INSURANCE CONTRIBUTIONS: CALCULATION AND PAYMENT PROCEDURE

10.12737/3803 ◽  
2014 ◽  
Vol 9 (1) ◽  
pp. 28-32
Author(s):  
Никифорова ◽  
Olga Nikiforova ◽  
Мухаметзянов ◽  
Kamil Mukhametzyanov
Keyword(s):  
Small Businesses ◽  
Pension Fund ◽  
Medical Insurance ◽  
Insurance Fund ◽  
Average Wage ◽  
Insurance Premiums ◽  
The Social ◽  
Compulsory Insurance ◽  
Excess Amount ◽  
Per Capita

This article describes the calculation and payment of insurance premiums to the Pension Fund, Compulsory Medical Insurance fund and Social Security in 2014. In 2014, amendments, relating to the calculation and payment of insurance premiums to extrabudgetary funds took effect: the basis for assessment were indexed, benefits to certain categories of taxpayers were extended. At the same time, though the size of a fixed fee was reduced for entrepreneurs, which is especially beneficial for small businesses, but they were obliged to pay an additional 1% of the income, exceeding 300 000 rubles per year. The general rate of insurance contributions in 2014 is 30%: to the Pension Fund is 22%, to the Compulsory Medical Insurance fund is5.1% and 2.9% to the Social Insurabce fund. We believe that we should not abandon the savings part of the pension , as it forms the future retirement of the employee. When forming savings pension, different approaches to its accrual is liquidated. Pension officials and other employees will depend on the length and size of the salary. Citizens must choose where to invest your savings for future pensions themselves. Amendents in the legislation on compulsory insurance premiums for individual entrepreneurs gives certain benefits to small entrepreneurs in comparison with previous years, as they reduced the size of the fixed payment, but the same time were obliged to pay an additional 1% of the income, exceeding 300 000 rubles per year. This may affect on their business, striving to hide their income and make tax offenses and go to the “shadow”." Considering the average wage in Russia, per capita income of the country, we consider it necessary to increase the size of the standard income up to 500 000 rubles per year or reduce the rate of contribution to the excess amount to 0.5-0.7%.

SOCIAL INSURANCE IN RUSSIA: STATE, CURRENT CHALLENGES AND RESPONSES TO THEM

2020 ◽  
pp. 75-95
Author(s):  
Lyudmila A. Migranova ◽  
◽  
Valentin D. Roik ◽  
Keyword(s):  
Social Insurance ◽  
Pension Fund ◽  
The State ◽  
Insurance Fund ◽  
Social Risks ◽  
Social Insurance Fund ◽  
Subsistence Minimum ◽  
The Social ◽  
Mandatory Health Insurance ◽  
Insurance Funds

The article deals with the issues of functioning of the social insurance institution, the organizational-legal and financial forms of which are presented by the state extrabudgetary social funds - Pension Fund of Russia, Mandatory Social Insurance Fund and Mandatory Health Insurance Fund. It considers the main characteristics of social insurance: a) scope of covering the employed population by insurance protection; b) contribution rates as related to wages; c) level of protection of population incomes (pensions and benefits as related to wages and subsistence minimum); d) availability of quality medical assistance and rehabilitation services. There are analyzed the present social risks and problems of the RF insurance system. The main problem is that the amount of financial expenditures on all types of social insurance per beneficiary is about half that of most developed and developing countries. The primary cause is lacking motivation of both employees and employers to participate in the mandatory social insurance and to legalize their earnings. In the conclusion there are formulated a number of proposals for improvement of the institution of social insurance in Russia. It is proposed to expand the range of insurance cases concerning unemployment insurance and care for elderly people, to increase the total amount of compulsory contributions to extrabudgetary insurance funds from 30.2% up to 42.5% from three sources - employees, employers and the state.

scholarly journals Healthcare Supply Chain Network Coordination Through Medical Insurance Strategies with Reference Price Effect

2019 ◽  
Vol 16 (18) ◽  
pp. 3479
Author(s):  
Gao ◽  
Wang
Keyword(s):  
Decision Making ◽  
Supply Chain ◽  
Healthcare System ◽  
Reference Price ◽  
Medical Insurance ◽  
Patient Choice ◽  
Insurance Fund ◽  
Supply Chain Network ◽  
Price Effect ◽  
The Social

China has established the universal medical insurance system and individual out of pocket costs have decreased, however, the average healthcare expenditure of the Chinese population and the expenses of the whole society have increased substantially. One major challenge which impedes the progress of attaining sustainable development of the social healthcare system in China is that the number of hospital admissions is disproportionate. Superior hospitals are overcrowded, whereas subordinate hospitals are experiencing low admissions. In this paper, we apply the game theory model to coordinate the healthcare supply chain network, which is composed of the government, medical insurance fund, superior hospitals, subordinate hospitals and patients. Especially by taking the reference price effect into account, this paper analyzes different medical insurance reimbursement strategies and their influence on patient choice and the healthcare supply chain network. The result shows that the reference price effect increases the leverage of medical insurance, guides patients’ choice, optimizes the allocation of medical resources and reduces the medical expends. In comparison to a decentralized decision- making strategy, a centralized decision- making strategy can stimulate both superior hospital and subordinate hospital’s cooperative intentions which benefits the social healthcare system.

scholarly journals E-Government as a Major Factor in the Development of Social Insurance Funds in Ukraine

2020 ◽  
Vol 9 (512) ◽  
pp. 198-204
Author(s):  
D. P. Feklistova ◽  
◽  
D. M. Zagorska ◽  
Keyword(s):  
Social Security ◽  
Social Insurance ◽  
Pension Fund ◽  
Insurance Fund ◽  
Social Insurance System ◽  
Social Security Fund ◽  
Social Insurance Fund ◽  
The Social ◽  
Security Fund ◽  
Security Funds

