scholarly journals Analysis of Post Loan Disbursement Allocation and Performance of Non-Prime Household Loan in Microfinance Banks in Kenya

2017 ◽  
Vol 03 ◽  
pp. 42
Author(s):  
Bernard Ndirangu Wachira ◽  
Humphrey Opiyo Omondi ◽  
Josphat K. Kinyanjui ◽  
◽  
◽  
...  
Keyword(s):  
Financial Management ◽  
Design Method ◽  
Wald Test ◽  
Grameen Bank ◽  
Credit Risks ◽  
Training Policy ◽  
The Government ◽  
And Performance ◽  
Descriptive Survey ◽  
The Relationship

The part played by non-prime household loans in improving the lives of many people who cannot afford collateral globally cannot be ignored. Many Microfinance Banks in many economies worldwide have tried to maintain the Grameen Bank Model of granting microloans, mainly non-prime household loans. However, the credit risks associated with this initiative hamper the pace at which the granting of this credit facility is expected to grow. This study intends to explore the relationship between the post loan disbursement allocation and the performance of non-prime household loans in the Microfinance Banks in Kenya. The theory associated to this study is the Credit Risk Theory. This theory, which is regarded as credit structural theory, was developed by Merton in 1972. The descriptive survey research design method was applied, and the sample size was 150 respondents. The data-collection tool used was a questionnaire. A logistic regression analysis was conducted for the purpose of predicting non-prime household performance in the Microfinance Banks using training budget, recoveries budget, percentage of training budget, and percentage of recoveries budget as predictors. The Wald test shows that training budget, recoveries budget, and percentage of training budget were good predictors, making a significant contribution to prediction. The percentage of budget on recoveries was not a significant predictor. The Microfinance Banks should enhance the performance of non-prime household loans through capacity building to the borrowers and educate the borrowers on dangers of enforced loan recoveries. The government, through the Central Bank of Kenya, should have a training policy for the Microfinance Banks so that they can enlighten the borrowers on proper financial management to avoid conflicts with borrowers during loan recoveries.

Organizational Support for Professionalism, Organizational Citizenship Behavior (OCB), and Performance

2021 ◽  
Vol 10 (1) ◽  
pp. 1-12
Author(s):  
Noviana Norrohmat ◽  
Umar Nimran ◽  
Kusdi Raharjo ◽  
Hamidah Nayati Utami ◽  
Endang Siti Astuti
Keyword(s):  
Organizational Citizenship ◽  
Organizational Citizenship Behavior ◽  
Organizational Support ◽  
Citizenship Behavior ◽  
Research Approach ◽  
The Difference ◽  
And Performance ◽  
Relationship Of ◽  
Descriptive Survey ◽  
The Relationship

The purpose of this research is to determine the organizational support for professionalism that has never been done before. The research approach is to conceptualize the structure of the relationship of variables from a study. Verification research is to test the hypothesis through data collection in the field using two methods, namely descriptive survey and explanatory survey. The use of both methods aims to analyze the causality relationship between research variables in accordance with the hypothesis quantitatively. There is significant influence between the variables of organizational support to professional variables. However, different results are found on the influence of organizational support variables on OCB and performance that have no significant effect. There is also an indirect influence between organizational support variables on OCB and performance through intermediary intervening professionalism variables. The difference between this research and the previous research are the use of constructs and the measurement in the unit of analysis being used.

scholarly journals Monitoring and Evaluation Practices and Performance of County Maternal Health Programmes

2021 ◽  
Vol 17 (37) ◽  
pp. 39
Author(s):  
John Gatimu ◽  
Christopher Gakuu ◽  
Anne Ndiritu
Keyword(s):  
Maternal Health ◽  
Capacity Building ◽  
Health Sector ◽  
Monitoring And Evaluation ◽  
Evaluation Practices ◽  
Health Sector Reforms ◽  
And Performance ◽  
Descriptive Survey ◽  
The Relationship ◽  
Health Programmes

