scholarly journals THE EFFECT OF RELIGIOSITY, THE LEVEL OF INCOME, AND THE LEVEL OF ISLAMIC FINANCIAL LITERACY TOWARD THE INTEREST OF STUDENT TO BECOME CUSTOMERS IN SHARIA FINANCIAL INSTITUTION

2019 ◽  
Vol 8 (1) ◽  
pp. 109-121
Author(s):  
Rifda Amalia Luthfiani ◽  
Ratna Candra Sari

Abstract : The Effect of Religiosity, The Level of Income, and The Level of Islamic Financial Literacy Toward The Interest Of Student To Become Customers In Sharia Financial Institution. This research aims to analyze (1) the effect of religiosity toward the interest of students to become customers in Sharia financial institutions, (2) the effect of income on the interest of students to become customers in Sharia financial institutions, (3) the effect of the level of Islamic financial literacy the interest of students to become customers in Sharia financial institutions, and (4) the effect of religiosity, income, and the level of Islamic financial literacy the interest of students to become customers in Sharia financial institutions.This research was causal research, used a purposive sampling method, and used multiple linear regression technique. The results of this research indicate that all independent variables have a positive effect on the dependent variable. Keywords : The Interest of Students to Become Customers in Sharia Financial Institutions, Religiosity, The Level of Income, The Level of Islamic Financial Literacy

2021 ◽  
Vol 1 (2) ◽  
pp. 35-40
Author(s):  
Ni Luh Putu WIRIASTINI ◽  
Gst. Ayu Intan Saputra RINI ◽  
Putu Gede Wisnu Permana KAWISANA

Profitability is the ability of a financial institution (company) to earn a profit during a certain period, this study aims to determine whether the amount of credit, growth in the number of customers, and capital adequacy affect the profitability of LPD in Kintamani District. Sampling using purposive sampling method. The population in this study consisted of 61 villages in Kintamani District. The number of samples that meet the criteria are 20 LPDs in Kintamani District. The data analysis method used is multiple linear regression. Based on the results of analysis and hypothesis testing, it was found that the amount of credit did not have a positive effect on the profitability of LPDs in Kintamani District, while the growth in the number of customers had a positive and significant effect, and capital adequacy also had a positive and significant effect on the profitability of LPDs in Kintamani District.


Author(s):  
Diapinar Reza Rizaldi

This research investigates the effect of factors in Shah Model, namely capability, authority and acceptance level, against the effectiveness of the implementation of performance-based budgeting for the Spending Unit (Satker) under the working area of the Treasury Office (KPPN) Jakarta II. These three factors consist of nine variables, namely performance assessment ability, human resources ability, technical skills ability, legal aspects authority, job procedural authority, organizational authority, political acceptance, administrative acceptance and motivational acceptance. This study uses multiple linear regression to analyze the data, with purposive sampling method. The result of hypothesis testing shows that the variables of human resources ability, legal aspects authority, organizational ability and political acceptance have a positive effect on the effectiveness of implementation of performance-based budgeting on Spending Units under the working area of KPPN Jakarta II. Abstrak                      Penelitian ini bertujuan untuk mengetahui pengaruh dari faktor-faktor dalam konsep Shah Model, yaitu faktor kemampuan, otoritas, dan dukungan terhadap efektivitas penerapan anggaran berbasis kinerja pada satuan kerja lingkup KPPN Jakarta II. Ketiga faktor tersebut dijabarkan menjadi sembilan variabel yang meliputi kemampuan penilaian kinerja, kemampuan sumber daya manusia, kemampuan teknis, otoritas hukum, otoritas prosedural, otoritas organisasi, dukungan politis, dukungan administratif dan dukungan motivasi. Metode analisis yang digunakan dalam penelitian ini adalah regresi linier berganda dengan pengambilan sampel menggunakan metode purposive sampling. Hasil dari pengujian hipotesis tersebut menunjukkan bahwa variabel kemampuan sumber daya manusia, otoritas hukum, otoritas organisasi dan dukungan politis berpengaruh positif terhadap efektivitas penerapan anggaran berbasis kinerja pada satuan kerja di wilayah kerja KPPN Jakarta II.


2017 ◽  
Vol 4 (1) ◽  
pp. 1
Author(s):  
Anastasya Putri Yudiana ◽  
Hexana Sri Lastanti

<span class="fontstyle0">This study aims to examine the factors that influence the behavior of academic fraud by students in the faculty of economics by using diamond fraud dimensions consisting of pressure, opportunity, rationalization and capabilities at the University of Trisakti environment. This study is using purposive sampling method and convenience sampling, purposive sampling is the selection of the sample taken not random, so that later on only samples that are necessary are to be tested, while convenience sampling means is easy with a qualititative approach that ultimately result in quantitative. The independent variables in this study is Fraud Diamond and the dependent variable is academic fraud by students in faculty of economics. Data was obtained through questionnaires with Likert scale. Statistical method in use is multiple linear regression with the help of SPSS 20 software. The results of this study indicate that students academic fraud behavior is influenced by the dimensions of the economic faculty of diamond fraud.</span>


2019 ◽  
Vol 2 (1) ◽  
pp. 55-68
Author(s):  
Kurniawati Mutmainah

This study aims to examine the influence of internal factors for the creativity Government Internal Supervisory Apparatus. Population in this studi is all emplyoeed at Inspektorat of Wonosobo. The number of sample is 30 respondents, the sampling technique in this study was conducted by purposive sampling method. The sample was an auditor and internal supervisory who works in the Inspektorat of Wonosobo. Data were collected through questionnaires and analyzed method used in this study is multiple linear regression whit the help of SPSS statistic v.22 software. The result of this study indicate that intellectual and idealism have a positive effect on the creativity of Government Internal Supervisory Apparatus. While the gender,  job tenure, relativism and motivation have no effect on the creativity of Government Internal Supervisory Apparatus