Social insurance as a system of guaranteeing material support in case of occurrence of insured cases undergoes the process of reforming, the State uses a variety of methods of influence, including achievements of scientific-technological progress. Social security funds were created to provide citizens with a full range of services that provide a decent life. The article is aimed at analyzing the opportunities of social security funds to provide electronic services. The latest changes in the reform of the social insurance system of Ukraine are illuminated. The functions performed by these establishments are considered in order to understand their essence. The concept of «e-government» is described and it is defined that its application influences the improvement of effectiveness of the government policy. The analysis of services of the Pension fund of Ukraine, the Social insurance fund and the Social insurance fund in case of unemployment was carried out. The largest number of electronic services is now provided by the Pension fund of Ukraine, which successfully implements e-government. The Social security fund does not yet provide the opportunity to receive services remotely. The Social security fund in case of unemployment in the aspect of e-government focuses on the employment services of citizens. Recommendations for further development of the social insurance system using electronic services are provided.

scholarly journals The Impact of China's Total Medical Insurance Package Payment Based on Compact County Medical Community and Its Implications for Medical Insurance Funds: Evidence from Y County, China

2020 ◽  
Author(s):  
Juming Liu ◽  
Yihua Xu ◽  
Yiqing Yang ◽  
Kaifu Luo ◽  
Yangyang Hong ◽  
...  
Keyword(s):  
Health Service ◽  
Medical Insurance ◽  
Medical Community ◽  
Insurance Fund ◽  
County Level ◽  
Medical Expenses ◽  
Insurance Funds ◽  
Per Capita ◽  
Underdeveloped Areas ◽  
The Stability

Abstract Background:Due to the irrational structure of medical and health resources, uneven distribution, and low level of grassroots services, traditional medical insurance payment methods in China’s underdeveloped areas have not been fully utilized in regulating medical service behaviors and guiding the allocation of medical resources. The medical insurance fund of many regions collapsed, the fund balance rate and compensation rate decreased year by year, and the medical expenses rose rapidly, which seriously affected the enthusiasm of the insured residents. As a results,the sustainable development of the medical insurance fund faced many difficulties and challenges.Based on this, we want to design a medical insurance policy suitable for underdeveloped areas in China to improve the capacity and efficiency of health services and maintain the stability of medical insurance funds.Methods:Collected medical insurance data of Y County in China from 2018 to 2019.The interruption time series(ITS) was used to evaluate the utilization of medical insurance funds in county-level hospitals, primary health service centers, and hospitals outside the medical community.Results:Inpatient expenditure(IE) per capita,out-of-pocket inpatient expenditure(OIE) per capita,and medical insurance expenditure (MIE)per capita in county-level hospitals increased by 84.682, 6.564 and 62.302 yuan per month respectively after the reform; Number of annul discharges persons(NOADP)from basic health service centers increased by 36.899 per month after the reform; IE per capita and MIE per capita increased by 18.624 yuan and 15.767 yuan per month on average after the reform; the residents hospitalized outside CCMC decreased by 9.545 per month on average after the reform. Conclusions:China should further implement the CCMC-based TMIPPM reform to control medical expenses and maintain the stability of medical insurance funds in in more trials.

The erosion of filial piety by modernisation in Chinese cities

2009 ◽  
Vol 29 (2) ◽  
pp. 179-198 ◽  
Author(s):  
CHAU-KIU CHEUNG ◽  
ALEX YUI-HUEN KWAN
Keyword(s):  
Filial Piety ◽  
Service Sector ◽  
Average Wage ◽  
Unresolved Issue ◽  
Policy And Practice ◽  
Chinese Cities ◽  
Older Parents ◽  
The Face ◽  
Per Capita ◽  
Representative Samples

ABSTRACTWhether filial piety or financial support to older parents is eroded or maintained through societal modernisation is an unresolved issue in China and a matter of widespread concern. Whereas structural-functionalist theories predict erosion, alternative views suggest that modernisation reduces filial piety only minimally or conditionally. One possible condition that resists the modernisation effect is education. The impacts of modernisation and its interaction with Chinese education are therefore the focus of this study. Using various sources, the paper reports analyses of the relationships between the levels of modernisation in six Chinese cities, measured by average gross domestic product per capita, the average wage and the percentage of the workforce that are employed in the service sector, and variations in expressions of filial piety and cash payments to parents. Representative samples of the cities' adult residents were used. It was found that filial piety and cash payments were lower when the citizen was in a city with higher or more advanced modernisation, and that the reduction in affirmations of filial piety associated with higher modernisation was less among citizens with higher education. It is concluded that educational policy and practice can be a means to sustain filial piety in the face of modernisation.

Actual Problems of Compensation for Health Damage Caused During the Performance of Labor Duties

2021 ◽  
Vol 5 ◽  
pp. 77-81
Author(s):  
V. V. Kulakov ◽  
Keyword(s):  
Social Insurance ◽  
Insurance Coverage ◽  
Insurance Fund ◽  
Controversial Issues ◽  
Medical Organization ◽  
Social Insurance Fund ◽  
The Social ◽  
Health Damage ◽  
The Right

The article discusses the controversial issues of compensation for physical harm caused to an employee. The article analyzes the possibility of satisfying the claim for compensation of such expenses, presented directly to the harmer, provided that the insurance coverage is obtained at the expense of the Social Insurance Fund. The conclusion is made about the possibility of such a claim. At the same time, the conditions for its satisfaction are determined, including the victim»s need for such expenses, taking into account the right to choose a doctor and a medical organization, in the absence of signs of abuse of the right.

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