The study sought to establish the relationship between monitoring and evaluation practices and performance of County Maternal Health programmes in Kenya. The combined monitoring and evaluation practices included planning for M&E, stakeholder engagement, capacity building for M&E, and M&E data use. The study adopted a descriptive survey research design. To obtain 282 respondents, stratified random sampling was used. A self-administered structured questionnaire was the study's research instrument. Using descriptive narratives, qualitative data was analyzed within specific themes. Quantitative data was analyzed descriptively using measures of central tendencies and measures of dispersion. Regression was conducted for testing the study hypotheses. Data was presented using frequency tables. The study found that stakeholders’ engagement in M&E and capacity building for M&E influenced the performance of County Maternal Health Programmes in Kenya. The study also found that the respondents agreed that planning for M&E and the data management for M&E. This implied that the combined monitoring and evaluation practices influence performance of County Maternal Health Programmes in Kenya.The study found a strong correlation between the performance of county maternal health programmes and combined monitoring and evaluation practices. The study concluded that combined planning for M&E monitoring and evaluation practices influenced the performance of county maternal health programmes. The study suggests that management develop an effective methodology as well as raise awareness of M&E activities for the success of the project. The study also suggests that human resources issues such as workers charged with monitoring and evaluation ought to have technical capabilities, and roles and duties of monitoring and evaluation personnel should be outlined at the start of projects. To ensure M&E sustainability health sector reforms, investments in strong and vibrant technical harmonization platforms that can sustain the change agenda at all times and every required level.

scholarly journals THE ROLE OF LOCAL GOVERNMENTS IN REGIONAL FINANCIAL MANAGEMENT FOR THE HANDLING OF THE COVID-19 PANDEMIC

Yurispruden ◽  
2021 ◽  
Vol 4 (2) ◽  
pp. 208
Author(s):  
Fahrul Abrori
Keyword(s):  
Local Government ◽  
Research Methods ◽  
Financial Management ◽  
Local Governments ◽  
Central Government ◽  
Fiscal Decentralization ◽  
The Government ◽  
The Stability ◽  
The Relationship

 ABSTRAKPandemi Covid-19 yang terjadi di Indonesia membuat pemerintah membuat kebijakan-kebijakan sebagai stimulus untuk menjaga kestabilan masyarakat dan perekonomian. Pemerintah pusat memberikan kewenangan kepada pemerintah daerah untuk mengelola keuangan daerah untuk menangani covid-19 di daerah masing-masing. Hal ini disebabkan karena pemerintah daerah lebih memahami kebutuhan daerahnya. Permasalahan yang diangkat Pertama, bagaimana hubungan Pemerintah Pusat dan Pemerintah Daerah dalam pengelolaan keuangan untuk penanganan pandemi Covid-19? Kedua, Apa peran Pemerintah Daerah dalam pengelolaan keuangan daerah untuk penanganan pandemi Covid-19? Menggunakan metode penelitian yuridis normatif dengan pendekatan perundang-undangan dan pendekatan konsep. Hubungan Pemerintah Pusat dan Pemerintah Daerah dalam Pengelolaan Keuangan untuk Penanganan Pandemi Covid-19 yaitu desentralisasi fiskal yang mana. Peran Pemerintah Daerah dalam Pengelolaan Keuangan Daerah untuk Penanganan Pandemi Covid-19 yaitu dengan melakukan refocusing kegiatan, realokasi anggaran, dan Penggunaan Anggaran Pendapatan dan Belanja Daerah.Kata kunci: Pemerintah Daerah, Pengelolaan Keuangan Daerah, Pandemi Covid-19 ABSTRACTThe Covid-19 pandemic in Indonesia led the government to make policies as a stimulus to maintain the stability of society and the economy. The central government authorizes local governments to manage local finances to deal with covid-19 in their respective regions. This is because the local government better understands the needs of the region. The issue raised first, how is the relationship between the Central Government and Local Government in financial management for the handling of the Covid-19 pandemic? Second, What is the role of local governments in regional financial management for the handling of the Covid-19 pandemic? Using normative juridical research methods with statutory approaches and concept approaches. The relationship between the Central Government and Local Government in Financial Management for the Handling of the Covid-19 Pandemic is fiscal decentralization. The role of local governments in regional financial management for the handling of the Covid-19 pandemic is by refocusing activities, reallocating budgets, and using regional budgets.Keywords: Local Government, Regional Financial Management, Covid-19 Pandemic

The State and the Economy

2017 ◽  
Author(s):  
Alan Bowman
Keyword(s):  
Transaction Costs ◽  
Central Government ◽  
Significant Loss ◽  
Indirect Taxation ◽  
Economic Behaviour ◽  
Trade Model ◽  
The Government ◽  
And Performance ◽  
The Relationship ◽  
Point Of Departure

The main fiscal instruments the Roman government could use to affect economic behaviour and performance were currency, taxation, and regulation of markets. This chapter is primarily concerned with taxation, and considers the central features of the relationship between direct and indirect taxation and trade, taking Hopkins’s taxes-and-trade model as a point of departure. It argues that, before AD 300, taxation was fairly low, but not as low as Hopkins thought, when we consider the things he omitted. Various fiscal stimuli, the government use of coin, and taxation all affected trade positively in different ways. After Diocletian, by re-establishing the currency as central to government fiscal operations and by reducing the transaction costs that fell directly upon central government, rates of taxation could effectively be lowered without significant loss of revenue, and that institutionalization of the relationship between imperial and municipal taxation was broadly beneficial from a fiscal viewpoint.

