scholarly journals Non-Cash transaction behavior of people Yogyakarta City: a case from Indonesia

2021 ◽  
Vol 316 ◽  
pp. 02056
Author(s):  
Imamudin Yuliadi ◽  
Yusi Ariyani

The changes in information technology have also changed community behavior in doing transaction payments from cash to non-cash. This study aims to discover the effect of easiness, trust, life-style, and risk factors on people of Yogyakarta city interest to do a non-cash transaction. The research data were primary data obtained through interviews and questionnaires to 100 respondents in Malioboro shopping center which is the icon of Yogyakarta city, Indonesia. The data then estimated through multiple linear regression models using SPSS 16 statistical program. The result of the study empirically showed that easiness, trust, and life-style had positive and significant effects on the community’s choice to have non-cash transactions. Meanwhile, risk had a negative and significant effect on the interest of people in doing non-cash transactions. In general, non-cash payment promoted the intensity and capacity of a payment transaction because the payment is easier and cheaper. This study recommends increasing community awareness about the benefits and risks of a non-cash payment transaction. Moreover, law enforcement of customer protection from the misuse of non-cash payment facilities should be enhanced.

2020 ◽  
Vol 3 (2) ◽  
pp. 52-58
Author(s):  
Noviani Walalayo ◽  
Rumas Alma Yap ◽  
Lillyani M. Orisu

This study aims to determine the influence of location, consumer income, house prices, appetite for subsidized home purchase decisions in Manokwari Regency. The variables in this study are Location, Consumer Income, House Price and Taste. This study uses primary data and secondary data. Primary data obtained through questionnaires and secondary data obtained through agencies related to this study, the analysis method used is to use multiple linear regression models using the SPSS Statistic 16 program. The results of the partial study (t test) Location, Kosumen Income, House Prices and tastes had a positive and significant effect on the decision to purchase subsidized homes in Manokwari Regency. But together (simultaneously) variable locations, consumer income, house prices and tastes significantly influenced purchasing decisions at a confidence level of 95 percent.


2021 ◽  
Vol 8 (2) ◽  
Author(s):  
Maria Novriana Mina ◽  
Anwar Made ◽  
Rita Indah Mustikowati

This research was conducted to examine and determine the effect of functional supervision, financial management, and clarity of budget targets on the performance accountability of the Inspectorate of Malang. This type of research is quantitative research, the source of the data used is primary data, sampling techniques using total sampling method, then analyzed with multiple linear regression models. The results showed that functional oversight, financial management and clarity of budget objectives simultaneously affect performance accountability, functional supervision partially influences performance accountability, financial management influences performance accountability and clarity of budget targets affects performance accountability


2021 ◽  
Vol 4 (1) ◽  
pp. 67-75
Author(s):  
Sakirin Sakirin ◽  
Darwanis Darwanis ◽  
Syukriy Abdullah

Objective – This study aims to test the effect of tax knowledge, level of trust and religiosity on taxpayers' compliance in paying property tax (PBB) in Aceh Singkil Regency, Aceh, Indonesia.  Design/methodology – The population of this study are all property taxpayers in Aceh Singkil Regency for the year 2018 with a total of 34,000 taxpayers. Non-probability sampling technique was utilized to draw the research sample which results in 396 samples. Primary data was obtained through questionnaires distributed to the respondents and analyzed using multiple linear regression models.  Results – The results showed that tax knowledge, level of trust and religiosity affect the compliance of the taxpayers of property tax in Aceh Singkil Regency, Indonesia. Partially, tax knowledge affects the compliance of property tax paying of taxpayers while the level of trust affects the compliance to pay property tax of taxpayers in Aceh Singkil Regency. Nevertheless religiosity does not affect the compliance of paying property tax of taxpayers in Aceh Singkil Regency. The findings of this study interestingly provides an evidence of the lack of role of religion in influencing the tax payers’ compliance towards property tax.


2019 ◽  
Vol 8 (1) ◽  
pp. 15-25
Author(s):  
Anak Agung Bagus Putu Widanta ◽  
IW Wita Kesumajaya

This study aims to comprehensively examine the effect of socioeconomic status, competence, and physical appearance and examine which variables are most influential on the waiting time for job search for FEB alumni. Primary data is used as the central estimation, with a sample of FEB Unud alumni in the last three years. Evaluation is done by using multiple linear regression models with independent variables in the form of dummy variables. The estimation results provide a comprehensive picture of the factors influencing the injury time of seeking a job.  The alumni work so that this can be a reference for faculties, especially Faculty of Business at Uiversitas Udayana, in developing curriculum and improving learning at the faculty level to produce quality graduates/outputs and approaching market needs productive work. The study results can also be a reference for Universitas Udayana alumni to improve competence and provide an overview in entering the labor market, which is increasingly complex and wins fierce labor market competition.


2018 ◽  
Vol 23 (1) ◽  
pp. 60-71
Author(s):  
Wigiyanti Masodah

Offering credit is the main activity of a Bank. There are some considerations when a bank offers credit, that includes Interest Rates, Inflation, and NPL. This study aims to find out the impact of Variable Interest Rates, Inflation variables and NPL variables on credit disbursed. The object in this study is state-owned banks. The method of analysis in this study uses multiple linear regression models. The results of the study have shown that Interest Rates and NPL gave some negative impacts on the given credit. Meanwhile, Inflation variable does not have a significant effect on credit given. Keywords: Interest Rate, Inflation, NPL, offered Credit.


Author(s):  
Nykolas Mayko Maia Barbosa ◽  
João Paulo Pordeus Gomes ◽  
César Lincoln Cavalcante Mattos ◽  
Diêgo Farias Oliveira

Author(s):  
Gangaram Biswakarma

This study focuses on measuring tourist satisfaction towards home stay. This paper emphasized to identify the variables that are related to tourist satisfaction during tourist homestay. It is also focused on analyzing the relationship and impact of these latent construct of factors to overall tourist satisfaction towards home stay. In an attempt to visualize the purpose, tourists satisfaction in a homestay in Nepal has taken into as a case, with an aim to identify the underlying dimensions of tourist satisfaction during tourist homestay. Twenty six (26) manifest variables of homestay has been formulated to understand the dimensions. Likewise, for a conforming the latent construct (1) statement as dependent variable of overall satisfaction was developed for the purpose of the primary data collection. The manifest variables are basically focused on aspects of home stay attributes namely cultural attraction, hospitality, amenities and safety & security at the home stay destination. Post Exploratory Factor Analysis indicates factor loading for twenty two (22) items manifest variables as significant, loaded with five (5) factors of home stay attributes named as Amenities & Safety, Reception, Local Cuisine & Accommodation, Local Life style & Costumes, and Cultural Performance. This study contributes to the development of survey instrument for exploring tourist satisfaction for Home stay for future researchers.


2003 ◽  
Vol 5 (3) ◽  
pp. 363 ◽  
Author(s):  
Slamet Sugiri

The main objective of this study is to examine a hypothesis that the predictive content of normal income disaggregated into operating income and nonoperating income outperforms that of aggregated normal income in predicting future cash flow. To test the hypothesis, linear regression models are developed. The model parameters are estimated based on fifty-five manufacturing firms listed in the Jakarta Stock Exchange (JSX) up to the end of 1997.This study finds that empirical evidence supports the hypothesis. This evidence supports arguments that, in reporting income from continuing operations, multiple-step approach is preferred to single-step one.


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