The Impact of Strategic Planning on Online Banking: An Empirical Study in Saudi Arabia

2013 ◽  
Vol 2 (1) ◽  
Author(s):  
Gaafar Mohamed Abdalkrim ◽  
Laith Talal Khrais
2013 ◽  
Vol 2 (1) ◽  
pp. 53
Author(s):  
Gaafar Mohamed Abdalkrim ◽  
Laith Talal Khrais

Banking sector of 21st century face local and international challenges resulted from the revolution of information, technological development, globalization, market liberalization and knowledge explosion; therefore, strategic planning associate by online banking services in banking sector became an urgent necessity. The purpose of this study is an attempt to study the impact of strategic planning among online banking environment in Saudi Arabia. The study comprises three variables which represent independent variable and were derived from comprehensive review of the literature of strategic planning which are: budgeting, forecasting and management reporting. On line bank which is represent dependent variable measured by usefulness and ease of use. Data for this study were collected through questionnaires which were accompanied by a letter explaining the project and assuring respondents of the confidentiality of their answers. Those participants were online banking users of five banks in Saudi Arabia. Statistical tools were used to test hypotheses and achieve the objectives, thus the research is descriptive and as a result quantitative methods have been used. The findings indicate that the entire hypotheses are supported, whereby customers will use e-banking when they perceive that usages of e-banking are useful and accessible.


Author(s):  
Sonja Grabner-Kräuter ◽  
Rita Faullant

The construct of trust is important for online banking, because it underlines what is conducive to an enabling online banking environment. This chapter reports on an empirical study of 381 bank customers in Austria that investigates the role of Internet trust as a specific form of technology trust in the context of Internet banking. Furthermore the impact of propensity to trust as a facet of personality on Internet trust is investigated. The findings stress the importance of Internet trust as a determinant of consumer attitudes toward Internet banking and its adoption. In addition, the results show that propensity to trust is a determinant not only for trust in interpersonal relationships but also for trust in technological systems.


Author(s):  
   Jafar Abdullah Mousa Idris

The retail trade of the largest economic activities, and represent more than 40% of the total volume of employment in the world's projects and working up the hands that work in this area to 20% of total employment size ratio. The purpose of research is to identify the impact of strategic planning on the development of retail trade in Saudi Arabia, which is considered the first Arab in the retail of what is available to their human, physical and geographical potential. The study concluded that Rania is using province strategic planning in the development of retail trade Find assumed that Rania province do not use strategic planning in retail development in Saudi Arabia, specifically province Rania. The researcher used data collection and analysis to the questionnaire and analyzed through a statistical program for Social Sciences (SPSS) researcher has used averages to determine the average Answers study sample all paragraphs. The study dealt with the basic concepts of strategic planning, retail trade, functions and retail trade in the Kingdom of Saudi Arabia. The study reached the most important results that Rania governorate has a distinct geographic location and is characterized by a distinguished commercial center. Retailing is somewhat booming compared to the past, but Rania does not use strategic planning to develop it. The study made recommendations to develop retail trade in the governorate and the entire Kingdom. The most important of which is the need to use the scientific foundations for strategic planning in the development of retail trade.


Sign in / Sign up

Export Citation Format

Share Document