PENGARUH MOTIVASI HEDONIS, UTILITARIAN DAN EXIGENCY TERHADAP PEMBELIAN PRODUK YANG DIMEDIASI OLEH KRISIS COVID-19

Adanya pandemi Covid-19 juga berdampak pada perubahan pola hidup masyarakat sehingga mengharuskan masyarakat untuk mampu beradaptasi dengan kebiasaan baru. Dalam skenario ini, kekhawatiran yang jelas muncul bagi perusahaan dan pemerintah yang memastikan bagaimana perilaku pembelian konsumen akan terpengaruh oleh krisis Covid-19. Tujuan dari penelitian ini adalah untuk memahami bagaimana motivasi dan perilaku pembelian konsumen di tengah krisis yang diakibatkan pandemi covid-19. , jenis penelitian ini merupakan penelitian kuantitatif-hipotesis testing research. Teknik pengambilan sampel yang digunakan adalah convenience sampling. Hasil penelitian terhadap konsumen di masa krisis menunjukkan bahwa variabel hedonic berpengaruh negatif dan tidak signifikan terhadap variabel Overall Covid – 19 Crisis Awerness , variabel Purchasing Categories basic needs product, dan variabel Purchasing Categories non basic needs product . Variabel utilitarian berpengaruh positif dan tidak signifikan terhadap variabel Overall Covid – 19 Crisis Awerness , variabel Purchasing Categories basic needs product , dan variabel Purchasing Categories non basic needs product. Variabel exigency berpengaruh positif dan signifikan terhadap variabel Overall Covid – 19 Crisis Awerness, variabel Purchasing Categories basic needs product, dan variabel Purchasing Categories non basic needs product .

ADAPTATION OF PARENTS' ROLE FUNCTIONS POST DISASTER WITH BALANCED NUTRITION NEEDS FULFILLMENT OF TOGETHER

Background : In 2018, Lombok had earthquake for about 3 weeks which killed a lot of victims, disaster and make people become refugees. Disaster makes stress and trauma for victims that need to adapt with new environment to fulfill their basic needs especially balanced nutrition. This research is aimed at identifying the correlation between the pattern of adaptation of parent’s post disaster role and the fulfillment of balanced nutrition of toddlers.Method : This research is designed as correlational study with Cross-sectional approach. The samples were 89 respondents selected through proportional random sampling technique. The data were collected using 2 types of questionnaires distributes to women with toddlers.Result : The research showed that of 89 respondents, 63 respondents (70.2%) had the adaptive role, 26 of them (29.2%) had ineffective role. In relation to balanced nutrition, it is 67 respondents (75.2%) that fulfill the balanced nutrition. Statistic test of spearmen rank’s correlation showed that (rho) value < 0.05 (0.00<0.05) which means that Ha is accepted. The correlation value is 0.584 meaning that there is strong and positive correlation.Conclution : It is inferred that there is correlation between the pattern of adaptation of parent’s post disaster role and the fulfillment of balanced nutrition of toddlers in Jenggala.

Optimizing Tabarru' Funds in Sharia Insurance by Digital Donation-Based Crowdfunding

The COVID-19 pandemic had transformed people's lifestyles in various aspects, among which is the priority shift where health is the main priority in addition to basic needs. In addition, the mobility restrictions during the pandemic have made society adapts to digitalized activities. The phenomenon of increasing donations is also a new occurrence in the era of the COVID-19 pandemic, which shall be acknowledged as the digitized version of Indonesian tradition of mutual cooperation (gotong royong) to help each other to ease the burden on people affected by COVID-19. This phenomenon is similar to the concept of tabarru’’ funds in sharia insurance which uses the mutual assistance (ta'awun) principle among insurance participants. Due to the increase of public awareness of health and high solidarity in the midst of this pandemic, Islamic insurance can find opportunities to increase the number of Tabarru’' Funds participation, with a touch of digital innovation for wider reach in the society. This research aims to develop the management of sharia insurance combined with donation-based crowdfunding management to apply in optimizing tabarru’’ funds. This research was conducted using qualitative descriptive methods, to explore the qualitative datas in several phenomenon of sharia insurance and crowdfunding, and generate a description of the relationship between these phenomena. The results of this study explain that the crowdfunding management can be applied in management of tabarru' funds in Shria insurance, including the following (1) Prospective donors and prospective respondent are both can registered as insurance participants; (2) Donations paid by donors as insurance installment are collected in tabarru’ funds; (3) Every donors and respondents has the same rights over the donation funds; (4) Sharia insurance management applies the principle of crowdfunding transparency through the public financial statements of donation funds or tabarru’ funds, and the report of donor respondent’s progress.

