scholarly journals Structural Equation Analysis of Microinsurance Dimensions

Author(s):  
Antonio Jr Estrada Etrata ◽  
Fernando L Trinidad

The objective of this research is centered on determining different microinsurance dimensions towards promoting the sustainability of the marginalized. This central objective leads to the assumption that microinsurance is a good tool to supplement the lack of or the unavailability of social protection programs intended for those who are socially excluded. Over the years, there have been increased calls among governments all over the world to end poverty.  The call puts to order the use of all available means to attain the 2030 Agenda for Sustainable Development.  As a background, the 2030 Agenda for Sustainable Development was adopted in 2015 by all United Nations Member States.  It encompasses 17 Sustainable Development Goals (SDGs), which is an urgent call for action for all developed and developing countries to form a global partnership in promoting peace and prosperity for people and the planet, now and into the future. The very heart of this framework recognizes that ending poverty and other deprivations must have effective and efficient strategies. The research made use of purely quantitative methods to achieve its objectives. There were 600 questionnaires distributed all over the Philippines but only 422 questionnaires were retrieved. The indicators of microinsurance were factor analyzed using the principal axis method with varimax rotation to determine the underlying dimensions. Since its introduction to the market, microinsurance has been a tool that enables low-income households to become resilient against adversities. In fact, it has been found in various literature that microinsurance has functioned as a social protection mechanism when social services are inadequate or not available. It can be further concluded that microinsurance with its unprecedented growth is eyed as a primary contributor to achieving the majority of the SDG 2030. This monumental role of microinsurance calls for the support of various sectors.  As indicated in the results, financial literacy has to increase among the marginalized to embrace the concept of insurance.  The government likewise has to intervene in promoting microinsurance particularly in areas that are neglected by social services for whatever reasons.

Author(s):  
Shamim Ferdous ◽  
Mohammad Deloar Hossain

Children with disabilities (CWDs) are one of the most marginalised and excluded groups in the society. Facing daily discrimination in the form of negative attitudes, lack of adequate policies and legislation, they are effectively barred from realising their rights to healthcare, education and even survival. It has been estimated that exposure towards all forms of violence against CWDs is four-time greater than that of children without disabilities. Bangladesh has an estimated 7–10 million CWDs (out of a total of 72 million children, World Health Organisation Report). Most of the time, these children are treated as a burden to their families or the community and thus become subject to violence. There are very few specialised institutions with residential facility to take care of them. So, they are institutionalised in general residential institutions at a significantly higher rate than other children. But both the special and general residential institutions have lack of skilled human resources and knowledge of the special situation and needs of CWDs. Peer groups of the CWDs are also less sensitised, which result in further stigma and discrimination of CWDs. A 2010 study was done by the Ministry of Women and children Affairs. The findings from interviews with adolescents’ aged 13–16 in 12 locations of Dhaka City revealed their extreme vulnerability. In 2010, a study by Bangladesh Protibondhi Foundation that conducted a survey supported by the Save the Children Sweden–Denmark found that 51.4% of CWDs are either at risk of sexual abuse (12.5%) or have been sexually abused (38.9%).The government of Bangladesh has taken a number of legislative and policy steps that indicate commitment to advancing the rights of persons with disabilities. In terms of international instruments, Department of Social Services under Ministry of Social Welfare operates various types of institutions for the children and also CWDs. The study will adopt qualitative and quantitative methods to collect information from both primary and secondary sources and also assess the situation of government non-government organisations/religious institutions where CWDs have residential facilities in order to understand which factors contribute to increased vulnerability of these children.


Author(s):  
Abiodun Alao ◽  
Roelien Brink

The Fourth Industrial Revolution (41R) era requires industries to adopt the use of technology and specialised study accomplished with digital knowledge. This has contributed to the high rate of unemployment and job loss of people, especially the youths without digital knowledge. The objective of this study is to understand how ICTs can be used for the sustainable development of youth employability. The youths are among the low-income populations that require access to information on industry requirement for improved employability and the provision of digital skills training will allow them to have the knowledge to use ICTs to access information on the relevant job skills needed in the labour market. The sustainable livelihood theory was used to guide the study. Recommendations for the study will allow the government, ICT policymakers, and stakeholders to use ICTs for the sustainable development of youths and improve employability.


2019 ◽  
Vol 7 (2) ◽  
pp. 233-269
Author(s):  
Sarah Tan

AbstractOn September 2015, countries around the world pledged to end poverty, protect the planet, and hit specific developmental targets within fifteen years at the signing of th|e United Nations 2030 Agenda. Within the 2030 Agenda are seventeen Sustainable Development Goals (SDG). Goal 16 of the SDG contains twelve targets; of these, Target 16.3 is aimed at ensuring equal access to justice for all and Target 16.10 at ensuring public access to information. Malaysia as a signatory has pledged its commitment to fulfilling these SDGs. This paper's primary focus is on the fulfilment of Targets 16.3 and 16.10 within Malaysia's legal environmental framework. At present, there are provisions that ensure equal access to justice and those that ensure public access to information; however, it is suggested that these are insufficient, uncommon, and limited. This paper proposes an amendment to the Federal Constitution to include the express right to a clean environment, and demonstrates, through comparative study, the success similar provisions have had on the environmental protection laws of other countries such as India, the Philippines, South Africa, Nepal, the Netherlands, and Nigeria. It then considers what possible lessons Malaysia could glean from these national experiences in fulfilling its goals for Targets 16.3 and 16.10 before concluding with the proposition that Malaysia should consider an express constitutional right to a clean environment if she intends to meet her SDG goals.


