THE EFFECT OF WORK-LIFE BALANCE ON INTENTION TO STAY MEDIATED BY PSYCHOLOGICAL EMPOWERMENT

This study was intended to analyze the effect of supervisor support and job autonomy on the intention to stay. This study also examines the effect of psychological empowerment on the intention to stay. The sampling method used was non- probability sampling with the samples of female nurses in all hospitals in the Sragen Regency. The analysis used the Structural Equation Model (SEM) Software using AMOS 22 to test and estimate the causal relationship of a combination of statistical data and qualitative causal assumption data. The results of the SEM analysis of 187 respondents showed that there was a significant effect of psychological empowerment on supervisor support and intention to stay. However, psychological empowerment cannot bridge the effect of job autonomy and the intention to stay. Furthermore, this study also shows that variable of the supervisor support is the most significant variable in affecting psychological empowerment compared to job autonomy. Thus, the best strategy in increasing the desire of employees to stay in the company is to increase supervisor support and psychological empowerment.

THE EFFECT OF BANK CHARACTERISTICS AND GOVERNANCE ON THE RATE OF RETURN IN ISLAMIC RURAL BANK

The difference in profit sharing on investment funds placed by customers and shareholders can create agency problems. This study aims to analyze the effect of bank characteristics and governance on the rate of return on investment received by depositors and shareholders as the main investors in the operations of the Islamic Rural Bank. This study used panel data from 10 Islamic Rural Bank in the Special Region of Yogyakarta from 2013 to2020. The results showed that all bank characteristic proxies, namely financing growth, financing structure, efficiency, and financing quality significantly affected the rate of return received by depositors and shareholders, except for the efficiency variable which did not significantly affect the rate of return on investment for depositors. Islamic Rural Bank governance structure needs to pay attention to the ownership ratio, capital adequacy ratio, and the effectiveness of supervision by the Sharia Supervisory Board to maintain a competitive return on investment so that it is attractive to both depositors and shareholders.

STUDENT SATISFACTION, LOYALTY, AND MOTIVATION AS OBSERVED FROM THE SERVICE QUALITY

This study seeks to analyze the effect of service quality on satisfaction, the effect of service quality on loyalty, the effect of service quality on motivation, the effect of satisfaction on loyalty, the effect of satisfaction on motivation, and to analyze the mediation of student satisfaction on the effect of service quality on student motivation and loyalty. In this quantitative research, a questionnaire was distributed to 100 fifth-semester students of Administrative Management Academy Yogyakarta. The samples were selected using a purposive sampling technique. The variable measurement used a Likert scale. Data analysis was carried out using Structural Equation Modeling (SEM) with SmartPLS 3 software. The results of the analysis show that service quality affects student satisfaction, student loyalty, and student motivation. Student satisfaction affects student loyalty and student motivation. Service quality affects student loyalty and student motivation mediated by student satisfaction.

ANALYSIS OF THE EFFECT OF CAPITAL ADEQUACY RATIO, NON PERFORMING FINANCING, AND FINANCING TO DEPOSIT RATIO ON PROFITABILITY: A CASE STUDY ON ISLAMIC COMMERCIAL BANKS IN INDONESIA

This study aims to analyze the effect of Capital Adequacy Ratio (CAR), Non-Performing Financing (NPF), and Financing to Deposit Ratio (FDR) on Profitability (Case Study on Islamic Commercial Banks in Indonesia). This research used secondary data in the form of Islamic Commercial Bank financial statements. The population in this study is Islamic Commercial Banks listed on the Indonesia Stock Exchange in 2016-2018. The sampling technique employed was purposive sampling. A sample of 3 banks was obtained. Multiple linear regression was used. Classical assumption analysis was done prior to data analysis. Hypothesis testing used t-test, F test, and the coefficient of determination (R2). The results of this study indicated that CAR has a positive and significant effect on profitability, NPF has a negative and significant effect on profitability and FDR has a negative and no significant effect on profitability. Meanwhile, the independent variables together have an effect on profitability. The result of the coefficient of determination test shows that 61.1% of the profitability of Islamic Commercial Banks in Indonesia is explained by the variables of CAR, NPF, and FDR, while the remaining 38.4% is explained by other variables outside the model.

THE ROLE OF EMPLOYEE EMPOWERMENT, TEAMWORK, AND EMPLOYEE TRAINING ON ORGANIZATIONAL COMMITMENT

This study aims to determine the influence of employee empowerment, teamwork, and employee training on the organizational commitment of employees at the Banyumas Public Works Office. The population used is employees who work at the Department of Public Works of Banyumas Regency. The research method used was a quantitative method with a purposive sampling technique. The data analysis technique used was multiple linear regression. In this study. The data source used was primary data employing SPSS 23.0 software. Data collection methods in this study were questionnaires. The sample of this study was 80 respondents. The results of this study indicate that (1) employee empowerment has a significant influence on organizational commitment, (2) teamwork has a significant influence on organizational commitment, and (3) employee training has a significant influence on organizational commitment.

