scholarly journals Study of Problem Identification and Solution for Handling the Housing Stimulant Grant Program in the COVID-19 Pandemic: A Case Study in Muncan Village, Bali

2020 ◽  
Vol 1 (3) ◽  
pp. 155-178
Author(s):  
Ni Luh Putu Juniartini ◽  
I Ketut Suwantara ◽  
I Nyoman Anom Fajaraditya Setiawan
Keyword(s):  
Low Income ◽  
Preventive Measures ◽  
Rehabilitation Program ◽  
Public Works ◽  
Grant Program ◽  
Field Team ◽  
The Government ◽  
Housing Rehabilitation ◽  
Initial Process

Purpose: The housing rehabilitation program for low-income people is carried out by the Indonesian Ministry of Public Works and Public Housing. Muncan Village is one of the areas that received 2020 house rehabilitation assistance (BSPS) for Karangasem Regency. Research methods: Preventive measures are needed, especially for the Field Facilitator Team as the front guard, so that the BSPS program channelled adequately. The key to smooth distribution, in addition to the precise mechanism, must also follow the government's recommendations and implement health protocols. Findings: Constraints on distribution activities, starting from November 2019 to the initial process in April 2020. Field constraints, social aspects, education, and the community's situation become challenges in these activities. But beginning in 2020, the COVID-19 pandemic made the distribution of aid even more complicated with adjustments to the rules and recommendations of the government in conducting activities. Implications: Additional mission the field team to accelerate the handling of the pandemic, an appeal about anticipating COVID-19 also needs to convey. Strategies related to initiatives provide a masker for beneficiaries to foster protocol awareness and motivation regarding applicable rules.

scholarly journals EFFICACY OF FEAR APPEALS ON ADOPTION OF COVID-19 PREVENTIVE MEASURES: A CASE OF BODA BODA RIDERS IN NAIROBI COUNTY, KENYA

2020 ◽  
Vol 8 (6) ◽  
Author(s):  
Kinya Kathure Kigatiira
Keyword(s):  
Preventive Measures ◽  
Case Study Research ◽  
Health Belief ◽  
Fear Appeals ◽  
Telephone Interviews ◽  
Convenience Sampling ◽  
The Government ◽  
Belief Model ◽  
The Health Belief Model

This study was an investigation of the effectiveness of fear appeals on the adoption of COVID-19 preventive measures among boda boda riders in the Nairobi County, Kenya. The problem of the study was that little or no research has been conducted on fear appeals and adoption of COVID-19 preventive measures, hence a gap that demands specific studies to be undertaken to fill it. This study draws from the Health Belief Model (HBM). Case study research design was used because the study focused only on boda boda riders operating in the seventeen constituencies in Nairobi County. Convenience sampling was used to identify the riders who were available and willing to participate in the study. The main data collection tool was telephone interviews. Findings of this study revealed that fear appeals were effective in making boda boda riders in Nairobi County adopt the COVID-19 preventive measures. The boda boda riders’ felt that they were susceptible to the coronavirus disease, police arrests, fourteen days mandatory quarantine, motorcycles being impounded and payment of fines, if they did not adopt the COVID-19 preventive measures. Moreover, the riders believed that the virus posed a more serious threat to their health and lives. The operators perceived susceptibility to the threats, elicited high levels of fear. The COVID-19 preventive measures, also, provided the riders with an effective method of changing behavior which they believe will protect them from contracting the virus. This study recommended that in order to motivate the boda boda riders to continue practicing the COVID-19 preventive measures, the government should frequently give the riders masks and hand sanitizers. Further, more communication campaigns should be developed and conducted on COVID-19 awareness and prevention among boda boda riders.

scholarly journals STUDI KELAYAKAN PERUMAHAN BERSUBSIDI PENUNJANG KAWASAN INDUSTRI (LOKASI : SAGA, BALARAJA, KABUPATEN TANGERANG)

