Qualitative Assessment of Cyber Risk Exposures in India

2021 ◽  
Vol 0 (0) ◽  
Author(s):  
Steward Doss ◽  
Raveendran Narasimhan
Keyword(s):  
Perceived Risk ◽  
Structural Equation ◽  
Risk Model ◽  
Positive Impact ◽  
Negative Relationship ◽  
Control Measures ◽  
Qualitative Assessment ◽  
Mitigation Measures ◽  
Study Results ◽  
Cyber Risk

Abstract Increased dependency on technology and data usage has simultaneously enhanced the risk exposures and vulnerabilities of organizations globally. This paper investigates this issue in India by analyzing the survey-based data we collect and provides a framework for qualitative assessment of cyber risks. The paper uses the Structural Equation Model (SEM) to validate the conceptual cyber-risk model that we have developed using the key-risk factors, such as the level of awareness, perceived risk likelihood, level of cyber-security, and cyber-risk exposures. The study results show that the risk vulnerability and the perceived risk likelihood have a positive impact on risk exposure, while risk awareness, cybersecurity, and control measures have a negative relationship. This study also identifies the causal factors among the exposures and the findings can help organizations prioritize their cybersecurity protection investments and caution insurers to take necessary mitigation measures for effective cyber-risk management and financing for their clients.

Distinguish Significant Adoption Factors That Influence Users' Behavioral Expectation to Utilize Mobile Payment

2019 ◽  
pp. 148-168
Author(s):  
Pajaree Tansakul ◽  
Malka N. Halgamuge ◽  
Ali Syed
Keyword(s):  
Technology Acceptance ◽  
Perceived Risk ◽  
Positive Impact ◽  
Negative Relationship ◽  
Mobile Payment ◽  
Intention To Use ◽  
Scientific Publications ◽  
Adoption Factors ◽  
Intention To Adopt ◽  
Acceptance Model

In this chapter, the authors performed an analysis of the data extracted from 39 peer-reviewed scientific publications between 2015 and 2018 describing users' adoption of various mobile payment systems encompassing methods, technologies, adoption models, theories, variables of the adoption models and theories, as well as significant adoption factors. The analysis demonstrates that the technology acceptance model (TAM) is the most popular model to investigate users' adoption of mobile payment. Both the original and extended versions of TAM are studied broadly to examine the individual's intention to adopt mobile payment. In addition, the analysis of the results from this chapter demonstrates perceived compatibility has the strongest positive impact on the intention to use mobile payment technology whereas perceived risk has a negative relationship with the intention to use mobile payment technology.

How types of organizational culture and technological capabilities contribute to organizational learning

2020 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Taghreed Al Dari ◽  
Fauzia Jabeen ◽  
Matloub Hussain ◽  
Dana Al Khawaja
Keyword(s):  
Organizational Culture ◽  
Organizational Learning ◽  
United Arab Emirates ◽  
Structural Equation ◽  
Positive Impact ◽  
Equation Modeling ◽  
Technological Capabilities ◽  
Content Type ◽  
Study Results ◽  
The Impact

Purpose This study aims to develop a theoretical framework of the impact of clan and hierarchy cultures and knowledge technological capabilities on organizational learning. Design/methodology/approach A questionnaire survey was used to collect data from 693 employees working in knowledge management centers in various law and enforcement units in the United Arab Emirates (UAE). Structural equation modeling was used to test the relationships between the variables. Findings The findings show that the clan culture had a significant negative effect on organizational learning. However, hierarchy culture and knowledge technological capabilities had a significant positive impact in predicting organizational learning behavior. Research limitations/implications The study focuses on a specific type of public organization only, which somewhat limits the generalizability of the research results. Second, as the study was cross-sectional, the causal relationships could not be inferred directly. The study results will help policymakers create a learning organization by examining the impact of organizational culture and knowledge of technological capabilities. Originality/value This paper has added knowledge about the relationship between culture types, knowledge technological capabilities and organizational learning, particularly in the UAE. This study helps to bridge the gap in research on culture and knowledge technological capabilities and organizational learning.

scholarly journals The Influence of Store Image, Service Quality, Private Label Brand Image, Perceived Risk, and Price Consciousness on Purchase Intention

2017 ◽  
Vol 9 (1) ◽  
pp. 73
Author(s):  
Meta Andriani
Keyword(s):  
Service Quality ◽  
Perceived Risk ◽  
Purchase Intention ◽  
Structural Equation ◽  
Brand Image ◽  
Positive Impact ◽  
Sampling Technique ◽  
Private Label ◽  
Store Image ◽  
Supporting Evidence

