Government Policy Regarding Agricultural Loans and Its Impact upon Farmers’ Standards of Living in Developing Countries

2011 ◽  
Vol 1 (1) ◽  
pp. 16
Author(s):  
Kausar Yasmeen ◽  
Tanveer Hussain ◽  
Shakeel Sarwar

Orientation-This empirical research explores the impact of agricultural loans provided by the Government on the standard of living of the small farmers in developing countries where the Pakistan is taken as a case.Purpose – The aim of the researchers in this endeavor is to identify the role of agricultural loans provided to the small farmers in the developing countries and the outcomes of these loans with respect to the standard of livings of the farmers. Design/ Methodology- Researchers have interviewed the 300 small farmers who are all the clients of an agricultural bank (ADBP) and collect the primary data. Data was analyzed in terms of percentages and researchers investigate the impact of credit facility on the purchasing patterns of these small farmers.Findings- Researchers analyzed the consumption patterns of the farmers in 4 sectors i.e. Structure of households before and after availing the credit facility,Change in consumption of electricity and electronic appliances, Change in education of farmer’s child, Transportation and assets and change in food and health. Research results indicate that there is increased trend in all of these 4 sectors after availing the credit facility by the small farmers.Practical implications- Current research may be use by the other developing countries to investigate the role of agricultural loans on the well being of their farmers. It also elaborates the role of agricultural banks in enhancing the standard of living of the farmers.Keywords: Agricultural loans, economic well being, farmers, developing countries

2020 ◽  
Vol 5 (1) ◽  
pp. 8 ◽  
Author(s):  
Daniel M. Blumberg ◽  
Luciano Giromini ◽  
Konstantinos Papazoglou ◽  
A. Renee Thornton

First responders experience a myriad of stressors (e.g., operational, organizational, personal) over the course of their career. An abundance of empirical evidence shows that the impact of those stressors on first responders’ health, well-being, and performance can be detrimental. Nevertheless, previous research has mainly focused on the role of a specific technique (e.g., mindfulness, breathing exercises, psychoeducation) towards the promotion of well-being among first responders. This allows us to explore the role of a single technique in supporting first responders. However, given the complexity of stressors experienced by this population, it appears that a synergistic role of multileveled intervention is imperative to promote lasting improvement in first responders’ well-being. To this end, The HEROES Project, an eight-week online training program, was developed to address the aforementioned gap in the literature. The HEROES Project incorporates lessons that aim to build a cluster of skills that together promote first responders’ wellbeing. In the present study, a sample of first responders (n = 124) from the US Midwest were recruited and completed The HEROES Project. They were assessed before and after completion of the program, and then follow-up measurements were obtained for two years following the baseline assessment. Results showed that participants with higher distress and lower psychological resources before the training benefited most from The HEROES Project, but that the training significantly improved psychological capital and reduced stress, depression, anxiety, and trauma symptoms for all participants. Clinical and training implications as well as future research directions are discussed.


Dementia ◽  
2021 ◽  
pp. 147130122098538
Author(s):  
Anthea Innes ◽  
Helen F Scholar ◽  
Jana Haragalova ◽  
Monika Sharma

Promoting access to heritage settings has been acknowledged as a way to promote well-being in the United Kingdom for people living with dementia and their care partners. Yet there is a lack of information available internationally on the contribution of heritage sites to promote well-being and social inclusion for those living with dementia. This study addresses this gap by reporting on the impact for 48 people of participating in the ‘Sensory Palaces’ (SP) programme run by Historic Royal Palaces at Hampton Court and Kew Palaces in the United Kingdom. Two primary data sources were used; post-session interviews involving 30 participants (the person living with dementia and/or their care partners), and 131 sets of self-complete pre- and post-session mood questionnaires administered directly before and after SP session attendance. Analysis of the data sets is presented under three themes: enjoyment and engagement; connecting and learning and place, space and time. The findings demonstrate that participants highly valued the heritage sessions and reported positively on the impact this had for their individual well-being and their relationships with one another. This study highlights the opportunity for heritage sites to contribute to promoting well-being for people living with dementia.


