Assessment of the Readiness of Micro, Small and Medium Enterprises in Using E-Money Using the Unified Theory of Acceptance and Use of Technology (UTAUT) Method

The presented study examines e-commerce technologies a new conceptual framework of the unified theory of acceptance and use of technology among small and medium enterprises (SMEs) in developing countries.Aim. The study aims to identify factors for the implementation and acceptance of e-commerce among small and medium enterprises (SMEs) in developing countries.Tasks. The authors utilize tools of G. Hofstede’s cultural dimensions theory to describe the emotional attitude of an individual to the use of technology.Methods. This study examines various aspects of the method of the unified theory of acceptance and use of technology (UTAUT), which is implemented in many studies of behavioral intentions of individuals in the adoption of new technologies.Results. For the first time, a conceptual (predictive) model based on four moderating variables is proposed. The variables include such cultural dimension parameters as power distance index (PDI), individualism/collectivism (IDV), uncertainty avoidance (UAI), and long-term/short-term orientation (LTO). These moderators boost the effect of the basic constructs on the behavioral propensity for the use and application of technologies.Conclusions. Based on the considered conceptual framework, the authors propose a number of recommendations for the development of tools that would ensure the required level of employee engagement in the acceptance and use of e-commerce technologies among small and medium enterprises (SMEs) in developing countries. Another promising direction involves using the tools of G. Hofstede’s cultural dimensions theory to examine the specific aspects of the acceptance and use of information technology among organizations belonging to different national business cultures.

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COVID-19 and Adoption of Webinars: Empirical Perspectives from Nigerian Small and Medium Enterprises

International Journal of Scientific Research in Science and Technology ◽

10.32628/ijsrset218266 ◽

2021 ◽

pp. 264-278

Author(s):

O. Bello ◽

O. A. Yahaya

Keyword(s):

Regression Analysis ◽

Important Determinant ◽

Small And Medium Enterprises ◽

Unified Theory ◽

Utaut Model ◽

Performance Expectancy ◽

Use Of Technology ◽

Positive Feelings ◽

Medium Enterprises ◽

Survey Questionnaires

This study examines the factors driving the adoption of webinars among small and medium enterprises (SMEs) in the midst COVID-19 pandemic to hold meetings, training events and sharing business ideas and information. The study used survey questionnaires to obtain data from respondents based on a modified Unified Theory of Acceptance and Use of Technology (UTAUT) model. Results of the regression analysis show that performance expectancy is the most important determinant of webinar adoption during the COVID-19 pandemic. Based on the findings of the study, it is deduced that SMEs adopted webinars due to their perception that it improves their performance, increases their social status, adapts easily with their existing infrastructures and gives them positive feelings of pleasure and achievements.

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Peran Ekspektasi Kinerja, Ekspektasi Usaha, Pengaruh Sosial, dan Kondisi yang Mendukung terhadap Perilaku Pengguna Itqan Mobile yang Dimediasi oleh Niat Perilaku Menggunakannya

Jurnal Maksipreneur Manajemen Koperasi dan Entrepreneurship ◽

10.30588/jmp.v10i1.655 ◽

2020 ◽

Vol 10 (1) ◽

pp. 48

Author(s):

Chairia Chairia ◽

Citra Sukmadilaga ◽

Indri Yuliafitri

Keyword(s):

Regression Analysis ◽

Behavioral Intentions ◽

Small And Medium Enterprises ◽

Unified Theory ◽

Performance Expectations ◽

Use Of Technology ◽

Behavior Intentions ◽

Facilitating Conditions ◽

Medium Enterprises ◽

Two Stages

<em>Baitul Maal wat Tamwil (BMT) is a sharia cooperative that is able to reach up to economic actors of Small and Medium Enterprises (SMEs). Itqan BMT members in Bandung who use Itqan Mobile are far less than the number of members who do not use them. The purpose of this study was to examine the Unified Theory of Acceptance and Use of Technology (UTAUT) on users of users and not users of Itqan Mobile on Itqan BMTs in Bandung. UTAUT is a theory that is widely adopted in studies of user acceptance of a technology. The method used in this research is regression analysis followed by path analysis. Regression analysis was carried out in two stages. The result of regression I research is that effort expectations show a positive and significant role on the behavioral intentions of members using Itqan Mobile, while performmmance expectancy, social influence, and facilitating conditions do not contribute to the behavioral intentions Itqan Mobile. The results of regression II research indicate that performance expectations and effort expectations have not role in the behavior intentions Itqan Mobile. Furthermore, the results of the study also prove that performance expectations, effort expectations, social influences, and facilitating conditions show an indirect effect on the behavior of Itqan Mobile users which is mediated by behavioral intentions of using it.</em>