2020 ◽  
Vol 21 (01) ◽  
Author(s):  
Yulianti Yulianti ◽  
Lisa Sari Widowati ◽  
Aprih Santoso

Study aims to determine the effect of tax knowledge, awareness, and knowledge of tax amnesty on individual taxpayer compliance. Research at KPP Pratama East Semarang and KPP Pratama Semarang Candisari. Study uses the Slovin formula to determine the number of samples by purposive sampling method. The analysis technique used is multiple linear regression. The results showed that knowledge of taxation, awareness, and knowledge of tax amnesty had a positive effect on individual taxpayer compliance. Knowledge of taxation, awareness, and knowledge of tax amnesty affect individual taxpayer compliance by 55.7%, while the remaining 44.3% is influenced by other variables.


Author(s):  
Putri Dwi Cahyani ◽  
Restu Frida Utami

Sharia Bank of Jateng, Puwokerto is a sharia unit that was established in 2014, has a big challenge to expand market share both from the competition of Islamic and conventional banking in Purwokerto city. Maximizing sharia marketing is expected to be the strength of Sharia Bank of Jateng which aims to provide customers satisfaction. There are four item in sharia marketing that become guidelines for sharia marketers, Rabbaniyyah (Theistic), Akhlāqiyyah (Ethic), Al-Waqī'iyyah (Realistic) and Insāniyyah (Humanism). In this study, it examines the effect of sharia marketing and how the influence of sharia marketing value characteristics towards customer satisfaction. This research was conducted by distributing questionnaires to 100 customers by using purposive sampling. To find out how far the independent variables can affect the dependent variable, we using multiple linear regression. Based on the results of regression analysis that theistic beta values are 0.399, ethical at 0.498, realistic at 0.561, and humanist at 0.262 to customer satisfaction. Variables that are very dominant affecting customer satisfaction is realistic variables. Testing the hypothesis, it is known that theistic, ethical, realistic and humanist have a positive effect on customer satisfaction in saving at Sharia Bank of Jateng, Purwokerto.


2018 ◽  
pp. 2009
Author(s):  
Ni Made Dwi Maheni ◽  
I Made Pande Dwiana Putra

A budget slack is a subordinate act that deliberately imposes a higher cost than it should and lower revenue than it should for the budget to be more easily achieved. There are several factors that can affect budget slack. This study aims to determine the effect of budgetary pressures and individual capacity on budgetary slack. This research was conducted at the Regional Device Organization of Badung Regency. The number of samples taken as many as 50 people, using nonprobability sampling method by purposive sampling. Data collection methods used were questionnaires, interviews and documentation. Analytical technique used multiple linear regression. Based on the results of the analysis it was found that budgetary pressures had a positive effect on budgetary slack and individual capacity negatively affecting budgetary slack. Keywords: budget, budget emphasis, individual capacity, budget slack


2019 ◽  
Vol 6 (1) ◽  
pp. 99
Author(s):  
Yuanita Roslan ◽  
Jumatul Rahma Dilla ◽  
Penggiri Santi Suwarno

The purpose of this study is to examine the effect of intellectual capital, institutional ownership and managerial ownership on company’s performance. The population of this study are the companies listed in the LQ-45 index company during the period of 2015-2017. The independent variables in this study are intellectual capital with proxies (human capital, process capital), institutional ownership and managerial ownership and the dependent variable is company’s performance. The population in this study are all companies listed into LQ-45 index company. The sampling technique used was purposive sampling which result for 33 companies. The analytical methode used was multiple linear regression. The result of the study showed that human capital has no effect on the company’s performance. While process capital, institutional ownership and managerial ownership have a positive effect on the company’s performance. The suggestion for futher research is add another variable or indicator for futher research.


2018 ◽  
Vol 9 (2) ◽  
pp. 33-49
Author(s):  
Karina Harjanto

The purpose of this research is to examine the effect of company’s size, profitability, solvability, and the size of the accounting firm towards audit delay. The object in this research are property and real estate companies listed in Bursa Efek Indonesia (BEI) for the period 2013-2015. The sample is selected by purposive sampling method. There are 42 companies selected as sample. Data used in this research is a secondary data such as audited financial reports. Data analysis uses multiple linear regression. The result of this research shows that company’s size, profitability, and solvability have no influence on audit delay, while the size of accounting firm has significant positive influences on audit delay. The result also shows that company’s size, profitability, solvability, and the size of of the accounting firm simultaneously influence audit delay. Keywords: audit delay, company’s size, profitability, solvability, size the accounting firm


2019 ◽  
Author(s):  
Rahima Yahdi ◽  
Aminar Sutra Dewi

Automotive companies suffered a loss due to a decrease in sales caused by high taxes and the proliferation of manufacturing components.The purpose of this study is to determine the effect of capital structure on value of company, Company size on value of company and profitability on value of company of IDX period 2012-2016, with 6 companies using purposive sampling method. Method of analysis used was multiple linear regression analysis.The result of the research shows that the capital structure do not have positive and significant influence to company value, and company size do not have positive and significant influence to company value while profitability has an effect on company value. This shows that high profitability influences company value in the eyes of investors.


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