scholarly journals Analisis Fikih Muamalah Terhadap Transaksi Transfer Dana Antar Bank Melalui Aplikasi Flip

2021 ◽  
Vol 5 (2) ◽  
pp. 42-61
Author(s):  
Siti Widya ◽  
Selvi Nur Fitriah

This study aims to analyze: first, the practice of transferring funds between banks through the Flip application, second, the fiqh muamalah analysis of interbank transfer transactions through the Flip application. The research method used in this research is field research with a qualitative approach. The results of this study indicate that: First, the practice of transferring funds between banks through the Flip application has been properly implemented using a wakalah contract, the mechanism used for transferring funds is by filling in transfer request data, transferring a nominal amount that you want to send plus a unique code to the account. Flip bank is the same as the user's bank, the user does not object to the addition of a unique code, the user is willing to add a unique code because the nominal unique code is smaller than conventional administration fees. Second, the fiqh muamalah analysis related to the law of interbank fund transfer transactions is permissible because it has avoided usury, maisir, gharar, tadlis transactions and there are benefits to ease transfer transactions between different banks.

This chapter considers some of the essential features of ethnography as a qualitative method. The main theoretical foundations of ethnographic approach are explained; however, the emphasis is mainly on how ethnography is done. Thus, the techniques for collecting data used by ethnographers take the central part of this chapter with some special attention to the methodology of observation. Through many examples, the authors describe the various forms of observation as a social research method. It is useful to illustrate the approach of the ethnographer through the metaphor of the “stranger” because “reflexivity” is an important part of the qualitative approach of ethnography. The practicalities of recording the field research and writing memos are fully considered in conjunction with practical suggestions and conceptual discussion, including the writing up of the final text which should be the conclusion of a consequential process, rather than a separate entity.


2020 ◽  
Vol 4 (2) ◽  
pp. 840-849
Author(s):  
Nuraini Nuraini ◽  
Ridwan Hanafiah ◽  
Masdiana Lubis

The main purpose of the study is to find out the kinds of lexical and syntactical errors in writing the student’s paper of English Abstract. The data collecting technique used the field research method from 25 student’s papers of English abstract of Accounting Department Politeknik Negeri Medan. The method used in the research is a qualitative approach. The findings of the research revealed that there were so many errors found in the student’s papers of English abstract. There were two kinds of lexical errors relate to Semantic Error in Lexis found in the student’s papers of English abstract which are Confusion of Sense Relations and Collocational Errors. The number of errors in Confusion of Sense was 20 errors with percentage 62.50 % while the collocational errors were also found as many as 12 errors that constituted 37,50% of the total errors collected in the data analysis process. The errors in the syntactical level are also found in the student’s paper of English abstract based on surface structure taxonomy. There were five kinds of errors found in the analysis process. The most frequent errors made by students are misformation 62 (40,79%) of error followed by omission error reach 54 (35,53%) of errors. The addition errors reach 22 (14,47%) of error. then, misordering errors are found 13 (8,55%) of errors. finally, the blend is only found 1 (0,66%) of errors in student’s papers of English abstract in Accounting Department Politeknik Negeri Medan.                                                    


2019 ◽  
Vol 2 (1) ◽  
pp. 49-60
Author(s):  
Cut Megawati ◽  
Amzar Ardiyansyah

This study aims at determining the role of country (Gampong) government in developing and managing Gampong bungets. The research method uses library research (secondary) and field research (primary) so it can be analyzed by using qualitative approach. From the results of the discussion, it can be concluded that the role of country government in building and managing country budgets is still far beyond expectations caused by internal disharmony and external ignorance so that the existing resources are not able to carry out the existing tasks. Thus, the country government should be more active in the management and development of country’s budgets by participating in seminars and lectures held by the local government. 