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Exploring the Elements Influencing the Behavioral Adoption of E-Commerce by Chinese Small and Medium Enterprises (SMEs)

Information Development ◽

10.1177/02666669211048486 ◽

2021 ◽

pp. 026666692110484

Author(s):

Isaac Kofi Mensah ◽

Rui Wang ◽

Lin Gui ◽

Jinxuan Wang

Keyword(s):

Structural Equation ◽

Small And Medium Enterprises ◽

Technological Factor ◽

Equation Modeling ◽

Intention To Use ◽

Unified Theory ◽

Significant Determinant ◽

Performance Expectancy ◽

Use Of Technology ◽

Medium Enterprises

This study investigated the behavioral adoption of electronic commerce (EC) among small and medium enterprises (SMEs) in China. This was undertaken by integrating the Technological, Organizational, and Environmental (TOE) framework into the Unified Theory of Acceptance and Use of Technology (UTAUT). The data generated from 349 SMEs were analyzed with SPSS and SmartPLs 3.0 via the utilization of the structural equation modeling (SEM) procedure. The results reveal that while the environmental factor was a positive predictor of the performance expectancy of EC among SMEs, it does not, however, encourage the adoption of EC. Again, while the knowledge factor was not significant in driving the performance expectancy of EC, it was a significant determinant of the adoption of EC among SMEs. Also, the study found that organizational factor was a positive predictor of both performance expectancy and the adoption of EC by SMEs. The technological factor was not a significant predictor of the intention to use EC but was significant in determining the performance expectancy of EC. Finally, the study demonstrated that the performance expectancy of EC was a significant predictor of the behavioral adoption of EC. The managerial and research implications of these findings are deliberated.

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Peningkatan Produksi, Pencatatan Kartu Persediaan Dan Pemasaran Sale Pisang UD Sumber Alam Buana di Kabupaten Banyuwangi

LOYALITAS, Jurnal Pengabdian Kepada Masyarakat ◽

10.30739/loyal.v2i2.491 ◽

2019 ◽

Vol 2 (2) ◽

pp. 188

Author(s):

Dilla Cattleyana ◽

Adytira Rachman

Keyword(s):

Raw Materials ◽

Small And Medium Enterprises ◽

Production Capacity ◽

Raw Material ◽

Use Of Technology ◽

Cutting Knife ◽

Typical Food ◽

Online Stores ◽

Medium Enterprises ◽

E Mail

Micro, Small and Medium Enterprises (UMKM) has an important role in the Indonesian economy, one of which can help the per capita income of the Indonesian state, especially in Banyuwangi Regency, as well as in the UM Banana Sale UD UD. Sumber Alam Buana, located at the eastern end of the island of Java, precisely in Banyuwangi. The UMKM is one of Banyuwangi's original typical food businesses from Ambon banana raw material, bearing in mind that typical food is identical to souvenirs (souvenirs) when visiting Banyuwangi, certainly not forgetting to bring and share them with you. However, there are problems in the field of production of UD Banana Banana UD, namely the low production capacity of processing banana raw materials because it still uses a cutting knife and the appropriate method has not been applied to record raw materials or finished goods so that the owner is less able to control the cycle of raw materials or finished goods. While in the marketing sector it is still conventional to be entrusted in a gift shop so that it can only wait for whether the product is sold or vice versa. The solution to the development activities of UMKM Sale Banana UD Sumber Alam Buana includes counseling and training using a banana chopper tool that is more efficient than a knife that has been used to chop banana raw materials. Whereas in terms of recording to help partners to control raw material inventory and finished goods efficiently and effectively, the need for training knowledge and assistance to owners and employees using a perpetual method stock card (inventory). To expand market share that has demanded the use of technology, training is held to make e-mail as a portal to access several e-commerce websites and to open online stores through social media such as Facebook and others. The results achieved in the Community Service program are the development of this business in terms of increasing production capacity, managing raw materials, expanding markets and increasing income.

