scholarly journals Analisis Pengaruh Inflasi, Nilai Tukar Dan Bi Rate Terhadap Tabungan Mudharabah Pada Perbankan Syariah Di Indonesia

2020 ◽  
Vol 1 (1) ◽  
pp. 53-68
Author(s):  
Zakaria Batubara ◽  
Eko Nopiandi

This research aims to determine the effect of inflation, exchange rates, and the BI Rate on mudharabah savings in Islamic banking in Indonesia partially and simultaneously. This research is a quantitative study with time-series data. The data used in this study are secondary data. The population in this study is inflation data, the rupiah exchange rate, and the BI Rate and mudharabah savings. The population of Islamic banks in this study totalled 34 Islamic banks. The data analysis technique used in this study is the multiple regression analysis. Partially, inflation, exchange rates or the rupiah exchange rate and the BI Rate have a positive effect on mudharabah savings in Islamic banking in Indonesia. Simultaneously the inflation variable, the exchange rate or the rupiah exchange rate and the BI Rate have a significant effect on mudharabah savings in Islamic banking in Indonesia with an influence of 88.6%.

KINERJA ◽  
2017 ◽  
Vol 21 (1) ◽  
pp. 17
Author(s):  
Roikhan Mochamad Aziz

The purpose of this research is to analyze the influence of external, internal and religiosity variable that proxies to inflation, Bank Indonesia Certificate Sharia (SBIS), Non Performing Financing (NPF) and Third Party Fund (DPK) to Small and Medium Enterprises Financing in the Islamic Bank in Indonesia. The data is used Time Series data periods of January: 2011 – March: 2016 from Statistic Banking of Indonesia by analyzed of Multiple Linear Regression and Hahslm method. The results of this research indicate that the variable Inflation, Bank Indonesia Sharia Certificate (SBIS), Non Performing Financing (NPF) and Third Party Fund (DPK) have partially influence to Small and Medium Enterprises Financing. This is showed by the value of Adjusted R Square of 60,7% while the remaining 39,3% influence by other factors. In this research showed Inflation, Non Performing Financing (NPF) and Third Party Fund (DPK) have a significantly and positive effect on the Small and Medium Enterprises Financing. Meanwhile, Bank Indonesia Sharia Certificate (SBIS) has no significantly effect on Small and Medium Enterprises Financing. Simultaneously, the overall independent variables have a significant influence to Small and Medium Enterprises Financing.Keywords: Inflation, SBIS, NPF, Islamic Banking.


2020 ◽  
Vol 5 (1) ◽  
pp. 1
Author(s):  
Nur Lailatul Fatmawati ◽  
Abdul Hakim

The ability of banks to generate profitability greatly impacts the growth and development of sharia banking. In maintaining and enhancing the growth of sharia banking, several components, both internal and external, are needed. The low profitability of banks indicates that banks are not good in their performance. Profitability is still something that is always wanted to be improved by Islamic banking because it sees the movement of Islamic banking growth that is still lagging far behind that of conventional banking. will be able to increase profitability. The purpose of this study is to determine the effect of FDR, BOPO, and exchange rates on the level of profitability (ROA). To determine the effect of NPF and interest rates on the level of profitability (ROA). To find out the influence of Mudharabah Financing, musyarakah financing and murabahah financing on profitability (ROA). This research uses a quantitative approach. The type of data used in this study is secondary data in the form of time series data. This study shows that FDR, BOPO, and exchange rates have a negative and significant effect on the level of profitability (ROA). NPF and interest rates have a negative and not significant effect on the level of profitability (ROA). Mudharabah financing, musyarakah financing and murabahah financing have a positive and not significant effect on profitability (ROA).


