About the Need to Define Uniform Rules for the Operation of Insurance Guarantee Schemes in the Event of Insurer's Bankruptcy in the European Union

2020 ◽  
Vol 4 (105) ◽  
pp. 57-77
Author(s):  
Iwona Szczęsna
Keyword(s):  
European Union ◽  
Insurance Contract ◽  
Individual Member ◽  
The European Union ◽  
Member States ◽  
Current State ◽  
Compulsory Insurance

The European Union has been working for years to establish uniform rules for the operation of insurance guarantee funds in the Member States. They are the equivalents of the Polish Insurance Guarantee Fund. The rules should increase the protection of consumers, i.e. policyholders and the injured. However, it has not been decided yet who will actually be protected by the new regulation, namely whether these will be all the insured or only those who have concluded a compulsory insurance contract. Will all Europeans be protected in the same way or only residents of individual Member States? What is more, the ultimate cost of the systemic changes to be introduced into the Polish market is also unknown. If the system applied to numerous business lines and covered natural persons as well as small and medium-sized enterprises, insurance would certainly become very expensive, leaving many Poles without protection. This article aims to familiarize readers with the current state of legislative works as well as the directions for the development of systemic changes.

scholarly journals Assessing the Level of Renewable Energy Development in the European Union Member States. A 10-Year Perspective

Energies ◽  
2021 ◽  
Vol 14 (13) ◽  
pp. 3765
Author(s):  
Jarosław Brodny ◽  
Magdalena Tutak ◽  
Peter Bindzár
Keyword(s):  
European Union ◽  
Economic Development ◽  
Renewable Energy ◽  
Energy Development ◽  
The State ◽  
The European Union ◽  
Member States ◽  
Current State ◽  
Renewable Energy Development ◽  
European Union Countries

The global economic development is, to a great extent, dependent on access to large amounts of cheap energy sources. The growing social awareness of ecology and the enormous damage to the Earth’s ecosystem due to the production of energy from conventional sources have forced fundamental changes in the energy sector. Renewable energy is considered to be an opportunity for such changes. The current state of the art allows such changes to be made without restricting economic development. Therefore, activities related to the energy transition are being taken all over the world. The European Union has definitely managed to achieve the most tangible effects in this regard. This article presents the findings of the research aimed at presenting the current state of renewable energy in the European Union and analyzing the changes reported in this sector in the last decade. The research was carried out using a selected set of 11 indicators characterizing renewable energy in individual countries. These indicators were selected on the basis of literature review and own studies of the state of renewable energy and its development prospects. Based on these indicators, changes in the energy structure of individual European Union countries between 2008–2018 were determined. The study is divided into two main stages. The principal components analysis (PCA) was used for the first analysis. In turn, the Technique for Order Preference by Similarity to Ideal Solution (TOPSIS) was adopted to assess the level of renewable energy development in the European Union countries. Both these methods and the extended statistical analysis were applied to determine the state of renewable energy development in the European Union countries in the studied period and to divide the Member States into classes with different levels of development. The results of the study showed that the EU countries are characterized by significant differences in the development of RES during the period in question. The unquestionable leaders in this respect are Sweden, Austria, Finland, and Latvia. Based on the findings, it is possible to evaluate the effects of activities related to renewable energy development and to prepare assumptions for future activities. Additionally, both the research and its findings broaden the knowledge of the directions of renewable energy development in individual European Union countries. This is particularly important in the context of changes related to the need to reduce harmful substance emissions and the implementation of the European Green Deal idea.

IMPACT OF EDUCATIONAL ATTAINMENT ON WORKERS’ INCOMES

2021 ◽  
Vol 562 (1) ◽  
pp. 18-23
Author(s):  
Władysław Bogdan Sztyber
Keyword(s):  
Higher Education ◽  
European Union ◽  
Secondary Education ◽  
Income Level ◽  
Individual Member ◽  
The European Union ◽  
Member States ◽  
Level Of Education ◽  
The Impact ◽  
Oecd Data

The article presents the impact of the level of education of employees on their income in various terms. One of them is a study based on the OECD data from 2004–2005, which shows the differentiation of incomes of employees with different levels of education on the basis of the relative differentiation between them, assuming the income level of employees with upper secondary education as 100 and referring to it respectively the income level of employees with higher education and the level of income of employees with lower secondary education. The article then presents a more elaborate study of the impact of the level of education of employees on their incomes in the European Union, included in the Report “The European Higher Education Area in 2015”. This survey shows the impact of the education level of employees on the median of their gross annual income in the European Union and in the individual Member States. The article also compares the income differentiation depending on the level of education, based on the OECD data for 2004–2005, with the results of surveys on European Union Member States in 2010 and 2013.

