scholarly journals Impact of NPA on Profitability of Banks

Author(s):  
Ritu Wadhwa ◽  
Kartik Ramaswamy

The main source of growth for Indian Economy is Banks. Everyone has different needs like someone require loan to buy a house, to buy an equipment for farming etc. and these needs are fulfilled by the financial sector of India which comprises of banks, NBFC, cooperative societies etc. NPA (Non-Performing Asset) is a critical factor which has adversely impacted the development and growth of the economy. This research discusses the impact of NPAs on the profits of banks. This research attempts to analyze the impact of few important financial heads on NPAs of banks and to suggest on effective management of NPAs. According to RBI data, five banks (public and private) with highest NPAs were taken for the study for period 2014-2015 to 2018-2019. The research applied correlation analysis to compute the relationship between net profits and NPAs and multiple regression analysis to determine the impact of important financial heads on NPAs.

2015 ◽  
Vol 4 (1) ◽  
Author(s):  
Zaenab Pontoh ◽  
M. Farid

The purpose of this study was to investigate the relationship between religiosity and social support with happiness among perpetrators of religious conversion. The data was collected from 60 participants who had experienced with religious conversion (muallaf) in Chinese Community. The participants were between 40 and 55 years of age. Data of this study was analysed by using a multiple regression analysisThe results of multiple regression analysis showed F = 20,060 with p = 0, 00 (p < 0, 01), it was revealed that religiosity and social support were found to be highly significant with happiness. Therefore, the result of this study indicated that hypothesis that there is any relationship between religiosity and social support with happiness was accepted. The results of partial correlation analysis were; (1) there was positive correlation between religiosity and happiness (r partial = 0,473, t = 4,056, with p = 0,000 (p<0,01)). It means,by increasing the religiosity, the happiness among perpetrators of religious conversion also will increase and (2) there was no any correlation between social support and happiness among perpetrators of religious conversion(r partial = 0,221 t = 1,715,with p = . 0,092 (p>0, 05)).


2019 ◽  
Vol 2 (1) ◽  
pp. 1-8
Author(s):  
Sri Hermuningsih ◽  
Kusuma Chandra Kirana ◽  
Teguh Erawati

The objective of this study is to analyze (1) the factors that affecting firm value, and (2) the impact of growth opportunities to profitability and liquidity and firm value. Sample used is manufacture companies listed in Indonesia Stock Exchange 2012-2015 Data were analyzed using multiple regression analysis and moderate regression. Based on the findings, we conclude that profitability has a positive relationship to firm value. Liquidity has a positive relationship to firm value. Growth opportunities are able to moderate the relationship between profitability and liquidity toward firm value.


2019 ◽  
Vol 12 (1) ◽  
pp. 420-423
Author(s):  
Prapada Watcharanat ◽  
Prasong Tanpichai ◽  
Ravee Sajjasophon

Purpose: This research aims to study the relationship between perception of elderly’s health and health behaviors in Nakhon Nayok province, Thailand Methods: This research was a cross-sectional study. The questionnaire was used to collect the data. This research was conducted in Nakhon Nayok province. The sample size was 270 which applied Taro Yamane's formula at a significant level 0.05. The descriptive statistics was implemented to describe the variables by presenting the frequency, percentage, mean and standard deviation. Furthermore, multiple regression analysis was applied to analyze the relationship between perception of elderly’s health and health behaviors. The statistical significance was considered to reject Hypothesis-null at < 0.05. Results: From a total of 270 people, more than 58.22% of the elderly perceived that they had moderate health conditions. Most elderly had congenital diseases (62.2%). The multiple regression analysis results showed that health status perception and health status perception when compared to their cohort related significantly to health behavior. Conclusion: The government should support the elderly on participation, trust, engagement, and cultural concern of the people in the community, which can contribute to promoting the physical, mental and social condition of the elderly.


2019 ◽  
pp. 98-124
Author(s):  
Randi Swandaru

The purpose of this study is to examine the impact and the electronic service quality of the national zakat management information system (SIMBA) on the national zakat collection. This paper uses a multiple regression analysis in its explorative attempt to illustrate the impact of SIMBA implementation on the national zakat collection. It shows that SIMBA is positive and significantly impact the national zakat collection as well as the human development index that is used as a proxy for the human resource management quality of zakat institutions in the respective city. Nonetheless, the population is negative and significant to the zakat collection as endemic poverty and reluctance to pay zakat are indicated as the reasons. Moreover, this study has succeeded in adapting and conducting e-service quality survey to zakat information system realm. All the tests prove that the instrument in this study has a high degree of reliability and validity. The results show that some of the demographic factors significantly impact the perceived performance of SIMBA. Multiple regression analysis that is conducted in this study shows that e-service quality dimension is positive and significant towards SIMBA’ overall quality, perceived value, and loyalty intention. This study contributes to the zakat management system literature, especially in the impact of the national zakat information system, which is pivotal in enhancing zakat collection and poverty alleviation program funded by zakat.