2020 ◽  
Vol 8 (3) ◽  
pp. 143-154
Author(s):  
Usman Hardianto ◽  
Siti Hodijah ◽  
Rahma Nurjanah

The purpose of the study was to determine and analyze the development of production, exchange rates, CPO prices, Malaysian GDP, and Jambi Province CPO exports to Malaysia and the effect of production, exchange rates, CPO prices, Malaysian GDP on Jambi Province CPO exports to Malaysia. The data used in this study is secondary data in the form of time series data for 2000-2017. The results show that the average development of Jambi Province CPO exports to Malaysia is 4.10% per year, Jambi Province CPO production is on average 4, 10% per year, the average exchange rate is 2.64% per year, the average CPO price is 8.63% per year, and Malaysia's GDP is 4.89% per year on average. Based on the results of multiple linear analyses, it can be concluded that CPO production, CPO prices, exchange rates, and Malaysian GDP together affect the volume of Jambi Province's CPO exports to Malaysia. While partially production and GDP have a negative and insignificant effect on Jambi Province's CPO exports to Malaysia, the exchange rate and CPO prices positively and significantly impact Jambi Province's CPO exports to Malaysia. Keywords: Production, Price, Exchange rates, Gross Domestic Product


2017 ◽  
Vol 8 (1) ◽  
pp. 18
Author(s):  
Syukuri Ahmad Rifai ◽  
Helmi Susanti ◽  
Aisyah Setyaningrum

The purpose of this study was to determine the effect of the rupiah exchange rate, inflation, money supply and the growth of exports to total Islamic banking financing by using third party funds as a moderating variable. The population in this study is all Islamic banking in Indonesia both Islamic Banks or Business Unit of Sharia in 2007-2015. The sample is the entire population with time series data as much as 108 of data. The method used is multiple regression analysis. The results of this study showed that simultaneous variable rupiah exchange rate, inflation, the money supply and export growth significantly influence the total financing of Islamic banking in Indonesia. Meanwhile, third-party funds moderating influences the rupiah exchange rate, inflation and export growth to the total financing of Islamic banking in IndonesiaTujuan dari penelitian ini untuk mengetahui pengaruh kurs rupiah, inflasi, jumlah uang beredar dan pertumbuhan ekspor terhadap total pembiayaan perbankan syariah dengan menggunakan dana pihak ketiga sebagai variabel moderasi. Populasi dalam penelitian ini adalah seluruh perbankan syariah di Indonesia baik Bank Umum Syariah atau pun Unit Usaha Syariah tahun 2007-2015. Sampelnya adalah seluruh populasi dengan data time series sejumlah 108. Metode yang digunakan adalah analisis regresi berganda. Hasil penelitian ini menunjukkan bahwa secara simultan variabel kurs rupiah, inflasi, jumlah uang yang beredar dan pertumbuhan ekspor berpengaruh signifikan terhadap total pembiayaan perbankan syariah di Indonesia. Sedangkan, dana pihak ketiga memoderasi pengaruh kurs rupiah, inflasi dan pertumbuhan ekspor terhadap total pembiayaan perbankan syariah di Indonesia 


2017 ◽  
Vol 8 (1) ◽  
pp. 13 ◽  
Author(s):  
Syukuri Ahmad Rifai ◽  
Helmi Susanti ◽  
Aisyah Setyaningrum

The purpose of this study was to determine the effect of the rupiah exchange rate, inflation, money supply and the growth of exports to total Islamic banking financing by using third party funds as a moderating variable. The population in this study is all Islamic banking in Indonesia both Islamic Banks or Business Unit of Sharia in 2007-2015. The sample is the entire population with time series data as much as 108 of data. The method used is multiple regression analysis. The results of this study showed that simultaneous variable rupiah exchange rate, inflation, the money supply and export growth significantly influence the total financing of Islamic banking in Indonesia. Meanwhile, third-party funds moderating influences the rupiah exchange rate, inflation and export growth to the total financing of Islamic banking in IndonesiaTujuan dari penelitian ini untuk mengetahui pengaruh kurs rupiah, inflasi, jumlah uang beredar dan pertumbuhan ekspor terhadap total pembiayaan perbankan syariah dengan menggunakan dana pihak ketiga sebagai variabel moderasi. Populasi dalam penelitian ini adalah seluruh perbankan syariah di Indonesia baik Bank Umum Syariah atau pun Unit Usaha Syariah tahun 2007-2015. Sampelnya adalah seluruh populasi dengan data time series sejumlah 108. Metode yang digunakan adalah analisis regresi berganda. Hasil penelitian ini menunjukkan bahwa secara simultan variabel kurs rupiah, inflasi, jumlah uang yang beredar dan pertumbuhan ekspor berpengaruh signifikan terhadap total pembiayaan perbankan syariah di Indonesia. Sedangkan, dana pihak ketiga memoderasi pengaruh kurs rupiah, inflasi dan pertumbuhan ekspor terhadap total pembiayaan perbankan syariah di Indonesia 


