scholarly journals EFFECT OF RISK IDENTIFICATION ON PERFORMANCE OF FINANCIAL INSTITUTIONS

2017 ◽  
Vol 2 (1) ◽  
pp. 75
Author(s):  
Fredrick Kiprop Lagat ◽  
Dr. Joel Tenai

Purpose: The purpose of the study was to determine the effect of risk identification on performance of financial institutions.Methodology: The study used explanatory research design. The study used stratified random sampling to select respondents from target population comprising of managers of 46 commercial banks, 52 Micro Finance institutions (MFIs) and 200 SACCOs and a sample size of 239 respondents obtained. Data was collected using questionnaires. Descriptive statistics was presented, while inferential statistics was done using Pearson product moment correlation.Results: From the model results, the risk identification (β=0.026) was not significantly related to financial performance.Unique contribution to theory, practice and policy: The study recommends regulators to consider and appropriately legislate risk identification practices to enhance performance of financial institutions. 

Author(s):  
Neeta Baporikar

Adoption of ICT can help SMEs cut costs by improving their internal processes, improving their product through faster communication with their customers. In retrospect, even with such information as indicated above, and the importance of ICT as an enabler to other sectors and to economic development having long been recognized, SMEs seem slow in its adoption and use as compared to other sectors. While there has been growth in ICT use by large enterprises to gain a competitive edge, there is little evidence of its adoption and use by SMEs which continue to be faced by limited access to information and markets. As a result of this phenomenon, the study into deterrents of ICT adoption by SMEs is warranted. By adopting descriptive research design, the study employed stratified random sampling technique, the target population for the study being auto components manufacturing SMEs within Pune region in India.


2016 ◽  
Vol 6 (2) ◽  
pp. 117
Author(s):  
Marzie Ghanbari ◽  
Reza Hoveida ◽  
Seyed Ali Siadat

The objective of the present study is to investigate the relationship between managers’ professionalism and (technical, human, and perceptual) skills in managers of Iran Poly Akril Company. The research is an applied one in terms of objectives, and a descriptive-correlational in terms of method. The population includes all experts working in the company in 2012 as 240 individuals among who 144 participants were selected using the stratified random sampling method proportionate to the population size as the sample size. The data collection instruments were two researcher-made questionnaires of Managers’ skills containing 22 items and with the reliability coefficient as 0.96, and Professionalism containing 28 items and the reliability coefficient as 0.95. Their validity was investigated and confirmed by professors and experts of management. Analyzing data was conducted at the two level of descriptive statistics (frequency, mean, SD, and presentation of tables and charts) and inferential statistics (one sample t-test, correlation coefficient, regression coefficient, ANOVA, and F-test).


2017 ◽  
Vol 1 (2) ◽  
pp. 101-118
Author(s):  
Dr.David Kiarie ◽  
Dr. Patrick Ngugi ◽  
Dr. Kennedy Ogollah

Purpose: The purpose of this study was to determine relationship between risk identification management strategy and supply chain performance among manufacturing companies in KenyaMethodology:The study adopted a cross-section survey of descriptive nature .The target population comprised of the 412 manufacturing companies within Nairobi County that were registered members of KAM. The fisher et al formula for calculating the sample size was used to yield a sample size of199. Data was collected using questionnaires and analyzed using statistical package of social sciences (SPSS) version 21 as a tool of analysis.Results: The study findings revealed that the constructs of risk identification management strategy combined together influenced supply chain performance as supported by a p value of 0.000.)Policy recommendation: the study recommended that manufacturing companies should put in place a risk analysis and evaluation management strategy to enhance supply chain performance. In particular, companies should consider conducting whole life costing of suppliers and also internal quality of suppliers.


2019 ◽  
Vol 12 (1) ◽  
pp. 45-58
Author(s):  
Phul Prasad Subedi

This research mainly focuses on analysing the factors affecting customer satisfaction in retail banking in Nepal. The study adopts descriptive and explorative research design to deal with the fundamental issues associated with various factors of customers’ satisfaction and retail banking. The study is based on questionnaire survey of 200 customers of 10 different “A” class financial institutions, i.e. commercial banks. Descriptive statistics, correlation coefficient and regression analysis have been applied to estimate the relationship between customer satisfaction as dependent variable and service quality variables as independent variables. The empirical evidences indicate that reliability, responsiveness, assurance and tangibles factors have positive and significant impact on customer satisfaction. It reveals that higher the level of responsiveness, reliability, assurance and tangibility higher would be the customer satisfaction.


