scholarly journals ANALISIS MINAT REMAJA STABAT TERHADAP TABUNGAN MABRUR JUNIOR PADA BANK SYARIAH INDONESIA KCP STABAT

2021 ◽  
Vol 1 (2) ◽  
pp. 127-134
Author(s):  
M. Guffar Harahap ◽  
Mery Handayani Nasution

The momentum of Hajj for Muslims has its own meaning, apart from being a religious ritual in the last pillars of Islam, Hajj has a moral, spiritual, and intellectual spirit for those who perform it. So that the pilgrimage makes a significant contribution in the process of changing society for the better. The problem is how is the interest of stabat teenagers towards junior mabrur savings at Bank Syariah Indonesia KCP Stabat?. The purpose of this study was to find out how much interest the youth in Stabat had on the junior mabrur savings product at Bank Syariah Indonesia KCP Stabat and find out who influences the interest of Stabat youth. The method used is descriptive qualitative method. The data used is primary data in the form of interviews with BOSM Bank Syariah Indonesia KCP Stabat and secondary data. The results showed that parents were the driving factor for teenagers' interest in junior mabrur savings. For this reason, Bank Syariah Mandiri needs a strategy to increase youth's interest in junior mabrur savings. 

2020 ◽  
Vol 2 (2) ◽  
pp. 99-105
Author(s):  
Nur Atikah Ridwan ◽  
Zulfan Sahri

The objectives of this study are to reveal the causes and negative impacts of overprotective mother’s attitude towards her child in the best-selling novel entitled My Sister's Keeper by Jodi Picoult, and to see how overprotective Sara Fitzgerald as a mother who has an overprotective attitude towards her second child. This research uses descriptive qualitative method with library study to find out the overprotective mother and how the overprotective developed by applying internal and external overprotective theory and mother's theory. The primary data used is the novel itself. Secondary data are books and articles relating to conflict theory. The results showed that there was a major problem that caused by Sara Fitzgerald as an overprotective mother and the impact of her overprotective attitude towards her daughter. There are two causes that Sara becomes an overprotective mother to her second daughter: her illness and her recovery and the impact towards her third daughter  is lacking affection and suffering.


2019 ◽  
Vol 3 (3) ◽  
Author(s):  
Deby Valentina

Free Trade Area ( FTA ) is a part of globalization. In order to support the economy, Indonesian government provides many facilities in taxation. One of them is through the bonded zone facility. Bonded zone is given to company which using export as their main activities. In this research, the authors want to analyze the supervision of this facility and the influence of the bonded zone toward cash flow, tax expenses and export activity of PT. XYZ. This study used descriptive qualitative method, where the author observed directly in the field through interviews. Primary data used are interview and literatures, documents of PT. XYZ and regulation used as secondary data. This study limits the period of PT. XYZ before accepting the bonded zone facility and afterhand, ie 2016-2017. The results of this research found that there is still a weakneeses in terms of supervision but the savings in terms of taxation need to be considered. Therefore, the authors analized that this bonded area facility is worth maintaining.


2020 ◽  
Vol 5 (2) ◽  
pp. 334
Author(s):  
Thalitha Natasya Fitri ◽  
Afina Murtiningrum

This study explores the culture shock portrayed in Sashi�s character of English Vinglish film by Gauri Shinde. The purpose of this study is to describe the kinds of phases of culture shock engaged by Sashi as the analyzed character. This study used descriptive qualitative method. The English Vinglish film by Gauri Shinde and the film script were the primary data of the study, whereas, the secondary data were taken from the books, journals, and articles that related to the research. The results of the study shows that Sashi as the main character in English Vinglish film encounters four phases of culture shock; they are honeymoon, crisis, recovery, and adjustment.