Migration, Social Protection, and the (Re)Production of Inequalities in the European Union

2018 ◽  
pp. 134-153
Author(s):  
Thomas Faist
Keyword(s):  
European Union ◽  
Social Protection ◽  
Social Space ◽  
Individual Member ◽  
The European Union ◽  
Member States ◽  
Cross Border ◽  
High Degree ◽  
Transnational Social Space ◽  
The Eu

Europe, and the European Union in particular, can be conceived as a transnational social space with a high degree of transactions across borders of member states. The question is how efforts to provide social protection for cross-border migrants in the EU reinforce existing inequalities (e.g. between regions or within households), and lead to new types of inequalities (e.g. stratification of labour markets). Social protection in the EU falls predominantly under the purview of individual member states; hence, frictions between different state-operated protection systems and social protection in small groups are particularly apparent in the case of cross-border flows of people and resources. Chapter 5 examines in detail the general social mechanisms operative in cross-border forms of social protection, in particular, exclusion, opportunity hoarding, hierarchization, and exploitation, and also more concrete mechanisms which need to be constructed bottom-up.

Politics in the European Union

2014 ◽  
Author(s):  
Ian Bache ◽  
Simon Bulmer ◽  
Stephen George ◽  
Owen Parker
Keyword(s):  
European Union ◽  
International Politics ◽  
Individual Member ◽  
The European Union ◽  
Eurozone Crisis ◽  
Member States ◽  
Treaty Of Lisbon ◽  
The Subject ◽  
The Eu

Politics in the European Union examines the theory, history, institutions, and policies of the European Union. The EU is a unique, complex, and ever-changing political entity which continues to shape both international politics and the politics of its individual member states. The text provides a clear analysis of the organization and presents a well-rounded introduction to the subject. Complete and detailed in its coverage, with a consolidated and updated history section, this text weaves together material on key contemporary concerns including the eurozone crisis and the implementation of the Treaty of Lisbon with a thorough consideration of the workings and remit of the EU.

scholarly journals Integration Processes In The Global Economy: Current State And Prospects. The Cases Of The European Union, ASEAN Economic Community, And NAFTA

2016 ◽  
Vol 19 (4) ◽  
pp. 47-65 ◽  
Author(s):  
Janina Witkowska
Keyword(s):  
European Union ◽  
Global Economy ◽  
Global Financial Crisis ◽  
The European Union ◽  
Negative Consequences ◽  
Economic Community ◽  
Member States ◽  
Current State ◽  
Asean Economic Community ◽  
The Eu

The aim of the paper is to determine the current state of the integration processes in the global economy and prognosticate on the foreseeable changes in this phenomenon in the upcoming. Will they be divergence from or continuity with the past trends in the global economy in this field? The article examines three regional integration groupings, i.e. the European Union, ASEAN Economic Community, and NAFTA. The analysis makes it possible to conclude that all of these groupings/organizations are encountering some problems. In the case of the EU, these are mainly: the two – speed integration process as far as a monetary union is concerned; serious negative consequences of the global financial crisis for the socio-economic cohesion of the EU-28; as well as a worsening position in the world trade in goods and services and in the total global gross capital inflows. The problems of the ASEAN Economic Community seem to be connected with some discrepancies between the political will in favour of deepening integration among member states and the real economic difficulties involved in attaining higher stages of integration among a group of countries extremely differentiated in their economic development. NAFTA’s problems also lie in the asymmetrical development between member states, as well as in the lessening importance of the integration within the organization for the member states, which results from the putting into effect numerous other FTAs. The growing openness of all the analyzed integration groupings, being in line with the globalization process, seems to be a future characteristic of integration processes in the global economy.

Analysis of the Dutch Crisis Response System in the Context of the Common European Union Resilience

2020 ◽  
Vol 11 (2) ◽  
pp. 55-64
Author(s):  
Chris van Duuren ◽  
Tomasz Zwęgliński
Keyword(s):  
European Union ◽  
System Development ◽  
Crisis Response ◽  
Individual Member ◽  
Civil Protection ◽  
The European Union ◽  
Member States ◽  
Future Challenges ◽  
The Individual ◽  
The Eu

The increasing integrity of the European Union member states is more and more regarding the security and civil protection aspects. On the other hand the priority in responsibility for the safety and security is still in the domain of the sovereign states. It means that the individual states of the EU are responsible for designing and managing their own security and civil protection systems. However, the integration processes within the EU trigger a significant need for an increase of common understanding of the individual member states’ philosophies, approaches and systems utilized in the domain of security and civil protection. Only then if we understand how the others work, we are able to assist them in a crisis or disaster. Therefore, it is highly important to share and understand each other’s systems between member states. The article presents the Dutch approach to national risk assessment as well as organizational aspects of internal security system applied in the Netherlands. It also suggest the future challenges which are at the near horizon of the system development.