2018 ◽  
Vol 19 (3) ◽  
pp. 225-245 ◽  
Author(s):  
Maxwell Peprah Opoku ◽  
William Nketsia ◽  
Elvis Agyei-Okyere ◽  
Wisdom Kwadwo Mprah

In many low-income countries, persons with disabilities are consistently denied access to essential services, contributing to a high incidence of poverty among them. The Goal 1 of the Sustainable Development Goals (SDGs) exhorts countries to develop appropriate social protection to serve as a springboard to alleviate poverty among all persons. The government of Ghana has introduced Disability Fund to provide one-off financial support to persons with disabilities through its decentralised political units. This is to enable persons with disability to participate in socio-economic activities. However, after a decade of the establishment of the fund, anecdotal evidence still shows that many persons with disabilities continue to live in deplorable conditions. Therefore, the main aim of this qualitative study was to explore the beneficial impact of the fund on the lives of persons with disabilities in Ghana. A semi-structured interview guide was used to collect data from 48 participants, comprising 20 males and 28 females with disabilities. The narratives from the participants revealed that only a few were able to access the fund. In their quest to access the fund, participants encountered barriers, such as lack of information, delays in disbursement and insufficient funds. The findings underscore the need for re-evaluation of the administration of Disability Fund and its disbursement processes. The implications of the findings for policy reform are extensively discussed.


Author(s):  
Vira Kutsenko ◽  
Olena Garashchuk ◽  
Oleksiy Topchiy

The article notes that during the current period of Ukraine undergoing fundamental transformations in the economy and society as a whole. In this regard, there is a need to form a new socio-economic model designed to ensure sustainable development. It also corresponds to Ukraine’s aspirations for integration into the European community. However, today the situation on the implementation of the principles of sustainable development in Ukraine is unsatisfactory, which, in particular, is expressed in the low standard of living of the population and its social protection, as well as in the inadequacy of measures taken in the field of environmental protection. This situation requires the construction of an integrated system of state policy aimed at ensuring sustainable development, which includes coordination of activities in the environmental, financial, economic and social spheres. All this should contribute to the protection of national interests, ensuring security for every citizen and society as a whole. In this regard, it is noted that in Ukraine there are significant problems in terms of accessibility of social services, ensuring social justice, achieving economic efficiency and environmental safety. The solution to these problems should be facilitated by the current decentralization policy. Within its framework, the creation of united territorial communities is taking place, which should positively affect the provision in each of them of conditions for the implementation of the principles of sustainable development. Indeed, it is on the territory of such communities that there are prerequisites for overcoming the structural imbalances that take place in the economy and condition the irrational use of all resources, including natural ones. As a result of this, the technogenic load on the environment should decrease. The study of social security problems at the level of the united territorial communities, including monitoring of its main indicators, gives reason to assert the need to improve the management system, which should ensure the accessibility of social goods and fairness in their distribution. Thus, ensuring sustainable development should be considered as a priority area of socio-economic development of Ukraine. This provides for such public policy measures as: the provision of unemployment benefits; ensuring a constant increase in the well-being of the population and strengthening its social protection; reduction of inflation and ensuring economic growth due to the successful solution of scientific and technical problems, including the introduction of effective forms of combining science and production; increasing environmental requirements for the economy. All this should contribute to the realization of the goal of achieving sustainable development.


Epigram ◽  
2020 ◽  
Vol 17 (1) ◽  
pp. 59-66
Author(s):  
Costantein Imanuel Sarapil ◽  
Ishak Bawias ◽  
Eunike Irene Kumaseh ◽  
Getruida Nita Mozes ◽  
Ganjar Ndaru Ikhtiagung ◽  
...  

This study aims to determine the marketing margins of demersal fish in Laotongan Village. Laotongan Village, or another name for Tehang Island, is one of the islands in District of Tabukan Selatan, Regency of Sangihe Archipelago. The method used is qualitative and quantitative methods. Qualitative methods are methods that look at phenomena from non-material aspects, beyond what they appear to be, with the study of meaning as something holistic. Meanwhile, the quantitative method is a method that looks at the phenomenon from the material aspect, which is visible, the impact study, the factors that affect it as a variable. In general, fisher who catch fish in Laotongan Village use hand line, in the local language it is called Kakintu. Also, the type boat used is pumpboat. The fisher in Laotongan Village are fisher with low income, and most of the fisher have an elementary education level. Marketing margin of Demersal fish is Rp. 15,000., And the efficiency of the portion received by fisher, F = 57%, F> 50%, where the sales of demersal fish are efficient. However, fisher's welfare has not improved. One of the factors is the extravagant fisher's lifestyle. The government can pay attention to the welfare of fisher.