KETENTUAN PEGADAIAN SYARIAH BERDASARKAN FATWA DEWAN SYARIAH NASIONAL MAJELIS ULAMA INDONESIA

In this article, we will explain about sharia pawnshops and their provisions based on the Fatwa of the MUI National Sharia Council. Meanwhile, according to islam pawning is pawning an item as collateral for debt transactions carried out based on sharia principles. The existence of this pawn can be a solution for the communicaty in meeting their urgent financial needs. The practice of pawning in Indonesia is now growing very rapidly along with the increasing need of the community for fast funds to meet their basic needs. With this, it can inspire several Islamic bank and pawnshops to open pawn services. The method that the author uses in this article is a literature study that examines several previous scientific works and other literature that is in accordance with the theme of sharia pawnshops. With the result of the study obtained by the author, it is hoped that it can be used as a reference for readers. Abstrak Dalam artikel ini akan dijelaskan seputar tentang pegadaian syariah serta ketentuannya berdasarkan pada Fatwa Dewan Syariah Nasional Majelis Ulama Indonesia. Yang dimaksud dengan gadai berdasarkan kaidah Islam itu ialah kegiatan menggadaikan barang sebagai jaminan atas transaksi hutang yang dilakukan sesuai dengan prinsip syariah. Adapun dengan adanya kegiatan gadai itu dapat menjadi solusi bagi masyarakat untuk memenuhi kebutuhan keuangan yang sangat mendesak. Di Indonesia praktek gadai ini sudah tumbuh dengan sangat pesat yang beriringan dengan meningkatnya suatu kebutuhan masyarakat terhadap dana cepat/ mendesak untuk memenuhi kebutuhannya. Dengan adanya hal tersebut dapat menjadi inspirasi bagi bank-bank syariah dan lembaga pegadaian untuk menambah layanan jasa gadai. Pada artikel ini penulis menggunakan metode studi literatur yang menelaah beberapa karya ilmiah terdahulu dan literatur lain yang sesuai dengan tema artikel. Harapannya dengan hasil telaah yang diperoleh oleh penulis dapat menjadikan referensi bagi seorang pembaca.

Gandharva and Their Livelihood in Baglung District, Nepal

This paper focuses on the changing livelihood of the Gandharva, a minority people of Baglung District, Nepal. This research adopts qualitative data based on observations, case studies, in-depth-interview, and a literature review. The data have been thematically analyzed and interpreted. Gandharva usually follow their traditional methods of singing and storytelling (Gainegeet), playing sarangi. Sarangi is a traditional musical instrument. Today many of them have adopted agriculture, carpentry, mason, driving, and labor jobs for their livelihood. They are forced to change their livelihood due to limited income insufficient to fulfill their basic needs. Switching to other occupations is not easy. They face lots of difficulty. Due to globalization and modernization, modern songs, radio, television, you tube, social media are getting popular than songs of Gandharva. People today rarely listen to Gandharva's songs and Sarangi, which is on the verge of extinction. This paper explores their lives closely to understand their difficulties and struggle for survival.

Corporate Social Responsibility (CSR) during Covid-19 Pandemic: The Implementation from Unicorn Companies

The COVID-19 pandemic has become a global problem. COVID-19 affects how companies handle employees, customers, and, therefore, the community. Unicorn companies have an essential role in overcoming the pandemic, and they are partnered with the Indonesian government to assist the government in fighting Covid-19. Unicorn companies use the CSR program in helping the community to face the pandemic and the new normal era. This paper aims to explain the response of Indonesian unicorn companies in handling the pandemic through CSR and explain why CSR is useful and necessary in facing the new normal era. The approach was taken in this paper was to survey the literature such as previous studies, annual reports, and news reports on the CSR program from Indonesian unicorn companies during the Covid-19 pandemic, especially CSR for vital stakeholders such as employees, customers, communities, and societies. Employees, consumers, and communities are the foremost significantly suffering from Covid-19. Indonesia's unicorn companies specialize in CSR in several sectors like basic needs, healthcare support, and education. CSR in the community is carried out by Tokopedia with the Nakamate program, while Go-Jek carries out CSR for consumers by providing in-app telemedicine. Besides that, Gojek also assists its driver-partners with financial assistance. On the other hand, other unicorns such as Traveloka, OVO, Bukalapak carry out CSR by donating money, medical equipment, and basic needs to communities affected by the pandemic. This study only adopted a descriptive qualitative research design; consequently, the data obtained were somewhat limited. Further, research can use the interview method with stakeholders to get a more in-depth review. To the best of the author's knowledge, this paper is one of the few studies to propose research on the CSR of unicorn companies in Indonesia during the COVID-19 pandemic, obtained from qualitative data collected during the pandemic.