2020 ◽  
Vol 2 (2) ◽  
pp. 2589
Author(s):  
Vania Putri Azaria ◽  
Priyendiswara Agustina Bela ◽  
Bambang Deliyanto
Keyword(s):  
Low Income ◽  
Supply And Demand ◽  
Subsidized Housing ◽  
Public Works ◽  
Financing System ◽  
Low Income Families ◽  
The Government ◽  
Gathering Place ◽  
Study Property ◽  
General Society

House is one of the primary needs in society. Not only a living place, but a house is also a protection, gathering place, and investment. For low-income families, the gap between supply and demand for houses occur every year. It happens because of the low buying power or limited access to the house financing system. Therefore, through the banking industry, the government realizes the housing loan facility called the mortgage. There are 2 types of mortgages in Indonesia, i.e., subsidized mortgage and non-subsidized mortgage. The subsidized mortgage mainly targets Low-Income Families (LIF). The bank provides this type as the government program cooperating with the Ministry of Public Works and Public Housing to help finance subsidized houses in the form of loan or down payment facility. Meanwhile, the non-subsidized mortgage targets general society that fulfilled the mortgage requirements from the providing bank. PT Prima Graha Nusa Sempana currently plans to develop subsidized housing estate that targets factory workers. The land is located in Balaraja Sub-district, precisely at Saga Village, one of the industrial centers in Tangerang Regency. Before developing a 13.5 Ha land, an eligibility study is required. The study is conducted to discover the development eligibility and to count the profit and loss from the development. Besides that, an eligibility study is conducted to achieve a maximum result from the development. Keywords: feasibility study, property; subsidized housing AbstrakRumah menjadi salah satu kebutuhan primer bagi masyarakat, selain sebagai tempat tinggal rumah juga merupakan tempat berlindung dan sebagai tempat berkumpul sekaligus sebagai barang investasi. Bagi masyarakat berpenghasilan rendah kesenjangan antara kebutuhan penyediaan rumah dari tahun ke tahun masih terus terjadi, hal itu dikarenakan masih rendahnya daya beli atau terbatasnya akses  ke sistem pembiayaan rumah. Oleh karena itu pemerintah melalui perbankan merealisasikan pemeberian kredit yang disebut dengan KPR (Kredit Pemilikan Rumah). Di Indonesia dikenal dengan 2 jenis KPR yaitu KPR subsidi dan KPR non subsidi. KPR subsidi umumnya ditujukan untuk Masyarakat Berpenghasilan Rendah (MBR). KPR jenis ini disediakan oleh bank sebagai bagian dari program pemerintah bekerjasama dengan Kementerian Pekerjaan Umum dan Perumahan Rakyat (PUPR) untuk membantu mendanai kepemilikan rumah masyarakat yang akan diberikan subsidi berupa keringanan kredit atau uang muka. Sedangkan KPR non subsidi diperuntukkan bagi masyarakat umum yang memenuhi persyaratan yang ditetapkan oleh bank penyedia KPR. PT. Prima Graha Nusa Sempana saat ini sedang merencanakan pembangunan perumahan bersubsidi dengan target pasar buruh pabrik, hal itu karena lahan tersebut berada di Kecamatan Balaraja tepatnya di Kelurahan Saga, dimana Balaraja merupakan salah satu pusat industri yang terdapat di Kabupaten Tangerang. Sebelum melakukan pengembangan pada lahan seluas 13.5 Ha, akan dilakukan terbelih dahulu studi kelayakan terhadap lahan tersebut. Studi kelayakan dilakukan untuk mengetahui layak atau tidaknya pengembangan tersebut dan untuk mengetahui keuntungan dan kerugian pada pengembangan tersebut. Selain itu studi kelayakan dilakukan agar pengembang mendapatkan hasil yang maksimal tergadap pengembangan tersebut. 

scholarly journals IMPLEMENTASI AKAD MURABAHAH PADA PEMBIAYAAN KPR DI BANK TABUNGAN NEGARA SYARIAH PAREPARE

2019 ◽  
Vol 1 (1) ◽  
pp. 45-68
Author(s):  
Fitri Handayani ◽  
Rahman Ambo Masse ◽  
Sunuwati Sunuwati
Keyword(s):  
Public Housing ◽  
Low Income ◽  
Home Ownership ◽  
Public Works ◽  
Islamic State ◽  
Accounts Receivable ◽  
Savings Bank ◽  
Financing Mechanism ◽  
The Government ◽  
Conventional Bank

