Peran Gender Top Management Tim Terhadap Kinerja Bank Umum Nasional Buku 3 dan Buku 4

Dewan Komisaris dan Dewan Direktur yang merupakan Top Manajemen Team (TMT) merupakan sumber daya penting bagi organisasi dalam membangun kinerja organisasi. Salah satu faktor dari TMT yang dianggap penting adalah keragaman dari anggota TMT tersebut. Komposisi dari Dewan Komisaris dan Dewan Direksi adalah bagian penting yang membentuk kemampuan mereka dan berdampak pada kinerja perusahaan. Dari penelitian-penelitian yang ada ternyata dampak dari komposisi TMT terhadap kinerja menghasilkan hasil yang beragam dan dinilai masih membingungkan, sehingga masih perlu untuk diteliti lebih lanjut. Penelitian ini dilakukan pada konteks industri perbankan dan menggunakan kinerja operasional sebagai dampak langsung dari keragaman TMT, serta dampak langsungnya terhadap bottom line (ROA dan ROE). Data yang digunakan adalah Bank Umum Indonesia yang masuk katagori Buku 3 dan Buku 4. Rentang waktu yang digunakan adalah 5 tahun, yakni dari tahun 2013-2017. Kegaraman TMT yang digunakan adalah keragaman Gender. Kinerja operasional yang digunakan adalah Non Performing Loan (NPL), Biaya Operasional Pendapatan Operasional (BOPO), Net Interest Margin (NIM), Outstanding Loan dan Outstanding Dana Pihak Ketiga. Pengujian model menggunakan SEM dengan aplikasi Smart PLS 3.0. Hasil penelitian menunjukkan bahwa keragaman gender menurunkan Outstanding Loan dan Outstanding Dana Pihak Ketiga serta BOPO. Keragaman gender tidak mempengaruhi NPL dan NIM maupun ROA dan ROE secara signifikan. Faktor yang mempengaruhi ROE adalah NPL, BOPO dan outstanding loan, sedangkan factor yang mempengaruhi ROA adalah NIM dan BOPO.

What We Talk About When We Talk About Development? A Review

The purpose of this research is to revisit the meaning of development by seeking to answer the question; what is development? Also, we question whether the common and old wisdom of development objectives, economic growth (GDP), should continue to be the focus of studies. It concludes that development is when human aspects are become the objectives

The Influence of Job Resources Toward Employee Engagement and Its Impact On Turnover Intention of the Employees of PT Bank DKI

The purpose of this study was to determine the influence of job resources toward employee engagement and its impact on turnover intention either partially or simultaneously as well as providing advice to the management of PT Bank DKI to its employees. The method used is the associative method where data are primarily collected through interview, and distributing questionnaires to 100 employees as respondents, as well as obtaining secondary data through the study of literature. The data is processed through path analysis method. From the analysis of the data, it is found that job resources have positive and significant effect on employee engagement but, job resources has negative and not significant on turnover intention. Another result obtained is that the employee engagement has negative and significant effect on turnover intention. While simultaneously, job resources and employee engagement have negative and significant impact on turnover intention

Analisis Strategi Pemasaran Produk KPR iB dengan Akad Musyarakah Muttanaqishah (MMQ): Studi Pada PT Bank Frwrd.Tbk

The rapid development of sharia banking industry in Indonesia is inseparably from the population of 80 percent of Indonesian Muslim community. The development of mortgage business in Indonesia experienced a period of ups and downs. Especially for sharia-based KPR or commonly called the KPR iB is required to be able to take advantage of a vast market in Indonesia. But in line with its development, the condition also triggers high level of competition among fellow financial institution in similar field. This prompted the banking sector to continue to innovate in developing KPR iB products that are easily accepted by many parties and in accordance with the principles of sharia. Coupled with the influence of uncontrollable external factors from outside Indonesia, spurred PT Bank FRWRD Tbk to continuously evaluate strategies and breakthroughs in order to survive and continue to develop, formulate new strategy forms, in order to improve the competitiveness of companies and winning superior. This research begins by analyzing the internal and external environmental conditions of the company. In analyzing used SWOT analysis method to weight the degree of importance of each actor and factor. From the IE Matrix test, obtained competitive position PT Bank FRWRD Tbk on quadrant or cell IV IE Matrix, with growth concentration strategy through horizontal integration. By looking at the position: (1) compete; (2) strength; (3) weaknesses; (4) opportunities; and (5) threats. In this case PT Bank FRWRD Tbk should use the strategy: (1) market penetration; (2) market development; and also (3) horizontal integration strategy in addition to creating creative innovations should also be done

Effect of leadership style, work environment and financial compensation on employee performance (study at PT Bank X area, South Jakarta)