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Advanced Managerial Accounting Techniques and Decision Support System: An Empirical Analysis of Small And Medium Enterprises in Jordan

European Scientific Journal ESJ ◽

10.19044/esj.2018.v14n22p233 ◽

2018 ◽

Vol 14 (22) ◽

pp. 233

Author(s):

Wesam Abu Mater ◽

H. Kanasro

Keyword(s):

Decision Support ◽

Decision Support System ◽

Empirical Analysis ◽

Support System ◽

Small And Medium Enterprises ◽

Statistical Tests ◽

Social Variables ◽

Managerial Accounting ◽

Use Of Technology ◽

Medium Enterprises

This study investigates the empirical analysis of advanced managerial accounting techniques on decision support system in small and medium enterprises in Jordan. The crucial role played by small and medium-sized companies have a major impact on the economies of countries. Therefore, working at maximum cost-effectiveness is vital to both survival and competitiveness because most SMEs in developing countries operate in crowded and competitive markets. To obtain the objectives of the study, the researcher conducted a questionnaire survey, a sample was of 100 managers and 200 employees’ respondents was purposefully sampled, in SMEs in Amman capital city of Jordan. The purpose of the sample is to see the effect of accounting management techniques and decision support system in small and medium enterprises and the researcher take the demographic variables; gender, management level, age, education, and use of technology and financial controlling systemare taken as moderating variables. The statistical tests were applied to analyze the data. The results of the study showed the significant impact of advanced managerial accounting techniques and decision support on SMEs. The study also found that financial controlling system and the use of technology has a positive impact on performance. In light of the results the researcher has made a number of recommendations that will help the Jordanian enterprises, in order to be able to interact and respond to economic, environmental and social variables and respond to economic, environmental and social variables.

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Uso de las TIC como estrategia competitiva de las micro y pequeñas empresas. Caso Mazatlán, Sinaloa

Revista Relayn - Micro y Pequeñas empresas en Latinoamérica ◽

10.46990/relayn.2019.3.2.72 ◽

2019 ◽

Vol 3 (2) ◽

pp. 46-53

Author(s):

María Amparo Lizárraga Morales ◽

Marco Antonio Prieto García ◽

Juana Eugenia Olaguez Torres ◽

Piero Espino Roman

Keyword(s):

Quantitative Method ◽

Small And Medium Enterprises ◽

Business Administration ◽

The Internet ◽

Santa Cruz ◽

Use Of Technology ◽

La Red ◽

Medium Enterprises

El objetivo del presente estudio es analizar el uso de las TIC en los directivos de las Mypes de Mazatlán, Sinaloa. Se empleó la metodología cuantitativa, con alcance descriptivo, se seleccionó una muestra de 401 empresas de una población de 20, 761 Mypes. Los resultados muestran que el 53% utilizan programas especializados para administrar el negocio, siendo el WhatsApp la red social más usada para asuntos personales y laborales con el 91.8% y 79.4%, seguido del 27.5% que utiliza programas de computadora de apoyo a la producción; el 11.5% indicaron no hacer uso de computadoras. Se concluye incluir y promover el desarrollo tecnológico mediante el uso de SRM y CRM en la gestión administrativa para generar un valor agregado en las empresas. Abstract The objective of the present investigation is to know the correlation that exists between the use of technologies and the level of studies that entrepreneurs of small and medium enterprises have, for this purpose, the quantitative method of research was applied, information was obtained of 377 questionnaires applied to entrepreneurs of Santa Cruz de Juventino Rosas, Guanajuato. The results show that the businessman still performs activities manually and do not make purchases on the internet, it is concluded that the higher the level of studies of entrepreneurs, the greater the use of technology in business administration.

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What Drives Senegalese SMEs to Adopt Renewable Energy Technologies? Applying an Extended UTAUT2 Model to a Developing Economy

Sustainability ◽

10.3390/su13169332 ◽

2021 ◽

Vol 13 (16) ◽

pp. 9332

Author(s):

Dorothee Apfel ◽

Carsten Herbes

Keyword(s):