2019 ◽  
Vol 2 (2) ◽  
pp. 214-224
Author(s):  
Muhammad Arfan Harahap ◽  
Anjur Perkasa Alam ◽  
Muspita Pradila

The level of Non-Performing Financing at Islamic Banks is higher than conventional banks, while in terms of total assets, Islamic Banks are smaller. This study aims to analyze the effect of exogenous variables consisting of the level of inflation and the exchange rate of the rupiah against non Performing Financing in Islamic banks. This study uses time series data from 2016-2018. The population in this study consisted of Islamic Commercial Banks. The sampling technique used in this research is purposive sampling technique. The data analysis technique used is Multiple Linear Regression. The results showed that the inflation variable had a positive and significant effect on Non Performing Financing. While the Exchange Rate has no effect on Non Performing Finance. Meanwhile, simultaneously the two independent variables affect the independent variables.


2019 ◽  
Vol 8 (2) ◽  
pp. 138
Author(s):  
Rita Nur Wahyuningrum ◽  
Aan Zainul Anwar

<p>This study aims to analyze the effect of inflation, gross domestic product (GDP) and rupiah exchange rate on Mudharabah savings in Islamic banking in Indonesia. The data used is time series data for the period March 2013 to September 2017, which was published by Bank Indonesia from the Islamic Banking Statistics Report and the Central Statistics Agency. The technique of analyzing the research is qualitative with the method of Multiple Linear Regression. The results of this study indicate that simultaneously the Inflation, Gross Domestic Product (GDP) and Exchange Rate variables together have a significant effect on Mudharabah Savings. While partially only the Exchange Rate variable has a significant effect on Mudharabah Savings. Inflation Variables and Gross Domestic Product (GDP) have no significant effect on Mudharabah Savings.</p><p> </p><p>Keyword: inflation, gross domestic product, exchange rate, mudharabah saving</p>


Author(s):  
I Gede Dea Joendra Septyana Putra ◽  
Ni Luh Karmini ◽  
I Wayan Wenagama

This study aims to analyze the effect of the number of tourist visits and the average tourist expenditure on the local income of Bali Province, to analyze the effect of the number of tourist visits, average tourist expenditure, and local income on the economic growth of Bali Province, and to analyze the role of income. native areas in mediating the effect of the number of tourist visits and the average tourist expenditure on the economic growth of Bali Province. The data used in this research is secondary data, with the method of observation by observing documents or secondary data sources that are related. This study uses time series data with a total of 30 years of observations from 1990-2019, with the analysis technique used is Path Analysis. This study shows the results that the number of tourist visits and the average tourist expenditure have a positive and significant effect on local income in Bali Province. The number of tourist visits, the average tourist expenditure and local revenue have a positive and significant effect on economic growth in Bali Province. Own-source revenue mediates the effect of the number of tourist visits and the average tourist expenditure on economic growth in Bali Province.