Russian Companies in Search of Sustainable Development

2011 ◽  
pp. 138-148
Author(s):  
I. Gurkov ◽  
E. Avraamova
Keyword(s):  
Performance Measures ◽  
Economic Policies ◽  
Cost Leadership ◽  
Corporate Executives ◽  
Industrial Companies ◽  
Intensive Use ◽  
Strategic Position ◽  
The Government ◽  
And Performance ◽  
The Relationship

Using the results of a survey of Russian corporate executives in the late 2010 we reveal the relationship between the actions undertaken in 2009-2010 and performance measures. Only sustainable cost leadership strategic position, partially based on intensive use of subcontractors and consultants, secures somehow the immediate future of Russian industrial companies, as such a position results in a positive dynamics of orders backlog. Suggestions for the government economic policies are made.

The Moderating Effect of Firm Characteristics on the Relationship between Strategic Change and Performance of Firms in the Alcohol Industry in Kenya

2015 ◽  
Vol 2 (3) ◽  
Author(s):  
Michael Washika Okonda ◽  
Dr. Patrick B. Ojera ◽  
Dr. Isaac O. Ochieng
Keyword(s):  
Quantitative Methods ◽  
Strategic Change ◽  
Moderating Effect ◽  
Primary Data ◽  
Substantial Contribution ◽  
Firm Characteristics ◽  
Alcohol Industry ◽  
The Government ◽  
And Performance ◽  
The Relationship

This paper examines the moderating effect of firm characteristics on the relationship between strategic change and performance of firms in the alcohol industry in Kenya. The alcohol industry makes a substantial contribution to the country's GDP. For instance, the East Africa Breweries Limited (EABL), Kenya was feted by KRA as the second top tax payer to the government for the 2011/2012 financial year. However, clear picture of the moderating influence of firm characteristics on the relationship between strategic change occasioned Alcoholic Drinks Control Act (ADCA), 2010 and performance has not emerged from previous studies. Specifically, the study investigated the effect of managerial capabilities, product dimensions and brand portfolio on performance of alcohol industry in Kenya. Previous studies dwelt on effect of limited aspects of strategic change such as marketing leaving out critical aspects like scope of strategies, resource deployment patterns and competitive advantages and the moderating effect of firm characteristics. The study was underpinned by the Resource-Based Theory (RBT). The study adopted a mixed method survey research design using qualitative and quantitative methods. The population was 25 local firms registered by Kenya Revenue Authority by 2012 and approved by National Authority for the Campaign Against Alcohol and Drug Abuse, (NACADA) by 2015. A saturated sample consisted of 100 respondents to get primary data. Multiple regression analysis was used to test the hypotheses that firm characteristics moderate the relationship between strategic change and performance. The R<sup>2</sup> after incorporating interaction effect was .682 (p=.004) and ΔR<sup>2</sup>=.033(p=004) implying firm characteristics significantly moderate the relationship.

scholarly journals Employees Behaviour, Equity in Financial Compensation and Performance of Public Universities in Ghana

2017 ◽  
Vol 4 (3) ◽  
pp. 43
Author(s):  
Evelyn Owusu Frempong ◽  
Gabriel Dwomoh
Keyword(s):  
Public Universities ◽  
Secondary Data ◽  
Primary Data ◽  
Easy Access ◽  
The Public ◽  
The Government ◽  
And Performance ◽  
Main Instrument ◽  
The Relationship ◽  
Moderating Role