This study discusses the implementation of murabahah contracts on mortgage financing in the Parepare Islamic state savings bank. That the BTN Syariah bank is a unit of conventional Bank BTN which raises doubts about mortgage financing, whether or not it has implemented murabahah contracts in mortgage financing or not. As recommended by the DSN fatwa and Indonesian banks. This study aims to determine the implementation of the murabahah contract on mortgage financing at the Parepare Syariah State Savings Bank. The results of this study indicate that: (1) the financing mechanism for mortgages at Bank BTN Syariah Parepare is in accordance with the rules of banks and government, the rules governed by the government are the rules regarding subsidized mortgages stipulated in PermenPUPR Number 21 / PRT / M / 2016 concerning convenience and or assistance in obtaining houses for low income people. PermenPUPR Number 26 / PRT / M / 2016 concerning changes to the ministerial regulations on public works and public housing number 21 / PRT / M / 2016 and PermenPUPR Republic of Indonesia Number 425 / KPTS / M / 2015 concerning limits on house selling prices that can be obtained through credit or financing of prosperous home ownership. (2) Implementation of murabahah contract at BTN Syariah Parepare bank, terms and conditions are in accordance with the principle of murabahah contract, murabahah contract has not implemented well on mortgage products at BTN Syariah Parepare bank due to the existence of murabahah contract elements which are not in accordance with the fatwa of the board national sharia-MUI. The element of the murabahah contract that is not in accordance with the DSN-MUI fatwa is the down payment and rescheduling. The elements of the murabahah contract are in accordance with the DSN-MUI fatwa, namely discounts, settlement of accounts receivable, fines and accelerated repayments.

scholarly journals Epidemic Spread and Its Management Through Governance and Leadership Response Influencing the Arising Challenges Around COVID-19 in Pakistan—A Lesson Learnt for Low Income Countries With Limited Resource

2020 ◽  
Vol 8 ◽  
Author(s):  
Ahsan Nawaz ◽  
Xing Su ◽  
Muhammad Qasim Barkat ◽  
Sana Asghar ◽  
Ali Asad ◽  
...  
Keyword(s):  
Low Income ◽  
Preventive Measures ◽  
National Level ◽  
Limited Resource ◽  
Low Income Countries ◽  
Strict Adherence ◽  
Similar Work ◽  
The Usa ◽  
The Government ◽  
Global Statistics

The coronavirus disease (COVID-19) was first reported in China (Wuhan) at the end of 2019. It has rapidly spread over 216 countries, including the USA, UK, Europe, Russia, and many Asian countries. It has affected more than 4.5 million people, and around 0.3 million deaths have been reported globally. Many preventive measures have been adopted worldwide to mitigate its spread. The government of Pakistan has also taken many preventive measures to combat the COVID-19 outbreak, such as rapid response by governance, continuous monitoring of the pandemic spread in the affected areas, and integration of resources from multiple sectors, including health, education, defense, and media. According to global statistics, the number of COVID-19 cases in the country remained remarkably lower than the expected number for the first 169 days, as compared to other countries. A total of 286,674 confirmed cases, including 16,475 active, 6,139 deaths, and 264,060 (92%) recoveries were reported. The study finds that strict adherence to national policies, effective governance, and unity at the national level resulted in better outcomes. Hence, the preventive measures, rapid responses, and strategies adopted for combating the challenges could be adopted as a learning tool for other countries having similar work environments and financial constraints. This paper can help and guide governance/public actions in response to the possible rebound of coronavirus this fall/winter.