Institutional Environment and Housing Conditions in the European Union

10.4335/56 ◽  
2009 ◽  
Vol 6 (3) ◽  
pp. 287-309
Author(s):  
Tjaša Oplotnik
Keyword(s):  
European Union ◽  
Great Britain ◽  
Housing Market ◽  
Housing Policy ◽  
Housing Stock ◽  
Housing Quality ◽  
Individual Member ◽  
The European Union ◽  
Housing Policies ◽  
Member States

There is no housing policy at the level of the European Union. Therefore, it is the domain of national options. There are also big differences between individual Member States. Despite that, the basic feature of the housing policies has been privatisation in most European countries over the last twenty years. It means transferring the responsibility for housing provision from the state to the market and formation of financial networks within which an individual can provide his or her housing. In nearly all EU Member States, including Slovenia, a major volume of selective allocation of housing construction for the market and a higher level of housing quality are noticeable. The purpose of this paper is to present the housing policies and the housing market conditions in Slovenia, Great Britain, Germany, Sweden and Spain. On the basis of the comparative analysis of the selected countries, we tried to present characteristics, differences or similarities in the housing standard. They are reflected in the quality, availability and accessibility of the housing stock. KEY WORDS: • housing market • housing policy • quality • availability • accessibility • housing stock • Slovenia • Great Britain • Germany • Sweden • Spain

The Member States of the European Union

2020 ◽  
Keyword(s):  
European Union ◽  
Member State ◽  
Individual Member ◽  
Domestic Institutions ◽  
The European Union ◽  
Member States ◽  
Geographical Regions ◽  
State Relations ◽  
The Impact ◽  
The Eu

The Member States of the European Union combines a study of individual member states with an examination of the broader process of Europeanization. Examining both sides of this crucial relationship, this text provides a useful guide to EU member state relations. This third edition has been updated to summer 2019 and includes chapters on eight member states from different geographical regions and dates of accession. These are followed by seven thematic chapters on the Europeanization of structures, actors, and processes within the pre-Brexit EU 28. The Member States of the European Union helps understanding the influence of Member States in the EU but also the impact the EU has on the domestic institutions, politics, and policies of each member state.

scholarly journals SOME PROBLEMS OF DATA SECURITY OF DIGITAL TACHOGRAPH SYSTEM

Transport ◽  
2008 ◽  
Vol 23 (1) ◽  
pp. 82-87
Author(s):  
Gabriel Nowacki ◽  
Izabella Mitraszewska ◽  
Andrzej Wojcechowski ◽  
Tomasz Kamiński
Keyword(s):  
European Union ◽  
Data Security ◽  
Smart Cards ◽  
Motion Sensor ◽  
The European Union ◽  
Member States ◽  
Eu Member States ◽  
Current State ◽  
Security Concern ◽  
The Eu

The paper refers to some introduction problems of Digital Tachograph System (DTS) in EEA. It affects 25 states of the European Union and EFTA (Island, Liechtenstein, Norway) and Switzerland. The legislation principles and structure of DTS in the EU are characterized, especially Polish elements. The current state of DTS introduction in the EU Member States was also noted. Some problems of data security concern TACHONET system that ensures reliable and secure exchange of data between Member States issuing tachograph cards. The digital tachograph security principles (ITSEC) of the motion sensor, the vehicle unit and the smart cards were taken into consideration.

Common Commercial Policy: The Expanding Competence of the European Union in the Area of International Trade

2005 ◽  
Vol 6 (11) ◽  
pp. 1673-1685 ◽  
Author(s):  
Dorota Leczykiewicz
Keyword(s):  
European Union ◽  
International Trade ◽  
Individual Member ◽  
The European Union ◽  
External Trade ◽  
Constitutional Treaty ◽  
Commercial Policy ◽  
Member States ◽  
Trade Relations ◽  
Individual Member State

The European Union (EU) acts in the area of international trade through the community's commercial policy regulated by the European Community (EC) Treaty. The position of the Union in external trade relations is dependant on the unique legal character of this entity. By developing a legal order which is supreme to the law of its Member States, and creating a complex system of institutions and modes of decision-making, the Community has ceased to be a mere representative of the countries it comprises. The increasing transfer of competences from the Member States onto the community allowed it to aim at the realization of common objectives as opposed to merely collective ones. As a result, tensions between the EC and dissatisfied Member States occur and the delineation of competences may turn out to be crucial when interests of an individual Member State are involved. Therefore, the paper which considers the situation of the “new” European Union in the area of international trade, in light of the Treaty Establishing a Constitution for Europe (Constitutional Treaty), should necessarily investigate how the position of the EU will be strengthened vis-à-vis its Member States.

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