The main purpose of the study is to contribute to knowledge by assessing the moderating role equity in financialcompensation plays on the relationship between employees’ behavior and performance of state owned universities inGhana. The targeted population for the study was the 10 public universities established by an Act of Parliament andare recognized by the National Accreditation Board. Out of this, 7 public universities were selected usingconvenience sampling. The choice of this sampling method was based on accessibility and easy access toinformation to facilitate the research. In each of the sample, 15 employees’ mainly senior members both fromadministration and academic totalling 105 were randomly selected for the study. The main instrument used forcollection of primary data was questionnaires and interviews whilst review of selected public universities websites,published textbooks, journals and newsletters constitute the secondary data. The instrument used for the study wastested for its reliability and fitness and the result was positive with cronbach’s alpha value of 0.856. Analysis for thestudy was done using correlation and regression to test for the hypotheses developed. The results show that employees’behaviour has high positive relationship with performance of public universities with equity in financial compensationplaying a moderating role. The study therefore recommends the need for the Government of Ghana to continue with thefull implementation of its single spine pay policy since it will ensure fairness in the public sector wage which will inturn influence employees’ behaviour positively and performance of the sector as a whole.

scholarly journals Position of Citizenship Rights in Criminal Procedure Law Enacted on 2014

2016 ◽  
Vol 9 (6) ◽  
pp. 171
Author(s):  
Ehsan Davoodian
Keyword(s):  
Geographical Region ◽  
Social Aspects ◽  
Environment Protection ◽  
Citizenship Rights ◽  
Legal Term ◽  
Social Fields ◽  
Criminal Procedure Law ◽  
The Government ◽  
And Performance ◽  
The Relationship

Citizenship rights is a legal term which has several definitions in diverse social and ideological schools; in some cultures its political and social aspects are emphasized more and terms such as nationality and voting right are mentioned and there is no theoretical agreement on it. But generally it can be said that citizenship rights are a collection of legislations and laws intended to protect human personality and dignity in all judicial-political and social fields and a citizen enjoys citizenship rights through living in a special geographical region and by virtue of the relationship existing between he/she and the ruling government. Based on this approach citizenship rights branching out the basic laws of every country, lay a responsibility upon both the citizen and the government and are also entry into force and performance guaranteed such as observing privacy, environment protection and so on.

scholarly journals Information and Communication Technology Management Support and Service Delivery at the Department of Immigration, Kenya

2020 ◽  
Vol 9 (1) ◽  
pp. 1
Author(s):  
Gladys Kangogo Komen ◽  
Thomas Anyanje Senaji
Keyword(s):  
Service Delivery ◽  
Survey Design ◽  
Management Support ◽  
Chi Square ◽  
Major Function ◽  
Information And Communication ◽  
Standards And Regulations ◽  
The Government ◽  
Descriptive Survey ◽  
The Relationship

Service delivery is a major function of the State Department of Immigration and there are some ICT factors which may influence the provision of quality services to citizens. We examined the relationship between the ICT Management support and service delivery at Department of Immigration passport control office in Nairobi Kenya using a descriptive survey design with sample size of 192 respondents with questionnaires for data collection. The data was analyzed using SPSS 22 software where descriptive statistics were calculated which comprised means and standard deviation while Chi square statistics were used to assess the association between variables. We found a significant association between ICT management support and service delivery = 0.740 (p = 0.786 > 0.05). Based on this finding it is recommended that the Government ensures sufficient ICT funding, innovate ICT policies and strategies to cater for new ICT trends that are necessary for improved service delivery. Further, there is need to regularly review ICT standards and regulations to reflect the dynamic nature of the technology used in service delivery.

Autonomy of public agencies in Pakistan: does structure matter?

2016 ◽  
Vol 29 (6) ◽  
pp. 565-581 ◽  
Author(s):  
Abiha Zahra ◽  
Muhammad Zafar Iqbal Jadoon
Keyword(s):  
Financial Management ◽  
Public Management ◽  
Multivariate Regression Analysis ◽  
Governing Board ◽  
Vertical Specialization ◽  
Public Agencies ◽  
Content Type ◽  
Administrative Culture ◽  
The Government ◽  
The Relationship

Purpose The purpose of this paper is to examine the relationship between structural arrangements of public agencies of Pakistan and their autonomy. Design/methodology/approach Data were collected through a questionnaire using the key informant approach from 70 public agencies of Pakistan. Hypotheses were drawn from the structural instrumental perspective to examine the relation between structure and autonomy. In order to test the hypotheses, multivariate regression analysis was performed on the data. Findings The research highlights that out of the three major structural dimensions, horizontal specialization, vertical specialization and governing board, only governing board is seen to affect the human resource management dimension of autonomy while vertical specialization is related to financial management autonomy. None of the three hypotheses were completely supported. The divergence of the results from the structural instrumental perspective points to other factors related to agencies including administrative culture and context of state that matter in delegation of autonomy to the agencies by the government. Originality/value This paper contributes to an on-going debate on globalization of public management reforms with emphasis on structural instrumental explanation of the agencification in developing countries.

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