Al-Mizan : Jurnal Hukum dan Ekonomi Islam
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Published By Institut Ilmu Al Quran - IIQ - Jakarta

2656-7164, 2085-6792

2021 ◽  
Vol 5 (2) ◽  
pp. 127-146
Author(s):  
Mulfi Aulia ◽  
Alya Hanifah

This study uses a field research method with a qualitative approach. Qualitative data on the procurement process for imported products and product sales under the JPH Law were obtained through interviews with store heads, observations and documentation of Indomaret outlets in the Kuningan Regency area. The results of this study indicate, first, the provisions for imported food products that can be found in Indonesia according to the JPH Law, namely the discovery of the appropriate halal label on the product and has a halal certificate and has a registration number (this is specifically for halal certified products abroad, it is mandatory to register to) BPJPH and its registration number on the product). Second, the products supplied to Indomaret in the Kuningan Regency area come from one Distribution Center (DC), namely DC Cirebon, so it can be ascertained that all products sold at Indomaret outlets in the area, including imported food products, are the same. Third, during the five-year transition period (October 2014-October 2019) it turned out that some importers had not utilized optimally to implement halal certification of products. The proof is that in 2021, which means that two years have passed since the transition period, there are still products that are not labeled as halal or labeled as not halal in Indomaret, the Kuningan Regency area.


2021 ◽  
Vol 5 (2) ◽  
pp. 42-61
Author(s):  
Siti Widya ◽  
Selvi Nur Fitriah

This study aims to analyze: first, the practice of transferring funds between banks through the Flip application, second, the fiqh muamalah analysis of interbank transfer transactions through the Flip application. The research method used in this research is field research with a qualitative approach. The results of this study indicate that: First, the practice of transferring funds between banks through the Flip application has been properly implemented using a wakalah contract, the mechanism used for transferring funds is by filling in transfer request data, transferring a nominal amount that you want to send plus a unique code to the account. Flip bank is the same as the user's bank, the user does not object to the addition of a unique code, the user is willing to add a unique code because the nominal unique code is smaller than conventional administration fees. Second, the fiqh muamalah analysis related to the law of interbank fund transfer transactions is permissible because it has avoided usury, maisir, gharar, tadlis transactions and there are benefits to ease transfer transactions between different banks.


2021 ◽  
Vol 5 (2) ◽  
pp. 104-126
Author(s):  
Nadjematul Faizah ◽  
Siti Fatimatu Zahra

This research is a literature study (library research/content analysis) with the type of normative legal research through a statute approach, an Islamic law approach and a case approach. The results of this study conclude that parents may donate assets to their children, grants are made by paying attention to justice between their children. Even though a parent can withdraw the grant, a valid reason and evidence must be had, because the grant cannot be withdrawn immediately, even though the grant is given from the father to his child. In the case discussed in this study, the Panel of Judges decided to reject the grant cancellation lawsuit filed by the father against his children. the absence of the ex-wife's consent to withdraw the grant from the joint property.


2021 ◽  
Vol 5 (2) ◽  
pp. 19-41
Author(s):  
Hendra ◽  
Ana Mar’a Khonita

This study uses a descriptive qualitative method to analyze the strategy of the ACT Global Waqf Institution in managing cash waqf and determine the impact of implementing  strategic plan on the management of the ACT Global Waqf Institution's of cash waqf. The results of the study show that First, there are 3 strategic plans implemented by the Global Waqf Institute ACT, namely Creating an Ecosystem Program that touches from upstream to downstream, Managing cash waqf funds professionally, Conducting regular evaluations. Second, the impact of implementing strategic plans on the management of ACT Global Waqf cash waqf in 2017-2018 was very effective due to an increase in percentage in 2017 of 6.79% and in 2018 of 95.48%. However, in 2019 the impact of implementing the strategic plan was less effective due to a decrease in the percentage of -21.60%, this could be due to different economic problems every year, therefore it must be re-evaluated by updating existing programs.