2019 ◽  
Vol 7 (2) ◽  
pp. 295
Author(s):  
Sharen Peari Carakata ◽  
Ambar Budhisulistyawati

<p>Abstract</p><p>This article aims to explain the law protection form given to the creditor toward the fiduciary guarantee object that is not registered to Fiduciary Registration Office. The researcher studies the protection form given to the creditor if the fiduciary deed is not registered to the Fiduciary Registration Office. This research is a descriptive empirical legal research. The approach of the research is qualitative approach which is a research method that produce analytical descriptive data. The data were collected through document analysis or library material, observation, and interview. The techniques for analyzing the data were qualitative method. The fiduciary object that is not registered to the Fiduciary Registration Office is a regular civil agreement where the law protection to the creditor is a common agreement that is limited to a law protection that does not have special rules or special rights that are written or does not have preference rights as stated in Fiduciary Guarantee Law if the fiduciary guarantee is registered to the Fiduciary Registration Office.</p><p> </p><p>Keyword: Fiduciary guarantee; fiduciary registration; law protection.</p><p> </p><p>Abstrak</p><p>Artikel ini bertujuan untuk menjelaskan mengenaibagaimana bentuk dari  perlindungan hukum bagi</p><p>kreditur terhadap objek jaminan fidusia yang tidak didaftarkan pada kantor pendaftaran fidusia. Dimana penulismengkaji bentuk dari pelindungan hukum bagi kreditur apabila akta jaminan fidusia tersebut tidak didaftarkan. Penelitian ini merupakanpenelitian hukum empiris yang bersifat deskriptif.  Pendekatan yang dilakukan menggunakan pendekatan kualitatif, yang merupakan suatu tata cara penelitian yang menghasilkan data deskriptif-analitis.Teknik pengumpulan data yang digunakan studi dokumen atau bahan pustaka, pengamatan dan wawancara.Teknik analisis data yang digunakan dalam penelitian ini adalah dengan menggunakan metode kualitatif.Jaminan fidusia yang tidak didaftarkan pada Kantor Pendaftaran Fidusia merupakan sebuah perjanjian keperdataan biasa dimanaperlindungan hukum bagi kreditur merupakan perjanjian secara umum yaitu hanya sebatas perlindungan hukum yang  tidak memiliki peraturan atau hak-hak khusus yang dicantumkan ataupun tidak memiliki hak preferensi seperti yang tercantum didalam Undang-undang Jaminan Fidusia apabila jaminan fidusia tersebut didaftrarkan pada Kantor Pendaftaran Fidusia. </p><p> </p><p>Kata Kunci: Jaminan fidusia; pendaftaran fidusia; perlindungan hukum.</p>


Author(s):  
Mondzir Mondzir ◽  
Chamim Thohari

ABSTRACT        This study entitled "a comparative study of Imam Syafi'i and Imam Malik's opinion on Taking Fruit Trees on Land Pawn Goods (Case Study in Guluk-guluk District, Sumenep Regency). The pawning party generally gives the pawn party the land with the fruit of the tree to the pawn recipient and must give the fruit of the tree to the pawn recipient until the pawner pays the debt.       The research method used in this study is the field research method (Case Study) also intended to study intensively about the background of the current situation, as well as the specific social unit environmental interactions that are (given).       The results of this study regarding the taking of fruit trees on earthly pawned goods carried out by the Guluk-guluk District community according to Imam Syafi'i the fruit of the tree is not part of the pawning goods (marhun bih) but the fruit is the property of the mortgaged person (ar-Raahin ). Meanwhile, according to Imam Malik, the law is permissible if it is used as a pawn condition. Key Words : ar-Rahn, ar-Rahin, al-Murtahin, al-Marhun, al-Marhun bih.


2020 ◽  
Vol 1 (2) ◽  
pp. 164-168
Author(s):  
Putu Ananda Sari ◽  
Ida Ayu Putu Widiati ◽  
I Nyoman Sutama

Control of unlicensed tour guides is the authority of the Bali provincial government through Civil service police Unit (Satpol PP) as a form of oversight of all regional regulations, especially regional guide regulations. SatPol PP is granted the authority to supervise by the government and cooperate with court police and tourism institutions in the law enforcement system. This study discusses the authority of the Bali Provincial Government in supervising unlicensed tour guides and sanctions against unlicensed tour guides. The method used to achieve these goals is the empirical legal research method, which is to conduct field research through interviews and taking notice of the existing phenomena in society related to the problems being studied. The results of the data analysis show that the government is provided the authority by statutory regulations through Law Number 10 of 009 concerning Tourism and Regional Regulation of the Province of Bali Number 5 of 2016 concerning Tour Guides. Supervision is carried out through preventive and repressive measures and is in the law enforcement system. Sanctions are applied to tour guides who are not licensed by imposing sanctions in the form of fines through court proceedings and tour guides who commit violations will be subject to tourism violations in the form of fines. The implementation is carried out through the secrets of the tour guides when carrying out their duties in each tourism area in Bali. Guiding secrets are executed through the control function in each working area.