Epigram ◽  
2020 ◽  
Vol 17 (2) ◽  
pp. 103-110
Author(s):  
Costantein Imanuel Sarapil ◽  
Ishak Bawias ◽  
Eunike Irene Kumaseh ◽  
Getruida Nita Mozes ◽  
Ganjar Ndaru Ikhtiagung ◽  
...  

This study aims to determine the marketing margins of demersal fish in Laotongan Village. Laotongan Village, or another name for Tehang Island, is one of the islands in District of Tabukan Selatan, Regency of Sangihe Archipelago. The method used is qualitative and quantitative methods. Qualitative methods are methods that look at phenomena from non-material aspects, beyond what they appear to be, with the study of meaning as something holistic. Meanwhile, the quantitative method is a method that looks at the phenomenon from the material aspect, which is visible, the impact study, the factors that affect it as a variable. In general, fisher who catch fish in Laotongan Village use hand line, in the local language it is called Kakintu. Also, the type boat used is pumpboat. The fisher in Laotongan Village are fisher with low income, and most of the fisher have an elementary education level. Marketing margin of Demersal fish is Rp. 15,000., And the efficiency of the portion received by fisher, F = 57%, F> 50%, where the sales of demersal fish are efficient. However, fisher's welfare has not improved. One of the factors is the extravagant fisher's lifestyle. The government can pay attention to the welfare of fisher.


Think India ◽  
2019 ◽  
Vol 22 (3) ◽  
pp. 904-911
Author(s):  
Dr. Anbu Arumugam

This research paper aims to study the role of the National Institute for Transforming India (NITI) Aayog in the 2030 Agenda for Sustainable Development of Women in India with special focus on the Sustainable Development Goal (SDGs) number 5 – Gender Equality. The 70th session of the United Nations General Assembly (UNGA) formally adopted the resolution on “Transforming our World: The 2030 Agenda for Sustainable Development”. The Sustainable Development Goals (SDGs) comprises of 17 goals and 169 targets and came into force on 1st of January 2016. The Government of India (GOI) has appointed the NITI Aayog as the nodal agency for overseeing the implementation of the SDGs in India. (United Nations, 2015) In India only 59.3% women are literate when compared to 78.8% of men whereas there is 100% enrolment in primary education only 75.5% of girls progress for higher education. In the Indian Parliament only 11% of women hold seats in both houses namely Lok Sabha and Rajya Sabha. In the sub-national level women hold only 8.7% of seats across the State Legislative Assemblies in India. The sex-ratio at birth is 919 girls for every 100 boys as per the 2011 Census of India. In India 48.5% of the population are women but only 27.4% of women are in the workforce in the country. (Social Statistics Division MoSPI, GOI, 2017)


Author(s):  
Maria Solyanova

Many studies focus on the COVID-19 pandemic, response mechanisms and response design. At the same time, it becomes more and more obvious that not only the study of economic policy and decisions made by the government in connection with the pandemic is acquiring relevance. As the spread of the disease continues, social problems and difficulties that political elites will have to deal with are exposed in Canadian society. Despite the fact that the government has taken unprecedented measures to expand assistance and social protection to the most vulnerable groups – low-income families, women, senior citizens, young people and children, low-skilled workers, self-employed, people with disabilities, etc. – the pandemic, however, has had a profound impact on society. The government will be forced to adapt its policies in the field of social protection and labor relations, in the field of health and education. This article seeks to explore the key social dimensions of the COVID-19 pandemic, as well as factors that can influence the political decisions of the Canadian elite in the near future.


2021 ◽  
Vol 29 (4) ◽  
pp. 574-595
Author(s):  
Edith O. Nwosu ◽  
Edwin E. Arum ◽  
Oluchukwu P. Obioma

Improving national social protection systems is a major task for all governments. This they can do through an effective implementation of the sustainable goals also called the Sustainable Development Goals (SDGs). The main purpose of social protection is to reduce poverty, economic shocks and vulnerability. This article examines the extent Nigeria has gone to in order to promote sustainable goals through the Social Protection Floor Initiative. The article also delves into the justiciability of socio-economic rights in Nigeria and in other jurisdictions like UK, India and South Africa which are commonwealth countries like Nigeria. It further recommends ways by which Nigeria can, through the Social Protection Floor Initiative, fulfil its obligations towards the attainment of the SDGs. A major conclusion of this article is that the Social Protection Floor Initiative is an important means for the government to achieve the Sustainable Development Goals, and an important aspect of this is ensuring the enforcement of socio-economic rights. Without implementing the Social Protection Floor Initiative, the Sustainable Development Goals mantra will be restricted just to TVs in Nigerian homes without any corresponding impact on the masses.


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