Indonesian banking conditions are currently growing rapidly, in line with the development of the Indonesian economy and era. This is reflected by the level of profit which is quite good in line withthe improving level of banking efficiency and strong banking capital. This study aims to analyze the performance of permanent employees at Bank X Area South Jakarta. This study uses variables of leadership style, work environment, and financial compensation to analyze the effect on employee performance. Data collection method used in this research is primary data by distributing questionnaire to Bank X Area South Jakarta permanent employee. Data collected by 100 respondents by using the Structural Equation Modeling (SEM) analysis. The summary of the result from this research are: 1) Leadership Style does not have a positive and significant influence on employee performance, 2) Work Environment has a negative effect on employee performance, 3) Financial Compensation have a positive and significant effect on employee performance at PT Bank X Area South Jakarta.

Pengaruh Faktor Internal dan Eksternal Terhadap Return Saham Perusahaan Makanan dan Minuman di Bursa Efek Indonesia Periode 2008–2011

This study aims to look at the impact of internal and external factors to the stock return of food and beverage companies listed in the Indonesia Stock Exchange 2008 to 2011 period. The method used is the regression equation analysis of panel data using a common effect type.The results show that the internal factors such current ratio, debt to equity ratio and return on assets showed a positive and significant influence on the company's stock return of food and beverage industry in the BEI. While external factors namely SBI interest rate and economic growth showed a different result, where the SBI interest rate has a negative and significant relationship to the company's stock return, while economic growth has no significant negative relationship to the stock returns.

Efisiensi Teknis Bank Pembangunan Daerah di Indonesia Periode Tahun 2009 sampai dengan 2011

The purpose of this research is to measure the technical efficiency of the 26 Rural Development Bank in Indonesia for 2009 to 2011 based on Farrel’s method and implementing the assumption of the efficient production continuous function to take the form of Cobb-Douglas production function. Technical efficiency measured involving two input variable; Capital and Total Employee and one output variable Loan. The result of this research shows that the Cobb-Douglass parameter  = 0.683 dan  = 0.317. Among the 26 Rural Development Bank shows that 2 banks consistently maintain its technical efficiency level in the range of 80 to 100%, 2 banks maintains its technical efficiency level in the range between 60 to 80%, 13 banks lays below 60% and the remaining 9 banks are moved up and down along the three years period.

Analisis Faktor-Faktor yang Mempengaruhi Dividend Payout Ratio Pada Perusahaan Manufaktur yang Terdaftar di BEI Tahun 2008-2010

This research was written in order to find out the relation between cash ratio, debt to equity ratio, firm size and growth to a dividend payout ratio of the manufacturing industry. The samples consisted of 20 manufacturing companies from 2008 through 2010 and still listed on IDX. Research sample using purposive sampling of companies for the period ended 2008 - 2010 analyzed by using the two tail linear regression methodology. The analysis technique used here is multiple regression with the least square difference and hypothesis test using t-statistic to examine partial regression coefficient and F-statistic to examine the mean of mutual effect with level of significance 5%. The result showed that the factors that affect significantly to the dividend payout ratio were a debt to equity ratio and growth. The other factors such as cash ratio and firm size had no significant relations. But the other result of this research showed that cash ratio, debt to equity ratio, firm size and growth were simultaneously had a significant effect on dividend payout ratio.

Peningkatan Kepuasan Mahasiswa Melalui Kualitas Jasa Pendidikan: Studi Pada Mahasiswa di STIE Indonesia Banking School

This research discusses the service quality through service performance affect customer satisfaction at STIE Indonesia Banking School (IBS). In this study, the variable of the service performance is measured through three dimensions: interaction quality, environmentalquality and quality of results. Each of these dimensions will be partially tested on how it affects customer satisfaction. In addition, this study also wanted to know which the most influential dimension to customer satisfaction. The research sample was 214 students who studied at least one year in STIE Indonesia Banking School. The observations will be analyzed using the Statistical Product and Service Solutions (SPSS). The results from the study showed that the three dimension of service performance have a strong significant effect on customer satisfaction

The Calling of Paradise On Earth: Marketing Mix Factors Analysis for Foreign Tourists in Bali

Purpose – For the past decade, cultural resources and tourism have become inextricably linked throughout the world especially in developing countries. This study aims at determining the factors of Bali tourism marketing mix priority for foreign tourist. Design/methodology/approach – The research applied a quantitative method and employed an Analytical Hierarchy Process (AHP) for examining the dominant factors based on data collected from97 foreign tourists who fulfilled the questionnaires.Findings – The findings of the study reveal that marketing mix factors that has the highest value from foreign tourist about Bali tourism is the price factor with a weight of 0.200 followed by product factor (0,160), promotion factor (0,159), people (0,134), physical evidence (0,123), process (0,166), and the last position is placed factor which has a weight of (0,107).