Sirok Bastra ◽  
2021 ◽  
Vol 9 (1) ◽  
pp. 57-66
Author(s):  
Siti Sofiah Fitriyani ◽  
Heni Endriyani ◽  
Seina Dwi Nurmadila

Penelitian ini dilatarbelakangi keberadaan cerita rakyat yang sudah dikenal oleh khalayak umum, yakni cerita Ciung Wanara dan Cindelaras. Namun, di samping cerita rakyat yang sudah diketahui tersebut, terdapat pula cerita rakyat sejenis yang belum diketahui oleh masyarakat luas. Cerita rakyat itu adalah cerita rakyat Asal-usul Warna Merah pada Pohon Pisang yang notabene memiliki kemiripan dengan cerita rakyat Ciung Wanara, dan cerita rakyat Cindelaras. Kemiripan yang muncul dari ketiga cerita rakyat ini dapat dilihat dari motif-motif yang hadir melalui unsur intrinsik cerita, khususnya dalam tokoh dan alur. Metode yang digunakan pada penelitian ini adalah metode deskriptif kualitatif dengan pendekatan sastra bandingan. Adapun teori yang digunakan, yaitu teori folklor dan motif Thomson. Sumber data dari penelitian ini ialah data primer dan sekunder. Data primer didapatkan melalui proses wawancara secara langusng dengan narasumber, sedangkan data sekunder didapatkan melalui media internet. Hasil dari penelitian ini menunjukkan bahwa terdapat dua motif yang paling dominan di antara cerita rakyat Ciung Wanara, Cindelaras, dan Asal-usul Warna Merah pada Pohon Pisang. Kedua motif tersebut yaitu motif ibu tiri dan motif hewan ajaib. Hal ini menunjukkan jika dalam ketiga cerita rakyat tersebut dapat ditarik benang merah yang mengindikasikan kesamaan melalui motif yang dominan. Namun, terdapat juga perbedaan yang dilatarbelakangi oleh kebudayaan kolektif pemiliknya, sehingga dapat dikatakan jika ketiga cerita rakyat ini merupakan cerita yang berbeda tetapi dengan karakteristik yang hampir sama. This research is motivated by the existence of folklore that is well-known by the general public, namely the story of Ciung Wanara and Cindelaras. However, in addition to the known folklore, there are also similar folklore that is not yet known by the wider community. The folklore is the folklore of the Origin of the Red Color on the Banana Tree which incidentally has similarities with Ciung Wanara folklore, and Cindelaras folklore. Similarities that emerge from these three folklore can be seen from the motives that are present through the intrinsic elements of the story, especially in characters and plot. The method used in this research is descriptive qualitative method with a comparative literary approach. The theory used is the folklore theory and Thomson's motives. Data sources from this study are primary and secondary data. Primary data weve the interview process directly with the resource persons, while secondary data obtained through internet media. The results of this study indicate that there are two of the most dominant motives among Ciung Wanara folklore, Cindelaras, and the Red Origin of Banana Trees. The two motives are: 1) the stepmother's motives; and 2) the magical animal motive. This shows that in all three folklore a red thread can be drawn indicating similarity through dominant motives. However, there are also differences that are motivated by the collective culture of their owners, so it can be said if these three folklore are different stories but with almost the same characteristics.


2018 ◽  
Vol 2 (2) ◽  
pp. 36-48
Author(s):  
Ratna Patmawati

This study discusses how to determine the Margin Murabaha in the purchase or financing agreement, what constraints faced in the determination of Margin, what efforts are made in the implementation of Murabahah agreement on the financing of non-bank housing and how the consumer response to the application of murabahah contract in Puri Nirana Cigelam. This research uses descriptive qualitative method by using primary data and secondary data. The result of the research shows that margin acceptance in murabahah agreement based on agreement, the agreement is 10%, in reality the margin obtained in every year is less than 10%. There is no constraint in determining the margin in the murabaha scheme that has been implemented in Puri Nirana Cigelam, Murabahah scheme implementation in the financing of non-bank house in Puri Nirana Cigelam is signing the agreement of both parties between the developers who sell the house and the consumer who bought the house with the clarity of price and payment flat as well as the margin or profit setting that both parties agree on. Consumer response to the implementation of murabahah agreement in Puri Nirana Cigelam castle that many agree and good, average, so the existence of Puri Nirana Cigelam, akad applied in Puri Nirana Cigelam, Islamic Concepts and Value Syari'ah and facilities provided by the PNC is the reason consumers choose to buy housing in Puri Nirana Cigelam.


