scholarly journals Opinions and activities of families regarding money management and saving awareness

2016 ◽  
Vol 13 (1) ◽  
pp. 957
Author(s):  
Handan Asude Başal ◽  
Meral Taner Derman
Keyword(s):  
Financial Literacy ◽  
Financial Management ◽  
Great Influence ◽  
Structured Interview ◽  
Money Management ◽  
Financial Problems ◽  
Chi Square ◽  
Bank Account ◽  
Educational Levels ◽  
Chi Square Test

In order to minimize today’s financial problems, it is needed to increase the literacy levels of individuals starting from their childhood. Consequently, considering the fact that financial literacy is more effective when it is taught in early ages, families of 5-6 year old children going to preschool institutions need to determine the points to take into account regarding financial management and saving awareness. Through this purpose, a structured interview form was used with families of 945 children, 498 of whom are girls and 447 of whom are boys. Frequency and percentage calculations and chi square test were used in analyzing the data.At the end of the research, it was determined that most of preschoolers had moneyboxes and few of them had saving accounts in banks and they received allowances. It was established that educational levels of families have great influence on children when they choose bank accounts or moneyboxes while socio-economical levels of families have influence on having a bank account. Majority of families stated that they try to set an example for their children on savings and ownership and they buy the stuff they children need, not they want. Likewise, most of the families stated that they try to teach their children how to trade economically and make a budget by going to markets and bazaars with them.

scholarly journals Household Economies of Chepang People in Chitwan

2018 ◽  
Vol 13 ◽  
pp. 39
Author(s):  
Ganesh Sharma ◽  
Badri Aryal
Keyword(s):  
Annual Income ◽  
Chi Square ◽  
Bank Account ◽  
Marginalized Communities ◽  
Household Level ◽  
Household Economies ◽  
Wild Fruits ◽  
Chi Square Test ◽  
Development Committee ◽  
Stone Walls

<p>This study attempts to characterize a typical Chepang community in Chitwan  district with reference to their economy at household level based on the study conducted in Lothar Village Development Committee. Chepang are considered to be one of the highly marginalized communities in Nepal having traditional subsistence based small economies. Their houses are small with mud floor, stone walls and straw roofs. One third of the Chepang households do not have toilets. They rear small number of mixed livestocks in a house eg. Cattle, buffaloes, poultry, goat and pig. They do not have household amenities like freeze, telephone, television, computer, motorcar and motorbike; but have mobile phones. More than ninty percent of Chepang go to jungle to collect one or the other types of edibles like githavyakur, wild fruits, and chiuri.Ninty five percent of Chepang people do not have bank account, thus rely on their friends and relatives for borrowing in household needs for money. Chi-square test reveals highly significant association between size of landholding and food sufficiency months, level of education and annual income, purpose of taking loan and sources of loan; as well as estimated  annual income and account holding in bank.</p><p><em> </em><strong><em>Economic Literature</em></strong><em>, </em>Vol. XIII August 2016, page 39-45</p>

Analysis of Financial Literation Levels of Micro Enterprises in Kulon Progo District, Special Region of Yogyakarta

2020 ◽  
Vol 4 (2) ◽  
pp. 163-171
Author(s):  
Dadan Ramadhan ◽  
Lilies Setiartiti
Keyword(s):  
Financial Literacy ◽  
Random Sampling ◽  
Sampling Technique ◽  
Simple Random Sampling ◽  
Chi Square ◽  
Analysis Technique ◽  
Chi Square Test ◽  
High Level ◽  
Micro Enterprises ◽  
Special Region

This research is quantitative. The population of this research was all of Micro Enterprises in Kulon Progo Regency. The sample of this research were 156 micro-entrepreneurs in the Kulonprogo district. This research used a simple random sampling technique to get the data. The researcher used a questionnaire as the instrument, which tested both its validity and its reliability. The data analysis technique used in this research is the Chi-Square test. The result showed, the majority of respondents had knowledge (79,5%), and the ability of financial literacy (80,8%) was categorized in the high-level category. There was a no different level of financial literacy for the micro-entrepreneur in Kulon Progo Regency based on the gender.