Previous study found supporting evidence of several factors affecting purchase intention in retail environment. However, there is still few that focus on the private label brand (PLB) despite of the importance of the products for the convinience store business. This study aims to find the direct effects of store image and service quality on brand image and purchase intention for a private label brand (PLB) in the context of convinience store. In addition, it also aims to confirm the factors that directly influence purchase intention of consumers. Two hundred and seven respondents were investigated using nonprobability sampling technique (purposive sampling). The analyses emploted Structural Equation Modelling techniques  and results indicate that store the image and private label brand image has a direct positive impact on purchase intention. The findings also confirmed that service quality has a direct positive effect on private label brand (PLB) image. Surprisingly, service quality has no direct influence on purchase intention, but have indirect influence through private label brand (PLB) image.

Intentions to purchase food through the internet: developing and testing a model

2016 ◽  
Vol 118 (3) ◽  
pp. 572-587 ◽  
Author(s):  
Filipe Quevedo-Silva ◽  
Otavio Freire ◽  
Dario de Oliveira Lima-Filho ◽  
Marcelo Moll Brandão ◽  
Giuliana Isabella ◽  
...  
Keyword(s):  
Perceived Risk ◽  
Structural Equation ◽  
Negative Relationship ◽  
Purchase Intentions ◽  
The Internet ◽  
Content Type ◽  
Factors Affecting ◽  
Food Purchases ◽  
Equation Modelling ◽  
Perceived Difficulty

Purpose – The purpose of this paper is to assess the factors affecting intentions to purchase food through the internet. Based on the available literature – more specifically, on Ajzen’s (1985) theory of planned behaviour and Grunert and Ramus’ model (2004) – this study proposes and tests a model of planned food purchases via the internet. Design/methodology/approach – A quantitative study was conducted among 403 respondents. Data were analyzed using structural equation modelling. Findings – The main results demonstrated that attitude and perceived difficulty are the antecedents of purchase intentions. Perceived risk had a negative relationship with attitude. With respect to lifestyle, novelty was positively related to attitude, and freshness was negatively related. In addition, novelty had only an indirect effect on intention, which was mediated by attitude. A wired lifestyle had a positive relationship with attitude, and a negative relationship with perceived difficulty. Originality/value – This study operationalizes and improves Grunert and Ramus’ (2004) model of intention to buy food over the internet, by developing, testing and presenting a more comprehensive model.

scholarly journals Impact of consumer innovativeness on really new product adoption

2021 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Mona Seyed Esfahani ◽  
Nina Reynolds
Keyword(s):  
Purchase Intention ◽  
Structural Equation ◽  
Social Cognitive ◽  
Positive Impact ◽  
Negative Relationship ◽  
New Product ◽  
Consumer Innovativeness ◽  
Content Type ◽  
Learning Attitude ◽  
2D And 3D

PurposeThe purpose of this study is to explore consumer innovativeness as a personality trait and addresses the hedonic, social, cognitive and functional motivational elements that lie behind consumer innovativeness. It explores the weak relationship between consumer innovativeness and really new product (novel innovation) adoption and challenges the classic relationship between consumer learning, attitude and intention.Design/methodology/approachThis study adopts a quantitative approach, gathering survey data via an institutional online platform. A total of 300 participants were recruited. Participants were directed to a website presenting the information of the product with the inclusion of 2D and 3D images and an avatar. For data analysis, CFA and structural equation modelling (SEM) were used.FindingsResults indicate a positive impact of attitude on comprehension and intention. In addition, hedonic innovativeness positively impacts customer's attitude, whereas there is a negative relationship between social innovativeness and attitude. Motivational elements of innovation, with the exception of hedonic motivation, positively influence purchase intention.Research limitations/implicationsThe main limitation of the study lies in the measurement of purchase intention, as actual purchases cannot be assessed as the products are not yet available. The findings encourage marketers to target innovators first, ideally innovators motivated by hedonic needs.Practical implicationsThe findings encourage marketers to target innovators first, perhaps for a long-term, innovators motivated by hedonic needs, as they are the ones who change their attitude positively towards novel innovation when presented in an aesthetically pleasant manner.Originality/valueThis study challenges the classic theories identifying the link between comprehension, attitude and purchase intention within the field of innovation. The findings indicate that while interacting with really new products, comprehension does not necessarily lead to attitude and intention but attitude does positively influence both intention and comprehension.