Author(s):  
Ismail Badollahi

This study aims to analyze the application and treatment of Corporate Social Responsibility (CSR) accounting in an effort to develop communities around companies in PT Semen Tonasa. Research data obtained from primary data and secondary data. Primary data in the form of direct interviews with the company and the community. While secondary data in the form of data obtained from the company's internal data. The method used is descriptive qualitative method. The results showed that the CSR comdev program implemented by PT Semen Tonasa has greatly helped the surrounding community and the community has felt the benefits and has been running effectively, but needs to be followed up on several programs that are still running without extra supervision from the company . The CSR accounting report originates from the current year's profit of 4% in accordance with the RUPS.


2019 ◽  
Vol 20 (1) ◽  
pp. 20-29
Author(s):  
Sri Hartanti ◽  
Rinda Noviyanti ◽  
Lina Warlina

Gebang Fish Landing Base (GebangPPI) was built as a means for fishermen and fisheries businessin Gebang District, Cirebon Regency, in carrying out fisheries economic activities in an effort to improve welfare. This study aims to analyze the condition of the Gebang PPI facilities and the level of utilization by the community, as well as the potential of fisheries capture in Gebang. The next aim is to determine the strategy for managing the Gebang PPI in an effort to improve the fishermen welfare. The method used is descriptive qualitative method. Primary data are obtained through observation, interviews, questionnaires and surveys, while secondary data are obtained from relevant government agencies to analyze the level of the Gebang PPI utilization. Variables are measured using a Likert scale, while SWOT analysis is used to determine the management strategy. The results of the analysis show that the conditions of the Gebang PPI facilities and infrastructures are inadequate for the continuity of fisheries activities, as well as the level of utilization because fishermen prefer to transact outside the PPI. This condition is caused by capital ties between fishermen and intermediary/middlemen. The large potential of fisheries in the Gebang PPI does not guarantee the level of fishermen welfare, because fisheries economic transactions are still determined by intermediary/ middlemen as capital owners. The results of the SWOT analysis show the position in Quadrant I, a very favorable situation. That is, Gebang PPI has the opportunity and strength so that it can take advantage of the opportunities that exist. The strategy that must be implemented is to support aggressive growth policies (growth oriented strategy). The strategy that can be implemented is to optimally utilize the existing potential to facilitate fisheries activities in Gebang, so as to provide benefits for increasing the income of Gebang fishermen.   Pangkalan Pendaratan Ikan (PPI) Gebang dibangun sebagai sarana bagi nelayan dan pelaku perikanan di Kecamatan Gebang, Kabupaten Cirebon, dalam menjalankan aktivitas ekonomi perikanan sebagai upaya meningkatkan kesejahteraan. Penelitian ini bertujuan untuk menganalisis kondisi fasilitas PPI Gebang dan tingkat pemanfaatannya oleh masyarakat, serta potensi perikanan tangkap di Gebang. Selanjutnya menentukan strategi pengelolaan PPI Gebang dalam upaya meningkatkan kesejahteraan nelayan. Metode yang digunakan adalah metode deskriptif kualitatif. Data primer diperoleh melalui observasi, wawancara, kuesionerdan survei, sedangkan data sekunder diperoleh dari instansi pemerintah yang terkait untuk menganalisis tingkat pemanfaatan PPI. Pengukuran variabel menggunakan skala Likert, sedangkan untuk menentukan strategi pengelolaannya menggunakan analisis SWOT. Hasil analisis menunjukkan bahwa kondisi sarana dan prasarana PPI Gebang kurang memadai bagi kelangsungan aktivitas perikanan, begitu juga dengan tingkat pemanfaatannya karena nelayan lebih memilih bertransaksi di luar PPI. Kondisi ini disebabkan oleh ikatan permodalan antara nelayan dengan bakul/tengkulak. Besarnya potensi perikanan di PPI Gebang tidak menjamin tingkat kesejahteraan bagi nelayan, karena transaksi ekonomi perikanan masih ditentukan oleh bakul/tengkulak sebagai pemilik modal. Hasil analisis SWOT menunjukkan posisi pada Kuadran I, merupakan situasi yang sangat menguntungkan. Artinya, PPI Gebang mempunyai peluang dan kekuatan sehingga dapat memanfaatkan peluang yang ada. Strategi yang harus diterapkan adalah mendukung kebijakan pertumbuhan yang agresif (growth oriented strategy). Strategi yang dapat diterapkan adalah memanfaatkan secara optimal potensi yang ada untuk memfasilitasi kegiatan perikanan di Gebang, sehingga memberikan manfaat bagi peningkatan pendapatan nelayan Gebang.