The Consumption of Tuak Increases Risk of Central Obesity among Adult Males at Karangasem, Bali

2016 ◽  
pp. 134
Author(s):  
I.K. Sudiana ◽  
I.W.G. Artawan Eka Putra ◽  
P.P. Januraga
Keyword(s):  
Central Obesity ◽  
Measurement Data ◽  
Structured Interview ◽  
Adult Males ◽  
Chi Square ◽  
Cross Sectional ◽  
Increase Risk ◽  
Chi Square Test ◽  
The Relationship ◽  
High Sucrose

Background and purpose: Traditional alcohol beverage known as risk factor of central obesity. The prevalence of central obesity in adult males in Karangasem is high and 40% of the population have drink habits of traditional palm wine (locally called tuak) with high sucrose and glucose. This study aims to determine the relationship between the consumption of tuak with the prevalence of central obesity among adult males.Methods: The study is cross-sectional with samples consisted of 220 men aged 18-65 years taken by probability proportional to size. The data were collected by the researcher using structured interview and direct measurement. Data were analyzed using STATA 12.1 by univariate, bivariate (chi-square test) and multivariate using logistic regression.Results: The study found that the prevalence of central obesity among adult males in Karangasem was 8.18% and respondents who consumed tuak was 53.18%, consumed alkohol of non tuak was 4.09% and 42.73% did not consume any alcohol. Multivariate analysis showed that variabels associated with the prevalence of central obesity were heavy drinker of tuak (AOR=6.55; 95%CI: 1.45-29.65), the quantity of tuak consumption (AOR=1.14; 95%CI: 1.03-1.25), duration of tuak consumption (AOR=1.12; 95%CI: 1.04-1.20), consumption of other local wine (called arak) (AOR=3.86; 95%CI: 1.36-10.95. Education was found to reduce risk of obesity (AOR=0.32; 95%CI: 0.11-0.96).Conclusion: The consumption of tuak increase risk of central obesity among adult males in Karangasem Bali.

scholarly journals Gender, Educational Qualification and Ethnicity Differences in Personal Financial Management Practices among Generation Y in Malaysia

2019 ◽  
pp. 1-7
Author(s):  
Rudy Ansar ◽  
Rudy Ansar ◽  
Mohd Rahimie Abd Karim ◽  
Zaiton Osman ◽  
Muhamad Shameer Fahmi
Keyword(s):  
Social Sciences ◽  
Generation Y ◽  
Financial Management ◽  
Management Practices ◽  
Young Generation ◽  
Chi Square ◽  
Educational Qualification ◽  
The Social ◽  
Chi Square Test ◽  
Ethnicity Differences

This paper examines gender, educational qualification, and ethnicity differences in personal financial management practices among Generation Y in Malaysia. The issue of this study concerns the number of young generation identified as Generation Y, who has been declared bankruptcy keep on increasing year-to-year. Therefore, this study focuses on Generation Y, who was born from 1981 to 2001 and included respondents from all the states of Malaysia. The Statistical Package for the Social Sciences version 25.0 (SPSS 25.0) was used to analyse a total of 119 valid questionnaires collected using the Chi-Square test. The findings displayed that only ethnicity differences in personal financial management practices among Generation Y in Malaysia were found. The results of the study can be used as guidelines by the Malaysian government agencies and policymakers. They can also enhance their knowledge regarding financial needs and education to improve peoples’ personal financial management practices as well as being an alternative in finding the solution to control the bankruptcy problem among members of Generation Y in Malaysia.

scholarly journals Students’ Perception on Government Policy of Routine HIV Testing: A Case of University of Zambia Ridgeway Campus

2021 ◽  
Vol 1 (3) ◽  
Author(s):  
Chibochi Kaminsa ◽  
Chirwa Simon ◽  
Kalembwe Vincent ◽  
Mukomenji Celestine ◽  
Martha Mbewe Mwelwa ◽  
...  
Keyword(s):  
Hiv Testing ◽  
Descriptive Analysis ◽  
Structured Interview ◽  
Chi Square ◽  
Cross Sectional ◽  
Chi Square Test ◽  
Good Policy ◽  
Routine Hiv Testing ◽  
Voluntary Counselling And Testing ◽  
Design And Methods