A Study on the Willingness to Develop Sports Tourism in Taiwan

2018 ◽  
Vol 3 (2) ◽  
pp. 61-66
Author(s):  
Chih-Wei Lin ◽  
Wei-Ming Chen ◽  
Wei Peng Tan ◽  
Su-Shiang Lee ◽  
Wen-Hua Yang
Keyword(s):  
Place Attachment ◽  
Structural Equation ◽  
Negative Impact ◽  
Positive Impact ◽  
Positive Influence ◽  
Equation Model ◽  
Jel Classification ◽  
Study Results ◽  
Sports Tourism ◽  
The Impact

Objective - This study aims to construct a model for the willingness to develop sports tourism, using the factors of place attachment, the impact of sports tourism, attitude and willingness to develop sports tourism. Methodology/Technique - The study gathers data via questionnaires. Following this, purposive sampling is used to distribute the questionnaires and the collected data is analysed using descriptive statistics, confirmatory factor analysis and a structural equation model. Findings - Once the aforementioned analysis is conducted, the following conclusions were drawn. First, the model construction fits well. Second, the factor of place attachment has a significant positive influence on the perceived impact of sports tourism. Both the positive perception of sports tourism and the attitude for developing sports tourism have a positive impact on willingness to develop sports tourism. Contrary to this, negative perceptions of sports tourism have a negative impact on the attitude to develop sports tourism, although it has no significant impact on the willingness to develop sports tourism. Novelty - This study demonstrates that the higher the degree of place attachment associated with the inhabitants of Taiwan, the greater recognition there is of the impact of sports tourism. The most important finding of this study is that this positive impact enhances the attitude and willingness of inhabitants to develop sports tourism. The study also develops some practical strategies based on the study results. Type of Paper: Empirical Keywords: Place Attachment; Willingness; Sports Tourism; Tourism Impact. JEL Classification: Z30, Z39.

An investigation of the internal environment and its effect on the sustainability of social enterprises in Pakistan

2019 ◽  
Vol 12 (2) ◽  
Author(s):  
Asad Sarfaraz Khan ◽  
Qadar Bakhsh Baloch ◽  
Syed Naseeb Ullah Shah
Keyword(s):  
Organizational Culture ◽  
Human Resource ◽  
Structural Equation ◽  
Structural Model ◽  
Positive Impact ◽  
Social Enterprises ◽  
Equation Modeling ◽  
Future Research ◽  
Internal Environment ◽  
Study Results

This study aims to examine how factors related to internal environment (i.e. human resource skills, organizational culture and funding) affect the sustainability of social enterprises in Pakistan. The three internal factors i.e. human resource skills; organizational culture and funding were hypothesized to have a positive impact on the sustainability of social enterprises in Pakistan. The study employed questionnaire survey to collect data from a total of 300 respondents using convenient sampling. The theoretical model proposed in the current study was tested using structural equation modeling. The structural model supports all hypotheses proposed in the current study. Results suggest that human resource skills, organizational culture and funding have significant positive impact on the sustainability of social enterprises in Pakistan. The study also demonstrates implications for researchers and practitioners with avenues for future research. Keywords: Social enterprises, sustainability, organization culture, funding, human resource skills.

scholarly journals Examining antecedents and consequences of perceived service quality in the hotel industry: a comparison between London and New York

2021 ◽  
Vol 33 (7) ◽  
pp. 193-221
Author(s):  
Maria Palazzo ◽  
Pantea Foroudi ◽  
Maria Antonella Ferri
Keyword(s):  
New York ◽  
Service Quality ◽  
Purchase Intention ◽  
Structural Equation ◽  
Complex Analysis ◽  
Hotel Industry ◽  
Negative Relationship ◽  
Content Type ◽  
Perceived Service Quality ◽  
Study Results

Purpose This paper aims at exploring the relations amongst the concepts of customer relationship management (CRM), convenience, trust, perceived service quality, satisfaction, perceived value, loyalty, image and purchase intention in the hotel sector.Design/methodology/approach The research was conducted using interviews with hospitality managers and guests who had a direct connection with the hotel industry. According to the qualitative study results and literature review, the authors designed a model that was examined via structural equation modelling and fuzzy set qualitative comparative analysis.Findings This paper presents a conceptual framework that enhances existing research in the field of study, as it was implemented to measure the antecedent and consequences of perceived service quality. Based on the results from New York and London, the authors found that CRM and convenience have significant impact on perceived service quality. Interestingly, the aggregated data illustrate the negative relationship between image, loyalty and purchase intention.Originality/value The approach used by this study is partially in line with previous theoretical analyses and shows appealing patterns in international service quality perception. Besides, the paper adds insights into the realm, linking together different dimensions in order to reach an in-depth understanding and complex analysis of each item that affects and is affected by perceived service quality in the hotel industry.