2020 ◽  
Vol 11 (2) ◽  
pp. 92
Author(s):  
Octaria Putri Nurharyani ◽  
Bivit Anggoro Prasetyo Nugroho

This research aims at describing the language acquisition or the ability to acquire language of a child with mental retardation. The data of this study is the language acquisition of Herman (a 2-year-old-child). Data sources were categorized into two groups; the primary data was obtained from Herman’s utterances, and the secondary data was from literature sources (books about psycholinguistics). This research used descriptive qualitative method. Data were collected, clarified, and analyzed according to the established criteria. The result of the study indicated that there was a delay in the language acquisition of the child with mental retardation, yet the process was in a good development.


2020 ◽  
Vol 7 (12) ◽  
pp. 2326
Author(s):  
Annisa Aulia Safitri ◽  
Nisful Laila

ABSTRAKPenelitian ini bertujuan untuk mengetahui komparasi sistem dan prosedur yang diterapkan BPRS Bhakti Sumekar dan BPR JATIM pada pemberian pembiayaan produktif serta proses monitoring yang dilakukan sebagai upaya meminimalisir terjadinya pembiayaan bermasalah. Penelitian ini menggunakan metode kualitatif deskriptif dengan pendekatan studi kasus deskriptif. Pada penelitian digunakan data primer berupa hasil wawancara dengan pemilihan informan menggunakan teknik purposive sampling dan beberapa dokumen pendukung sebagai data sekunder. Penelitian ini menunjukkan bahwa BPRS Bhakti Sumekar dan BPR JATIM menerapkan strategi berupa analisa pembiayaan yang akurat dengan memperhatikan aspek 5C dan melakukan monitoring berupa pengawasan serta pelatihan untuk karyawan sebagai bentuk mitigasi risiko. Pembiayaan bermasalah yang dinilai masih potensial akan dilakukan proses 3R oleh komite penanganan pembiayaan, tetapi jika pembiayaan bermasalah dinilai tidak potensial maka akan dilakukan penjualan barang jaminan secara bersama atau melalui KPKNL.Kata Kunci: Analisa pembiayaan, monitoring, pembiayaan bermasalah, penanganan pembiayaan bermasalah. ABSTRACTThis study aims to determine the comparison of systems and procedures applied by the BPRS Bhakti Sumekar and BPR JATIM in providing productive financing to minimize the occurrence of non-performing financing, monitoring processes in productive financing, and strategies for handling non-performing financing. This research uses a descriptive qualitative method with a descriptive case study approach. The data in this study were obtained through interviews with 8 informants as primary data and several supporting documents as secondary data. The results of this study indicate that in the provision of productive financing, BPRS Bhakti Sumekar and BPR JATIM have implemented a strategy in the form of an accurate financing analysis that takes into aspects of 5C (character, capacity, capital, collateral and condition) and conducts monitoring in the form of supervision and provides periodic training for employees as a form of risk mitigation. Non-performing financing that has the potential to be restructured will be carried out a 3R (restructure / rescheduling / reconditioning) process by the committee that handles problem financing. Non-performing financing that does not have the potential to be restructured will be sold privately or through the KPKNL.Keywords: financing analysis, monitoring, non – performing financing, non-performing financing solutions


2019 ◽  
Vol 2 (1) ◽  
pp. 24-38
Author(s):  
A. Arini Syahidah

This research aims to explore (1) the untruth friendship of Winnie-the-Pooh and (2) its advice for solving starvation of human being in Milne’s Winnie-the-Pooh. The research is a descriptive qualitative method with the support of semiotic approach. It uses smoke-fire concept in Pierce’s Index to look after Aristotle’s 8 characteristics of friendship. Those are explored through Winnie-the-Pooh novel as a primary data and Nicomachean Ethics, book of sociology, and dictionaries as a secondary data. The research discover the untruth is over 4 acts of characters. It keeps some friendship characteristics within. Therefore, those 4 acts directs a man to get a help of a friend.


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