2020 ◽  
Vol 4 (1) ◽  
pp. 82-101
Author(s):  
S.N. Singh

The informal economy plays a key role in ensuring economic growth and social well-being in developing countries. In particular, in Africa, more than 60% of the urban population, as well as almost 80% of the nonagricultural population, are employed in the informal economy. The main purpose of the study is to study the role of street commerce in supporting urban life. The object of study is one of Ethiopia’s remote cities, Matt. The extent of the impact of street commerce on the incomes of the urban population, including those who do not own land, is analyzed in the study. The study is aimed at finding patterns between the living conditions of urban population living on the brink of poverty and the dynamics of street commerce, the proceeds of which are directed to meet their daily physiological needs. The scientific approaches to the study of the relationship between the volume of street commerce and living conditions of the urban population have been systematized. The source of the primary data for the survey is questionnaires that contained information on the sociodemographic profile of street traders, the extent of their activity, the amount of start-up capital, access to credit, and their main difficulties in this type of activity. Descriptive statistics methods became a methodological tool of the conducted research. The results of the empirical analysis have shown that there is a positive correlation between street commerce and the well-being of urban populations. In addition, it is found that about 37.9% of people involved in street trading are experiencing problems as a result of tightening regulatory regulations by the state. The study empirically confirms and theoretically proves that street selling is one of the important sources of urban existence in Ethiopia. The results of the study can be useful for government officials, NGOs, international institutions, as well as researchers dealing with this issue. Keywords: street trade, livelihoods, urban poverty, alternative employment opportunities.


2018 ◽  
Vol 6 (4) ◽  
pp. 10
Author(s):  
Wegayehu Bogale Fitawek ◽  
Belaineh Legesse

Agricultural Cooperatives help their members to increase their yield and incomes by pooling their resource to support collective service provisions and economic empowerment. The objective of this paper is to provide empirical evidences of the impact of potato seed producing cooperatives on the livelihoods of rural households in the study area. The study has used cross-sectional data of year 2013. Primary data were collected from the sample of 172 households (82 from Haramaya and 90 from Kersa districts) from both members of cooperative and non-member. A propensity score matching method was used to evaluate the impact of potato seed producing cooperative on household income, expenditure and asset. The evaluation results revealed that member of potato seed production cooperative have got higher income from crop production, total annual income and asset holdings amounting to Birr 29 006, 33 901 and 47 768 respectively. Members also spent Birr 11 728 more than non-member households. This indicates membership to potato seed cooperative is found to have a positive and significant on livelihood indicators. Therefore, the government and other non-government organization like ISSD should provide more support to expand seed producing cooperative to improve the livelihood and food security statues of the rural households.


2016 ◽  
Vol 8 (2) ◽  
pp. 137-152
Author(s):  
Naba Kumar Das ◽  
Tridib Ranjan Sarma

This study aims to examine the economic and social aspects of villages under the rural electrification scheme launched by the Government of India in the context of Sonitpur district of Assam (India). The United Nations Industrial Development Organization (UNIDO) method is used to find out the economic benefits of the project in terms of economic (shadow) pricing of the area under study and the impact of the project on savings and investments in Sonitpur district. Primary data such as questionnaire and interaction with villagers and secondary data from various reliable sources are used to fulfil the objectives. The study finds that apart from financial viability, the project is viable from a social perspective as people’s standard of living, income and government savings increased from the past years.


2021 ◽  
Vol 2021 ◽  
pp. 1-13
Author(s):  
Xiaoyan Wang

Based on the definition of macro social capital in the field of health, this paper explores the impact of macro social capital on laborers’ health, the intermediary role of laborers’ status, and the regulatory role of medical security system by using the data of China Labor Force Dynamic Survey (CLDS) in 2016 and hierarchical linear model (HLM). The results show that improving the level of regional economic development and increasing the government total investment in health are helpful to improve the health of local people and further verify that improving personal health depends more on the government health expenditure than on private health expenditure. At the same time, the empirical results show that only the subjective well-being of laborers and the satisfaction of family economic status partially mediate the promotion of macro social capital on health; although macro social capital helps to improve individual health, its influence is declining with the improvement of the type of health insurance. When making policies, we should focus on strengthening the improvement of the overall health level of the society, rather than investing more human and material resources in some special groups. In the future, the government should further increase the government’s expenditure on public health, build a livelihood network of basic medical insurance, and promote the health of workers.


