Persepsi Dan Minat Masyarkat Terhadap Asuransi Syariah Di Kabupaten Tangerang

<p align="center"><strong><em>Abstract</em></strong><strong></strong></p><p>Islamic insurance is an effort to protect each other and help among a number of people through investments in the form of assets or <em>tabarru</em> 'which provide a pattern of taking to face certain risks or dangers through a contract that is in accordance with sharia. This study aims to determine and analyze people's perceptions and interests in Islamic insurance in Tangerang Region.</p><p>The sampling technique uses purposive sampling method. The data used are primary data obtained based on respondents' answers to the questionnaire given. This study uses multiple linear regression analysis methods with the classic assumption test, descriptive analysis, t test (partial), F test (simultaneously), and coefficient test.</p><p>The results showed that partially the perception and interest variables of the community had a significant positive effect on islamic insurance. Furthermore, simultaneously the perception variable, and community interest have a significant positive effect on islamic insurance in Tangerang Region with a level of significance of less than 5%.</p><p><strong><em>Keywords</em></strong><strong>: </strong><em>insurance, Islamic, perception, interest</em></p><p align="center"><strong>Abstrak</strong></p><p>Asuransi syariah adalah usaha untuk saling melindungi dan tolong menolong diantara sejumlah orang yang melalui investasi dalam bentuk aset atau tabarru’ yang memberikan pola pengambilan untuk menghadapi risiko atau bahaya tertentu melalui akad yang sesuai dengan syariah. Penelitian ini bertujuan untuk mengetahui dan menganalisis persepsi dan minat masyarakat terhadap asuransi syariah di Kabupaten Tangerang.</p><p>Teknik pengambilan sampel menggunakan metode <em>purposive sampling</em>. Data yang digunakan adalah data primer yang diperoleh berdasarkan jawaban responden terhadap kuesioner yang diberikan. Penelitian ini menggunakan metode analisis regresi linier berganda dengan uji asumsi klasik, analisis deskriptif, uji t (secara parsial), uji F (secara simultan), dan uji koefisien. </p><p>Hasil penelitian menunjukkan bahwa secara parsial variabel persepsi dan minat masyarakat berpengaruh positif signifikan terhadap asuransi syariah. Selanjutnya, secara simultan variabel persepsi, dan minat masyarakat berpengaruh positif signifikan terhadap asuransi syariah di Kabupaten Tangerang dengan <em>level of significance</em> kurang dari 5%.</p><p><strong>Kata kunci:</strong> <em>Asuransi, Syariah, Persepsi, Minat</em></p>

Peranan Otoritas Jasa Keuangan (OJK) Sebagai Lembaga Muhtasib Dalam Industri Keuangan Syariah di Indonesia

<p>In Indonesia, one of the institutions that can be considered a Muhtasib institution in the sharia financial sector is the Financial Services Authority (OJK). As Law Number 21 of 2011, the OJK has the function of organizing an integrated system of regulation and supervision of all activities in the financial services sector which include financial service activities in the Banking sector; financial service activities in the Capital Market sector; and financial service activities in the Insurance, Pension Funds, Financing Institutions and Other Financial Services Institutions sectors, including the Islamic finance industry sector. This study will unravel the extent of the role of the FSA as the Muhtasib in the Islamic finance industry in Indonesia, especially in the regional areas of Central Java and D.I. Yogyakarta.</p><p>This research did 2 (two) kinds of research, they are field of study and literature study. The collecting data of this research through observation and non-structured interview. The methode of data collection is conducting interviews with the Central Java OJK, OJK D.I. Yogyakarta.</p><p>The conclusion of this study is that the role of the Financial Services Authority (OJK) in Regional Region 3 of Central Java and Yogyakarta as a Muhtasib institution in supervising the Islamic financial industry in Central Java and Yogyakarta is quite significant, although with some notes, including the position of OJK Regional 3 Central Java and DIY Yogyakarta which is only able to reach Islamic financial institutions (LKS) whose head office is located in Central Java and Yogyakarta, while LKS only has branch offices in Central Java and Yogyakarta Yogyakarta. Is the authority of the Regional OJK 3 of Central Java and DIYogyakarta, meaning that it is the domain of the authority of the Central OJK in Jakarta. The problem is if there is a violation or an act that is against the law, then the Regional OJK 3 of Central Java and D.I. Yogyakarta is only reporting or coordinating with the Central OJK. The Financial Services Authority (OJK) in Region 3 of Central Java and Yogyakarta Yogyakarta has carried out its function as an actress in the context of violations of law or criminal acts, in which the OJK has played a function as an investigator and then reported to law enforcement officials (APH ) and submitted to the judicial process. However, related to the implementation of the Microfinance Institution Law, OJK has not been able to carry out its function as a constitutional acter in enforcing Article 39 of the LKM Law regarding the existence of BMTs in the community which should abide and comply with licensing regulations under the OJK</p><p><strong>Keywords:</strong><strong> </strong><strong>Financial Services Authority, Muhtasib Institution, Sharia Financial Industry</strong></p>