2017 ◽  
Vol 64 (4) ◽  
pp. 487-512 ◽  
Author(s):  
Babajide Oyewo

Abstract This study evaluated the influence of six contingent variables – firm size, age, sector, existence of management accounting department, affiliation to foreign entity and public-quotation status – on the effectiveness of management accounting function in Nigerian firms. Stratified random sampling technique was deployed to obtain the views of 131 Finance Officers with oversight role across major sectors of the Nigerian economy. Statistical tools used in analysis were descriptive statistics, factor-analysis, Kruskal Wallis Test and binary logistic regression. Whilst detecting that contextual variables such as size, age, sector, existence of management accounting department and public-quotation status significantly affect the effectiveness of the management accounting function, affiliation to foreign entity was found not to exert significant influence. The strongest predictor of the likelihood of operating a very effective management accounting function was the existence of management accounting department. Organisations are encouraged to have separate management accounting department because of additional benefits imbued by specialist management accounting skills.


2020 ◽  
Vol 8 (2) ◽  
pp. 170
Author(s):  
Dwi Astuti ◽  
Nazrantika Sunarto ◽  
Supriati Supriati

This study aims to determine how the students' interest in entrepreneurship, the most dominant interest in entrepreneurship among students, and the lowest interest in entrepreneurship among students of Bengkalis State Polytechnic. The population in this study were active students of Bengkalis State Polytechnic in 2019, with a sample size of 100 students, and the sampling technique used was proportionate stratified random sampling. The results showed that of the four indicators of entrepreneurial interest, namely feeling motivated, feeling interested, feeling happy, and having a desire to be entrepreneurial, the overall criteria are very high, the most dominant is feeling happy to be entrepreneurial with an average response of 4.64 , while the lowest was feeling motivated to become entrepreneurial with an average response rate of 4.21.


Author(s):  
Abha Adlina Oriel ◽  
C. C. Linson

Patient knowledge about hemodialysis is important for effective self-management behaviors. The aim of the present study was to assess the knowledge on hemodialysis among renal patients in selected hospitals of Bhopal. The research design selected for this study was descriptive in nature. The target population for this study was renal patients and the method of sampling was purposive sampling. The sample size was 50. A self-structured questionnaire was used to assess the knowledge and the study findings revealed that knowledge of renal patients regarding hemodialysis was inadequate.


2020 ◽  
Vol V (II) ◽  
pp. 439-446
Author(s):  
Wajiha Kanwal ◽  
Tahir Aziz ◽  
Muhammad Usman Saqib

Self-esteem describes a person's overall sense of self-worth or personal value. It is often seen as a personality trait, which means that it tends to be stable and enduring. Self-Esteem can involve a variety of beliefs about self, such as the appraisal of one's own appearance, beliefs, emotions and behavior. The target population of this study was the students of universities at Rawalpindi and Islamabad. Data was collected through a stratified random sampling technique. Two universities were selected, and an equal number of students from each university was targeted to constitute a sample of 510 respondents. Data were analyzed with various statistics, which provided an insight that students differ in terms of self-esteem. It was concluded that Younger students (1st and 2nd semester) experience higher self-esteem than the older students; younger students also have higher scores on selfacceptance and self-competence, and academic competence, while older students (3rd & 4th semester) have a higher score on physical and social competence.


Author(s):  
Paul K. Gakuna; Fredrick O. Juma; Joshua O. Ayiemba; Rose, A. Mwonya

This study assessed the challenges facing the laity in their participation in evangelisation in Njoro Parish of Nakuru County Kenya. The study employed a descriptive survey research design. The target population included the Catholic faithful and the priests. The 181 participants were selected using purposive sampling. Data was collected using group discussions, questionnaires and interviews. Different questionnaires were administered for priests (PQ), catechists (CQ) and the laity (LQ). Reliability of the tools was tested using split-half method. A reliability coefficient of 0.5 and above was accepted. Descriptive statistics was used. SPSS programme was used to analyse data and was presented using frequency tables, percentages and charts. The study found out that evangelisation by the laity needs strengthening and that collaborative ministry is necessary for Njoro parish to realise its goal of evangelisation. The results also showed that some of the Christians are passive mainly due to lack of training and reluctance of the laity and the clergy to involve them in evangelisation process. The study observed that the laity needs training in pastoral field so that they could be actively engaged in pastoral activities of the parish. The clergy also needs to sensitise the laity on their role in evangelisation so that they can be effective. The study concludes that challenges of evangelisation calls for a new vision of understanding in order to concretely impact the faith.


2014 ◽  
Vol 2014 ◽  
pp. 1-7
Author(s):  
Atta Ullah ◽  
Javid Shabbir ◽  
Zawar Hussain ◽  
Bander Al-Zahrani

In practical utilization of stratified random sampling scheme, the investigator meets a problem to select a sample that maximizes the precision of a finite population mean under cost constraint. An allocation of sample size becomes complicated when more than one characteristic is observed from each selected unit in a sample. In many real life situations, a linear cost function of a sample sizenhis not a good approximation to actual cost of sample survey when traveling cost between selected units in a stratum is significant. In this paper, sample allocation problem in multivariate stratified random sampling with proposed cost function is formulated in integer nonlinear multiobjective mathematical programming. A solution procedure is proposed using extended lexicographic goal programming approach. A numerical example is presented to illustrate the computational details and to compare the efficiency of proposed compromise allocation.


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