The purpose of the article is to consider the theoretical foundations of the synergetic effect in the financial and credit system. The current globalization of the world crisis as an economic phenomenon affects all spheres of social and economic life. It turned out that the linear approaches to the methodology of studying and forecasting changes in the financial sector, inherent in the classical economic theory, no longer work, so the use of a nonlinear approach to study the development of the financial and credit system is extremely relevant. Due to the nonlinearity, it is possible to study in detail all the changes that take place in the economic system of Russia taking into account the external environment. But the problem arises, how to identify nonlinear processes in the financial and credit sphere? This is a question of synergistic economics. For the analysis, the author chose the methodology of synergetics, which is based on the theory of self-organization, self-disorganization and self-management of complex systems.
The author considers the formation of a synergistic effect, bifurcation of a nonlinear dynamic system and the development of new attractors in relation to the financial sphere