2020 ◽  
Vol 1 (12) ◽  
pp. 97
Author(s):  
Anastasija Jersova ◽  
Inta Kotāne

The standard of living of the inhabitants of Latvia, especially in the context of material well-being or disposable income, is a guarantee that the inhabitants will be able to meet their basic needs, which are important for ensuring an adequate standard of living. Inhabitants ensure their material well-being mainly by working and receiving a net salary, which is paid after the calculation and deduction of labour taxes. However, the state is essentially the same inhabitant, which has its own basic needs, the financing of which requires income, which is mainly obtained after the collection of certain taxes, which accordingly reduces material well-being or disposable income of the inhabitants which is an essential component of the standard of living.The goal of the research: to investigate the impact of the labour taxes on the standard of living of the inhabitants of Latvia. The research uses general scientific research methods: the method of monographic or descriptive research, the comparative analysis method, an expert   survey, data grouping, and the graphical method. Authors of the paper believe that employees employed in Latvia should be encouraged to use the possibilities of gross salary relief, thus promoting the growth of their net salary. In order to raise the living standards of the inhabitants in the short and long term, the government of Latvia and local governments must emphasize their attention to the growth of the national economy. The government of Latvia and local governments must implement measures aimed at raising the long-term living standards of the population and gaining material benefits in the future.


2020 ◽  
Vol 21 (2) ◽  
pp. 155-163
Author(s):  
Damanhur Damanhur ◽  
Wahyudiah Utami

The purpose of this study was to analyze the Impact of Qardun Hasan Financing on the Well-Being of Traders in the Lambaro Banda Aceh market. The data used in this study are primary data using sequential time data. The number of samples in this study were 34 members of the Banda Aceh Baitul Misyakat Sharia Cooperative whose receipts were traders in the Lambaro Banda Aceh market using accidental sampling techniques. Data obtained through interviews and questionnaires. The method of data analysis in this study used a paired t test method. The results of this study found that there was an impact on the welfare of traders as measured by religious activity, income, savings and alms. The four indicators showed an impact on the welfare of traders, this was concluded after looking at the conditions and data of traders before and after receiving Qardun Hasan's financing.


2021 ◽  
Vol 10 (2) ◽  
pp. 177
Author(s):  
Raziqa Muhammad Shafiu ◽  
Mohd Afandi Salleh

<em>This study examines the relationship between Nigeria and the International Monetary Fund (IMF) and also traces its impact on Human Rights and Standard of living. Therefore, it assesses the impact of IMF on Human Rights and the living standards of Nigerians, as it was assumed that Nigeria's relationship with the IMF was the key cause of poverty, social insecurity, economic inequalities and a decrease in people's living standards. Primary data sources, such as official records, newspapers, journals, and books, were used to gather data for research, while the Theory of Human Rights and Dependency Theory was used as the basis for this study. The study discovered that externally enforced economic liberalization does not enhance economic development and degrades government human rights practices. The study also assumed that Nigeria's relationship with the IMF was more detrimental than positive and thus had a direct negative impact on the general standard of living of the people. It was suggested that the government should attempt to diversify the economy, reshape its relationship with international financial institutions, such as the IMF and the World Bank, and provide people with adequate facilities to raise their living standards.</em>


Author(s):  
Krishna Kumar ◽  
Syed H. Mazhar

Minimum Support Price fixed by the government to protect the farmers against excessive fall in price during bumper production years. Questions, are being raised about the efficacy and effectiveness of the instruments of price policy specifically the Minimum Support Prices. Under these circumstances it assumes greater significance to understand the impact caused by the minimum support prices on small farmers with socio-economic scale. Total of 60 beneficiaries and 60 non-beneficiaries was selected in Teghara block of Bihar district by purposive sampling method. The primary data were collected with the help of interview schedule and the responses were recorded, classified and tabulated and appropriate statistical tools were employed. The results showed that higher percentage of small farmers were middle aged, attained middle school level education and had low income, the beneficiaries who had primary school level education with high farm experience, present near to the market and contacted extension agents had been sought to have more impacted.


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