Background HIV Routine testing to all hospital attendants offers testing to all patients irrespective of their presenting illness even if it has nothing to do with HIV. This approach differs from voluntary counselling and testing, which is client-initiated. Adolescents and young adults especially those in colleges are a sexually active group of people which makes them prone to HIV infection. Therefore, there was need to conduct this study to determine the perception of students on routine HIV testing at the University of Zambia (Ridgeway campus) to determine their attitude towards HIV testing. Design and Methods A cross sectional quantitative study was conducted at UNZARidgeway hostels using stratified random sampling to select study participants which included all males and females who were on campus. A semi-structured interview questionnaire was applied to collect data which was analyzed using SPSS version 23software. A Chi-square test was applied for descriptive analysis and results were presented in tables and charts. Results Majority indicated that routine HIV testing was a good policy and supported it; though surprisingly 94% of the students were knowledgeable about routine HIV testing and yet their knowledge did not affect their perception of the policy. However, their experiences, expectations and beliefs affected students’ perception on routine HIV testing. Conclusion Health practitioners should have positive attitude and good work culture in order to uphold students’ positive perception so as to encourage a culture of HIV testing and is free from stigma.

scholarly journals THE DETERMINANT FACTORS OF PERSONAL FINANCIAL MANAGEMENT OF INDONESIAN MIGRANT WORKERS IN HONGKONG

2021 ◽  
Vol 11 (1) ◽  
pp. 47
Author(s):  
Caecilia Wahyu Estining Rahayu ◽  
Christina Heti Tri Rahmawati
Keyword(s):  
Migrant Workers ◽  
Financial Literacy ◽  
Financial Management ◽  
Sampling Technique ◽  
Primary Data ◽  
Chi Square ◽  
Academic Background ◽  
Determinant Factors ◽  
Questionnaire Method ◽  
Chi Square Analysis

This study aims to examine determinants factors of personal financial management of Indonesian migrant workers in Hongkong. The determinant factors are 1) demographic aspects include age, academic background, number of dependents, and 2) financial literacy. The sample used in this study was several Indonesian migrant workers who are still actively working in Hongkong, especially as household assistants. This study used questionnaire method to obtain the primary data from migrant workers. The sampling technique was non-random sampling which was accidental sampling technique. The data analysis used was Chi-Square analysis. The result shows that: 1) partially, there is relationship between ages and personal financial management; 2) there is a relationship between financial literacy and personal financial management; 3) partially, there is no relationship between academic background and number of dependents with personal financial management. The implication of this study is that by having good knowledge and understanding about finances, Indonesian migrant workers in Hongkong are expected to manage good and wise personal finances, so that they can improve their prosperity.

scholarly journals Effective Advertising Location in the Commuter Line: Study Cases in Jakarta and Surrounded Cities in Indonesia

The Winners ◽  
2020 ◽  
Vol 21 (1) ◽  
pp. 59
Author(s):  
Levyda Levyda ◽  
Tri Nur Ismi
Keyword(s):  
Sampling Method ◽  
Structured Interview ◽  
Ranking Method ◽  
Chi Square ◽  
Purposive Sampling ◽  
Chi Square Test ◽  
Effective Advertising

The aims of the research were to determine the most effective advertising location compared to various available locations and to examine the behavior of commuter line passengers. The research was conducted at six train stations and samples were taken by a purposive sampling method. Data were collected by a structured interview. The Chi-square test was used to find out the differences of the advertising locations’ effectiveness, while a ranking method was used to determine the effectiveness of advertising locations. Eight locations were rated by passengers. The results reveal that the effectiveness of each location on the commuter line has proven to be different and the most effective advertising location is the hanging alley.

scholarly journals The Habit of Savings among College students

2020 ◽  
pp. 38-43
Author(s):  
David Doe Fiergbor
Keyword(s):  
College Students ◽  
Financial Literacy ◽  
Financial Management ◽  
Economic Value ◽  
Money Management ◽  
Wealth Creation ◽  
Management Skills ◽  
Management Plans ◽  
Key Money ◽  
To Come