Brigdeheader Space for Dwell in Jakarta

2015 ◽  
Vol 747 ◽  
pp. 136-140
Author(s):  
Deni ◽  
Salwin
Keyword(s):  
Low Income ◽  
Low Cost ◽  
Practical Observation ◽  
Low Cost Housing ◽  
The Government ◽  
Almost All ◽  
The City ◽  
Collection Methods

Bridgeheader is one of the typology of low-income people in the city who assume that the house is only ‘a springboard’ for their life in the city. This group of people dwelt not far from the location of their place to work; occupying marginal spaces in the city and its environment tend to be slump. Almost all areas in the city of Jakarta have marginal spaces, therefore the government attempt to improve the quality of their houses, for example by providing low-cost housing. In fact the low-cost house which was provided by the government failed to be ‘consumed’ by the brigdeheaders at the time when the used value of the house has been turned into market value. The research aimed to determine such approaches of use value of the house that can be ‘consumed’ by the brigdeheader, but did not undermine the space in the city. Data collection methods using practical observation conducted with interviews. While the analysis using descriptive pragmatic method in four case study area in Jakarta. The findings indicate that the concept of house for this group is not determined only by the ‘low price tag’ but also ‘the way of use’ of the space contributed with the result that the house can be ‘consumed’ well.

Supplementary cash grants: A case study in selective income maintenance services

1972 ◽  
Vol 1 (3) ◽  
pp. 213-225 ◽  
Author(s):  
Abraham Doron
Keyword(s):  
Low Income ◽  
Entire Population ◽  
Staple Food ◽  
Cost Of Living ◽  
Population Groups ◽  
Income Groups ◽  
Israeli Population ◽  
Low Income Groups ◽  
The Government

This article deals with two supplementary cash grants paid to low-income groups in the Israeli population in the year 1962. Both grants were intended to compensate selected population groups for the discontinuation of universal services previously enjoyed by the entire population. The first grant was intended to compensate low-income employees for the non-payment of a universal cost-of-living allowance after devaluation at the beginning of 1962. The second grant was intended to compensate low-income groups for the abolition of the government bread subsidy in the summer of 1962 and the consequent rise in the price of this staple food.

Applying the TOC Thinking Process: A case study in the government sector

2005 ◽  
Vol 24 (1) ◽  
pp. 21-37
Author(s):  
Thomas E. Shoemaker ◽  
Richard A. Reid
Keyword(s):  
Public Works ◽  
Water Utility ◽  
Repair Work ◽  
Strategic Direction ◽  
Government Sector ◽  
Thinking Process ◽  
The Government ◽  
Schedule Repair ◽  
Public Sector Service

In the past, the TOC Thinking Process (TP) has been primarily applied to address managerial challenges in private sector manufacturing, logistics, and project-oriented organizations. The purpose of this paper is to present an application of the TOC TP in a public sector service organization, namely, the Water Utility Division Maintenance System (WUDMS) within the Albuquerque Public Works Department. The two necessary conditions for meeting the WUDMS's goal of effective management are (1) completing work in a waste-free manner and (2) responding promptly to customer requests for service. Although seven undesirable effects (UDEs) were identified by the improvement team, UDEs from three diverse areas were selected for creating the requisite conflict clouds, namely, (1) much repair work is not completed promptly, (2) WUDMS has some wasteful practices, and (3) managers are unable to schedule repair work effectively. Entities from these conflict clouds were synthesized into a core conflict cloud that revolved around the issue of dedicating more human resources to repair work or improvement efforts and that formed the base of the Current Reality Tree. By surfacing assumptions underlying entity pair relationships within the core conflict, a strategic direction for change was identified as: expansion of WUDMS capacity through the use of non-traditional resources. This injection was logically validated via a Future Reality Tree. Initial results from its implementation demonstrate that the direction of the solution is correct.

scholarly journals PERCEPTION OF LIVING IN LOW-INCOME HOUSING Case study: Petogogan Row Houses

2019 ◽  
Vol 4 (1) ◽  
pp. 16
Author(s):  
Ristya Arinta Safitri
Keyword(s):  
Low Income ◽  
House Prices ◽  
Qualitative Approach ◽  
Natural Light ◽  
Simple Design ◽  
Income Family ◽  
The Government ◽  
Physical Elements ◽  
Row Houses

