Market Implications of Public Policy Interventions: The Case of Florida's Property Insurance Market

2013 ◽  
Vol 17 (2) ◽  
pp. 183-214 ◽  
Author(s):  
Lorilee A. Medders ◽  
Charles M. Nyce ◽  
J. Bradley Karl
2021 ◽  
Vol Publish Ahead of Print ◽  
Author(s):  
Annelise Brochier ◽  
Arvin Garg ◽  
Alon Peltz

2019 ◽  
Vol 70 (10) ◽  
pp. 3622-3626
Author(s):  
Corina Ilinca ◽  
Marian Preda ◽  
Stefania Matei ◽  
Stephen J. Cutler ◽  
Oana Tautu ◽  
...  

Salt intake is one of the important predictors of hypertension, a widespread chronic disease among adults. Much remains to be known about its causes, especially in the Romanian context, where there is a scarcity of analyses on this particular topic. Its predictors are relevant for public policy in order to evaluate what strategy should be adopted given actual levels of salt intake and the way people think about their levels of salt intake. Our analyses focus on actual and perceived salt intake. Data for this analysis come from the SEPHAR project, gathered in 2016 (wave 3), a nationally representative sample of Romanians. After noting a major discrepancy between perceived and actual levels of salt intake, we used two regressions with actual and perceived salt intake as dependent variables and three types of factors as independent variables: socio-demographic (age, gender, region, type of locality, education), lifestyle (fat diet, alcohol consumption, active lifestyle, and smoking) and related diseases (obesity and diabetes). Results show Romanians have similar levels of salt intake perceptions independently of the characteristics considered, except fat diet and diabetes, and similar levels of actual salt intake except age and gender, even though previous research shows that there are differences between individuals across these characteristics when it comes to considering hypertension as a dependent variable. We conclude by noting policy interventions regarding salt intake based on the results of this research, especially the need to update the current Romanian TV campaign to reduce salt intake or similar campaigns from other countries.


2012 ◽  
Vol 27 (1) ◽  
pp. 95 ◽  
Author(s):  
José Juan Cervantes Niño ◽  
Lylia Palacios Hernández

Generalmente se afirma que las actividades de la pepena informal son algunas de las peores formas de empleo en México. Sin embargo, con base en la información de un estudio nacional y mediante una metodología de evaluación rápida, en este texto se destaca que muchas de las características típicas de dichas actividades han mutado y que en la actualidad se pueden encontrar nuevas realidades de esas ocupaciones, las cuales conllevan diferentes desigualdades, pero pueden inducir a una mejor formulación de intervenciones de política pública. AbstractInformal scavenging in Mexico is generally held to be the worst form of employment. However, on the basis of information from a national study and a quick evaluation methodology, this text shows that many of the typical characteristics of these activities have changed and that nowadays, these occupations have new realities, which lead to different realities yet which can lead to a better formulation of public policy interventions.


2020 ◽  
Vol 4 (1) ◽  
Author(s):  
Anthony A. Braga ◽  
Elizabeth Griffiths ◽  
Keller Sheppard ◽  
Stephen Douglas

One of the central debates animating the interpretation of gun research for public policy is the question of whether the presence of firearms independently makes violent situations more lethal, known as an instrumentality effect, or whether determined offenders will simply substitute other weapons to affect fatalities in the absence of guns. The latter position assumes sufficient intentionality among homicide assailants to kill their victims, irrespective of the tools available to do so. Studies on the lethality of guns, the likelihood of injury by weapon type, offender intent, and firearm availability provide considerable evidence that guns contribute to fatalities that would otherwise have been nonfatal assaults. The increasing lethality of guns, based on size and technology, and identifiable gaps in existing gun control policies mean that new and innovative policy interventions are required to reduce firearm fatalities and to alleviate the substantial economic and social costs associated with gun violence. Expected final online publication date for the Annual Review of Criminology, Volume 4 is January 13, 2021. Please see http://www.annualreviews.org/page/journal/pubdates for revised estimates.


Author(s):  
Hans-Uwe Otto ◽  
Melanie Walker ◽  
Holger Ziegler

This book has examined how the capability approach provides a politically normative metric for the critical analysis of policies and public policy structures, as well as policy interventions driven by human development or human security concerns. It has demonstrated that existing social structures and institutions play a key role in the realisation of capabilities or the feasibility of human flourishing. This chapter summarises the book's main arguments and considers new principles and aspirations towards capability-promoting policy. It argues that an alliance with the tradition of critical social science may ‘secure’ the capabilities approach, with its analytic focus on real-world conditions and requirements for renegotiating social justice and creating more capabilities-promoting policies, and vice versa. Capability-promoting policies include emancipatory and democratic strategies that transform unjust structures in order to enhance the agency of individual subjects in terms of human flourishing.


2020 ◽  
pp. 1-20
Author(s):  
ALEJANDRO HORTAL

Abstract Nancy Cartwright argues that evidence-based policies should not only rely on randomized controlled trials (RCTs) to test their effectiveness – they should also use horizontal and vertical searches to find support factors and causal principles that help define how those policies work. This paper aims at analyzing Cartwright's epistemology regarding evidence-based policies and their use of RCTs while applying her findings to current research involving nudges as behavioral public policy interventions. Holding a narrowly instrumental view of rationality, nudge theory tends to neglect other expressive components. Policymakers, in their quest for causal principles, should consider the expressive rationality of individuals in their research. This inclusion would not only increase the effectiveness of nudges, but also address some ethical issues related to people's autonomy when targeted by these interventions.


2014 ◽  
Vol 17 (1) ◽  
pp. 145-165
Author(s):  
Justyna Witkowska ◽  
Aušrinė Lakštutienė

This article analyses trends in the development of the commercial insurance market in Poland and in Lithuania over the last decade. The insurance market changed in the 2002-2011 period. Those changes can be seen in various fields of commercial insurance. Data on the number of insurers, total premiums written, and the trends in claim payments and claim ratios were used to perform a market trend analysis. It should be emphasized that Poland experienced the results of the financial crisis in the insurance market later than Lithuania, which is visible in specific ratios under analysis. In Lithuania, in terms of insurance expenditures, non-life insurance products are definitely more popular, while in Poland life insurance plays the most important role. Poles buy most life insurance from group 1, and Lithuanians from group 3. In the case of non-life insurance, motor vehicle insurance (third-party liability insurance and casco (collision/personal liability insurance)) and property insurance are the leading forms of insurance purchased by both Poles and Lithuanians, as well as other Europeans.


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