It is not easy to come by money however, money can easily ‘leave' one's possession if not properly managed. Money management skills are therefore important skills for life especially in the youthful days as wealth creation is not entirely about how hardworking an individual is but factors such as his/her ability to understand how money works and apply its management principles are of essence. Savings play an integral aspect of an individual’s financial management skills since it is the bedrock of personal financial success. Savings is not just about setting money aside for future use but also has to do with keeping anything of economic value. Savings are securing assurance today for tomorrow's uncertainties. This paper sought to examine the habit of savings among the college students. The result indicated that the majority of the college students do not save as a result of certain contributory factors such as meager salaries and economic hardships. Also, the majority of the college students do not have definite financial management plans such as savings as a result of inadequate financial literacy. The study concluded on the need for public education on key money management skills such as savings which is a recipe for wealth creation.  

scholarly journals An Experimental Analysis of Investors’ Pattern in Investment Decisions Making in Indian Stock Market

2019 ◽  
Vol 8 (2S3) ◽  
pp. 1547-1556
Keyword(s):  
Stock Market ◽  
Mutual Fund ◽  
Investment Decisions ◽  
Structured Interview ◽  
Chi Square ◽  
Investment Pattern ◽  
Bank Deposits ◽  
Chi Square Test ◽  
Portfolio Managers ◽  
Indian Stock Market

The purpose of this paper is to see that how individuals are using their income in investing in stock market. How the interdependency exist between income and investment pattern. For achieving the objective, data was collected from 218 investors through self structured questionnaire to know the behavior of investors for using their deposable income. Chi square test was applied. It was found that interdependency exist between shares, postal savings, real estate, mutual fund, insurance and income groups. And there is no significant interdependency exist between income and investment pattern i.e. bank deposits, metal and PPF. Structured interview of 50 portfolio managers were taken to confirm and identify that which factors are influencing investors to invest their money and in which instrument. And it was found that the Investor’s family structure and social environment, low risk, long term investment, the religious and political views, past investment experiences affect investors’ investment decisions.

scholarly journals ENTREPRENEURSHIP ACTIVITIES AND ENTREPRENEURSHIP COMPETENCIES OF ESTONIAN UNIVERSITY GRADUATES FROM BIO-ECONOMY FIELDS

2018 ◽  
Author(s):  
Anne PÕDER
Keyword(s):  
Life Sciences ◽  
Entrepreneurship Education ◽  
University Graduates ◽  
Chi Square ◽  
Educational Levels ◽  
Fields Of Study ◽  
Chi Square Test ◽  
Key Competencies ◽  
Agricultural And Life Sciences ◽  
Systemic Development

Constant and rapid global economic and social developments and environmental processes create considerable new challenges, but also new opportunities for bio-economy. Entrepreneurs have a crucial role harnessing the new opportunities and addressing the challenges through innovation. The aim of the present paper is to study the entrepreneurship activities and entrepreneurial competencies of Estonian university graduates in the fields connected with bio-economy. The paper studies the data from a survey of three Estonian universities carried out in 2016 in the program “Systemic Development of Entrepreneurship education throughout all educational levels”. The analysis focuses on the share of entrepreneurs, assessments of the entrepreneurship competencies among the alumni, who graduated university in the fields of agriculture, forestry, fisheries; life-sciences, and veterinary medicine, and on their comparison with alumni of the other curricula. Chi-square test, ANOVA are used the compare the entrepreneurship activities, competencies of alumni of different curricula. The results show that the graduates’ field of study had significant impact on their entrepreneurship activities after the graduation, and on the attainment of entrepreneurship competencies. A quarter of the agriculture, forestry and fisheries, and a fifth of veterinary alumni were entrepreneurs, although a significantly smaller share of them in comparison with graduates of other fields had received entrepreneurship education during their studies. The share of entrepreneurs was lowest among all the fields of study in case of life-sciences alumni. The study demonstrates the need to integrate entrepreneurship education into the agricultural and life-sciences education and to address the attainment of key competencies in university’s curricula.

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