<p>ABSTRACT</p><p>Indonesia has backlog issue against landed houses. While the needs of houses increase every year, land availability decreases in cities that causes landed house prices become unaffordable. One of the solutions offered by the government is RISHA (Rumah Instan Sederhana Sehat) or a simple design innovation of healthy house especially for low-income family. One of its successful projects was Petogogan Row Houses. However, after few years of occupancy the occupants perceive that there are some things which are considered incompatible with the rooms they inhabit. The qualitative approach applied in this study is to uncover the occupants’ perception of the post occupancy of RISHA row houses. Through this research it was found that things that are considered inappropriate by occupants are caused by (1) the furniture (non-fixed elements) capacity exceeds the RISHA room standard; (2) the physical elements (fixed-elements) of walls and ceilings set by RISHA do not provide possibilities for occupants to install non-fixed elements; (3) inadequacy of indoor natural light capacity related to the improper occupants’ considerations.</p><p>Keywords: RISHA row houses, occupants’ perception, room physical elements.</p>

scholarly journals The Trade-Off Between Child Quantity and Child Quality and the Public Provision of Education: A Case Study in Rural Terengganu, Malaysia

2020 ◽  
Author(s):  
Nor Azam Abdul Razak ◽  
Roslan Abdul Hakim ◽  
Russayani Ismail
Keyword(s):  
Low Income ◽  
Rural Areas ◽  
Public Provision ◽  
Child Quality ◽  
Trade Off ◽  
The Public ◽  
Standards Of Living ◽  
The Government ◽  
Baseline Estimation

The objective of this paper is to examine whether the theory of the child quantity-quality (CQQ) trade-off developed by Becker and Lewis (1973) is borne out by the data from a developing country. In brief, the theory states that households behave differently with respect to their mixture of child quantity and child quality depending on their standards of living (i.e. low-income households tend to choose child quantity at the expense of child quality, and the converse is true for high-income households). If the government provides enough support for education, however, this trade-off might be undermined. Using a sample of 885 children from a survey of 2,500 households in rural areas in Terengganu in 2009, we conducted an empirical analysis on the relationship between child quantity and child quality. In the baseline estimation as well as in a series of robustness check, our key findings are that there is a positive yet insignificant impact of child quantity on child quality. Accordingly, we take these results as mild evidence against the CQQ trade-off which, in turn, can be attributed to the magnitude of the public provision of education in Malaysia.  

scholarly journals THE EFFECTIVENESS OF DISTRIBUTION OF SUBSIDIZED SHARIA MORTGAGE OF BANK BTN SHARIAH FOR COMMUNITIES WITH LOW INCOME: A CASE STUDY IN KENDAL REGENCY

2021 ◽  
Vol 1 (1) ◽  
pp. 125-135
Author(s):  
Hening Pratika Nila Hapsari ◽  
Mahfud Nugroho
Keyword(s):  
Low Income ◽  
Quantitative Research ◽  
Standard Operating Procedures ◽  
Public Works ◽  
Neuron Network ◽  
Human Settlements ◽  
Artificial Neuron ◽  
Artificial Neuron Network ◽  
Standard Operating

This study intends to examine the procedures and mechanisms for disbursing subsidized sharia mortgage, as well as the effectiveness of subsidized mortgage distribution at BTN shariah in providing decent housing for low-income people. This study was conducted in BTN Shariah of Kendal Branch. This study used quantitative research by distributing questionnaires to 90 respondents determined through the Slovin method. To investigate the effectiveness of the distribution of subsidized mortgages, the Artificial Neuron Network (ANN) was used. The results showed that the procedures and mechanisms for disbursement of the subsidized mortgage at BTN Shariah of Kendal Branch were following the Standard Operating Procedures (SOP) that had been established by BTN Shariah. However, there was a mismatch between the Regulation of the Minister of The Ministry of Public Works and Housing No. 48/PRT/M/2015 Article 20 paragraph (7) concerning the disbursement of subsidized funds. The results of the questionnaire shower 50.5% of customers chose “uncertain” on the indicator of “timeliness of subsidies disbursement” since they thought that the timing of the funds was uncertain. This statement is not in line with the regulation of the Minister for Public Works and Human Settlements that the disbursement is no later than two working days after the documents are received. Meanwhile, based on the results of calculations using the ANN, the distribution of subsidized mortgages has been effective by 0.877 or 87.7%.

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