Author(s):  
Sulistyo Ariebowo Djajusman ◽  
Hadi Susilo Arifin ◽  
Etty Riani

Total suspended solid (TSS) is one of the parameters that determines whether or not a body of water is polluted. One factor that influences the amount of TSS content is the characteristic of rainfall in an area. Purpose of this study was to determine the relationship between the effect of rainfall characteristics and TSS content in Ciliwung River. Multiple regression analysis was used for analytical method.  Results of multiple regression analysis showed that the correlation coefficient (adjusted R2) for the factors of rainfall, discharge and sediment show a low correlation to changes the content of TSS in Ciliwung River. The value of each correlation coefficient in the upstream, middle, and downstream of Ciliwung River are 0.21, 0.31, and 0.09 respectively. According to the F test, rainfall, discharge and sediment  were significantly affect TSS content in the upstream and middle stream.  Based on t test, it is known that only rainfall affect TSS content in the upstream and midlle stream.


2004 ◽  
Vol 51 (2) ◽  
pp. 83-88 ◽  
Author(s):  
Slobodan Dodic ◽  
Vladimir Sinobad ◽  
Igor Djordjevic

Using a special questionnaire adapted for computer evaluation, the prevalence of signs and symptoms of craniomandibular disorders (CMD) and occlusal disharmonies was investigated in a group of 500 adolescents of the Republic of Serbia ranging between 18 and 25 years of age. The presence of signs (symptoms) of CMD and occlusal discrepancies was established using clinical exsamination and evaluated according to the clinical disfunction index (D i) and index of the occlusal state (Oi) proposed by Helkimo et al. 1974. The results of this study revealed that 327 (65.4%) adolescents in the examined group had at least one sign (symptom) of CMD, (Di > 1), and that 271 (54.2%) adolescent had also mild, or severe occlusal discrepancies (Oi > 1). The percentage of persons with signs(symptoms) of CMD was significantly greater in the group having occlusal discrepancies (X = 7.76, P<0.01). The multiple regression analysis of the obtained data and the ODDS ratio confirmed the risk of CMD in the group with occlusal discrepancies to be 2.5 times greater than in the group of adolescents without occlusal discrepancies.


2022 ◽  
pp. 130-149
Author(s):  
Bikash Basnet ◽  
Sarah Eyaa ◽  
Nekpen Euodia Okhawere

This chapter integrates collectivism with the dimensions of the Expectancy Theory to investigate the direct and indirect impact of horizontal and vertical collectivism on employee motivation of operational and non-operational staff. Data were collected from 205 employees using a cross-sectional survey. Hypotheses were tested with multiple regression analysis. Across both employee categories, horizontal collectivism improves motivation while vertical collectivism does not have a significant impact on motivation. Mediation effects were significant in the relationship between horizontal collectivism across both employee categories. However, there were some variations in the mediation effects on the relationship between vertical collaboration and motivation across the two categories. This chapter contributes to motivation literature by integrating the Expectancy Theory with two under-investigated dimensions of collectivism to compare motivation determinants among operational and non-operational staff. This chapter presents implications for managers and policy for improving employee motivation.


Author(s):  
Kwang-Hi Park ◽  
Hyunlye Kim ◽  
Jaehee Kim

Stress and depression are representative of the mental health problems of university students worldwide. This cross-sectional study explored the moderating effect of mindfulness on the influence of stress on depression according to the degree of life stress. The participants were 738 university students in years 2–4 in five 4-year universities in South Korea. Depression was positively correlated with stress and negatively with mindfulness at a statistically significant level. In multiple regression analysis, stress was found to have an effect by increasing depression, and mindfulness by relieving depression. In the moderated multiple regression analysis, mindfulness had a moderating effect on the impact of stress on depression only in low-stress groups, showing that the interaction of stress with mindfulness was significantly negative (β = −0.11, t = −2.52, p = 0.012) and the inclusion of this interaction significantly increased the explanatory power for depression variation (F change 6.36, p = 0.012) in the full model. In conclusion, we suggest considering stress levels in the development of mindfulness-based intervention strategies to effectively manage the depression of university students.


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