scholarly journals Financial Education: an experience with 3rd Grade students

2021 ◽  
Vol 2 (3) ◽  
pp. 4048-4059
Author(s):  
Isabel Martins ◽  
Lina Fonseca

Financial education is a subject that has been developing in schools with younger pupils, as they become active consumers, even at an early age. For this reason, they must gain knowledge and develop financial skills, which will enable them to acquire financial competencies. With the theme of financial education, it is intended that citizen be trained to be able to act consciously and responsibly in the financial sphere and, consequently, maintain a healthy and balanced relationship with money. Thus, it is essential to provide individuals, all of them, with knowledge and skills that allow them to respond effectively to everyday financial situations, even the simplest and most routine ones.

2020 ◽  
Vol 113 (2) ◽  
pp. 93-107
Author(s):  
Shekinah E. Dare ◽  
Wilco W. van Dijk ◽  
Eric van Dijk ◽  
Lotte F. van Dillen ◽  
Marcello Gallucci ◽  
...  

2017 ◽  
Vol 14 (1) ◽  
pp. 5
Author(s):  
Devi Yasmin ◽  
Sudarti Sudarti

Education for kids is very important, especially from an early age. The right of every kid to gain proper education in order to develop knowledge and improving human resources. One model of applied learning is learning in environmental resource management. Parit Baru village Sungai Raya subdistrict of Kubu Raya has PAUD Permata Hati that have land that is not being used as a source of learning, the environmental conditions that can be used as a source of learning in early childhood learning is not being used to to source of learning  but it used to place waste throwers and grown shrubs, then the team IbM trying to help improve the knowledge and skills to empower communities to manage learning resources in early childhood environment Permata Hati to be environmentally beneficial for early childhood as a learning. The programs succesfully changed surrounding environment being more productive as kid’s learning sources. Kids can use their surrounding environment to learn espiacially about entrepreneurship It is expected that the managers, teachers, and the community can maintain and care for the existing environment to be a source of learning in PAUD Permata Hati. Keywords : learning source, environment, PAUD


2018 ◽  
Vol 3 (No. 2 Oct 2018) ◽  
pp. 29-40 ◽  
Author(s):  
Shinichi Yoshikuni

Financial education became a global agenda after the global financial crisis, and is one of the important elements of the SDGs. In Japan, although we have established a comprehensive system of financial education, the level of financial literacy is not high enough in comparison to other advanced economies. Rapid aging of the society and the increase in financial fraud demonstrate stronger need for enhancing the financial literacy of general public. The Central Council for Financial Services Information responded by publishing the Financial Literacy Map which describes the necessary knowledge and skills regarding money and finance, targeting at different age groups. We also conducted the Financial Literacy Survey, the result of which was widely reported by mass media. Based on the aforementioned products of our work, the Council is conducting various seminars, and publishing materials aimed at protecting consumers from financial fraud by enhancing their financial literacy and at providing necessary knowledge and skills to cope with the era of the 100-year life. In this connection, we are faced with the issue of how to enhance the financial literacy of teachers in times of rapid financial innovation, as well as in the unprecedented financial environment, such as the zero/negative interest rates. In particular, FinTech could have the effect of causing reverse literacy gap between teachers and students. In order to deal with such challenges, the Council is collaborating with relevant public and/or private institutions, e.g., the Financial Services Agency, local governments, representatives of financial institutions, to revive the spirit of Meiji era, when prominent figures stressed the importance of money in life. We should aim at “financial education renaissance” in Japan.


2019 ◽  
Vol 12 (41) ◽  
pp. 102-108
Author(s):  
Andrea Slezáková

Abstract Special financial education is one of the components of a professional competence. The purpose of the regulation is to provide knowledge and skills to individuals so that the minimum requirements of the law are met, given the complexity and scope of the activities performed by financial agents and financial advisors. Objective of the special financial education is to form and deepen information related to regulation in the sector in which financial intermediation or financial advisory will be carry out.