2021 ◽  
Vol 5 (2) ◽  
pp. 84-103
Author(s):  
Indra Marzuki ◽  
A. Nabila Mutiara
Keyword(s):  

This study aims to determine the application of online and non-cash precious metal transactions from the perspective of muamalah fiqh. The results of this study indicate that first, the reason for the permissibility of buying and selling gold in cash in the opinion of Ibn Qayyim and Ibn Taimiyyah states that gold and silver are goods (sil'ah) that are sold and bought like ordinary goods, and are no longer tsaman so that it makes the result of the legal dispute in the DSN-MUI fatwa No. 77/DSN-MUI/V/2010 that buying and selling gold in cash is considered permissible. In this fatwa, it is clear that buying and selling gold is legal. Second, in online and non-cash precious metal transactions according to Zaid bin Ali, the sale of an item is delayed at a price higher than the cash price, which is a form of legal and justifiable transaction as long as the transaction is based on the principle of mutual pleasure between both sides.


2021 ◽  
Vol 5 (2) ◽  
pp. 62-83
Author(s):  
Amirah ◽  
Zabaarij Al Fu’adah

This study uses a descriptive qualitative method. Data collection comes from interviews with parties who are tied to the management of Cash Waqf Linked Sukuk (CWLS), especially the SW001 series at the Indonesian Waqf Board (BWI) as well as collecting data and reviewing various written sources related to CWLS practices at BWI). The results of this study indicate that: First, the practice of managing the CWLS SW001 program which involves stakeholders, one of which is the Indonesian Waqf Board as the sole nazhir wherein the nazhir invests the cash waqf using a mudharabah contract to issue SBSN by the ministry of finance in a private placement so as to channel the use of investment returns in the form of discounts. and compensation for the construction of the Achmad Wardi Eye Hospital in Banten. The results are collected and placed in CWLS for the purpose of developing new waqf assets (renovation and purchase of medical equipment, community services such as free cataract surgery and procurement of ambulances. Second, the influence of CWLS SW001 on community welfare is the achievement of CLWS in the form of health services (retinal devices and glaucoma). ) at the Achmad Wardi Eye Hospital is very helpful for the people around Banten. Given the very high cost of health operations and the returns obtained through CWLS as a form of financial recovery during the COVID-19 pandemic, CWLS has a significant effect on the welfare of the community.


2021 ◽  
Vol 5 (2) ◽  
pp. 1-18
Author(s):  
Rahmatul Fadhil ◽  
Nurbalqis

Cash Waqf Linked Sukuk (CWLS) is a new creative financing product from Indonesia and the first in the world, which has a lasting impact. In Indonesia, the use of productive waqf is an indicator of a progressive increase in waqf, because if the assets are managed, they can generate economic benefits. On the other hand, seeing the significant and significant contribution of Cash Waqf Linked Sukuk (CWLS) in developing the people's economy, and supported by the nature of innovation as the main character, it is necessary to analyze the suitability of the contract used and its mechanism based on the Maqâshid ash-Syarî'ah principle. . This study uses library research methods (library research). The data sources used are primary and secondary data. The data were analyzed using descriptive analysis method. The results of this study indicate that: based on a review from the perspective of Maqâshid ash-Syarî'ah Cash Waqf Linked Sukuk (CWLS) transactions are included in the category of ifdz al-mâl at the level of al-hâjiyyât and ifdz ad-dîn at the level of al-hâjiyyât.


2021 ◽  
Vol 5 (1) ◽  
pp. 77-100
Author(s):  
Sultan Antus Nasruddin Mohammad

Penelitian ini menggunakan metode kualitatif bersifat deskriptif. Pengumpulan data berasal dari wawancara kepada pihak yang terikat dengan pengelolaan wakaf uang di Bank CIMB Niaga Syariah serta mengumpulkan data dan mengkaji berbagai sumber tertulis yang terkait dengan praktik wakaf uang di Bank CIMB Niaga Syariah. Hasil penelitian ini menunjukkan bahwa: Praktik wakaf uang yang dilakukan bank CIMB Niaga Syariah adalah Wakif melakukan penyetoran dana wakaf secara langsung maupun tidak langsung melalui program atau jasa layanan di CIMB Niaga Syariah, lalu dana tersebut akan disetorkan ke rekening Giro berakad wadi’ah milik mitra Bank – yaitu Nazhir, kemudian Nazhir akan mengelola  dalam bentuk investasi di lembaga keuangan syariah dan mendapatkan bagi hasil yang akan disalurkan kepada mauquf ‘alaih. Bank CIMB Niaga Syariah Dalam tugasnya sebagai LKS PWU, Bank CIMB Niaga Syariah telah melaksanakan tugasnya sesuai dengan Hukum Islam dan Perundang-undangan yang berlaku di Indonesia.