THE EFFECTIVENESS OF DISTRIBUTION OF SUBSIDIZED SHARIA MORTGAGE OF BANK BTN SHARIAH FOR COMMUNITIES WITH LOW INCOME: A CASE STUDY IN KENDAL REGENCY

This study intends to examine the procedures and mechanisms for disbursing subsidized sharia mortgage, as well as the effectiveness of subsidized mortgage distribution at BTN shariah in providing decent housing for low-income people. This study was conducted in BTN Shariah of Kendal Branch. This study used quantitative research by distributing questionnaires to 90 respondents determined through the Slovin method. To investigate the effectiveness of the distribution of subsidized mortgages, the Artificial Neuron Network (ANN) was used. The results showed that the procedures and mechanisms for disbursement of the subsidized mortgage at BTN Shariah of Kendal Branch were following the Standard Operating Procedures (SOP) that had been established by BTN Shariah. However, there was a mismatch between the Regulation of the Minister of The Ministry of Public Works and Housing No. 48/PRT/M/2015 Article 20 paragraph (7) concerning the disbursement of subsidized funds. The results of the questionnaire shower 50.5% of customers chose “uncertain” on the indicator of “timeliness of subsidies disbursement” since they thought that the timing of the funds was uncertain. This statement is not in line with the regulation of the Minister for Public Works and Human Settlements that the disbursement is no later than two working days after the documents are received. Meanwhile, based on the results of calculations using the ANN, the distribution of subsidized mortgages has been effective by 0.877 or 87.7%.

BUSINESS TRENDS OF HALAL AND THOYYIB FOOD DURING THE PANDEMIC: A REVIEW FROM ISLAMIC ECONOMICS IN PONGGOK AND JANTI TOURISM DESTINATIONS

The purpose of this study is to explore the trends of the halal food business as well as the problems they encounter at hard times and whether they can survive in the current conditions. This study used qualitative research methods through interviews with several food sellers in Ponggok and Janti tourism destinations. The study shows that sellers at Ponggok and Janti, Klaten have been running a halal food business for Islamic economic review. In running their business, sellers sell halal food, not gharar and maysir. However, there are still sellers who did not use the financing and services of the Islamic financial institutions to run their business, some are still using conventional banks to run their business. Hence, it is very difficult for them to have halal certification. During the Covid-19 pandemic, sellers have dropped their sales turnovers resulting in no profit.

THE ELEMENTS OF THE MOVIE “KALAM-KALAM LANGIT” AND ITS EFFECT ON VISIT INTENTION OF HALAL TOURISM DESTINATION: THE MEDIATION OF AFFECTIVE IMAGE AND COGNITIVE IMAGE

This study seeks to determine the effect of elements in the movie “Kalam-Kalam Langit” on the visit intention of halal tourism destinations through affective and cognitive image. This study employed a quantitative approach with 100 respondents whose specific criteria of have watched the movie “Kalam-Kalam Langit”. Questionnaires were distributed offline and online using Google Forms. Nonprobability sampling was used for sampling techniques. The data analysis method was multiple regression analysis and multiple testing employing SPSS version 2.3 to determine the relationship of independent and dependent variables through mediating variables. The results show that there is a positive and significant effect of elements in the movie on cognitive and affective images. The results also show that affective and cognitive images have a significant positive effect of the elements in the movie “Kalam-Kalam Langit” on the visit intention of tourist attractions in the movie. However, the results showed that the cognitive image and the affective image did not mediate the effect of the elements in the movie on the visit intention of tourism destinations.

THE ANALYSIS OF INTENTION TO BUY: AN EXTENDED THEORY OF PLANNED BEHAVIOR

This research is aimed to test an empirical study on UNSOED Press. The study took the title: "The Analysis of Intention to Buy: An Extended Theory of Planned Behavior". The purpose of this research is to know and find empirical evidence of the influence of Brand Awareness, Price, Attitude, Subjective Norm, Perceived Behavioral Control of Purchase Intention. The population in this study were students in Universitas Jenderal Soedirman. The samples in this study were 211 person. Sample determination using the Convenience sampling method. The analysis tool used is multiple regression. Based on the results of the research and analysis of data shows that:(1) Brand Awareness has no effect on Purchase Intention. (2) Price has a positive effect on Purchase Intention. (3) Attitude has a positive effect on Purchase Intention. 4 Subjective Norm has no effect on Purchase Intention. 5 Perceived Behavioral control has a positive effect on Purchase Intention. The implication of the conclusion above is, UNSOED Press has to build awareness among students or target market. Promotion from faculty and lecturers must be improved. Lecturers can provide suggestions for using UNSOED Press during classroom learning. For the price, respondent said the price was not too expensive and have to maintance quality.

THE INFLUENCE OF HUMAN RESOURCE MANAGEMENT PRACTICES AND JOB INVOLVEMENT ON THE EMPLOYEE PERFORMANCE IN THE PUBLIC SERVICE SECTORS MEDIATED BY AFFECTIVE COMMITMENT

This study aims to analyze the influence of Human Resource Management (HRM) practices and job involvement on the employee performance of the public service sectors mediated by affective commitment. The sample in this study was 105 employees who work in the public sector. This study used path analysis employing the IBM SPSS 22 software. The results of this study indicate that there is a positive and significant influence of HRM practices in the public service sectors on employee performance and there is a positive and significant influence of job involvement on employee performance as well as the positive and significant influence of affective commitment to employee performance. The results also show that affective commitment does not mediate either partially or fully the influence of HRM practices on the performance of employees in the public service sectors. In addition, affective commitment also does not mediate either partially or fully the effect of job involvement on the performance of employees in the public service sectors. The best strategy proposed in this study is how to encourage the role of job involvement in the form of increased participation, work flexibility, empowerment, and wider responsibility to increase affective commitment and employee performance.