Author(s):  
Rita Kiseļova ◽  
Linda Mihno

The development of the information and communication technologies goes hand in hand with changes in the financial environment, development of the offering and opportunities, and an ever increasing necessity for financial education to develop and advance in the schooling sector. It is therefore essential for school curricula to include the acquisition of knowledge and skills which support the development of financial literacy in order to assure that students are able to take care of their financial wellbeing in the future. The main aim is to find out what financial skills Latvian students need to develop in order to improve their financial literacy.Based on research studies conducted by other researchers, the research study is being conducted to look for the necessary skills and knowledge which financial literacy comprises and which might assure financial wellbeing in the future regardless of the constant development of the financial environment. The data of the Financial Module of the year 2012 OECD PISA study, in their turn, are used to analyse the financial literacy of Latvian students at the age of 15 by finding out the knowledge and skills students in Latvia have with regard to finances. By calculating the percentage of students able to solve the tasks given to them, the research study analyses which tasks Latvian students find difficult and which ones are easy for them. The research study explains what knowledge and skills financial literacy comprises. The results show that Latvian students find analytical tasks difficult, i.e., tasks which require substantiation of their opinion, whereas they find it easier to deal with tasks where use of mathematical skills is sufficient.The possible reasons for the current situation are provided and suggestions for improving it are offered in the research study.  


2017 ◽  
Vol 75 (6) ◽  
pp. 581-590
Author(s):  
Alzira A. M. Manuel ◽  
Domingos Buque ◽  
Rosário Quive

Adult education has been and continues being an important area of education. In developing contexts, it is considered the way for social inclusion and poverty reduction and it is expected to provide knowledge, skills and values to youth and adults who did not get opportunity to education in their early age. Adult education also serves as a way to improve people’s competences throughout their life span. However, the concept of adult education in Mozambique has been used as literacy, referring only to the development of reading, writing and calculation skills. Using content analysis of documents, this research attempts to gain insight of adult education in the context of Mozambique. The findings reveal that adult education in the perspective of change and development as it is in Mozambique is linked to the objectives of poverty reduction and social inclusion. In this sense quality and relevance in adult education, as in other type of education, is needed to be able to develop functional knowledge and skills to youth and adults and allow them continuing learning in their life. Literacy and adult education have been considered an important field for social and economic development in the country, but contextual factors contribute to a narrow perspective of adult education, focusing mainly on literacy and numeracy as its final goal. Keywords: adult education, poverty reduction, social inclusion.


Financial education is a process that must take place throughout the life of consumers, given the intensification of the process of financial and technological innovation materialized in the emergence of new financial products and ways of accessing them. The financial education programs must focus on capitalizing on and use of financial knowledge and skills by children, young people, and women. The education can create responsible financial behavior within consumers to efficiently manage resources throughout life, including periods of the current health crisis. COVID has demonstrated the importance of economic resilience and the ability of consumers to adapt to the turbulence specific to this period. The financial fragility faced by certain categories of consumers during this period demonstrates the need to implement financial education programs. There is a need to adopt radical changes that are taking place in the financial market under the impact of fintech.


Author(s):  
Omaima Eltahir Babikir Mohamed

Financial literacy is a crucial life skill. It goes well beyond the simple concepts of saving and borrowing. Lack of financial knowledge can expose youth to face financial difficulties. This research focuses on assessing the impact of financial exposure via educational channels on university student’s financial attitude. The approach of the research is qualitative in nature. Data was collected through structured interviews. The interview included questions on demographics, education, health insurance and financial capability among Sudanese youth. Twenty (20) university students from two different states were interviewed between August 2013 and September 2013. Thematic analysis was used to analyse the data. The findings of this research revealed that youth who were exposed to financial knowledge during their university studies have better understanding of financial knowledge compared to those who were not exposed. The paper concludes that financial education at an early age can reduce the financial illiteracy and alleviate financial difficulties among youth significantly.


2017 ◽  
Vol 7 (1) ◽  
pp. 77-81
Author(s):  
Muktiono Waspodo

In establishing an advanced civilization, early childhood education has a very important contribution. This article discusses how the PAUD teachers should perform their job professional by providing educational services for the early age children properly. As science and technology are developing fast influencing the people’s needs including the early age children, the teacher should keep increasing their knowledge and skills continously. One thing emphasizes in this article that the early age children need fun learning by joyful playing. The teacher’s ability to fulfill this need will enable him/her to stimulate the children’s motoric, emotional, and intellectual development This article emphasizes how the continous professional development performed by the teacher individually or the responsible institution. The article suggests a number of ideas how to plan and implement such a program.


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