The Disclosure of Sharia Non-Compliance Income: Comparative Study between Full-fledged and Subsidiaries Malaysian Islamic Banks

<p><em>The purpose of this paper is to </em><em>analyze to what extend Islamic banks in Malaysia practice disclosure regarding Sharia non-compliant income. Furthermore, this paper also investigates how bank distribute the Sharia non-compliant income. </em><em>This paper acquires qualitative approach. The qualitative approach is adopted by doing</em><em>a document analysis</em><em>about the literatures from previous studies that </em><em>the Sharia non-compliant income.</em><em>Based on the data collected, </em><em>Bank Islam clearly and properly discloses its Sharia non-compliance income and we recommend any other Islamic banks to follow it. Also, the study find out that does not matter whether they are full-fledge or subsidiaries, the practice is quite the same.</em><em></em></p>

Inovasi Financial Technology (Fintech) pada Asuransi Syariah (Studi kasus: PT Duta Danadyakasa Teknologi)

Fintech Asuransi

Model Perhitungan Biaya Produksi Islami Menggunakan Metode Variable Costing (Studi Kasus Usaha Susu Shi Jeckex Cabang Jogja)

<p><em>Every company is required to run its business very well. The success of a company is very much determined by the accuracy and ability of the leader in managing the company. Production costs are one part of the internal steps that must be taken in increasing efficiency. In Islam there is a classification of costs before calculating production costs because not all funds that come out are calculated as production costs. The company can exercise control over activities that do not add value, which refers to cost control to be effective by applying Variable Coasting methods. Because it is seen from the method of calculation, the variable costing approach is more practical and easy to analyze. The results show that, using a calculation with a variable costing approach, the total production costs are lower than the calculation of real use, which is Rp. 55. 718,000 while using the real calculation, the results are greater, which is Rp. It can be seen that the calculation of the company's real production costs is higher than the calculation of production costs using the variable costing method. There is also the main difference between the real calculation of the company and the calculation of variable costing which is located in the treatment of factory overhead costs. The company's real calculations use fixed factory overhead and variable calculations while the variable costing method only calculates variable overhead costs.</em></p><p><strong><em>Keywords</em></strong><em> : Cost, Productions Cost, Variable Costing</em></p>

Perilaku Produsen pada Model Kemitraan Go Food dalam Prespektif Ekonomi Islam (studi kaasus Daerah Wirobrajan,Yogyakarta)

<p>Producer behavior is a company that helps increase the value of goods or services that produce consumption needs, partnership is cooperation between two parties with equal and mutually beneficial needs. The study aims to review how the partnership model between food producers and parties go food gojek, the research method used is qualitative descriptive by collecting and interviewing Go Food partners in the Wirobrajan area of Yogyakarta, producers feel greatly helped by becoming partners Go food Which experience Riding in sales, can help market their stalls online. Read more about distributing faster and free to customers themselves to buy products from suppliers without having to come to the shop.</p><p><em>Key : producer behavior, patnership, Go Food</em></p>

Peran Zakat Produktif dalam Pemberdayaan Ekonomi Mustahiq (Studi Kasus Lembaga Amil Zakat Dompet Dhuafa Republika Yogyakarta 2017)

<p><em>Indonesia with a majority Muslim population has a large zakat potential. Consumptive zakat distribution will only make mustahiq as recipients. Required distribution of zakat productively to empower mustahiq in order to improve its economy to become muzakki. Productive zakat management carried out by an agency or professional amil zakat institutions, such as the Amil Zakat Dompet Dhuafa Republika Yogyakarta that has been instrumental not only in the country but also abroad. This study aims to determine the role of zakat productive economic empowerment mustahiq in Amil Zakat Dompet Dhuafa Republika Yogyakarta 2017. This research is a descriptive qualitative study using the methods of observation, interview and documentation. Data were analyzed using three inductive data analysis process is the process of data reduction, data presentation and conclusion. The results of this study stated that the role of zakat productive economic empowerment mustahiq in Amil Zakat Dompet Dhuafa Republika Yogyakarta is through the provision of programs of economic empowerment that funds be taken from the fund of productive zakat, the program Kampung Ternak and Institute Mentas Unggul, as well as the provision of socialization, counseling, motivation and ongoing coaching for partners who are being empowered. The program had a positive impact for the economic empowerment mustahiq.</em></p><p><strong><em> </em></strong></p><p><strong>Keywords:</strong><em>Zakat Productive, Economic Empowerment, Mustahiq</em><strong></strong></p>