Renewable Energy ◽

Customer Service ◽

Developing Economies ◽

Small And Medium Enterprises ◽

Qualitative Content Analysis ◽

Qualitative Interviews ◽

Government Support ◽

Adoption Process ◽

Use Of Technology ◽

Medium Enterprises

Renewable energy technology (RET) can help small and medium enterprises (SMEs) in developing economies to both meet the need for a stable energy supply and contribute to the fight against climate change. In Senegal, SMEs have the opportunity through RET to become electricity prosumers. Whether it works as such in Senegalese SMEs is one of the questions we were able to address through qualitative interviews with 23 SMEs and 13 experts. Using qualitative content analysis, we examined what factors promote the adoption of RET by these SMEs. We also examined how well the established Unified Theory of Acceptance and Use of Technology model (UTAUT2) can serve as a guiding framework for this type of investigation. We find that effort expectancy is generally underestimated. Performance expectancy, when high, may influence the adoption process positively, while social influence does not seem to play a role. Both SMEs and experts point to customer service and government support for SMEs adopting RET as important facilitating conditions. The cost of RET is another factor influencing the adoption of these technologies. However, we regard the UTAUT2 as only partially helpful for the Senegalese context, due to the informal sector economy in Senegal. This leads us to add the factors knowledge, communication channels and entrepreneurial orientation. Moreover, we question the unequivocally positive notion of prosumerism for African contexts, as the idea draws its motivating power from a Western mindset.

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Micro, small, and medium enterprises (MSMEs): The emerging market analysis

Accounting ◽

10.5267/j.ac.2021.5.019 ◽

2021 ◽

Vol 7 (7) ◽

pp. 1521-1528

Author(s):

Fatimah Fatimah ◽

Abid Djazuli ◽

Fitriya Fauzi

Keyword(s):

Environmental Conditions ◽

Structural Equation ◽

Small And Medium Enterprises ◽

Emerging Market ◽

Research Impact ◽

Business Owners ◽

Factors Affecting ◽

Use Of Technology ◽

The Government ◽

Medium Enterprises

This study aims to analyse the factors affecting the Micro, Small, and Medium Enterprises in the province of South Sumatra, Indonesia. Data of 100 MSMEs were collected through questionnaires in the 15 regencies/cities in South Sumatra. The statistical analysis used was Structural Equation Modelling (SEM) processed through AMOS. The results evidence that the external factors of capital support, business partners, and infrastructure directly have no direct effects but indirectly affect the performance of MSMEs in South Sumatra. Also, the availability of resources and environmental conditions; and the capability of business owners and employees indirectly affect the performance of MSMEs in South Sumatra. Lastly, the use of technology and research impact the performance of MSMEs in South Sumatra directly and indirectly through the availability of resources and environmental conditions and business owners and employees' capability. Theoretically, this study expands the MSMEs literature by discussing factors (i.e., external and internal) affecting MSMEs' performance holistically. Practically, this study is beneficial for the government, practitioners, and policymakers.

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STRATEGIZING SMALL AND MEDIUM ENTERPRISES DEVELOPMENT THROUGH ICT-RELATED INNOVATIONS ADOPTION: MODERATING INFLUENCE OF GENDER, AGE AND EXPERIENCE

INFORMASI ◽

10.21831/informasi.v48i1.18417 ◽

2018 ◽

Vol 48 (1) ◽

pp. 15

Author(s):

Adamkolo Mohammed Ibrahim

Keyword(s):

Social Influence ◽

Small And Medium Enterprises ◽

Age Groups ◽

Performance Expectancy ◽

Technology Innovations ◽

Use Of Technology ◽

And Gender ◽

Gender Categories ◽

Facilitating Conditions ◽

Medium Enterprises

The rapid advancement in information and communication technology (ICT) has brought huge entrepreneur benefits and challenges. A key challenge that has been less researched is the demand for skilled manpower in relation to the issue of the role employees’ age and gender play in driving SMEs’ ICT-related innovations adoption. This paper attempted to determine the moderating role of three important workers’ demographic characteristics (age, gender and experience) on the use of innovations related to ICT by SMEs. Adopting the unified theory of acceptance and use of technology (UTAUT) perspective, a questionnaire was designed and administered to 400 employees selected from 43 SMEs in the Malaysian state of Selangor. The results of multiple regression analysis indicate that performance expectancy, effort expectancy, social influence and facilitating conditions all have significant impacts on ICT-related technology innovations adoption (ICTRIA) while the moderator analysis confirmed that the two gender categories, different age groups and different experience levels have specific moderating influence on the relationship paths between the four predictors and technology innovations use. Novel findings show that performance expectancy and social influence are more salient for older female and younger female workers to run jobs related to ICT innovations use in the firm respectively.

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