2020 ◽  
Vol 2 (1) ◽  
pp. 9-15
Author(s):  
Martinus Halawa ◽  
Zaini Munawir ◽  
Sri Hidayani

A fact that in the association of human life, individuals and groups, there are often deviations from the norms of his life, especially known legal norms. Where in mutual human association, this deviation of legal norms is referred to as a criminal offense. In recent years there has been more and more crime against human souls in society. The research method used in this study is the Library Research and Field Research. Judge's consideration or Ratio Decidendi is an argument or reason used by the judge as a legal consideration that becomes the basis before deciding a case. In practice before this juridical consideration is proven, the judge will first withdraw the facts in the trial that arises and constitute the cumulative conclusions of the witnesses' statements, the defendant's statements, and the evidence. The application of the law in this case to the murder case is legitimate while in reasonable terms because the application of the law must be in accordance with what was done by the perpetrators because the deterrent effect that is expected in the application of this law is very important.


2021 ◽  
Vol 1 (2) ◽  
pp. 89-94
Author(s):  
Annissa Valentina ◽  
Kusuma Wardany ◽  
Sulis Anjarwati

This research aim to know empowerment community of fisherman in Margasari village, Labuhan Maringgai, Lampung Timur. It affected the improvement life quality of the community of fisherman, through participation that means they realized development activity did not only about Government either community participation for quality improvement. This research is field research. Method research that is used in this research is the qualitative approach. Analysis of data used was qualitative with the conclusion of data used inductive. This research indicates that the empowerment level in this village is very low because fisherman did not include in empowerment activity. Most of the fishermen need to be empowered but need a strategy that involved not only one step of implementation but also planning, implementation, until evaluation.


2019 ◽  
Vol 2 (2) ◽  
pp. 104-111
Author(s):  
Wira Hadi Kusuma

The purpose of this study was to analyze efforts to improve learning achievement through increasing spiritual intelligence in increasing student learning achievement. The research method, this research is a field research with a qualitative approach, with data collection tools through interviews, observation and documentation. The results of the study, in general, that the spirituality of students has an impact on improving student learning achievement. This is done in 7 ways or efforts made by the Kiai and Ust, namely earnest (istiqomah), fasting a lot, performing night prayers, reading the Koran, accustoming ablution, leaving immorality, and should not be indiscriminate snacks. In conclusion, the increase in santri's spiritual intelligence has a positive impact on improving learning achievement. Keywords: Spiritual Intelligence, Learning Achievement, Santri Spiritualistas    


2021 ◽  
Vol 1 (2) ◽  
pp. 202
Author(s):  
Muhammad Anzaikhan

Plurality is understood as religious diversity in a society that is increasingly disturbing and undergoing friction. The Dayah clerics in Aceh view plurality as sunnatullah, but the plurality that is recognized is only limited to religious tolerance in the eyes of the syafii school. The research method in this study is field research with a qualitative approach. Data was collected by interviewing Tengku Dayah and campus intellectuals. In addition, data support was also carried out in the form of a literature study on the basis of the thoughts of figures related to Ulama Dayah and Islamic thinkers in Aceh. The results of the study concluded that the majority of Ulama Dayah rejected the plurality of sects more than the rejection of religious plurality. The Ulama Dayah contradicted and even forbade the congregation and their students from studying Islamic Thought. As a result, the treasures of Islamic thought in Aceh are hampered and can only be lived within the academic scope of the campus. If Islamic thinkers appear among the dayah, then they must contextualize according to the understanding and pattern of the Sunnah, otherwise Islamic thinkers will be rejected and even expelled from the majority congregation in Aceh.


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