The Dialectic of Contemporary Thought of The Muhammadiyah Economic Movement

<span>Muhammadiyah is one of the largest religious organization in Indonesia that has stood more than a century and became an organization with the world's greatest asset, however up to now Muhammadiyah still does not have a definite format of economic movement. The dialectic of Muhammadiyah economic movement remains a fascinating debate. This study aims to examine the ideas of Muhammadiyah's economic format that have been outlined by Muhammadiyah figures, experts, and scholars in the form of writing to look for the intersection of thought into a single entity the main idea of Muhammadiyah Economic Format. This research using the method of the library research with the source data that is be retrieved from the secondary data that have been written by scholars, scientists, and experts of the Muhammadiyah economic movement have ever written about the format of Muhammadiyah economic movement. The results show that there are three groups of main ideas about the format of the Muhammadiyah economic movement, that is; <em>First</em>ly, Incorporated Movement, is incorporated in the management merger business which it strengthened networking either in vertical or horizontally. <em>Second</em>ly, Community economic empowerment movement, This movement emphasizes full structural involvement in economic empowerment by providing information on market opportunities, capital, business training, financial management and making business innovations. <em>Third</em>ly, the Comprehensive Economic Movement, namely; the Economic Movement that integrates Incorporated and Empowerment. Muhammadiyah's economic movement needs to be built in two directions by combining Incorporated and Empowering, through structuring and merging Muhammadiyah's business entities with economic empowerment of Muhammadiyah citizens.</span>

Pengetahuan tentang Sukuk Tidak Mempengaruhi Masyarakat untuk Berinvestasi Sukuk

<p>This study aims to find the relationship between the knowledge of society about islamic bonds (sukuk) with the interest of public investment to islamic bonds (sukuk). The research method used is descriptive correlation with cross sectional time approach done in Sleman regency. Sampling technique in this study using non probability sampling with consecutive sampling method. The number of samples is 90 respondents with data collection using questionnaires. Data were analyzed using chi-square. The result of research shows that there is no relationship between the knowledge of islamic bonds (sukuk) and the public interest to invest in islamic bonds (sukuk). Knowledge only has an effect of 14.3%.</p>

Komunikasi Pemasaran Syariah Dalam Minat Beli Konsumen

<p>Komunikasi pemasaran adalah aktivitas pemasaran yang berusaha menciptakan kesadaran atau pengetahuan mengenai produk dengan berbagai atributnya, menginformasikan kelebihan produk, menciptakan citra produk, atau menciptakan sikap positif, preferensi, dan minat membeli produk bersangkutan. Elzata salah satu produk fashion dikota Bandung mengalami pengunjung yang berfluktuasi cenderung menurun tingkat pembeliannya. Keputusan pembelian merupakan elemen penting bagi perusahaan agar tetap bisa mempertahankan produknya. Dalam hal ini diharapkan komunikasi pemasaran dapat mempengaruhi minat beli konsumen. Minat beli konsumen yang tinggi akan mendorong konsumen membeli suatu produk. Rumusan masalah penelitian ini adalah Bagaimana pengaruh komunikasi pemasaran terhadap minat beli konsumen retail store elzatta kota bandung. Penelitian ini bertujuan untuk mengetahui besar pengaruh komunikasi pemasaran terhadap minat beli konsumen retail store elzatta kota bandung. Metode penelitian yang digunakan adalah deskriptif dengan jenis data kuantitatif. Sumber data yang digunakan data primer yaitu data yang di peroleh langsung dari karyawan Elzatta melalui quesioner dan wawancara. Berdasarkan hasil penelitian diperoleh bahwa komunikasi yang diterapkan Elzatta menggunakan media Tv, Brosur, Baligo, Kontes, <em>Member card</em>, potongan harga, acara amal, seminar, donasi, <em>website</em>, katalog, sosial media, <em>wom</em>, penjualan personal. Minat beli konsumen berminat terhadap produk Elzatta dengan skor akhir sebesar 1800 atau sebesar 72% yang berada dalam kategori setuju dan berpengaruh positif terhadap minat beli konsumen.</p>