scholarly journals Evaluation and Classification of Mobile Financial Services Sustainability Using Structural Equation Modeling and Multiple Criteria Decision-Making Methods

2020 ◽  
Vol 12 (4) ◽  
pp. 1288
Author(s):  
Komlan Gbongli ◽  
Yongan Xu ◽  
Komi Mawugbe Amedjonekou ◽  
Levente Kovács
Keyword(s):  
Decision Making ◽  
Structural Equation Modeling ◽  
Financial Services ◽  
Perceived Risk ◽  
Structural Equation ◽  
Negative Relationship ◽  
Multiple Criteria Decision Making ◽  
Multiple Criteria ◽  
Equation Modeling ◽  
Mobile Financial Services

Despite the fast emergent of smartphones in day-to-day activity, the sustainable development of mobile financial services (MFS) remains low partially due to online consumer’s trust and perceived risk. This research broadens the trust and the perceived risk at the multi-dimensional for understanding and prioritizing alternatives of MFS decision. A combined methodology; structural equation modeling (SEM) with two multiple criteria decision-making (MCDM) methods such as a technique for order of preference by similarity to ideal solution (TOPSIS) and analytic hierarchy process (AHP) were applied for data analysis. The two steps SEM-TOPSIS techniques were adopted through a two-types survey on datasets consisting of 538 MFS users, and 74 both experienced MFS users and experts in Togo. The SEM is used for causal relationships and assigning weights for the TOPSIS input. TOPSIS was applied for providing MFS alternative classification, in which the results were compared with prior research using the SEM-AHP technique on the given population. The results via SEM revealed particularly strong support for the dispositional trust and perceived privacy risk. Trust has a negative relationship with perceived risk. Except for perceived time risk, all the antecedents of perceived risk and trust validated the proposed relationship. The findings of TOPSIS uncovered that mobile money transfer (MMT) remains the core application used, followed by mobile payment (MP) and mobile banking (MB) and, therefore, consistent with AHP. However, the TOPSIS technique is better suited to the problem of MFS selection for this study field. This research offers a novel and practical modeling and classification concept for researchers, companies’ managers, and experts in the areas of information technology. The implications, limitations, and future research are provided.

scholarly journals Organizational commitment across different institutional settings: how perceived procedural constraints frustrate self-sacrifice

2020 ◽  
pp. 002085232094962
Author(s):  
Giorgio Giacomelli ◽  
Milena Vainieri ◽  
Rosita Garzi ◽  
Nereo Zamaro
Keyword(s):  
Organizational Commitment ◽  
Public Sector ◽  
Public Administration ◽  
Public Service ◽  
Structural Equation ◽  
Positive Impact ◽  
Negative Relationship ◽  
Public Service Motivation ◽  
Dark Side ◽  
Institutional Settings

The positive impact of public service motivation on several individual work outcomes of public sector employees has been documented. Recent research into the ‘dark side’ of such an individual trait, however, has led some scholars to suggest that organizational conditions such as procedural constraints could affect one’s motivation, thus leading to the resignation of other-oriented employees. This study explores the relationships between one of the dimensions of public service motivation – namely, self-sacrifice – procedural constraints and organizational commitment by expanding the job demands–resources model of organizational commitment to different institutional settings. The study employs a mixed-methods approach that combines quantitative (structural equation modelling) and qualitative (focus groups and in-depth interviews) data from three industries in Italy (health, local public administration and non-profit organizations). Our findings show that self-sacrifice positively moderates the negative relationship between procedural constraints and organizational commitment. The findings also highlight some of the undesirable effects of self-sacrifice that organizations have to deal with. Points for practitioners Selflessly motivated employees tend to be more sensitive to burdensome procedures, and are hence likely to experience tougher effects of such conditions on their commitment. Given the evidence of the public sector being a highly bureaucratic working context, the sources and remedies for this issue deserve attention from both public administration scholars and practitioners. The findings of the study support the development of practices aimed at warding selflessly motivated employees from the risk of entering a loss cycle of psychological impairment.

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