2021 ◽  
Vol 5 (1) ◽  
pp. 60-76
Author(s):  
Syafaat Muhari
Keyword(s):  

Penelitian ini bertujuan untuk mengukur dampak Covid-19 terhadap Kinerja Jakarta Islamic Index dengan membagi pengukuran menjadi tiga periode. Periode Desember 2019 – Februari 2020 yang merupakan periode dimana Covid-19 sudah muncul namun belum resmi diumumkan di Indonesia, Periode Kedua saat Maret 2020 – Mei 2020 saat Pandemi resmi diumumkan dan berlaku pembatasan Sosial Bersakal Besar (PSBB), dan periode Juni 2020 – Desember 2020 saat PSBB telah dilonggarkan. Lebih lanjut penelitian ini juga akan menguji bagaimana peramalan return harian saham-saham syariah saat terjadi pandemi dengan menggunakan pengukuran Simple Moving Average (SMA). Penelitian ini memberikan temuan bahwa pandemi covid-19 menyebabkan ketidakpastian diawal-awal terjadi infeksi global dan return harian saham-saham syariah mengalami pertumbuhan yang negatif sepanjang periode PSBB. Dengan diperlonggarnya PSBB maka peluang untuk terus mencatatkan pertumbuhan return harian yang positif semakin besar karena aktivitas ekonomi telah berjalan kembali. Temuan lain dalam penelitian ini juga menunjukkan bahwa pergerakan JII sedikit turun pada saat awal pemberlakuan PSBB namun terbukti tetap stabil dalam jangka menengan dan panjang.


2021 ◽  
Vol 5 (1) ◽  
pp. 125-145
Author(s):  
Teuku Fajar Shadiq

Dalam beberapa kurun waktu terakhir ini, eksistensi ekonomi Islam memiliki peran penting dalam ekonomi global (global economy) yaitu dengan bertambahnya populasi penduduk muslim maka meningkat pula konsumsi dan demand produk halal yang sesuai syariah (sharia compliance), yang telah berkembang sub sektor makanan, kosmetik dan obat-obatan (farmasi), jasa keuangan, busana (fashion), travel Muslim yang bertemakan MuslimFriendly Tourism hingga media bertema Islam. Pemicu pertumbuhan tersebut antara lain di dorong oleh pertumbuhan ekonomi (economic growth) dan meningkatkan kepatuhan terhadap nilai-nilai etika. Dari hasil penelitian diketahui rata-rata penilaian responden terhadap variabel sentra bisnis halal adalah sebesar 4.45 dari skala 5 yang mengindikasikan bahwa responden dalam penelitian ini memiliki persepsi yang bagus dari pelaku usaha mikro dalam memenuhi atau mendirikan sentra bisnis halal. Hal ini dapat dilihat dari persepsi responden yang menyatakan bahwa produk yang memiliki sertifikat halal jauh lebih menguntungkan yang mendapatkan nilai 4.65 dari skala 5. Sementara itu, persepsi responden yang menyatakan bahwa sistem bagi hasil lebih menguntungkan dibandingkan sistem bunga mendapatkan penilaian 4.26 dari skala 5. Melihat trend usaha atau bisnis dengan skala seperti ini menggambarkan potensi peningkatan kualitas hidup masyarakat melalui pengembangan usaha produktif sektor riil dengan model industri ultra mikro yang patut di dorong oleh Pemerintah melalu penyediaan landscape yang tertata dengan baik, sehingga mereka memperoleh tempat usaha yang permanen dengan berkontribusi pada pendapat pajak.


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