2021 ◽  
Vol 4 (1) ◽  
pp. 61
Author(s):  
Putri Indah Sari ◽  
Dr. Ignatia Martha Hendrati, S.E., M.E. ◽  
Kiki Asmara,S.E.,MM

Abstrak Undang-Undang Nomor 32 Tahun 2004 tentang Otonomi daerah atau Desentralisasi menjelaskan bahwa kewajiban pemerintah daerah dalam mengendalikan daerahnya sesuai dengan aturan dan undang-undang yang berlaku. Pengalokasian Anggaran Belanja Modal didasarkan pada kebutuhan sarana dan prasarana daerah, anggaran Belanja Modal sebaiknya dialokasikan untuk hal-hal yang produktif. Sehingga, pemerintah daerah harus mampu mengalokasikan anggaran belanja modal dengan benar karena hal itu merupakan salah satu langkah pemerintah daerah dalam meningkatkan pelayanan publik. Penelitian ini bertujuan untuk menguji pengaruh dari Pendapatan Asli Daerah (PAD)  dan Dana Alokasi Khusus (DAK) terhadap Belanja Modal Provinsi Jawa Timur. Penelitian ini menggunakan analisis data time series Tahun 2015-2019 di Provinsi Jawa Timur. Data yang digunakan merupakan data sekunder yang diperoleh dari Direktorat Jenderal Perimbangan Keuangan Republik Indonesia. Metode analisis yang digunakan adalah Analisis Regresi linier berganda, Uji koefisien Determinasi (R2), Uji-t dan Uji F dengan bantuan software SPSS. Dari hasil penelitian menunjukkan bahwa Pendapatan Asli Daerah dan Dana Alokasi Khusus secara (simultan) mempunyai pengaruh signifikan terhadap Belanja Modal di Provinsi Jawa Timur Tahun 2010-2019. Secara parsial 1) Pendapatan Asli Daerah berpengaruh positif terhadap Belanja Modal Provinsi Jawa Timur Tahun 2010-2019. 2) Dana Alokasi Khusus berpengaruh positif  variabel PAD berpengaruh positif terhadap Belanja Modal Provinsi Jawa Timur Tahun 2010-2019.   Kata kunci : Belanja Modal, PAD, dan DAK. Abstract Law Number 32 of 2004 concerning Regional Autonomy or Decentralization explains that the obligation of local governments to control their regions is in accordance with the applicable laws and regulations. The allocation of the Capital Expenditure Budget is based on the needs of regional facilities and infrastructure, the capital expenditure budget should be allocated for productive things. Thus, local governments must be able to allocate the capital expenditure budget properly because this is one of the steps of the local government in improving public services. This study aims to examine the effect of Regional Original Income (PAD) and Special Allocation Funds (DAK) on the Capital Expenditure of East Java Province. This study uses time series data analysis 2015-2019 in East Java Province. The data used is secondary data obtained from the Directorate General of Fiscal Balance of the Republic of Indonesia. The analytical method used is multiple linear regression analysis, coefficient of determination (R2), t-test and F test with the help of SPSS software. The results of the study indicate that the Regional Original Income and the Special Allocation Funds (simultaneously) have a significant effect on capital expenditure in East Java Province in 2010-2019. Partially 1) Local Own Revenue has a positive effect on the Capital Expenditures of East Java Province in 2010-2019. 2) The Special Allocation Fund has a positive effect, the PAD variable has a positive effect on the Capital Expenditure of East Java Province in 2010-2019. Keywords: Capital Expenditures, PAD, and DAK


Author(s):  
Yati Wijayanti Sudarmiani

<p><em>This study aimed to analyze the influence of the inflation rate of the Rupiah. Population and samples used in this study are all monthly time series data rate of inflation and the Rupiah during the period January 2011-December 2015 as many as 60. The data used are secondary data obtained from the official website of Bank Indonesia<a href="http://www.bi.co.id/"> (www.bi.co.id).</a> The analytical method used in this study is a simple linear regression analysis. The result of the coefficient of determination (r2) which shows that the percentage of the effect of the inflation rate to changes in the rupiah exchange rate of 7,9%. From the calculations, the equation Y = 3.941 + 0,073X , it can be concluded that the level of inflation is positive and significant effect on the rupiah.</em></p>


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