384 small-scale farmers obtained through multistage sampling procedure in ten sub-locations. Binary Logit model was used to determine the effect of selected institutional and socio-economic factors on adoption of improved cultivars of macadamia. The results revealed that education level (wald=26.160), access to extension services (wald=6.246) and farm size (wald=4.271) had significant positive influence on adoption of improved cultivars of macadamia while age of the farmer (wald=5.235) and market distance (wald=5.519) had a negative influence on the same. There is need to encourage the youth to embrace macadamia farming and to develop smart marketing strategies to promote adoption of improved cultivars.


Land ◽  
2021 ◽  
Vol 10 (2) ◽  
pp. 111
Author(s):  
Haixia Wu ◽  
Hantao Hao ◽  
Hongzhen Lei ◽  
Yan Ge ◽  
Hengtong Shi ◽  
...  

The excessive use of fertilizer has resulted in serious environmental degradation and a high health cost in China. Understanding the reasons for the overuse of fertilizer is critical to the sustainable development of Chinese agriculture, and large-scale operation is considered as one of the measures to deal with the excessive fertilizer use. Under the premise of fully considering the resource endowment and heterogeneity of large-scale farmers and small-scale farmers in production and management, different production decision-making frameworks were constructed. Based on the 300 large-scale farmers and 480 small-scale farmers in eight provinces of northern China wheat region, we analyzed the optimal fertilizer use amount and its deviation as well as the influencing factors of small-scale and large-scale farmers, then further clarified whether the development of scale management could solve the problem of excessive fertilizer use. The empirical results show that: (1) both small-scale farmers and large-scale farmers deviated from the optimal fertilizer application amount, where the deviation degree of optimal fertilizer application of small-scale farmers is significantly higher than that of large-scale farmers, with a deviation degree of 35.43% and 23.69% for small and large scale farmers, respectively; (2) not all wheat growers in North China had the problem of excessive use of chemical fertilizer, as the optimal level of chemical fertilizer application in Heilongjiang and Inner Mongolia are 346.5 kgha−1 and 335.25 kgha−1, while the actual fertilizer use amount was 337.2 kgha−1 and 324.6 kgha−1, respectively; and (3) the higher the risk aversion level, farmers tended to apply more fertilizer to ensure grain output. Therefore, increasing farm size should be integrated into actions such as improving technological innovation and providing better information transfer to achieve the goal of zero-increase in Chinese fertilizer use.


2021 ◽  
Vol 21` (01) ◽  
pp. 17125-17139
Author(s):  
Danisile Mthombeni ◽  
◽  
MA Antwi ◽  
T Rubhara ◽  
◽  
...  

Agro-processing is becoming more popular and practiced by farmers to reduce post-harvest losses,add value to farm products and increase farm income. This paper presents the small-scale crop farmers’ level of participation in agro-processing in the Gauteng province of South Africa. Data were collected from 255 small-scale crop farmers selected by random sampling using a semi-structured questionnaire.Statistical Package for Social Sciences (SPSS version 23 of 2015)was used to analyse data. Descriptive statistics (in form of percentages) were used to analyse the background characteristics of the farmers,whereas the multinomial logit model was further used to show the level of participationamongst the small-scale crop farmers. With respect to agro-processing, results indicated that 47.1% of the small-scale crop farmers participated partly,40.8% of them participated fully while 12.2% did not participate at all. Results of the multinomial analyses indicated that, educational level(p<0.05), size of the field(p<0.05),distance to the market (p<0.01),and access to credit (p<0.01)had positive significant influence on small-scale crop farmers’choice to participate fully in agro-processing. Gender,regarding male participation (p< 0.05),and age of farmer (p<0.01) had significant influence on farmers’ choice to fully participate in agro-processing. Furthermore, the results of the multinomial analyses showed that size of the field (p<0.01)owned by the farmer and access to credit(p< 0.05)had positive influence on the farmers’choice to participate partly in agro-processing whereas older farmers (p< 0.05),widows (p< 0.1) and farmers with more number of fields(p<0.01) were less likely to participate partly in agro-processing activities. These results have implications for the development of small-scale farmers venturing into agro-processing in the Gauteng province. Young females should be encouraged to join the agricultural sector as they are likely to participate in agro-processing activities which in turn results in improved income and food security at the household level. Furthermore, new agricultural education programmes should be encouraged in the area households as educated farmers are more likely to participate in the value addition activities of agro-processing.


2021 ◽  
Vol 30 ◽  
pp. 46
Author(s):  
Huaiyu Wang ◽  
Dao The Anh ◽  
Paule Moustier

Origin labeling and quality upgrading through farmer organizations have been considered as solutions to reduce transaction costs and improve market bargaining power. This paper explores whether belonging to a farmer organization that improves and signals quality can help increase yields and household incomes of small-scale farmers for a specific quality product, Hoa Vang sticky rice in Vietnam. The paper is based on primary data on 185 households collected in 2013 and on 149 households collected in 2015. Different econometric methods were applied to investigate the effect based on rice yield, rice income and household income as the outcome variables. The results show that membership of farmer organization does not significantly improve household income compared to non-membership. However, members of farmer organizations have less resources in terms of land and inputs than non-members. These results suggest that the economic results achieved by farmers with fewer opportunities to access markets are similar to those obtained by farmers with more opportunities thanks to the involvement of farmer organizations in marketing. The specificities of the Hoa Vang sticky rice are still not reflected in higher farmer sales prices and incomes. More dialogue between farmer organizations and their customers is thus required, as well as better public control of labeling fraud.


2013 ◽  
Vol 23 (2) ◽  
pp. 3-7 ◽  
Author(s):  
Matthew Olaniyi Adewumi ◽  
Ayodele Jimoh ◽  
Olubunmi Abayomi Omotesho

Many observers believe that the on-going liberalization of the world will have dramatic negative effects on small farmers in both developed and developing countries. This study aims to capture the effects of the presence of foreign migrant farmers on small scale farm­ing systems, which are prevalent in Nigeria. The Agricultural Development Project Zone D in which the white farmers settled in the state of Kwara, was used as a case study. Primary data were collected from white farmers as well as from local farmers regarding their situ­ation before and after the arrival of white farmers. Descriptive statistics and analysis of the farm budget were used in evaluating the data. The majority of local farmers (98.63%) transitioned towards sole cropping since the arrival of white farmers in the area. There were significant increases in seed rate, fertilizer and other chemicals, as well as labor inputs per farmer in the area when compared to the situation that was prevalent before the white farmers settled there. Their average farm size, distances between their houses and farms and tractor use reduced significantly, while output per farm size increased considerably since the arrival of white farmers in the area. In order to provide sustainability of the posi­tive development, there is the need to seek a policy option that will calm local farmers who once in a while exhibit signs of dissatisfaction for the way in which white farmers came to settle on their land. These could be achieved through the use of the participatory approach to agricultural development in the area. This approach could also be relevant in other re­gions of the world with similar situations. 


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