PENYUSUNAN ANGGARAN PERSPEKTIF FIQHI ANGGARAN HUKUM EKONOMI SYARIAH

In managing the budget, honesty (shidq) is a liability, which can’t be executed unless the application of the principle of budget transparency. Therefore, based on the rules then, do the transparency of the budget is mandatory. In the view of Islam, avoiding the transparency of the budget is disobedience. The application of the basic values of Islamic law in the preparation of the budget becomes extremely important in anticipating the leak. In this context the existence of fiqh budget is very urgent, because it is not just for the sake of personal interest but also the public. Therefore the parties involved in the preparation of the budget should be linked by law, so that the consequences of which can be accounted for before the courts in case of fraud

PENGARUH PRODUK BANK MUAMALAT TERHADAP PERTUMBUHAN USAHA MIKRO KECIL MENENGAH DI KOTA PALOPO

This research aims to know and analysis the business capital, investment and consumptive toward small micro and medium growing in Muamalat Syariah Bank Branch of Palopo, and to know and analysis between the product have dominant impact toward small, micro and medium enterprise growing in Muamalat Syariah Bank Branch of Palopo. The result of research to found that the product of Muamalat Syariah Bank such as business capital, investment and consumptive in simultaneous affected in positive and significant toward small, micro and medium enterprise growing at Palopo. And in partial the product have applied to customer as attempt to increase of small, micro and medium growing at Palopo City. Based on the result to found that the business capital have dominant affected positive and significant toward UMKM growing at Palopo. This mean the capital to give from client or customer suitable with appointment which to insurance it, would support increasing the UMKM growing

KERAHASIAAN BANK SUATU TINJAUAN DALAM ATURAN HUKUM PERBANKAN SYARIAH DI INDOESIA

Islamic Banking is part of the financial and payment system of a country and its existence depends absolutely on the confidence of the customers who entrust their deposits in the Islamic Banking, so the bank secrecy is necessary to maintain it. Bank secrecy as defined under the Act is everything related to the financial and other matters of bank customers in the ordinary course of banking world shall be kept confidential in this case Islamic banking. In this paper there would discuss how was the actual secrecy Islamic bank in Indonesia in accordance with the applicable law and how it was applied in the field. This was written to determine the scope of bank secrecy in Islamic banking and exceptions set out in secrecy banks in Islamic banking in Indonesia.

DAMPAK IMPLEMENTASI ZAKAT PRODUKTIF

Zakat is the third pillar of Islam that is considered to have a significant role in overcoming various economic problems, problems-problems are: 1. Unemployment, 2. Poverty , 3. Load the crisis and accounts payable, 4. The economy is bad, 5. Hoarding possessions. productive zakat is implemented in the form of venture capital assistance, resource assistance effort so that people can rise from the economic downturn. Distribution of zakat productively contributes greatly to the economy of poor community

PERILAKU KONSUMTIF IBU RUMAH TANGGA (PERSPEKTIF SYARI’AT ISLAM)

Indonesia's economic growth in the developed and developing carry capita income of Indonesia's population also increased, causing living standards increasingly prosperous population. It is affected by the person's shopping behavior patterns including housewives as a family financial management, in addition to the shopping places are comfortable and provide all the needs of consumers influence consumer behavior. In Islamic Sharia, one of the functions treasure as jewelry, treasure the jewelry world are only temporary and for that reason, as a Muslim should be able to utilize the property as well as possible to worship Allah Swt.

PENGALIHAN UTANG DALAM EKONOMI ISLAM

Debt in the Law of Islamic economics is called Al-Hiwalah. The legal basis Hiwalah application is the Qur'an, Hadith, Ijma and qiyas. Terms and harmonious Hiwalah is Muhil (Menghilawahkan), Second; Muhtal (in hilawahkan), third; Muhal 'alaih (people receiving Hiwalah, to four; Shighat Hiwalah, namely the consent of muhil. Hiwalah concept can be applied in the form of Islamic banking Factoring or factoring, post-dated check and Bill discounting

PANDANGAN HUKUM EKONOMI SYARIAH TERHADAP HARGA LELANG BARANG JAMINAN

In the perspective of Islamic Economics auction collateral, is permitted with a note using the pillars of purchase, the terms of buying and selling and general conditions of sale and purchase, ranging from notice to customers that the goods are used as collateral has passed the due time, notice the condition of goods such guarantees, tender preparation until the results of the auction the collateral. Then the auction price realized collateral and must fulfill the will of rapprochement agreement between the seller and the buyer. The auction fee charged to the buyer is not intended to raise the price, but for the interests of the State and the fund will be used as a tax. while in the process of being auctioned pledge collateral offered to customers who first did a deal with the official sanctioning body in this case sharia pawnshops

MUZARA’AH DAN PENGEMBANGAN EKONOMI UMAT DI PEDESAAN

The concept of muzara'ah is an Islamic intellectual heritage whose practice is still possible to be applied in the reality of people's lives. The application of muzara'ah in the era of modern society is carried out with mechanisms that are relevant to existing developments but still consistent with the basis and values of Islamic ideals. This paper reviews some things that are descriptive and explorative with sociological and welfare approaches. The application of muzara'ah is no longer limited to agriculture and has the opportunity to be developed in various other fields with the basic principle of profit sharing. The application of muzara'ah aims to minimize land that is not empowered, to prosper the marginalized land. absorb labor for those who are competent to manage but do not own land, reduce the gap between the owners of capital and land with cultivators, and boost the productivity of the land. Revitalization of muzara'ah shows that the concept can still exist in the present by modernizing its operational techniques, institutionalizing muzara'ah so that the impact is practical and useful for the public, leaning towards improving conditions and presenting comprehensive Islam.

ZONASI MINI MARKET DI KOTA PALOPO SUATU UPAYA PERLINDUNGAN PASAR TRADISIONAL DAN WARUNG KECIL

Regional Regulation Number 9 of 2012 on the Spatial Planning of the City of Palopo became a reference in the zoning of minimarkets in Palopo City as a form of implementation and implementation of Presidential Regulation Number 112 of 2007 about Arrangement and Development of Traditional Markets, Shopping Centers and Modern Shops, in regulating permits from the establishment of Minimarkets in Palopo City. At present the Palopo City Government only gives establishment permits based on regional zoning in 5 sub-districts from 9 sub-districts in Palopo City

PERAN TIM PENGAWALAN, PENGAMANAN PEMERINTAH DAN PEMBANGUNAN DAERAH (TP4D) KEJARI PALOPO DALAM PENCEGAHAN TINDAK PIDANA KORUPSI

The purpose of this study was (1) to find out and analyze the effectiveness of the role of the escort team, government security and regional development (TP4D) at Palopo in preventing corruption, (2). Knowing and analyzing the factors that influence the implementation of the role of the Guardian Team, Government and Regional Development (TP4D) at Palopo in preventing corruption. The research conducted by the author is a type of descriptive research with a juridicalempirical approach is research that examines positive legal rules in order to get answers to existing problems by linking to facts or phenomena about the role of TP4D Palopo in preventing corruption. Research Results show that The implementation of Attorney Palopo's TP4D duties in the prevention of corruption has been carried out effectively, including: escorting and safeguarding the course of government and development through preventive efforts; provide legal assistance in each stage of the development program; coordinate with the Internal Government Supervisory Apparatus (APIP) to prevent irregularities; monitoring and evaluating the implementation of work and development programs.